Oakwood Terrace Townhomes in Valrico

Oakwood Terrace Townhomes in Valrico, FL

Townhome community · Valrico · ZIP 33594

An affordable, low-maintenance townhome community in Valrico with a pool and an HOA that covers water and sewer.

Affordable townhomesHOA covers water and sewerNear Brandon and I-4
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
This is a townhome community with an HOA that covers water, sewer, grounds, and the pool, so value turns on the HOA's health, the homesite, and the leasing rules; confirm those before any list price.
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Unlock Off-Market Oakwood Terrace Townhomes

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Stellar MLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulseStellar MLS
$259K
Median Price
0mo
Supply
n/a
Avg DOM
Soft
Seller Leverage
$182/sf
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Oakwood Terrace is one of the more affordable lock-and-leave options in the Brandon and Valrico area: townhomes with an HOA that covers grounds, the community pool, and even water and sewer, keeping the carrying cost simple. The low entry price and the inclusive HOA are the draw, so the read is the HOA's health and reserves, the specific homesite, and the leasing rules if you plan to rent. The leverage is underwriting the HOA honestly before any list price wins you over."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Oakwood Terrace Townhomes market snapshot (as of June 25, 2026): the median sale price is about $259K ($182 per sq ft), a buyer-leaning market (limited data). Based on 8 recent closings in live Stellar MLS data.

Oakwood Terrace is a townhome community in Valrico, in east Hillsborough County in the 33594 ZIP, near Brandon and the I-4 corridor. It offers affordable, low-maintenance townhomes with a community pool and centrally located mailboxes.

The homes are attached townhomes at attainable price points. The HOA is notably inclusive: it covers grounds maintenance, the community pool, and water and sewer, which simplifies the carrying cost. Condition and updates vary by building and vintage, so read each unit on its own terms.

Because the appeal is the low, inclusive carrying cost, the read is the HOA's finances and the unit. Confirm the current HOA dues and exactly what they cover, the budget and reserves, any assessment history, and the leasing rules, including any minimum lease term or rental cap, for a specific home in writing.

For buyers who want an affordable, low-maintenance townhome with an inclusive HOA near Brandon, Oakwood Terrace is a practical option. The work is underwriting the HOA and reserves, reading the homesite, and confirming the leasing rules before any list price wins you over.

Best for

  • Buyers who want an affordable, low-maintenance townhome near Brandon
  • First-time buyers and right-sizers who value an inclusive HOA covering water and sewer
  • People who want a community pool without yard upkeep
  • Investors who confirm the community's leasing rules and HOA health before buying

Probably not for

  • Buyers who want a single-family home with a private yard
  • People unwilling to underwrite the HOA dues, reserves, and possible assessments
  • Buyers who want new construction with a builder warranty
  • Anyone whose rental plans conflict with the community's leasing rules

How Oakwood Terrace Townhomes is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
56Median days on marketdays
0 : 0Under contract vs for salestrong demand
8Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Stellar MLS, as of June 25, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Oakwood Terrace Townhomes listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Oakwood Terrace Townhomes buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Oakwood Terrace Townhomes

Live MLS inventory for Oakwood Terrace Townhomes. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

No homes are actively for sale in Oakwood Terrace Townhomes right now, so its recent closed sales are shown, as of 2026-06-25, priced high to low. Listings courtesy of Stellar MLS as distributed by MLS GRID.. Tap any home to ask about it.

Listing locations from Stellar MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Brandon and the Westfield mall~8-12 min · regional shopping and dining
I-4 and the Selmon Expressway~10-15 min · regional access toward Tampa
Downtown Tampa~25-30 min · via I-4 or the Selmon
Plant City~15-20 min · via I-4
Tampa International Airport~30-35 min · via the Selmon and I-275
Lakeland~25-30 min · via I-4
MacDill AFB~35-40 min · via the Selmon Expressway

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Oakwood Terrace Townhomes in Valrico, FL with Momentum Realty’s local guides.

