Lake Eloise
Homes for Sale in Winter Haven, FL
All 851 homes for sale in Winter Haven, FL · median $279,900 · 339 homes for sale in 33884 · Polk County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of November 2026, the MLS records 31 closed sales in Lake Eloise in Winter Haven, FL since 2006, the most recent in July 2025. Recorded prices since 2024 ran from $295,995 to $495,990 (median $348,999), on homes of 1,680 to 3,288 sq ft. Across Winter Haven as a whole, 1,657 homes closed in the last 12 months at a median of $279,065, 54 median days on market, with 779 homes for sale today. At that median and Polk County's FY2025-26 rate of 16.19 mills, annual property tax runs about $5,650 ($4,970 with the full homestead exemption).
Villages & sections of Lake Eloise
Lake Eloise in Winter Haven, FL is a master-planned community recorded as 2 named villages and sections in the MLS; 0 homes are for sale or pending across them today. Each village has its own page with its listings, sales history and HOA/CDD facts.
- Harmony on Lake Eloise · 31 sold/12 mo
- Harmony at Lake Eloise · 6 sold/12 mo
Price at Lake Eloise is driven by the house, not the market. With just 14 homes spanning build years from 1955 to 2022 and a median living area near 4,900 square feet, this is a large-home pocket where condition, vintage, and how much a given property has been updated will swing value far more than any neighborhood trend. The single median figure you'll see is a blunt instrument here; the real spread is wide and property-specific.
The current posture is simply quiet. There are no active listings and nothing has closed in the recent window, so there is no live comp to lean on. For a seller, that means pricing will come down to a careful read of the specific home against older sales rather than this week's competition. For a buyer, it means patience and a willingness to move when a rare listing surfaces.
Figures in this note are as of October 26, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Nearby homes for sale
No active listings inside LAKE ELOISE right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Lake Eloise is a small, low-turnover enclave of large homes in Winter Haven, where the median build year of 1974 sits alongside new construction as recent as 2022 - a mix of eras rather than a single tract-built look.
Stellar MLS sales records identify 34 homes in LAKE ELOISE that have changed hands since 2009, built between 1955 and 2024 (median 2024), with a median living area of about 2,240 sq ft and a typical 4-bedroom, 2.5-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Lake Eloise is best for.
Best for
- Buying to hold a large primary residence in a quiet, low-turnover pocket
- Buyers who want room to spread out and will wait for a scarce listing
- Buyers comfortable evaluating a home on its own condition and vintage rather than live comps
Probably not for
- Needing to buy quickly, since there are no active listings
- Wanting shared community amenities, which none were identified here
- Looking for a small, low-maintenance floor plan
The market around Lake Eloise
Lake Eloise is a small community — 5 recorded sales on file, most recently in 2025 — too few for its own price trend. Here is the market around it.
In ZIP 33884, 457 homes are on the market and 25% are under contract — a steady corner of Winter Haven.
Across Polk County, 5,189 homes are active and 1,757 pending (25% under contract).
Homes here are single family residence.
In ZIP 33884 (Winter Haven), 651 homes closed in the last 12 months at a median of $308K ($163/sq ft), down 0.9% year over year, with a median 57 days on market. Right now 2 active and 2 pending listings. See the live ZIP 33884 housing market and the Polk County market.
ZIP and county figures describe the wider market, not Lake Eloise specifically. Momentum Research analysis of MLS records.
Schools
- Polk County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Polk County Public Schools (verify by address) · Public
- Confirm zoned elementary, middle, and high · By address
- Magnet and choice options may apply · Choice
Zoned schools reflect the assignments reported on recent Lake Eloise listings and can change; always confirm with Polk County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Lake Eloise address.
Recent Developments in Lake Eloise
Development, infrastructure, retail, and school activity affecting Lake Eloise, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- October 2026Parks & Amenities
Polk County and State Preserve About 375 Acres of Working Ranch Land in Alturas
Polk County and the Florida Department of Agriculture and Consumer Services closed a $3,005,000 conservation easement on a cattle ranch with shoreline on the north side of Gator Lake in Alturas. The county paid $750,000 and the state's Rural and Family Lands Protection Program covered the rest. The easement bars development while ranching continues.
What it may mean for the marketThe easement keeps roughly 375 acres near Alturas undeveloped, limiting future residential supply on that parcel while preserving open space and lake frontage. The project is about 10 miles south of Lake Eloise, elsewhere in Polk County.
Source: Polk County Government - September 2026Infrastructure
$1.2 Million Sidewalk Project Completed in Northwest Lake Wales
Lake Wales finished a $1.2 million sidewalk phase covering Orange Avenue, Wetmore Street, Sessoms Avenue, Seminole Avenue, Seaboard Avenue, Dorsett Avenue, B Street and C Street, rehabilitating existing walks and adding new ones. A state grant paid for the work, and an earlier phase finished in 2025. Landscaping and street trees remain scheduled in some areas.
What it may mean for the marketNew sidewalks improve walking access to nearby streets and amenities in northwest Lake Wales. The project is about 9 miles southeast of Lake Eloise, elsewhere in Polk County.
