Oak Valley in Valrico

Oak
Valley Homes for Sale in Valrico, FL

Established townhomes · Valrico · ZIP 33594

An established, low-maintenance townhome community on Golden Oak Lane in Valrico, near the State Road 60 corridor, reported with a community pool and a dog park. The read is the HOA bundle, the reserves, the building and the rental policy, all confirmed before you offer.

Valrico, near SR 60Early-2000s townhomesCommunity pool reported
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
Resale here turns on the HOA bundle, the building condition and the floor plan; confirm the dues, the reserves, any special assessment and the rental policy before anchoring on a number.
Free · No obligation
Unlock Off-Market Oak Valley

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Stellar MLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulseStellar MLS
n/a
Median Price
0mo
Supply
n/a
Avg DOM
Soft
Seller Leverage
n/a
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Oak Valley is an established townhome community on Golden Oak Lane in Valrico, Hillsborough County, built in the early 2000s near the busy State Road 60 retail corridor. Third-party sources describe a community pool and a dog park, with an HOA that bundles water and sewer, trash, lawn and exterior care, and no CDD reported. In a community like this the value is driven by the HOA, not a lot: the dues, what they cover, the reserve health, and the condition of the building shell and roof. The location is the draw, with Publix, shopping and SR 60 within reach and quick access toward Brandon, I-75 and the Selmon Expressway. The read is the HOA documents, the building, the floor plan and the rental policy, confirmed in writing before you offer."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Oak Valley is an established townhome community on Golden Oak Lane in Valrico (ZIP 33594), Hillsborough County, built in the early 2000s. Third-party profiles describe compact two-bedroom townhomes in the roughly eleven-hundred to twelve-hundred square-foot range, a community pool and a dog park.

This is a low-maintenance, HOA-driven setting rather than a lot-driven one. Sources report the HOA bundles water and sewer, trash, lawn care and exterior maintenance, with no CDD, which can simplify the monthly carry but makes the dues, the bundle and the reserve health the things to read first.

The location is the core appeal. The community sits near the State Road 60 corridor with Publix, Ross and dining close by, and quick access toward Brandon, I-75 and the Selmon Expressway. Proximity to a busy road is a convenience and a noise trade-off to weigh by exact building position.

Confirm the current dues, exactly what they include, the reserve study and any special assessment, the roof and building shell condition, the rental or leasing policy, and the school assignment by address with Hillsborough County Public Schools, since details change.

Best for

  • Buyers who want a low-maintenance townhome with a bundled HOA
  • Buyers who value a central Valrico location near SR 60 shopping
  • Buyers downsizing or buying a first home who want simple upkeep
  • Buyers who will read the HOA dues, reserves and rental policy

Probably not for

  • Buyers who want a private lot, yard or acreage
  • Buyers who want new construction or a large floor plan
  • Buyers who will not confirm HOA reserves and any assessment
  • Buyers who want a gated, amenity-rich master plan

How Oak Valley is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
56Median days on marketdays
0 : 0Under contract vs for salestrong demand
0Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Stellar MLS, as of June 24, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Oak Valley listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Oak Valley buys, holds, and resells. See the five factors.

Listing locations from Stellar MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The central Valrico location is the point: shopping, major roads, and Tampa are all within a reasonable drive.

Publix and SR 60 shopping~2 to 6 min · ~1 to 3 miles
Brandon Town Center area~10 to 18 min · ~5 to 9 miles
Interstate 75 access~12 to 20 min · ~6 to 10 miles
Selmon Expressway~15 to 25 min · ~8 to 13 miles
Downtown Tampa~25 to 40 min · ~16 to 22 miles
Tampa International Airport~30 to 45 min · ~20 to 27 miles

Drive times are approximate and vary with traffic and your exact departure point. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near OakValley Homes for Sale in Valrico, FL with Momentum Realty’s local guides.

