Monterey Gardens
Homes for Sale in Clearwater, FL
True comps, carrying-cost math, and listings before the portals.
As of September 2026, Monterey Gardens in Clearwater, FL has 1 home for sale. Homes listed or recently sold were built 1981–1983.
Price in Monterey Gardens is condition-driven, not band-driven. With a median around $400,000 and a median near $213 per square foot, what you pay tracks the shape a home is in and its footprint more than any tier of the neighborhood. There is a wide spread beneath that single median figure, so read each listing on its own merits rather than assuming a going rate.
The market posture is fast. A median of eight days on market means the well-prepared listings clear quickly, while the year-over-year median is down 20.4%, so sellers are not setting the terms they might have a year ago. For buyers, that combination rewards pre-approval and decisiveness; for sellers, it rewards pricing to the current reality and presenting the home clean on day one.
Monterey Gardens right now
🟡 Balanced market. 6.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 12, 2026. Confidence: Low (1 active and pending listings, 2 closed sales in 12 months).
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Updated September 12, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Monterey Gardens is a small, quick-moving pocket of Clearwater in Pinellas County where homes turn over in days when priced right. Read the recent snapshot with the understanding that it rests on a thin window of closings.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Monterey Gardens is best for.
Best for
- Buyers with financing lined up who can act within days of a listing hitting the market
- Buyers comfortable underwriting a home on its own condition rather than a neighborhood price band
- Sellers willing to price to today's market and present the home fully prepared on day one
Probably not for
- Buyers who want a long deliberation window and multiple visits before offering
- Buyers who need a deep bench of recent comps to feel confident on value
- Sellers anchored to last year's pricing and unwilling to meet the current market
The market around Monterey Gardens
Monterey Gardens is too small for its own price trend, so here is the market around it.
In ZIP 33756, 258 homes are on the market and 14% are under contract — a slower corner of Clearwater.
Across Pinellas County, 6,628 homes are active and 1,729 pending (21% under contract).
ZIP and county figures describe the wider market, not Monterey Gardens specifically. Momentum Research analysis of MLS records.
Homes For Sale Right Now in Monterey Gardens
Live MLS inventory for Monterey Gardens. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Monterey Gardens listings as of 2026-09-12, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2011 through 2026. Tap any home to ask about it.
Monterey Gardens on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
The Monterey Gardens buying strategy.
If we were buying in Monterey Gardens today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Monterey Gardens.
A thin window, moving fast
This read is built on just three closings, so treat the medians as directional rather than settled. A handful of sales can swing a median hard in either direction, and the 20.4% year-over-year drop should be weighed against that small sample before anyone reads it as a trend.
What the numbers do tell you clearly is speed and condition sensitivity. Eight days to a median sale is genuinely brisk, and at roughly $213 per square foot the per-foot cost sits in a range where updates and layout matter more than square footage alone. Bring a plan for how much work you want to take on, because that is what separates the listings here.
The location and the amenities are priced into every listing in Monterey Gardens. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market this fast and this thinly traded, the value we add is judgment on individual homes rather than reliance on a headline median. We will tell you when a list price is chasing an outdated number, when a fast-moving comp actually applies to the house in front of you, and when the smart move is to wait. That candor matters more here than in a deeper, slower market.
Monterey Gardens in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Monterey Gardens buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Monterey Gardens sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Monterey Gardens, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Monterey Gardens home worth?
Get a no-obligation home value based on real comparable sales in Monterey Gardens, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Monterey Gardens on the map →
16% of homes for sale in ZIP 33756 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-12).
Monterey Gardens Market Scorecard
Monterey Gardens is currently a buyer's market. About 6.0 months of supply, a median asking price of $494,800, and homes go under contract in about 230 days.
Typical home value in the 33756 ZIP is $362,892, about 13.6% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
Is Monterey Gardens a buyer's or seller's market right now?
Who is the best real estate agent for Monterey Gardens?
How do I find a top Clearwater real estate agent who knows Monterey Gardens?
Can Momentum Realty connect me with an agent for Monterey Gardens?
Should you buy in Monterey Gardens?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Monterey Gardens with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 12, 2026) |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2011 (21 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Monterey Gardens fits the bigger picture — live prices, inventory, and Momentum Scores: