Monterey Gardens
Homes for Sale in Clearwater, FL
True comps, carrying-cost math, and listings before the portals.
Price in Monterey Gardens is condition-driven, not band-driven. With a median around $400,000 and a median near $213 per square foot, what you pay tracks the shape a home is in and its footprint more than any tier of the neighborhood. There is a wide spread beneath that single median figure, so read each listing on its own merits rather than assuming a going rate.
The market posture is fast. A median of eight days on market means the well-prepared listings clear quickly, while the year-over-year median is down 20.4%, so sellers are not setting the terms they might have a year ago. For buyers, that combination rewards pre-approval and decisiveness; for sellers, it rewards pricing to the current reality and presenting the home clean on day one.
Monterey Gardens right now
🔴 Off the recent peak. The trailing-12-month median ($400K) is down 20.4% from the prior 12 months ($502K). With about 1 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending July 15. Confidence: Low (3 and 4 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated July 15, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Monterey Gardens right now
🔴 Off the recent peak. The trailing-12-month median ($400K) is down 20.4% from the prior 12 months ($502K). With about 1 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending July 15. Confidence: Low (3 and 4 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated July 15, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Monterey Gardens market snapshot (as of July 15, 2026): the median sale price is about $400K ($213 per sq ft over the trailing 12 months of closed sales), and a median 8 days on market for closed sales. The trailing-12-month median is down 20% from the prior 12 months, computed from record-level Stellar MLS closed sales (3 closings in the current window).
Monterey Gardens is a small, quick-moving pocket of Clearwater in Pinellas County where homes turn over in days when priced right. Read the recent snapshot with the understanding that it rests on a thin window of closings.
Who Monterey Gardens is best for.
Best for
- Buyers with financing lined up who can act within days of a listing hitting the market
- Buyers comfortable underwriting a home on its own condition rather than a neighborhood price band
- Sellers willing to price to today's market and present the home fully prepared on day one
Probably not for
- Buyers who want a long deliberation window and multiple visits before offering
- Buyers who need a deep bench of recent comps to feel confident on value
- Sellers anchored to last year's pricing and unwilling to meet the current market
Median sale price over the trailing 12 months ending July 15 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($400K) IS the median in the snapshot above, and the move from 2025 ($502K) IS the -20.4% one-year change.
Windows contain 0 to 4 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period %s through %s. Deemed reliable but not guaranteed.
The Monterey Gardens buying strategy.
If we were buying in Monterey Gardens today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Monterey Gardens.
A thin window, moving fast
This read is built on just three closings, so treat the medians as directional rather than settled. A handful of sales can swing a median hard in either direction, and the 20.4% year-over-year drop should be weighed against that small sample before anyone reads it as a trend.
What the numbers do tell you clearly is speed and condition sensitivity. Eight days to a median sale is genuinely brisk, and at roughly $213 per square foot the per-foot cost sits in a range where updates and layout matter more than square footage alone. Bring a plan for how much work you want to take on, because that is what separates the listings here.
The location and the amenities are priced into every listing in Monterey Gardens. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market this fast and this thinly traded, the value we add is judgment on individual homes rather than reliance on a headline median. We will tell you when a list price is chasing an outdated number, when a fast-moving comp actually applies to the house in front of you, and when the smart move is to wait. That candor matters more here than in a deeper, slower market.
Monterey Gardens in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Monterey Gardens buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Monterey Gardens sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Monterey Gardens, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Monterey Gardens home worth?
Get a no-obligation home value based on real comparable sales in Monterey Gardens, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Monterey Gardens on the map →
Frequently Asked Questions
What is the median home price in Monterey Gardens?
How long do homes in Monterey Gardens take to sell?
Do cash buyers compete in Monterey Gardens?
Who is the best real estate agent for Monterey Gardens?
How do I find a top Clearwater real estate agent who knows Monterey Gardens?
Can Momentum Realty connect me with an agent for Monterey Gardens?
Should you buy in Monterey Gardens?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | Stellar MLS closed sales, 12-month windows ending July 15, 2026 |
| Under-contract shares | Stellar MLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2011 (21 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 15 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($400K) IS the median in the snapshot above, and the move from 2025 ($502K) IS the -20.4% one-year change.
Windows contain 0 to 4 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period %s through %s. Deemed reliable but not guaranteed.
Data sources & freshness
| Community market stats | Stellar MLS closed sales, 12-month windows ending July 15, 2026 |
| Under-contract shares | Stellar MLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2011 (21 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
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