BHBonterraValrico Homes for SaleValrico, FL · 0.4 miAHAbbeyGrove Homes for Sale in Valrico, FLValrico, FL · 0.5 miIHInnergaryPoint Homes for Sale in Valrico, FLValrico, FL · 0.5 miEHEaglewoodEstates Homes for Sale in Valrico, FLValrico, FL · 0.6 miBVBrandon Valrico HillsEstates Homes for SaleValrico, FL · 0.6 miBHBrentwood Hills Homes for Sale in Valrico, FLValrico, FL · 0.6 miVMValrico Manor Homes for SaleValrico, FL · 0.7 miVFValrico Forest Homes for SaleValrico, FL · 0.7 miCPCarriage ParkValrico Homes for SaleValrico, FL · 0.7 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Oakwood Terrace Townhomes (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Hillsborough County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Oakwood Terrace Townhomes is served by Hillsborough County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Oakwood Terrace Townhomes address.

The takeaway

What is actually shaping value at Oakwood Terrace: the inclusive townhome HOA, the affordable price point near Brandon, and the leasing rules that matter to investors. Each item is sourced and linked.

Recent Developments in Oakwood Terrace Townhomes

Our read on what is being built around Oakwood Terrace Townhomes, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe affordable price and inclusive HOA point to steady demand, while the near-term watch items are the HOA's reserves and any assessment, and the leasing rules.

Inclusive HOA simplifies the carrying cost

Ongoing
BullishMajor impact
SignificanceRadius: Community

An HOA covering grounds, the pool, and water and sewer keeps the carrying cost simple; confirm the dues, reserves, and what is included before you buy.

Affordable price point near Brandon

Ongoing
BullishNotable impact
SignificanceRadius: Corridor

Attainable townhome pricing near Brandon and the I-4 corridor supports demand for low-maintenance homes.

Leasing rules matter for investors

Ongoing
NeutralNotable impact
SignificanceRadius: Community

Minimum lease terms, rental caps, and approval can affect investor plans; confirm the current rules before you buy to rent.

HOA reserve health matters for townhomes

Ongoing
NeutralNotable impact
SignificanceRadius: Community

On attached homes, the HOA's reserves and any pending assessment shape value; underwrite the HOA as closely as the unit.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Oakwood Terrace Townhomes, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. January 2025
    Community

    Oakwood Terrace remains an affordable Valrico townhome community with an inclusive HOA

    Community profiles describe Oakwood Terrace as a townhome community in Valrico with a community pool and an HOA that covers grounds maintenance, the pool, and water and sewer, near Brandon and the I-4 corridor. Why it matters: Confirm the HOA dues, reserves, and leasing rules for a specific home before you price the carrying cost. Source

Development alerts for Oakwood Terrace TownhomesGet a short monthly email when something new is approved, funded, or opens near Oakwood Terrace Townhomes.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Oakwood Terrace Townhomes, this is the order of operations we would run, and the one we run for our clients.

1

Underwrite the HOA. Get the dues, exactly what they cover, the budget, the reserve study, and the assessment history before you judge the price.

2

Read the homesite. An end unit or one facing green space lives and resells differently than an interior unit.

3

Confirm the leasing rules. If you plan to rent, verify the minimum lease term, any rental cap, and approval in writing before you buy.

4

Inspect the unit and the building. Roof, the building envelope, and any updates drive both assessments and insurability.

5

Compare nearby Brandon and Valrico options through our neighborhood guides, weighing the inclusive HOA against a single-family alternative.

Best Buy
An updated end-unit or green-facing townhome in a well-reserved HOA with clear leasing rules
Biggest Risk
A thin reserve, a pending assessment, or a leasing restriction that does not match your plans
Best Lot
An end unit or one facing green space over an interior-facing unit
Smart Timing
Move when an updated unit in a financially sound HOA appears at the right dues
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Oakwood Terrace is a townhome community in Valrico, east Hillsborough County, ZIP 33594, near Brandon and the I-4 corridor. It offers affordable, low-maintenance townhomes with a community pool and centrally located mailboxes. The HOA is notably inclusive, covering grounds maintenance, the community pool, and water and sewer. Condition and updates vary by building and vintage. Confirm the current HOA dues, exactly what they cover, the reserves, any assessment history, and the leasing rules for a specific home in writing.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

The Interior Entry
$230K to $255K

The interior townhome units, the most attainable route into a low-maintenance Valrico community with an inclusive HOA.

Lowest entry
The End-Unit Core
$255K to $275K

The end-unit and better-oriented townhomes with more light and privacy, the heart of what buyers want here.