VFValrico Forest Homes for SaleValrico, FL · 0.2 miBHBrentwood Hills Homes for Sale in Valrico, FLValrico, FL · 0.4 miBHBonterraValrico Homes for SaleValrico, FL · 0.5 miIHInnergaryPoint Homes for Sale in Valrico, FLValrico, FL · 0.6 miOTOakwood Terrace Townhomes in Valrico, FLValrico, FL · 0.8 miSOSouthern Oaks Grove Homes for Sale in Valrico, FLValrico, FL · 0.8 miBVBrandon Valrico HillsEstates Homes for SaleValrico, FL · 0.9 miVMValrico Manor Homes for SaleValrico, FL · 1.0 miOROakdale Riverview Estates Homes for Sale in Valrico, FLValrico, FL · 1.0 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Oak Valley (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Hillsborough County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Oak Valley is served by Hillsborough County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Public

Hillsborough County Public Schools (verify by address)

Verifyrating
By address

Confirm zoned elementary, middle, and high

Verifyrating
Choice

Magnet and choice options may apply

Verifyrating

Buying with schools in mind? We can confirm the exact zoned schools for any Oak Valley address.

The takeaway

What is actually shaping value in this Valrico townhome community, sourced and dated. We do not publish rumor.

Recent Developments in Oak Valley

Our read on what is being built around Oak Valley, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe structural story is a low-maintenance townhome community where the HOA bundle, the reserves and the building condition drive outcomes, in a central Valrico location anchored by the State Road 60 corridor. Watch the SR 60 widening design and the new Valrico Community Plan against durable demand for low-carry townhomes near shopping, and confirm the HOA documents and building condition per home.

SR 60 widening in design near the corridor

Ongoing
NeutralNotable impact
SignificanceRadius: Area

FDOT has the SR 60 widening from Valrico Road to Dover Road in design, which can improve capacity over time while construction is not yet funded; weigh access against future road work and noise.

New Valrico Community Plan adopted

2026
BullishNotable impact
SignificanceRadius: Area

Hillsborough County adopted a Valrico Community Plan effective in 2026, a long-term planning framework for the area; it shapes future land use rather than any single property.

Bundled HOA supports a simple monthly carry

Ongoing
BullishNotable impact
SignificanceRadius: Community

A reported HOA bundle of water and sewer, trash, lawn and exterior care can simplify the carry, but reserve health and any assessment drive the real cost; confirm per home.

Early-2000s shells mean shared exterior costs

Ongoing
NeutralMinor impact
SignificanceRadius: Community

Roofs and building shells in an early-2000s townhome community age into reserve and assessment questions; confirm the reserve study and roof condition per building.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Oak Valley, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. November 2025
    Planning

    Hillsborough adopts the Valrico Community Plan

    Plan Hillsborough's Valrico Community Plan was adopted by the Hillsborough County Board of County Commissioners in November 2025 and took effect in early 2026, providing a community vision and goals to guide future land use and growth in the Valrico area. Why it matters: A community plan sets long-term direction for the area rather than changing any single property, school zone or address. It is a backdrop to watch, not a near-term value driver for a specific townhome. Source

  2. June 2026
    Infrastructure

    FDOT advances SR 60 widening from Valrico Road to Dover Road

    FDOT District Seven lists the SR 60 widening from Valrico Road to Dover Road in the design phase, planned as a six-lane divided roadway with a buffered bike lane and added sidewalks, with construction not funded at this time. Why it matters: Improved capacity on SR 60 can support access over the long term, but design-phase projects move slowly and construction can bring temporary disruption. Weigh the corridor convenience against future road work by exact building position. Source

Development alerts for Oak ValleyGet a short monthly email when something new is approved, funded, or opens near Oak Valley.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Oak Valley, this is the order of operations we would run, and the one we run for our clients.

1

Pull the HOA documents first. Confirm the current dues, exactly what they bundle, the reserve study and any planned special assessment before you anchor on a price.

2

Inspect the roof and building shell, since exterior items are shared and shape future assessments in an early-2000s townhome community.

3

Confirm the rental or leasing policy, including any cap or waiting period, which affects resale and any rental plan.

4

Weigh the SR 60 position by exact building, balancing convenience against road noise and traffic.

5

Compare the nearby alternative, Regency Key in Brandon, on dues, condition and total carrying cost.

