Lovers Oak Condo
Homes for Sale in Safety Harbor, FL

Community in Safety Harbor · Pinellas County
5 homesBuilt 1980–1980
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True comps, carrying-cost math, and listings before the portals.

Built fromLive Stellar MLS data11 years of closingsFL DOR public recordsUpdated twice daily
Live · Lovers Oak Condo Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Ownership and context
40%
Owner-occupied · Lovers Oak Condo
2 of 5 parcels homesteaded (FL DOR 2025)
60%
Non-owner-occupied · Lovers Oak Condo
incl. 20% trust or LLC-held · 0% out-of-state
67%
Cash buyers · Lovers Oak Condo
2 of 3 sales, 12 mo ending June 2020
5
Homes in the community
5 residential parcels (FL DOR 2025)
Track record · 11 years of records
Est. 1980
Community established
homes built 1980-1980, median 1980 (FL DOR 2025)
1
Failed listings · 2026
peaked at 5 in 2021

The market around Lovers Oak Condo

Lovers Oak Condo is a small community — 19 recorded sales on file, most recently in 2026 — too few for its own price trend. Here is the market around it.

Across Pinellas County, 6,909 homes are active and 1,852 pending (21% under contract).

Homes here are condominium.

ZIP and county figures describe the wider market, not Lovers Oak Condo specifically. Momentum Research analysis of MLS records.

If we were buying in Lovers Oak Condo today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Lovers Oak Condo.

A closer look at the Lovers Oak Condo market

The housing stock is 5 homes built around 1980, and 40% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.

The location and the amenities are priced into every listing in Lovers Oak Condo. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Lovers Oak Condo sales matched to your home.

What is your Lovers Oak Condo home worth?

Get a no-obligation home value based on real comparable sales in Lovers Oak Condo, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Lovers Oak Condo on the map →

Real comps, not an automated estimate.

Frequently Asked Questions

How many homes are in Lovers Oak Condo?
The Florida DOR 2025 assessment roll shows 5 homes in Lovers Oak Condo (public records).
What share of Lovers Oak Condo is owner-occupied?
40% of Lovers Oak Condo parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Lovers Oak Condo built?
Homes in Lovers Oak Condo were built between 1980 and 1980, with a median year built of 1980 (FL DOR 2025 roll).
Do cash buyers compete in Lovers Oak Condo?
Cash buyers took 67% of Lovers Oak Condo sales in the 12 months ending June 2020 (2 of 3 closings, Stellar MLS).
Who is the best real estate agent for Lovers Oak Condo?
The best agent for Lovers Oak Condo is one who actively works Safety Harbor and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Lovers Oak Condo.
How do I find a top Safety Harbor real estate agent who knows Lovers Oak Condo?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Lovers Oak Condo and the wider Safety Harbor area.
Can Momentum Realty connect me with an agent for Lovers Oak Condo?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Lovers Oak Condo purchase or sale - no call center and no pressure.

Data sources & freshness

Housing stock & ownershipFlorida DOR 2025 assessment roll (street-list match (3 streets, ZIP 34695))
Under-contract sharesStellar MLS records, as of 2026-07-12
Historical depthClosed-sale records back to 2015 (4 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

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