Most inventory
The Premium Unit
$275K to $289K

The updated townhomes on the best-oriented sites facing green space, the part that should hold value best.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

$230K to $255K
The Interior Entry
The interior townhome units, the most attainable route into a low-maintenance Valrico community with an inclusive HOA.
$255K to $275K
The End-Unit Core
The end-unit and better-oriented townhomes with more light and privacy, the heart of what buyers want here.
$275K to $289K
The Premium Unit
The updated townhomes on the best-oriented sites facing green space, the part that should hold value best.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

No CDD on the tax billStrong
Central Valrico locationStrong
Scarce, established homesitesStrong
Established, in-demand locationPositive
All-resale 1990s conditionManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Oakwood Terrace Townhomes

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

The low, inclusive carrying cost is the draw. The deal is won or lost on the HOA health, the homesite, and the leasing rules.

Jon Brooks · Founder, Momentum Realty
7.1B- · Buy Score
Resale Strength7.1/10
Renovation Risk7.4/10
Location Efficiency7.6/10
Long-Term Defensibility6.8/10
Carrying Cost Advantage7.4/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Oakwood Terrace Townhomes is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Stellar MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Stellar MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Stellar MLS; for orientation, not an appraisal.

15-Second Take
  • Golf, lake, and preserve lots hold value best
  • Interior lots are where buyers overpay
  • The lot cannot be renovated, the house can
  • Premium homesites resell faster
  • ~3% asking premium for premium lots today

In a built-out club community, the lot is the resale insurance

The houses can be renovated, but the lot and view cannot. Golf frontage, lakefront, and preserve lots consistently command higher premiums and resell faster than interior lots backing to another home. The premium you pay for a great homesite is the discount you avoid when you sell.

The mistake is paying an estate price for a base interior lot. We help buyers spot which homesites carry real, durable premiums and which are dressed-up interiors, so your money lands where the market will give it back.

Strongest resaleGolf frontage and lakefront homesites at Oakwood Terrace Townhomes

Golf & lakefront lots

Open views over the course or the 26 community lakes. The scarcest, most in-demand homesites; they command the highest premiums and resell fastest.

Strong resalePreserve-backing homesites at Oakwood Terrace Townhomes

Preserve lots

Backing to protected preserve means privacy with no rear neighbor. A consistent favorite that holds value well above a standard interior lot.

Moderate resaleCul-de-sac and larger interior homesites at Oakwood Terrace Townhomes

Cul-de-sac & larger lots

Less traffic, more yard, and an easy walk to the club for some streets. A real but smaller premium that depends on the street and parcel size.

Value tierStandard interior homesites at Oakwood Terrace Townhomes

Standard interior lots

The most affordable way through the gates, and the best renovation value. Just do not pay a golf or lake price for one, this is where buyers most often overpay.

Relative resale strength by lot and view, illustrative of how Oakwood Terrace Townhomes homesites trade. The exact premium depends on the specific home, the view, and the street.

Oakwood Terrace Townhomes in 15 seconds.

Best forBuyers who want an affordable, low-maintenance townhome near Brandon with an inclusive HOA.
Biggest advantageAn HOA that covers water, sewer, grounds, and the pool, simplifying the carrying cost.
Biggest riskHOA reserve health and assessments, plus leasing rules that may not match investor plans.
Sweet spotAn updated end-unit or green-facing townhome in a well-reserved HOA with clear leasing rules.
Avoid ifYou want a single-family home with a yard, no HOA, or unrestricted rental rights.

HOA, CDD & Fees

15-Second Take
  • Inclusive HOA covers grounds, pool, water, and sewer
  • Simplifies the carrying cost
  • Confirm reserves and any pending special assessment
  • Verify the leasing rules before you buy to rent
  • Price the HOA into the carrying cost

Oakwood Terrace is a townhome community with an HOA that covers grounds maintenance, the community pool, and water and sewer; confirm the current dues, exactly what they cover, the reserves, and any assessment history for a specific home in writing.

HOA dues here are inclusive, typically funding exterior and grounds maintenance, the community pool, common areas, and water and sewer; confirm the exact inclusions, the reserves, and any master insurance for the community.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Oakwood Terrace Townhomes, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Sawgrass Village, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Oakwood Terrace Townhomes home worth?

Get a no-obligation home value based on real comparable sales in Oakwood Terrace Townhomes matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Oakwood Terrace Townhomes on the map →
Or get your Oakwood Terrace Townhomes home value & selling guide →

Real comps, not a Zestimate.