Best Buy
An updated interior unit in a quiet building position, in a community with healthy reserves, the bundle confirmed and no pending assessment.
Biggest Risk
Buying without reading the HOA reserves, the bundle, or any special assessment in an early-2000s townhome community with shared exterior costs.
Best Lot
There is no private lot story here; building position, end versus interior unit, and distance from SR 60 drive comfort and resale.
Smart Timing
Townhome inventory turns faster and varies by condition; the right updated unit at a fair carry is worth waiting for, with the HOA picture confirmed first.
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Oak Valley is an established townhome community on Golden Oak Lane in Valrico (ZIP 33594), Hillsborough County, built in the early 2000s near the State Road 60 corridor. Third-party sources describe compact two-bedroom townhomes, a community pool and a dog park, with an HOA that bundles water and sewer, trash, lawn and exterior care, and no CDD reported. Value is driven by the HOA and the building, not a lot. Confirm the current dues, the exact bundle, the reserve study and any special assessment, the roof and building shell condition, the rental policy, and the school assignment by address with Hillsborough County Public Schools, since details change.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Entry: original interior units

The more original interior units, the entry door into an established Valrico townhome community. Confirm current pricing on the live listings below.

Lowest entry
Core: updated interior townhomes

The updated interior townhomes in good building positions, the core of the community. Confirm current pricing on the live listings below.

Most inventory
High: updated end units, quiet positions

The updated end units in the quietest building positions farthest from SR 60. Condition and position separate these most. Confirm current pricing on the live listings below.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

Entry: original interior units
The more original interior units, the entry door into an established Valrico townhome community. Confirm current pricing on the live listings below.
Core: updated interior townhomes
The updated interior townhomes in good building positions, the core of the community. Confirm current pricing on the live listings below.
High: updated end units, quiet positions
The updated end units in the quietest building positions farthest from SR 60. Condition and position separate these most. Confirm current pricing on the live listings below.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Established townhome housing stockSolid
Central Valrico location near SR 60Strong
Confirm HOA reserves and any assessmentManage it
Read condition on the specific unitManage it
Confirm rental policy and building shellWatch it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Oak Valley

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Oak Valley is about the HOA and the building, not a lot. The deal is won or lost on the dues, the reserves, any assessment and the building condition, confirmed before you offer.

Jon Brooks · Founder, Momentum Realty
7.4B · Buy Score
Resale Strength7.5/10
Renovation Risk7.2/10
Location Efficiency8.0/10
Long-Term Defensibility7.4/10
Carrying Cost Advantage7.0/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Oak Valley is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Stellar MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Stellar MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Stellar MLS; for orientation, not an appraisal.

15-Second Take
  • Building position and end versus interior drive comfort
  • Confirm distance from SR 60 and exposure for the unit
  • Read condition on the specific townhome
  • Confirm the HOA bundle and any assessment
  • Comp the specific unit, not the area average

In a townhome community like this, there is no private lot story; the building position, whether a unit is an end or interior, and its distance from the SR 60 corridor set the floor on comfort and resale while the interior can be updated. Read the building position and exposure first, confirm the HOA bundle, reserves and any assessment, then price the condition of the unit against the closest comparable sale rather than an area average.

Oak Valley in 15 seconds.

Best forBuyers who want a low-maintenance townhome in a central Valrico location near SR 60 shopping.
Strong onA bundled HOA, a reported community pool and dog park, simple upkeep, and quick access to Brandon and I-75.
WatchThe HOA reserves, the bundle, and any special assessment. Confirm exterior and roof condition per building.
Sweet spotAn updated interior unit in a quiet building position, in a community with healthy reserves and no pending assessment.
Not forBuyers who want a private lot, new construction, or a gated amenity master plan.

HOA, CDD & Fees

15-Second Take
  • Confirm the current monthly dues and exactly what they bundle
  • Read the reserve study and any planned special assessment
  • Confirm roof and building shell responsibility and condition
  • Confirm the rental or leasing policy and any cap
  • Verify no CDD applies to the parcel

Oak Valley is an HOA townhome community, and sources report no CDD. Dues and what they bundle can change, so confirm the current monthly figure, the exact inclusions, the reserve study and any special assessment in writing before you offer; we pull the documents for any home you consider.

Third-party sources report the HOA bundles water and sewer, trash, lawn care and exterior maintenance, with a community pool and a dog park. Confirm the exact current bundle, reserve health and any rental policy with the listing, since these change.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Oak Valley, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Regency Key, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Oak Valley home worth?

Get a no-obligation home value based on real comparable sales in Oak Valley matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Oak Valley on the map →
Or get your Oak Valley home value & selling guide →

Real comps, not a Zestimate.

