Monterey Gardens
Homes for Sale in Clearwater, FL
All 1,174 homes for sale in Clearwater, FL · median $295,500 · 137 homes for sale in 33756 · Pinellas County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Stellar MLS
As of October 2026, Monterey Gardens in Clearwater, FL has 1 home for sale. Homes listed or recently sold were built 1981–1983; 1 of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 42 ft).
| Location | Clearwater, Pinellas County, FL · ZIP 33756 |
|---|---|
| Homes in the community | 40 (FL DOR 2025 assessment roll) |
| Years built | 1981–2005 (median 1982.0) |
| Typical living area | 2,046 sq ft (median) |
| For sale right now | 1 active, 0 pending · median asking $494,800 · 6.0 months of supply |
| Owner-occupied (homestead) share | 88% |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2011 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Monterey Gardens key facts,” movewithmomentum.com/neighborhoods/monterey-gardens, data as of September 20, 2026.
Price in Monterey Gardens is condition-driven, not band-driven. With a median around $400,000 and a median near $213 per square foot, what you pay tracks the shape a home is in and its footprint more than any tier of the neighborhood. There is a wide spread beneath that single median figure, so read each listing on its own merits rather than assuming a going rate.
The market posture is fast. A median of eight days on market means the well-prepared listings clear quickly, while the year-over-year median is down 20.4%, so sellers are not setting the terms they might have a year ago. For buyers, that combination rewards pre-approval and decisiveness; for sellers, it rewards pricing to the current reality and presenting the home clean on day one.
Monterey Gardens right now
🟡 Balanced market. 6.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 20, 2026. Confidence: Low (1 active and pending listings, 2 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 2, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Monterey Gardens is a small, quick-moving pocket of Clearwater in Pinellas County where homes turn over in days when priced right. Read the recent snapshot with the understanding that it rests on a thin window of closings.
Stellar MLS sales records identify 29 homes in Monterey Gardens that have changed hands since 2005, built between 1981 and 2005 (median 1982), with a median living area of about 1,869 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 5 qualified sales in Monterey Gardens across 2024–2025 (4 in 2024, 1 in 2025), median $490,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Monterey Gardens. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Stellar MLS listings in Monterey Gardens; content deemed reliable but not guaranteed.
Who Monterey Gardens is best for.
Best for
- Buyers with financing lined up who can act within days of a listing hitting the market
- Buyers comfortable underwriting a home on its own condition rather than a neighborhood price band
- Sellers willing to price to today's market and present the home fully prepared on day one
Probably not for
- Buyers who want a long deliberation window and multiple visits before offering
- Buyers who need a deep bench of recent comps to feel confident on value
- Sellers anchored to last year's pricing and unwilling to meet the current market
The market around Monterey Gardens
Monterey Gardens is too small for its own price trend, so here is the market around it.
In ZIP 33756, 260 homes are on the market and 17% are under contract — a slower corner of Clearwater.
Across Pinellas County, 6,539 homes are active and 1,627 pending (20% under contract).
In ZIP 33756 (Clearwater), 534 homes closed in the last 12 months at a median of $355K ($257/sq ft), down 1.9% year over year, with a median 45 days on market. Right now 124 active and 24 pending listings put supply at about 4.7 months — a balanced market. See the live ZIP 33756 housing market and the Pinellas County market.
ZIP and county figures describe the wider market, not Monterey Gardens specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Monterey Gardens, Clearwater
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Monterey Gardens
Live MLS inventory for Monterey Gardens. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Monterey Gardens listings as of 2026-10-01, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2011 through 2026. Tap any home to ask about it.
Every Home for Sale in Monterey Gardens Right Now (1)
All 1 active and pending Monterey Gardens listings with a detail page, newest first, refreshed twice a day from the MLS.
- 1689 Monterey Drive · $494,800 · 3 bd / 2 ba · listed Jul 2, 2026 · listed by Your Neighborhood Realty Assoc
Monterey Gardens on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
The Monterey Gardens buying strategy.
If we were buying in Monterey Gardens today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Monterey Gardens.
A thin window, moving fast
This read is built on just three closings, so treat the medians as directional rather than settled. A handful of sales can swing a median hard in either direction, and the 20.4% year-over-year drop should be weighed against that small sample before anyone reads it as a trend.
What the numbers do tell you clearly is speed and condition sensitivity. Eight days to a median sale is genuinely brisk, and at roughly $213 per square foot the per-foot cost sits in a range where updates and layout matter more than square footage alone. Bring a plan for how much work you want to take on, because that is what separates the listings here.
The location and the amenities are priced into every listing in Monterey Gardens. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market this fast and this thinly traded, the value we add is judgment on individual homes rather than reliance on a headline median. We will tell you when a list price is chasing an outdated number, when a fast-moving comp actually applies to the house in front of you, and when the smart move is to wait. That candor matters more here than in a deeper, slower market.
Monterey Gardens in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $6/month · median of 38 MLS listings, most billed annually
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $6 per month — the median AssociationFee across 38 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Monterey Gardens buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Monterey Gardens sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Monterey Gardens, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Monterey Gardens home worth?
Get a no-obligation home value based on real comparable sales in Monterey Gardens, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Clearwater →
15% of homes for sale in ZIP 33756 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-01).
Frequently Asked Questions
Is Monterey Gardens a buyer's or seller's market right now?
How many homes are in Monterey Gardens?
What share of Monterey Gardens is owner-occupied?
When were the homes in Monterey Gardens built?
Who is the best real estate agent for Monterey Gardens?
How do I find a top Clearwater real estate agent who knows Monterey Gardens?
Can Momentum Realty connect me with an agent for Monterey Gardens?
Where is Monterey Gardens, and what county is it in?
Should you buy in Monterey Gardens?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: October 1, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 33756)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2011 (21 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Monterey Gardens fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near Monterey Gardens with Momentum Realty’s local guides.