Oakwood Terrace Townhomes Market Scorecard

No active listings

Oakwood Terrace Townhomes is currently a no active listings. Limited supply, a median asking price of n/a.

n/a
Months supply
n/a
Median list
$259,000
Median sold
n/a
Per sqft
n/a
Days on mkt
0/0/8
Active/Pend/Sold

Typical home value in the 33594 ZIP is $369,330, about 19.1% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Oakwood Terrace located?
Oakwood Terrace is a townhome community in Valrico, east Hillsborough County in the 33594 ZIP, near Brandon and the I-4 corridor.
What kind of homes are in Oakwood Terrace?
It is a community of affordable, low-maintenance attached townhomes with a community pool. Condition and updates vary by building and vintage.
What does the HOA cover at Oakwood Terrace?
The HOA is inclusive, covering grounds maintenance, the community pool, and water and sewer. Confirm the current dues, exactly what they cover, the reserves, and any assessment history for a specific home in writing.
What amenities does Oakwood Terrace have?
The community features a pool and centrally located mailboxes. Confirm the current amenities and any rules with the association.
Can I rent out a townhome at Oakwood Terrace?
Leasing rules vary and can include minimum lease terms, rental caps, and approval. If you plan to rent, confirm the current rules for the community in writing before you buy.
Is there a CDD fee at Oakwood Terrace?
No Community Development District assessment is expected in this community. The relevant recurring cost is the inclusive HOA; confirm it and any special assessments per unit.
What schools serve Oakwood Terrace?
Oakwood Terrace is part of Hillsborough County Public Schools in the Valrico 33594 area. School assignment is by address and can change, so confirm the current zoning for a specific home with the district.
How far is Oakwood Terrace from Brandon and Tampa?
Brandon is roughly 8 to 12 minutes away, with downtown Tampa about 25 to 30 minutes via I-4 or the Selmon Expressway.
Is Oakwood Terrace a good place to buy?
For a buyer who wants an affordable, low-maintenance townhome with an inclusive HOA near Brandon and who underwrites the HOA carefully, it can be a strong fit. The HOA health and homesite drive the outcome; this is not a guarantee of future value.
How does Oakwood Terrace compare to nearby single-family homes?
It offers a lower price and lower maintenance with an inclusive HOA, in exchange for townhome living and shared decision-making. The right fit depends on whether you value low upkeep or a private yard.
What schools serve Oakwood Terrace Townhomes?
Oakwood Terrace Townhomes is part of Hillsborough County Public Schools in the Valrico 33594 area. School assignment is by address and can change, so confirm the current zoning for a specific home with the district.
What should I check before buying in Oakwood Terrace Townhomes?
Underwrite the HOA dues and exactly what they cover, the reserves, and the assessment history, read the homesite, confirm the leasing rules and insurance, inspect the unit, and weigh the home against real comparable townhome sales.
Should I use the listing agent to buy in Oakwood Terrace Townhomes?
No. The listing agent works for the seller. In a townhome community where the HOA reserves and leasing rules are easy to overlook, having your own representation is the highest-leverage decision you make.
Buyers who want an affordable, low-maintenance townhome near BrandonExcellent fit
First-time buyers and right-sizers who value an inclusive HOA covering water and sewerExcellent fit
People who want a community pool without yard upkeepExcellent fit
Investors who confirm the community's leasing rules and HOA health before buyingExcellent fit
Buyers who will underwrite the HOA, reserves, and leasing rules before any list priceExcellent fit
Buyers who want a single-family home with a private yardProbably not
People unwilling to underwrite the HOA dues, reserves, and possible assessmentsProbably not
Buyers who want new construction with a builder warrantyProbably not
Anyone whose rental plans conflict with the community's leasing rulesProbably not
Buyers whose plans require a private yard or unrestricted rental rightsProbably not

Get the inside read on Oakwood Terrace Townhomes

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Oakwood Terrace Townhomes home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Oakwood Terrace Townhomes specialist will reach out personally, usually the same day.

Thinking about hiring an agent here? How to find the best real estate agent in Oakwood Terrace Townhomes — what to look for, questions to ask, and your local expert.
Stellar MLS logoMLS GRID logo
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing; deemed reliable but not guaranteed by MLS GRID.

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