Oak Valley Market Scorecard

Strong seller's market

Oak Valley is currently a strong seller's market. About 1.8 months of supply, a median asking price of $1,019,500, and homes go under contract in about 79 days.

1.8
Months supply
$1,019,500
Median list
$847,500
Median sold
$313
Per sqft
79
Days on mkt
6/8/41
Active/Pend/Sold

Typical home value in the 32224 ZIP is $456,759, about 13.7% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Oak Valley located?
Oak Valley is an established townhome community on Golden Oak Lane in Valrico, FL (ZIP 33594), Hillsborough County, near the State Road 60 retail corridor with shopping and dining close by.
What kind of homes are in Oak Valley?
Compact townhomes built in the early 2000s, commonly reported as two-bedroom plans in roughly the eleven-hundred to twelve-hundred square-foot range. Confirm the exact size, year built, layout and condition for any specific home.
Does Oak Valley have a community pool or amenities?
Third-party sources report a community swimming pool and a dog park. Amenities can change, so confirm the current amenity list and any associated rules with the listing.
Does Oak Valley have an HOA?
Yes. Oak Valley is an HOA townhome community. Sources report the dues bundle water and sewer, trash, lawn care and exterior maintenance. Confirm the current dues, the exact bundle, the reserves and any assessment before you offer.
Is there a CDD in Oak Valley?
Sources report no CDD here. CDD status is parcel-specific, so confirm in writing that no community development district assessment applies to the specific home before you offer.
What does the HOA cover in Oak Valley?
Third-party sources report water and sewer, trash, lawn care and exterior maintenance, plus the community pool and dog park. The exact bundle can change, so confirm what is and is not included for the specific home.
What does a townhome in Oak Valley cost?
We do not publish a price figure here. Pricing tracks the specific floor plan, condition and building position. Confirm current pricing on the live listings on this page; we pull exact comps before you offer.
Can I rent out a townhome in Oak Valley?
Many townhome HOAs limit or cap leasing. Confirm the current rental or leasing policy, any cap, minimum lease term and waiting period with the association before you offer if you plan to rent.
What schools serve Oak Valley?
The community is in Hillsborough County Public Schools, with assignment by address. Zoning can change, so confirm the current zoned campuses for any specific home with the district.
How is the location and commute from Oak Valley?
The community sits near the State Road 60 corridor in Valrico, with Publix, shopping and dining close by and access toward Brandon, I-75 and the Selmon Expressway. Confirm your real commute at your real departure time.
Is there road noise from State Road 60?
Proximity to a busy retail corridor is a convenience and a noise trade-off. It varies by exact building position, so judge a specific unit on its distance from and exposure to SR 60.
Is now a good time to buy in Oak Valley?
Townhome inventory turns faster and varies by condition, so it depends on the specific unit and the HOA picture. We pull live inventory and comps so you can judge value and the full carrying cost.
Is Oak Valley a good place to buy?
It can be, for a buyer who wants a low-maintenance townhome in a central Valrico location and who confirms the HOA dues, the reserves and the building condition. We pull live inventory and comps so you can judge value on the actual unit.
Do I need my own agent to buy in Oak Valley?
Yes. The listing agent works for the seller. Your own agent reads the HOA documents and reserves, confirms the bundle, the rental policy and the building condition, pulls true comps, and negotiates for you. Momentum Realty represents you, not the seller.
You want a low-maintenance townhome with a bundled HOAExcellent fit
You value a central Valrico location near SR 60 shoppingExcellent fit
You are downsizing or buying a first home and want simple upkeepExcellent fit
You will read the HOA dues, reserves and rental policyExcellent fit
You want quick access toward Brandon, I-75 and the Selmon ExpresswayExcellent fit
You want a private lot, yard or acreageProbably not
You want new construction or a large floor planProbably not
You will not confirm HOA reserves and any assessmentProbably not
You want a gated, amenity-rich master planProbably not
You are sensitive to nearby road noise and trafficProbably not

Get the inside read on Oak Valley

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Oak Valley home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Oak Valley specialist will reach out personally, usually the same day.

Thinking about hiring an agent here? How to find the best real estate agent in Oak Valley — what to look for, questions to ask, and your local expert.
Stellar MLS logoMLS GRID logo
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing; deemed reliable but not guaranteed by MLS GRID.

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