Kernan Lakes
Homes for Sale in Jacksonville, FL
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of FLORIDA HOMES REALTY & MTG LLC · via realMLS
As of October 2026, the MLS records 28 closed sales in Kernan Lakes in Jacksonville, FL since 2001, the most recent in June 2026. Across Jacksonville as a whole, 7,347 homes closed in the last 12 months at a median of $313,737, 48 median days on market, with 4,156 homes for sale today. At that median and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $5,600 ($4,870 with the full homestead exemption).
| Location | Jacksonville, Duval County, FL · ZIP 32246 |
|---|---|
| Homes in the community | 112 (FL DOR 2025 assessment roll) |
| Years built | 1997–2004 (median 2000.0) |
| Typical living area | 2,186 sq ft (median) |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 76% |
| Zoned public schools | Don Brewer Elementary School (B, FLDOE 2025-26); Landmark Middle School (A, FLDOE 2025-26); Sandalwood High School (A, FLDOE 2025-26) |
Data as of October 27, 2026. Data provided by realMLS; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Kernan Lakes key facts,” movewithmomentum.com/neighborhoods/kernan-lakes-jacksonville, data as of October 27, 2026.
Kernan Lakes is a single, coherent phase of Duval County's housing stock: 307 homes built between 1997 and 2004, with a median year built of 2000 and a median living area of 2,359 square feet. That narrow build window matters for price - because homes here are close in both age and size, value differences tend to come down to condition, lot, and updates rather than era or footprint. A homestead share of 79.2% points to high owner-occupancy rather than investor or rental concentration.
The current market posture is unusually quiet: zero active listings and just one closing recorded in the tracked window. That is not a clean demand signal - it is a supply constraint. When there is nothing on the market, sellers who do decide to list hold real leverage, and buyers watching Kernan Lakes need to be ready to act the moment something appears, because there is no competing inventory to negotiate against.
Figures in this note are as of July 15, 2026. The live market numbers elsewhere on this page update nightly and are newer.
The 60-Second Overview
Kernan Lakes is a single-era Jacksonville neighborhood in Duval County, where every home falls inside a narrow construction window and the current market is essentially frozen - a useful data point for anyone assuming there is always something available to see here.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Kernan Lakes. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Kernan Lakes
Kernan Lakes
Kernan Lakes
Kernan LakesPhotos from realMLS listings in Kernan Lakes; content deemed reliable but not guaranteed.
Who Kernan Lakes is best for.
Best for
- Buyers targeting a home built between 1997 and 2004 with roughly 2,359 square feet of living space.
- Buyers who value owner-occupancy stability over shared amenities.
- Buyers willing to wait for listings and move quickly once one appears.
Probably not for
- Buyers who need active inventory to compare today - there are currently none.
- Buyers who want defined HOA amenities such as a pool or clubhouse included.
- Buyers looking for a range of home ages or square footages to choose from.
The market around Kernan Lakes
Kernan Lakes is too small for its own price trend, so here is the market around it.
In ZIP 32246, 241 homes are on the market and 24% are under contract — a steady corner of Jacksonville.
Across Duval County, 4,473 homes are active and 1,509 pending (25% under contract).
ZIP and county figures describe the wider market, not Kernan Lakes specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Kernan Lakes, Jacksonville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
How far is everything?
Everyday stops around Kernan Lakes are close: the nearest dining is about 3 minutes away.
- The Veranda · Dining3 min
- Coffee Bar · Coffee3 min
- Atlantic West Shopping Center · Shopping4 min
- Myre Asian Market · Groceries5 min
- Reunion Rehabilitation Hospital · Health7 min
- Huffman Boulevard Park · Parks10 min
Approximate drive times via Mapbox Search + Directions, 2026-07-03. Verify for a specific address.
Schools
- Duval County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Don Brewer Elementary SchoolFLDOE grade B · Public Elementary
- Landmark Middle SchoolFLDOE grade A · Public Middle
- Sandalwood High SchoolFLDOE grade A · Public High
Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Duval County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Kernan Lakes address.
Recent Developments in Kernan Lakes
Development, infrastructure, retail, and school activity affecting Kernan Lakes, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- October 2026Market
St. Johns County denies 4,462-acre Palm Valley farmland housing application under new state enclave law
Commissioners denied 3-2 on Sept. 15 the 4,462-acre Palm Valley application near Nocatee under the state agricultural enclave law, and the county plans to fight it in court. Another proposal of nearly 1,200 acres and about 15,000 homes south of St. Augustine was approved in August, then denied 3-2 on Sept. 28. St. Johns County has received 16 applications under the law.
What it may mean for the marketThe outcome of these applications will shape how much new housing supply can be added on rural land in the county. The site is about 11 miles southeast of Kernan Lakes.
Source: Jacksonville Today - September 2026Infrastructure
JEA advances about $690 million in infrastructure projects including Fulton Cut transmission line raise near JAXPORT
JEA is moving forward with three water reclamation projects (Blacks Ford in northwest St. Johns County, over $220 million; near Jacksonville International Airport, about $193 million; East Arlington, just under $165 million) and the $117 million Fulton Cut transmission line clearance over the St. Johns River near Blount Island. Fulton Cut, shared with JAXPORT and the city, is expected to finish in summer 2027 and all four projects by 2030.
What it may mean for the marketRaised power lines support larger ship access to port terminals, and new reclamation capacity supports growth in surrounding areas. The site is about 6 miles north of Kernan Lakes.
