Lake Dalhousie Estates
Homes for Sale in Umatilla, FL
All 70 homes for sale in Umatilla, FL · median $359,900 · 76 homes for sale in 32784 · Lake County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Stellar MLS
As of October 2026, the MLS records 34 closed sales in Lake Dalhousie Estates in Umatilla, FL since 2004, the most recent in March 2026. Recorded prices since 2024 ran from $575,000 to $1,420,000 (median $670,000), on homes of 2,195 to 6,795 sq ft. Across Umatilla as a whole, 56 homes closed in the last 12 months at a median of $313,990, 92 median days on market, with 13 homes for sale today. At that median and Lake County's FY2025-26 rate of 16.65 mills, annual property tax runs about $11,150 ($10,480 with the full homestead exemption).

Price here is driven by the homes themselves, not by a tight band of comparable product. With 43 homes built across a span from 1990 to 2023 and a median living area of 3,353 square feet, this is large-footprint inventory where condition, updates, and lot specifics move the number far more than any neighborhood-wide rate. Expect a wide spread rather than a predictable per-home figure.
The market posture is thin and slow-moving. Only a small number of homes changed hands in the closings window, and a homestead share of 93% tells you most owners occupy and hold rather than trade. For a seller, that means few competing listings but also few recent comps to lean on. For a buyer, patience is the tool: the right home surfaces occasionally, and pricing it will require judgment, not a formula.
Nearby homes for sale
No active listings inside Lake Dalhousie EstatesHomes for Sale in Umatilla, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Lake Dalhousie Estates is a small, established enclave of large homes in Umatilla, in Lake County, where owner-occupancy is the norm and turnover is limited. It reads as a hold-and-stay community rather than a fast-moving market.
Stellar MLS sales records identify 32 homes in Lake Dalhousie Estates that have changed hands since 2012, built between 1990 and 2019 (median 2001), with a median living area of about 3,410 sq ft and a typical 4-bedroom, 3-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 3 qualified sales in Lake Dalhousie Estates across 2024–2025 (2 in 2024, 1 in 2025), median $630,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Lake Dalhousie Estates is best for.
Best for
- Buyers seeking substantial square footage who plan to own and hold for the long term
- Purchasers comfortable waiting for limited inventory and acting decisively when a home lists
- Sellers of a well-kept larger home who want to list into a low-competition market
Probably not for
- Buyers who need a wide selection and frequent new listings to choose from
- Short-horizon buyers looking to resell quickly in an active resale market
- Anyone wanting a predictable per-home price rather than a condition-driven spread
The market around Lake Dalhousie Estates
Lake Dalhousie Estates is too small for its own price trend, so here is the market around it.
In ZIP 32784, 84 homes are on the market and 23% are under contract — a steady corner of Umatilla.
Across Lake County, 3,234 homes are active and 1,077 pending (25% under contract).
In ZIP 32784 (Umatilla), 318 homes closed in the last 12 months at a median of $247K ($178/sq ft), down 2.8% year over year, with a median 73 days on market. Right now 15 active and 7 pending listings put supply at about 3.1 months — a balanced market. See the live ZIP 32784 housing market and the Lake County market.
ZIP and county figures describe the wider market, not Lake Dalhousie Estates specifically. Momentum Research analysis of MLS records.
The Lake Dalhousie Estates buying strategy.
If we were buying in Lake Dalhousie Estates today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Lake Dalhousie Estates.
A large-footprint enclave that trades on condition
With just 43 homes and a median year built of 2001, this is a mature community with a defined edge rather than an expanding one. The build range from 1990 to 2023 means you will find both settled-in original homes and newer construction under the same address book, so two homes of similar size can price very differently. The 3,353-square-foot median points to substantial floor plans throughout.
The 93% homestead share is the number to sit with. It signals a community of long-term owners, which historically produces limited listing supply and infrequent sales. That scarcity is a double edge: sellers face little direct competition, but both sides have fewer recent transactions to anchor value, so accurate pricing depends on reading each home on its own merits.
The location and the amenities are priced into every listing in Lake Dalhousie Estates. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a low-turnover community with few comps and a wide condition-driven spread, pricing is the whole game. We work the details that actually move value here — square footage relative to build year, updates, and lot specifics — instead of leaning on a thin sales record. Whether you are listing into limited competition or waiting for the right home to surface, we tell you what a number is really built on.
Lake Dalhousie Estates in 15 seconds.
What it really costs to own in Lake Dalhousie EstatesHomes for Sale
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| HOA dues | Median $39/month across 41 MLS listings (most billed annually; 2026-10-13). Dues cover what the documents say they cover; ask for the budget and reserve study. |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Lake County is $1,756/yr (3,500 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
Ask an agent about Lake Dalhousie EstatesHomes for Sale
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Lake Dalhousie EstatesHomes for Sale will answer, and the answer is published on this page for the next buyer.
HOA, CDD & Fees
- HOA dues reported around $39/month (about $468/yr) · median of 41 MLS listings, most billed annually
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $39 per month ($468 a year) — the median AssociationFee across 41 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Lake Dalhousie Estates buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Lake Dalhousie Estates sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Lake Dalhousie Estates, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Lake Dalhousie Estates home worth?
Get a no-obligation home value based on real comparable sales in Lake Dalhousie Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Umatilla →
| Location | Umatilla, Lake County, FL · ZIP 32784 |
|---|---|
| Homes in the community | 41 (FL DOR 2025 assessment roll) |
| Years built | 1990–2023 (median 2001) |
| Typical living area | 3,353 sq ft (median) |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 93% |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Lake Dalhousie Estates key facts,” movewithmomentum.com/neighborhoods/lake-dalhousie-estates, data as of September 20, 2026.
Housing distress & ownership in Lake Dalhousie Estates, Umatilla
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
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Frequently Asked Questions
How many homes are in Lake Dalhousie Estates?
What share of Lake Dalhousie Estates is owner-occupied?
When were the homes in Lake Dalhousie Estates built?
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Where is Lake Dalhousie Estates, and what county is it in?
Should you buy in Lake Dalhousie Estates?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: October 9, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (4 streets, ZIP 32784)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2004 (34 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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