Kernan Lakes
Homes for Sale in Jacksonville, FL
All 3,914 homes for sale in Jacksonville, FL · median $299,000 · 149 homes for sale in 32246 · Duval County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of FLORIDA HOMES REALTY & MTG LLC · via realMLS
As of September 2026, the MLS records 66 closed sales in Kernan Lakes in Jacksonville, FL since 2001, the most recent in June 2026. Recorded prices since 2024 ran from $449,000 to $509,000 (median $479,000), on homes of 1,830 to 1,966 sq ft. Across Jacksonville as a whole, 8,889 homes closed in the last 12 months at a median of $311,990, 44 median days on market, with 2,393 homes for sale today. At that median and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $8,560 ($7,820 with the full homestead exemption).
| Location | Jacksonville, Duval County, FL · ZIP 32246 |
|---|---|
| Homes in the community | 112 (FL DOR 2025 assessment roll) |
| Years built | 1997–2004 (median 2000.0) |
| Typical living area | 2,186 sq ft (median) |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 76% |
| Zoned public schools | Don Brewer Elementary School (B, FLDOE 2025-26); Landmark Middle School (A, FLDOE 2025-26); Sandalwood High School (A, FLDOE 2025-26) |
Data as of September 17, 2026. Data provided by realMLS; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Kernan Lakes key facts,” movewithmomentum.com/neighborhoods/kernan-lakes-jacksonville, data as of September 17, 2026.
Kernan Lakes is a single, coherent phase of Duval County's housing stock: 307 homes built between 1997 and 2004, with a median year built of 2000 and a median living area of 2,359 square feet. That narrow build window matters for price - because homes here are close in both age and size, value differences tend to come down to condition, lot, and updates rather than era or footprint. A homestead share of 79.2% points to high owner-occupancy rather than investor or rental concentration.
The current market posture is unusually quiet: zero active listings and just one closing recorded in the tracked window. That is not a clean demand signal - it is a supply constraint. When there is nothing on the market, sellers who do decide to list hold real leverage, and buyers watching Kernan Lakes need to be ready to act the moment something appears, because there is no competing inventory to negotiate against.
Nearby homes for sale
No active listings inside Kernan Lakes right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Kernan Lakes is a single-era Jacksonville neighborhood in Duval County, where every home falls inside a narrow construction window and the current market is essentially frozen - a useful data point for anyone assuming there is always something available to see here.
realMLS (Northeast Florida) sales records identify 28 homes in Kernan Lakes that have changed hands since 2001, built between 1997 and 2004 (median 2000), with a median living area of about 1,966 sq ft and a typical 4-bedroom, 2-bath layout; 100% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 8 qualified sales in Kernan Lakes across 2024–2025 (5 in 2024, 3 in 2025), median $445,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Kernan Lakes. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Kernan Lakes
Kernan Lakes
Kernan Lakes
Kernan LakesPhotos from realMLS listings in Kernan Lakes; content deemed reliable but not guaranteed.
Who Kernan Lakes is best for.
Best for
- Buyers targeting a home built between 1997 and 2004 with roughly 2,359 square feet of living space.
- Buyers who value owner-occupancy stability over shared amenities.
- Buyers willing to wait for listings and move quickly once one appears.
Probably not for
- Buyers who need active inventory to compare today - there are currently none.
- Buyers who want defined HOA amenities such as a pool or clubhouse included.
- Buyers looking for a range of home ages or square footages to choose from.
The market around Kernan Lakes
Kernan Lakes is too small for its own price trend, so here is the market around it.
In ZIP 32246, 198 homes are on the market and 25% are under contract — a steady corner of Jacksonville.
Across Duval County, 3,860 homes are active and 1,698 pending (31% under contract).
In ZIP 32246 (Jacksonville), 751 homes closed in the last 12 months at a median of $315K ($217/sq ft), down 3.4% year over year, with a median 41 days on market. Right now 154 active and 57 pending listings put supply at about 3.2 months — a balanced market. See the live ZIP 32246 housing market and the Duval County market.
ZIP and county figures describe the wider market, not Kernan Lakes specifically. Momentum Research analysis of MLS records.
How far is everything?
Everyday stops around Kernan Lakes are close: the nearest dining is about 3 minutes away.
- The Veranda · Dining3 min
- Coffee Bar · Coffee3 min
- Atlantic West Shopping Center · Shopping4 min
- Myre Asian Market · Groceries5 min
- Reunion Rehabilitation Hospital · Health7 min
- Huffman Boulevard Park · Parks10 min
Approximate drive times via Mapbox Search + Directions, 2026-07-03. Verify for a specific address.
Nearby Communities
Explore more neighborhoods near Kernan Lakes with Momentum Realty’s local guides.
Schools
- Duval County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Don Brewer Elementary SchoolFLDOE grade B · Public Elementary
- Landmark Middle SchoolFLDOE grade A · Public Middle
- Sandalwood High SchoolFLDOE grade A · Public High
Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Duval County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Kernan Lakes address.
Recent Developments in Kernan Lakes
Development, infrastructure, retail, and school activity affecting Kernan Lakes, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated August 2026.
- July 2026Development
JWB secures funding for 108 affordable housing units in Jacksonville
Jacksonville Today reported that JWB Real Estate Capital secured about $28.59 million in gap funding for 108 income-restricted units across three Westside sites on Tracy, Justina and Ricker roads. Plans include 38 townhome-style units and two sets of 35 efficiency units, priced at or below 60% of area median income for 50 years. Groundbreaking is expected by September 2026 with completion in 2027.
What it may mean for the marketAdds new income-restricted rental and townhome housing supply on the Westside, increasing the stock of long-term affordable units and drawing public and tax-credit investment into three infill sites. The project is about 16 miles west of Kernan Lakes, elsewhere in Duval County.
