Lake Kelly
Homes for Sale in Naples, FL
True comps, carrying-cost math, and listings before the portals.
Photo via Florida Gulf Coast MLS
As of September 2026, Lake Kelly in Naples, FL has 1 home for sale. As of September 2026, the MLS records 34 closed sales in Lake Kelly in Naples, FL since 2014, the most recent in July 2026. Recorded prices since 2024 ran from $155,000 to $1,350,000 (median $615,000), on homes of 500 to 3,284 sq ft. At that median and Collier County's FY2025-26 rate of 11.05 mills, annual property tax runs about $6,800 ($6,360 with the full homestead exemption).
Lake Kelly's numbers point to a market driven by condition and lot use rather than uniform build quality. A year-built spread running from 1959 to 2024 with a median around 1989 means buyers are comparing homes from very different construction eras inside the same 68-home set, and pricing has to be evaluated house by house rather than by community averages.
The homestead share sits at just 27.3%, well below what you'd expect if most owners lived here full time. That tells us a meaningful share of this inventory is held as investment, seasonal, or non-primary property. For a buyer, that context matters when negotiating turnaround time and expectations on occupancy or lease-back.
The 60-Second Overview
Lake Kelly is a small, 68-home pocket in Naples with a construction timeline spanning more than six decades, a median home size around 966 square feet, and no formal community amenities identified in current MLS listings.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Lake Kelly is best for.
Best for
- Buyers prioritizing a smaller, easier-to-maintain home over square footage
- Investors comfortable with a market where non-primary ownership is already common
- Buyers who don't need HOA-run amenities as part of the purchase
Probably not for
- Buyers who need a larger living area as a baseline requirement
- Buyers expecting a uniform build era across the community
- Buyers who want amenities like a pool or clubhouse included in the deal
The market around Lake Kelly
Lake Kelly is too small for its own price trend, so here is the market around it.
In ZIP 34112, 456 homes are on the market and 17% are under contract — a slower corner of Naples.
Across Collier County, 4,462 homes are active and 1,099 pending (20% under contract).
ZIP and county figures describe the wider market, not Lake Kelly specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Lake Kelly, Naples
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Collier County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Collier County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Lake Kelly Market Scorecard
Lake Kelly is currently a thin data market. Limited supply, a median asking price of $545,999, and homes go under contract in about 92 days.
Typical home value in the 34112 ZIP is $330,519, about 3.8% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in Lake Kelly
Live MLS inventory for Lake Kelly. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Lake Kelly listings as of 2026-09-12, priced high to low. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
The Lake Kelly buying strategy.
If we were buying in Lake Kelly today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Lake Kelly.
A community defined by compact footprints
The median living area here, just under 1,000 square feet, sets Lake Kelly apart from larger-format Naples subdivisions. Buyers should expect homes built for efficient footprints rather than expansive layouts, and should size expectations accordingly before comparing price per square foot to bigger homes elsewhere in Collier County.
With no community amenities identified from current listings, whatever lifestyle draw exists here comes from the location itself rather than shared pools, clubhouses, or recreational infrastructure. That keeps carrying costs simpler but means buyers shouldn't assume HOA-run perks are part of the package.
The location and the amenities are priced into every listing in Lake Kelly. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
A 68-home inventory with a 65-year construction span requires a working knowledge of which vintages and renovation histories are driving current pricing. We track that block by block so you're not comparing a 1960s original to a recent build on square footage alone.
Lake Kelly in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Lake Kelly buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Lake Kelly sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Lake Kelly, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Lake Kelly home worth?
Get a no-obligation home value based on real comparable sales in Lake Kelly, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Lake Kelly on the map →
Should you buy in Lake Kelly?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Lake Kelly with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Florida Gulf Coast MLS, refreshed twice daily (last: September 12, 2026) |
| Under-contract shares | Florida Gulf Coast MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2014 (34 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Florida Gulf Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Florida Gulf Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Lake Kelly fits the bigger picture — live prices, inventory, and Momentum Scores: