Lake Cunningham
Homes for Sale in St. Johns, FL
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of TATUM REALTY AND PROPERTY MANAGEMENT SERVICES · via realMLS
Lake Cunningham sits in St. Johns County, and with only a two-closing window in the current snapshot, there is not enough recent transaction volume to draw a firm price signal. That thin data is itself the headline: what a home trades for here is going to be driven far more by its specific condition, lot, and finishes than by any neighborhood-wide comp trend.
For a seller, that means pricing off the property's own merits and the broader St. Johns County backdrop rather than a deep bench of local sales. For a buyer, it means each listing has to be underwritten on its own — you are not buying into a well-documented pattern, so due diligence on the individual home matters more than usual.
The 60-Second Overview
Lake Cunningham is a small St. Johns County community where recent closing activity is light, so value here tends to hinge on the individual home rather than a busy sales record.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Lake Cunningham. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Lake Cunningham
Lake Cunningham
Lake Cunningham
Lake Cunningham
Lake Cunningham
Lake CunninghamPhotos from realMLS listings in Lake Cunningham; content deemed reliable but not guaranteed.
Who Lake Cunningham is best for.
Best for
- Buyers who want a quieter St. Johns County setting and will do the homework on a specific property
- Long-hold buyers comfortable in a low-turnover market
- Sellers ready to price off their home's condition and finishes rather than a crowded comp set
Probably not for
- Buyers who rely on abundant recent closings to validate value before offering
- Investors chasing quick resale velocity in a high-turnover area
- Anyone who wants a fixed price range signaled by heavy neighborhood sales activity
The market around Lake Cunningham
Lake Cunningham is too small for its own price trend, so here is the market around it.
In ZIP 32259, 535 homes are on the market and 35% are under contract — a fast-moving corner of St. Johns.
Across St. Johns County, 1,852 homes are active and 827 pending (31% under contract).
ZIP and county figures describe the wider market, not Lake Cunningham specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Lake Cunningham, St. Johns
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Lake Cunningham
Live MLS inventory for Lake Cunningham. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Lake Cunningham listings as of 2026-09-06, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Life at Lake Cunningham
- Park · reported on 1 of 1 listings
- Playground · reported on 1 of 1 listings
- Pool · reported on 1 of 1 listings
Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- St. Johns County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Cunningham Creek · Elementary
- Switzerland Point · Middle
- Bartram Trail · High
Zoned schools reflect the assignments reported on recent Lake Cunningham listings and can change; always confirm with St. Johns County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Lake Cunningham address.
The Lake Cunningham buying strategy.
If we were buying in Lake Cunningham today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Lake Cunningham.
Reading a thin-data market
With just two closings in the window we are working from, Lake Cunningham does not offer the kind of comp depth that lets you triangulate a confident price per square foot. That is neither good nor bad on its own — it is a condition to plan around. Low turnover can mean homes are held, not flipped, but it also means fewer data points to anchor an offer or a list price.
The practical takeaway is to lean on the fundamentals you can verify: the home's condition and updates, the lot, and how it stacks up against comparable St. Johns County product nearby. Expect a wider-than-usual spread between what any two homes command, because the mix of finishes rather than a market consensus is doing the pricing work.
The location and the amenities are priced into every listing in Lake Cunningham. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community with limited recent closings, generic pricing models fall short. We underwrite each Lake Cunningham home on its own condition, lot, and location, and we pull comparables from the wider St. Johns County market to fill the gaps the local record leaves open.
Lake Cunningham in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Lake Cunningham buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Lake Cunningham sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Lake Cunningham, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Lake Cunningham home worth?
Get a no-obligation home value based on real comparable sales in Lake Cunningham, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Lake Cunningham on the map →
Should you buy in Lake Cunningham?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Lake Cunningham with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: September 6, 2026) |
| Under-contract shares | realMLS records, as of 2026-09-05 |
| Historical depth | Closed-sale records back to 2001 (120 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Lake Cunningham fits the bigger picture — live prices, inventory, and Momentum Scores: