Middlecreek
Homes for Sale in Clearwater, FL
True comps, carrying-cost math, and listings before the portals.
Over the 12 months ending 2026-09-12, 4 recorded sales closed at a median of $283,500, $194 per square foot, a median 41 days on market, sellers accepting 93% of original asking. At the median price and Pinellas County's FY2025-26 rate of 19.39 mills, annual property tax runs about $5,500 ($4,680 with the full homestead exemption).
Middlecreek is a tight, single-vintage pocket of Clearwater — every home here was built in 1989 or 1990, so buyers are comparing condition and updates rather than sorting through decades of construction eras. With only 46 homes in the community, inventory moves in small batches, and the current closings window sits at just two, meaning very few transactions to read the market from at any given time.
The homestead share here runs high, at just over 82.6%, which points to a community where most owners have filed for the exemption tied to using the property as their primary residence rather than a rental or second home. For a seller, that ownership pattern plus the narrow build range means presentation and condition will do most of the work in setting your home apart. For a buyer, it means fewer competing listings to choose from at any one time — patience and a fast decision process both matter.
The 60-Second Overview
Middlecreek market snapshot (as of September 12, 2026): the median sale price is about $284K ($194 per sq ft over the trailing 12 months of closed sales), and a median 42 days on market for closed sales.
Middlecreek is a small, established Clearwater community built almost entirely in 1989 and 1990, with a median living area of 1,464 square feet — a scale that points toward straightforward, single-story or modest two-story layouts rather than larger newer-build floor plans.
Who Middlecreek is best for.
Best for
- Buyers prioritizing a specific Clearwater location over community amenities.
- Buyers comfortable evaluating a home on its individual condition and updates rather than a shared newer-build standard.
- Owner-occupant buyers who plan to stay long enough to make the limited resale activity here less of a concern.
Probably not for
- Buyers who want a community with organized amenities such as a pool, clubhouse, or recreational facilities.
- Buyers who need a wide selection of active listings to compare in real time, given the small total home count.
- Investors expecting frequent transaction data to benchmark quick resale timing.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 12 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($284K) IS the median in the snapshot above.
Windows contain 0 to 7 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2026. Deemed reliable but not guaranteed.
14% of homes for sale in ZIP 33760 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-08).
The Middlecreek buying strategy.
If we were buying in Middlecreek today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Middlecreek.
A Small, Single-Era Pocket of Pinellas
With only 46 homes total, Middlecreek is not a community where you will find dozens of active listings to compare side by side. The build range — strictly 1989 to 1990 — means the housing stock shares a construction era, so differences between homes come down to updates, maintenance, and how each owner has treated the original systems and finishes over the years.
No community amenities are currently identified from MLS listings, so this reads as a straightforward residential pocket rather than an amenity-driven development. Buyers should evaluate it on the home itself and its location within Clearwater, not on shared facilities. The high homestead share suggests a community where owner-occupancy has been the norm, which can mean more consistent day-to-day upkeep of individual properties, though that is a pattern to verify home by home, not a guarantee.
The location and the amenities are priced into every listing in Middlecreek. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
A community this small, with a narrow closings window, does not generate much public data to work from — you need someone tracking the handful of transactions as they happen, not relying on stale averages. We watch Middlecreek's limited activity closely so you know whether a given listing is priced in line with recent closings or is an outlier, and we can move quickly when something new comes to market.
Middlecreek in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Middlecreek buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Middlecreek sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Middlecreek, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Middlecreek home worth?
Get a no-obligation home value based on real comparable sales in Middlecreek, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
What is the median home price in Middlecreek?
How long do homes in Middlecreek take to sell?
Who is the best real estate agent for Middlecreek?
How do I find a top Clearwater real estate agent who knows Middlecreek?
Can Momentum Realty connect me with an agent for Middlecreek?
Should you buy in Middlecreek?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 12, 2026 |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2004 (33 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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