Source: News4JAX - September 2026Development
Gateway Jax seeks more than $70 million in city incentives for Riverfront Plaza tower and Hotel Merrydelle
Gateway Jax is requesting about $55.4 million in incentives for a 17-story, roughly $271.5 million Riverfront Plaza tower with 130 to 170 hotel rooms and 50 to 150 residences on Independent Drive. It also seeks a $15 million loan for the nearly $50 million renovation of the former Ambassador Hotel at 420 Julia Street. The Downtown Investment Authority board votes Sept. 16 and City Council has the final say.
What it may mean for the marketIf approved, the projects would add hotel rooms, residences and restaurants along the Downtown riverfront. The project is about 10 miles west of Kernan Lakes, elsewhere in Duval County.
Source: Jacksonville Today - July 2026Development
Culinary Institute of America selects Jacksonville for Southeast campus
News4Jax reported that the Culinary Institute of America chose downtown Jacksonville for its Southeast hub, to be located at 330 E. Bay Street on the Northbank riverfront. The campus would anchor a $160.5 million hotel and convention center development. The city previously approved up to $35 million in incentives, and the Downtown Investment Authority is finalizing agreements on design and property details.
What it may mean for the marketAnchors a major downtown riverfront redevelopment that pairs an educational campus with hotel and convention space, adding institutional and commercial investment to the urban core alongside Riverfront Plaza and Pearl Square. The project is about 10 miles west of Kernan Lakes, elsewhere in Duval County.
Source: News4Jax - April 2026Development
Southeast Toyota opens $170M vehicle-processing facility at JAXPORT's Blount Island, adding 400-plus jobs
Southeast Toyota Distributors dedicated a new vehicle processing facility at JAXPORT's Blount Island Marine Terminal in April 2026. The company put the investment at $170 million and said the facility created more than 400 full-time jobs, most of them hired locally.
What it may mean for the marketA large new employment center on Blount Island adds sustained local job demand, a factor that has historically supported nearby housing absorption. The site is about 6 miles north of Kernan Lakes.
Source: JAXPORT - February 2026Infrastructure
JAXPORT details $250M Blount Island modernization and record cargo in 2026 State of the Ports
At its February 2026 State of the Ports address, JAXPORT outlined a $250 million modernization of Blount Island's container and vehicle-handling capabilities and reported record fiscal-2025 cargo volumes. The port also said an air-draft expansion to accommodate larger ships is on track to finish by the end of 2026.
What it may mean for the marketContinued heavy investment in the Blount Island port complex anchors long-term industrial employment on the northeast side, a structural demand driver for the surrounding area. The site is about 6 miles north of Kernan Lakes.
Source: News4Jax
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Kernan Lakes buying strategy.
If we were buying in Kernan Lakes today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Kernan Lakes.
A Single-Era Housing Stock
Every home counted in Kernan Lakes' 307-home total went up between 1997 and 2004, with the median build landing at 2000. That means most buyers here are comparing homes of similar structural vintage - roofing generation, wiring, and floor plan era - rather than weighing an older home against new construction. The median living area of 2,359 square feet places the community in move-up territory rather than compact starter-home scale.
Current MLS listings show no identified community amenities for Kernan Lakes - no clubhouse, pool, or gated entry surfaced in the data. That does not mean none exist, but it does mean a buyer should verify directly rather than assume a shared-amenity package is built into the HOA. Paired with a 79.2% homestead share, the picture is a community valued for the house itself - consistent age, comparable size - more than for a shared-amenity lifestyle package.
The location and the amenities are priced into every listing in Kernan Lakes. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
With zero active listings and only one closing in the current tracked window, Kernan Lakes is not a community you can shop by browsing a portal - it is one that requires a broker actively watching for you. Momentum tracks this Duval County market at the individual-listing level, so when a Kernan Lakes home does surface, our clients hear about it immediately rather than after it is already under contract.
Kernan Lakes in 15 seconds.
HOA, CDD & Fees
- No CDD
- HOA status not on record. Verify any dues before you offer
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Page states no CDD.
Tools for a Kernan Lakes buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Kernan Lakes sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Kernan Lakes, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Kernan Lakes home worth?
Get a no-obligation home value based on real comparable sales in Kernan Lakes, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Jacksonville →
Recently off market in Kernan Lakes
Homes in Kernan Lakes that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 2303 Longmont Lane · off market
Price History: What Homes Here Have Actually Sold For
Median sale prices in Kernan Lakes Jacksonville year by year since 2012, from closed MLS sales. Long-run history beats any single estimate: it shows what this community has actually done through rate cycles, not what a model guesses.
Ask an agent about Kernan Lakes
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Kernan Lakes will answer, and the answer is published on this page for the next buyer.
Frequently Asked Questions
How many homes are in Kernan Lakes?
What share of Kernan Lakes is owner-occupied?
When were the homes in Kernan Lakes built?
What schools serve Kernan Lakes?
Who is the best real estate agent for Kernan Lakes?
How do I find a top Jacksonville real estate agent who knows Kernan Lakes?
Can Momentum Realty connect me with an agent for Kernan Lakes?
Should you buy in Kernan Lakes?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Kernan Lakes with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: October 28, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (4 streets, ZIP 32246)) |
| Under-contract shares | realMLS records, as of 2026-10-25 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2001 (28 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Kernan Lakes fits the bigger picture — live prices, inventory, and Momentum Scores: