Keystone Hills
Homes for Sale in Keystone Heights, FL
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 8 closed sales in Keystone Hills in Keystone Heights, FL since 2015, the most recent in April 2025. Across Keystone Heights as a whole, 105 homes closed in the last 12 months at a median of $269,900, 48 median days on market, with 43 homes for sale today. At that median and Clay County's FY2025-26 rate of 15.05 mills, annual property tax runs about $4,060 ($3,470 with the full homestead exemption).
The honest starting point on Keystone Hills is that we have almost nothing closed to work from in the current window. That is not a knock on the community — it is a data reality. In a small, low-turnover corner of Clay County like Keystone Heights, individual sales tend to be condition-driven and specific, and a quiet stretch of closings tells you the market here moves on its own clock rather than in a steady drip.
For a buyer, that means price discovery happens deal by deal, and you should expect to lean on the specifics of the actual house in front of you rather than a tidy comp set. For a seller, thin recent activity cuts both ways: less noise to compete against, but also fewer fresh benchmarks to anchor a list price. Both sides benefit from patience and a willingness to price on merit.
The 60-Second Overview
Keystone Hills sits in Keystone Heights, out in the western reaches of Clay County — a smaller, quieter market where listings and sales come at their own pace rather than on a predictable cycle.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Keystone Hills is best for.
Best for
- Buyers prioritizing a quiet, low-density setting in western Clay County over convenience and pace
- Patient buyers comfortable evaluating a home on its own specifics rather than a deep comp set
- Long-hold buyers who are not counting on quick resale liquidity
Probably not for
- Buyers who need frequent inventory and a fast-moving market to choose from
- Anyone who relies on abundant recent comps to feel confident about value
- Short-horizon buyers expecting to resell quickly in a liquid market
The market around Keystone Hills
Keystone Hills is too small for its own price trend, so here is the market around it.
In ZIP 32656, 149 homes are on the market and 18% are under contract — a steady corner of Keystone Heights.
Across Clay County, 1,286 homes are active and 456 pending (26% under contract).
ZIP and county figures describe the wider market, not Keystone Hills specifically. Momentum Research analysis of MLS records.
Keystone Hills by the numbers
From county property records and closed MLS sales for the Keystone Hills subdivision: 8 homes on record; built 1976–2001; typical size about 1,435 heated sq ft; 3 bedrooms is the median. Housing mix: single-family 100%.
| Year | Recorded sales | Median price |
|---|---|---|
| 2015 | 1 | $68,500 |
| 2016 | 1 | $94,900 |
| 2020 | 1 | $189,000 |
| 2022 | 2 | $235,000 |
| 2023 | 1 | $226,000 |
| 2025 | 1 | $284,000 |
Newest recorded sale: $284,000 on 2025-04-08.
Recorded data as of 2026-09-12; counts cover addresses tagged to this subdivision in the public record, not every parcel. Not an appraisal.
Housing distress & ownership in Keystone Hills, Keystone Heights
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The Keystone Hills buying strategy.
If we were buying in Keystone Hills today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Keystone Hills.
A thin-data market, read carefully
With no closings in the current window to lean on, we are candid that this is a market you read qualitatively rather than statistically. Pricing here tends to reflect the condition, acreage, and features of the specific property far more than any neighborhood-wide trend line. Two homes on the same street can justify very different numbers, and the gap is usually about the house, not the market.
That puts a premium on doing the homework property by property. We look at what a given home actually offers, how long comparable inventory has historically taken to move in this pocket of Clay County, and where the realistic buyer pool is. When the data is thin, the discipline of pricing on merit is what protects you.
The location and the amenities are priced into every listing in Keystone Hills. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
Thin-data markets are where a local read earns its keep. We are a Northeast Florida brokerage that will tell you plainly when the numbers do not support a story, and in a low-activity market like Keystone Hills that candor matters more than in a fast-moving one. We price and negotiate on the merits of the actual home in front of you, not on invented comps.
Keystone Hills in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Keystone Hills buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Keystone Hills sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Keystone Hills, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Keystone Hills home worth?
Get a no-obligation home value based on real comparable sales in Keystone Hills, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Should you buy in Keystone Hills?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Under-contract shares | realMLS records, as of 2026-09-12 |
| Historical depth | Closed-sale records back to 2015 (8 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
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