Lake Eloise
Homes for Sale in Winter Haven, FL
All 789 homes for sale in WINTER HAVEN, FL · median $284,990 · Polk County homes for sale
True comps, carrying-cost math, and listings before the portals.
Nearby homes for sale
No active listings inside LAKE ELOISE right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
As of September 2026, the MLS records 31 closed sales in Lake Eloise in Winter Haven, FL since 2006, the most recent in July 2025. Recorded prices since 2024 ran from $295,995 to $495,990 (median $348,999), on homes of 1,680 to 3,288 sq ft. At that median and Polk County's FY2025-26 rate of 16.19 mills, annual property tax runs about $5,650 ($4,970 with the full homestead exemption).
Villages & sections of Lake Eloise
Lake Eloise in Winter Haven, FL is a master-planned community recorded as 2 named villages and sections in the MLS; 0 homes are for sale or pending across them today. Each village has its own page with its listings, sales history and HOA/CDD facts.
- Harmony on Lake Eloise · 31 sold/12 mo
- Harmony at Lake Eloise · 6 sold/12 mo
The market around Lake Eloise
Lake Eloise is a small community — 5 recorded sales on file, most recently in 2025 — too few for its own price trend. Here is the market around it.
In ZIP 33884, 457 homes are on the market and 25% are under contract — a steady corner of Winter Haven.
Across Polk County, 5,189 homes are active and 1,757 pending (25% under contract).
Homes here are single family residence.
ZIP and county figures describe the wider market, not Lake Eloise specifically. Momentum Research analysis of MLS records.
Schools
- Polk County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Polk County Public Schools (verify by address) · Public
- Confirm zoned elementary, middle, and high · By address
- Magnet and choice options may apply · Choice
Zoned schools reflect the assignments reported on recent Lake Eloise listings and can change; always confirm with Polk County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Lake Eloise address.
The Lake Eloise buying strategy.
If we were buying in Lake Eloise today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Lake Eloise.
A closer look at the Lake Eloise market
The housing stock is 14 homes built between 1955 and 2022, and 43% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in Lake Eloise. The deal is won or lost on condition, the comps, and the renovation math.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Lake Eloise buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Lake Eloise sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Lake Eloise, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Lake Eloise home worth?
Get a no-obligation home value based on real comparable sales in Lake Eloise, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Lake Eloise on the map →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Polk County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Polk County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Lake Eloise Market Scorecard
Lake Eloise is currently a thin data market. Limited supply, a median asking price of n/a.
Go deeper: true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
How many homes are in Lake Eloise?
What share of Lake Eloise is owner-occupied?
When were the homes in Lake Eloise built?
Do cash buyers compete in Lake Eloise?
What schools serve Lake Eloise?
Who is the best real estate agent for Lake Eloise?
How do I find a top Winter Haven real estate agent who knows Lake Eloise?
Can Momentum Realty connect me with an agent for Lake Eloise?
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: June 25, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (community parcel extract) |
| Under-contract shares | Stellar MLS records, as of 2026-08-01 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2006 (31 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
More Winter Haven & Lakeland, Winter Haven & Polk County guides
Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Lakeland, Winter Haven & Polk County or the full Neighborhood Finder.
See how LAKE ELOISE fits the bigger picture — live prices, inventory, and Momentum Scores:
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