Baywood T/H
Homes for Sale in Fort Walton Beach, FL
All 414 homes for sale in Fort Walton Beach, FL · median $398,000 · 282 homes for sale in 32548 · Okaloosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of October 2026, the MLS records 7 closed sales in Baywood T/H in Fort Walton Beach, FL since 1996, the most recent in February 2026. Across Fort Walton Beach as a whole, 287 homes closed in the last 12 months at a median of $357,612, 39 median days on market, with 99 homes for sale today. At that median and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $4,610 ($4,100 with the full homestead exemption).
| Location | Fort Walton Beach, Okaloosa County, FL · ZIP 32548 |
|---|---|
| Homes in the community | 21 (FL DOR 2025 assessment roll) |
| Years built | 1983–2021 (median 1993.5) |
| Typical living area | 1,403 sq ft (median) |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 43% |
Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “BAYWOOD T/H key facts,” movewithmomentum.com/neighborhoods/baywood-t-h, data as of September 20, 2026.
Baywood T/H is a townhome community in Fort Walton Beach, and with no current MLS amenities on record, price here is driven by the units themselves — condition, updates, floor plan, and where a given townhome sits within the community. Do not expect a shared amenity package to carry value; the product does the work.
As of mid-2026 we do not have an active price picture to publish for Baywood, so treat any listing that surfaces here on its own merits rather than a community trend. For a buyer, that means underwriting the specific unit and comparing it against Fort Walton Beach townhome alternatives. For a seller, it means condition and presentation, not a marketed amenity story, will set your number.
Nearby homes for sale
No active listings inside BAYWOOD T/H right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Baywood T/H is a townhome enclave in Fort Walton Beach, Okaloosa County. It is a maintenance-oriented, attached-home option rather than a lifestyle-amenity community — no shared amenities are identified in current listings.
Emerald Coast MLS sales records identify 6 homes in BAYWOOD T/H that have changed hands since 2001, built between 1983 and 1984 (median 1984), with a median living area of about 1,200 sq ft and a typical 2-bedroom, 1.5-bath layout; 100% are townhomes. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Baywood T/H is best for.
Best for
- Buyers seeking a lower-maintenance attached home in Fort Walton Beach on a moderate budget
- Buyers who would rather not pay dues toward amenities they will not use
- Buyers comfortable underwriting a single unit on condition and layout rather than a community brand
Probably not for
- Buyers who want resort-style amenities like a pool or clubhouse
- Buyers looking for a detached single-family home with a private yard
- Buyers who need a deep track record of community sales data before committing
The market around Baywood T/H
Baywood T/H is too small for its own price trend, so here is the market around it.
In ZIP 32548, 322 homes are on the market and 15% are under contract — a slower corner of Fort Walton Beach.
Across Okaloosa County, 1,890 homes are active and 551 pending (23% under contract).
In ZIP 32548 (Fort Walton Beach), 338 homes closed in the last 12 months at a median of $325K, up 11.9% year over year, with a median 41 days on market. Right now 112 active and 32 pending listings put supply at about 5.0 months — a balanced market. See the live ZIP 32548 housing market and the Okaloosa County market.
ZIP and county figures describe the wider market, not Baywood T/H specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in BAYWOOD T/H, Fort Walton Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The Baywood T/H buying strategy.
If we were buying in Baywood T/H today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Baywood T/H.
A product-first townhome pocket
Because no community amenities show up in current MLS data, Baywood should be evaluated as a straightforward attached-home purchase. The lever that moves value is the individual townhome — layout, updates, and general condition — along with the Fort Walton Beach location. That keeps the analysis simple and puts the burden on inspecting the actual unit.
Anyone comparing Baywood against amenity-rich communities should weigh what they are trading. There is no pool, clubhouse, or gated feature on record here to justify a premium or a higher carrying cost, which can be a plus for a buyer who wants attached-home convenience without paying for extras they will not use.
The location and the amenities are priced into every listing in Baywood T/H. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
With thin public data on Baywood, our value is in the details: pulling the specific unit's history, reading the HOA and its carrying costs, and benchmarking against comparable Fort Walton Beach townhomes so you are not guessing. We will tell you plainly when a given listing is priced ahead of its condition — and when it is worth moving on.
Baywood T/H in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Baywood T/H buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Baywood T/H sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Baywood T/H, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Baywood T/H home worth?
Get a no-obligation home value based on real comparable sales in Baywood T/H, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Fort Walton Beach →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Okaloosa County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Okaloosa County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
How many homes are in Baywood T/H?
What share of Baywood T/H is owner-occupied?
When were the homes in Baywood T/H built?
Who is the best real estate agent for Baywood T/H?
How do I find a top Fort Walton Beach real estate agent who knows Baywood T/H?
Can Momentum Realty connect me with an agent for Baywood T/H?
Where is Baywood T/H, and what county is it in?
Should you buy in Baywood T/H?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: October 1, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32548)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 1996 (7 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how BAYWOOD T/H fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near Baywood T/H with Momentum Realty’s local guides.