Source: Jacksonville Today - July 2026Development
Culinary Institute of America selects Jacksonville for Southeast campus
News4Jax reported that the Culinary Institute of America chose downtown Jacksonville for its Southeast hub, to be located at 330 E. Bay Street on the Northbank riverfront. The campus would anchor a $160.5 million hotel and convention center development. The city previously approved up to $35 million in incentives, and the Downtown Investment Authority is finalizing agreements on design and property details.
What it may mean for the marketAnchors a major downtown riverfront redevelopment that pairs an educational campus with hotel and convention space, adding institutional and commercial investment to the urban core alongside Riverfront Plaza and Pearl Square. The project is about 10 miles west of Kernan Lakes, elsewhere in Duval County.
Source: News4Jax - June 2026Development
Hillwood contracts with the City of Jacksonville for 192 acres at AllianceFlorida at Cecil Commerce Center
Master developer Hillwood contracted with the City of Jacksonville for 192 acres at AllianceFlorida at Cecil Commerce Center on Jacksonville's Westside, continuing the buildout of the former Naval Air Station Cecil Field into an industrial and logistics park.
What it may mean for the marketContinued absorption of large industrial parcels at Cecil signals sustained employment growth on the Westside, which can support housing demand across nearby communities. The project is about 24 miles west of Kernan Lakes, elsewhere in Duval County.
Source: Jax Daily Record - April 2026Development
Southeast Toyota opens $170M vehicle-processing facility at JAXPORT's Blount Island, adding 400-plus jobs
Southeast Toyota Distributors dedicated a new vehicle processing facility at JAXPORT's Blount Island Marine Terminal in April 2026. The company put the investment at $170 million and said the facility created more than 400 full-time jobs, most of them hired locally.
What it may mean for the marketA large new employment center on Blount Island adds sustained local job demand, a factor that has historically supported nearby housing absorption. The site is about 6 miles north of Kernan Lakes.
Source: JAXPORT - April 2026Development
Hillwood seeks to mass-grade an AllianceFlorida site for a possible 1 million-square-foot building
Hillwood asked to mass grade a site at AllianceFlorida at Cecil Commerce Center to prepare for a possible 1 million-square-foot building, a step that typically precedes a large industrial or distribution user committing to the Westside park.
What it may mean for the marketA build-ready million-square-foot pad points to a potential large employer on the Westside, the kind of jobs anchor that can lift demand for nearby housing. The project is about 24 miles west of Kernan Lakes, elsewhere in Duval County.
Source: Jax Daily Record - February 2026Infrastructure
JAXPORT details $250M Blount Island modernization and record cargo in 2026 State of the Ports
At its February 2026 State of the Ports address, JAXPORT outlined a $250 million modernization of Blount Island's container and vehicle-handling capabilities and reported record fiscal-2025 cargo volumes. The port also said an air-draft expansion to accommodate larger ships is on track to finish by the end of 2026.
What it may mean for the marketContinued heavy investment in the Blount Island port complex anchors long-term industrial employment on the northeast side, a structural demand driver for the surrounding area. The site is about 6 miles north of Kernan Lakes.
Source: News4Jax
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Kernan Lakes buying strategy.
If we were buying in Kernan Lakes today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Kernan Lakes.
A Single-Era Housing Stock
Every home counted in Kernan Lakes' 307-home total went up between 1997 and 2004, with the median build landing at 2000. That means most buyers here are comparing homes of similar structural vintage - roofing generation, wiring, and floor plan era - rather than weighing an older home against new construction. The median living area of 2,359 square feet places the community in move-up territory rather than compact starter-home scale.
Current MLS listings show no identified community amenities for Kernan Lakes - no clubhouse, pool, or gated entry surfaced in the data. That does not mean none exist, but it does mean a buyer should verify directly rather than assume a shared-amenity package is built into the HOA. Paired with a 79.2% homestead share, the picture is a community valued for the house itself - consistent age, comparable size - more than for a shared-amenity lifestyle package.
The location and the amenities are priced into every listing in Kernan Lakes. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
With zero active listings and only one closing in the current tracked window, Kernan Lakes is not a community you can shop by browsing a portal - it is one that requires a broker actively watching for you. Momentum tracks this Duval County market at the individual-listing level, so when a Kernan Lakes home does surface, our clients hear about it immediately rather than after it is already under contract.
Kernan Lakes in 15 seconds.
HOA, CDD & Fees
- No CDD
- HOA dues reported around $15/month · median of 6 MLS listings, most billed annually
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $15 per month — the median AssociationFee across 6 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Page states no CDD.
Tools for a Kernan Lakes buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Kernan Lakes sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Kernan Lakes, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Kernan Lakes home worth?
Get a no-obligation home value based on real comparable sales in Kernan Lakes, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Recently off market in Kernan Lakes
Homes in Kernan Lakes that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 2303 Longmont Lane · off market
Kernan Lakes Market Scorecard
Kernan Lakes is currently a no active listings market. Limited supply, a median asking price of n/a.
Typical home value in the 32246 ZIP is $314,717, about 19.6% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
How many homes are in Kernan Lakes?
What share of Kernan Lakes is owner-occupied?
When were the homes in Kernan Lakes built?
What schools serve Kernan Lakes?
Who is the best real estate agent for Kernan Lakes?
How do I find a top Jacksonville real estate agent who knows Kernan Lakes?
Can Momentum Realty connect me with an agent for Kernan Lakes?
Where is Kernan Lakes, and what county is it in?
How far is Kernan Lakes from downtown Jacksonville and the beach?
Should you buy in Kernan Lakes?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: September 17, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (4 streets, ZIP 32225/32246)) |
| Under-contract shares | realMLS records, as of 2026-09-17 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2001 (66 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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