Source: DailyRidge - July 2026Development
Haines City Data Center Proposal on Hold Over Water Capacity
Texas based Cielo Digital Infrastructure has proposed a data center on Marion Road and State Road 544 East in Haines City, requesting 150,000 gallons of potable water per day. City officials say the project remains preliminary, is awaiting additional water allocation from the Southwest Florida Water Management District, and has not yet come before the commission for approval.
What it may mean for the marketA proposed data center signals commercial and industrial interest in the Haines City area while highlighting water infrastructure limits that could shape the pace of future development. The project is about 8 miles northeast of Lake Eloise, elsewhere in Polk County.
Source: Bay News 9 - June 2026Development
Haines City Commission Reviews Lake Eva Estates Subdivision
Haines City reviewed a preliminary plat for Lake Eva Estates, a 31 lot single family subdivision on 16.68 acres west of 10th Street South by Lake Eva. The project is zoned low density residential and includes an approved traffic study.
What it may mean for the marketA new single family subdivision adds for sale housing supply in the Lake Eva area and reflects continued residential platting activity in Haines City. The project is about 10 miles northeast of Lake Eloise, elsewhere in Polk County.
Source: The Citrus Tea - May 2026Development
SouthState Plans $17M Office in Downtown Winter Haven
SouthState plans a $17.2 million, five story, 40,035 square foot Class A office building on vacant parcels along Central Avenue in downtown Winter Haven. The regional operations center would house about 125 employees, with construction expected to begin in July 2026 and take 12 to 16 months.
What it may mean for the marketA new downtown office building adds employment space and Class A commercial inventory to downtown Winter Haven, supporting the area's redevelopment and taxable value. The project is about 3 miles northwest of Lake Eloise, elsewhere in Polk County.
Source: Tampa Bay Business & Wealth
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Lake Eloise buying strategy.
If we were buying in Lake Eloise today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Lake Eloise.
A small pocket of large homes
Fourteen homes is a thin inventory, and the build range tells the story: 1955 to 2022 means you are choosing among mid-century houses, later-era builds, and the occasional new construction, not a uniform product. The median living area near 4,900 square feet points to substantial floor plans throughout, so expect the work and the carrying cost that come with scale.
Just under half of the homes here carry a homestead exemption, which suggests a meaningful share are held as primary residences rather than turned over quickly. Combined with zero recent closings and no active listings, the practical takeaway is that opportunities are infrequent. No community amenities were identified from current MLS listings, so the draw is the homes and the setting, not shared facilities.
The location and the amenities are priced into every listing in Lake Eloise. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a 14-home enclave with no active listings and no recent sales, there is no shortcut to value - it takes someone who knows the individual houses and can build a defensible price from older data and condition. We will tell you plainly when a specific property's size and vintage work for your plans and when they don't, rather than leaning on a market that isn't trading.
Lake Eloise in 15 seconds.
Tools for a Lake Eloise buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Lake Eloise sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Lake Eloise, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Lake Eloise home worth?
Get a no-obligation home value based on real comparable sales in Lake Eloise, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Winter Haven →
| Location | Winter Haven, Polk County, FL · ZIP 33884 |
|---|---|
| Homes in the community | 14 (FL DOR 2025 assessment roll) |
| Years built | 1955–2022 (median 1974) |
| Typical living area | 4,893 sq ft (median) |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 43% |
| Zoned public schools | Polk County Public Schools (verify by address); Confirm zoned elementary, middle, and high; Magnet and choice options may apply |
Data as of August 2, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2006 through 2025; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Lake Eloise key facts,” movewithmomentum.com/neighborhoods/lake-eloise, data as of August 2, 2026.
Housing distress & ownership in LAKE ELOISE, Winter Haven
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period October 2026 through October 2026. Deemed reliable but not guaranteed.
More Winter Haven home searches
- All homes for sale in Winter Haven, FL
- Homes for sale in Polk County, FL
- Gated communities in Winter Haven
- Winter Haven home values: what is my house worth?
Winter Haven guides & data
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
- Florida documentary stamp tax, explained
- Cheapest places to live in Florida
Real estate agent in Winter Haven? Join Momentum in Winter Haven: 100% commission, one $12K cap.
Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Hummingbird Road (11 homes on record)
- Brimstone Circle (5 homes on record)
- Daisy Field Drive (2 homes on record)
Email me new listings in Lake Eloise
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Lake Eloise
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Lake Eloise will answer, and the answer is published on this page for the next buyer.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Polk County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Polk County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
How many homes are in Lake Eloise?
What share of Lake Eloise is owner-occupied?
When were the homes in Lake Eloise built?
Do cash buyers compete in Lake Eloise?
What schools serve Lake Eloise?
Who is the best real estate agent for Lake Eloise?
How do I find a top Winter Haven real estate agent who knows Lake Eloise?
Can Momentum Realty connect me with an agent for Lake Eloise?
Where is Lake Eloise, and what county is it in?
Should you buy in Lake Eloise?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: June 25, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (community parcel extract) |
| Under-contract shares | Stellar MLS records, as of 2026-08-01 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2006 (31 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. A Momentum agent can price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how LAKE ELOISE fits the bigger picture — live prices, inventory, and Momentum Scores: