Ocean Reef in St. Augustine Beach

Ocean Reef
Homes for Sale in St. Augustine Beach, FL

All 28 homes for sale in St. Augustine Beach, FL · median $569,000 · 15 condos for sale in St. Augustine Beach · 26 homes for sale in 32080 · St. Johns County homes for sale

Community in St. Augustine Beach · St. Johns County · ZIP 32080
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Photo courtesy of ENDLESS SUMMER REALTY · via realMLS

Built fromLive realMLS data14 years of closingsUpdated twice daily

As of September 2026, the MLS records 14 closed sales in Ocean Reef in St. Augustine Beach, FL since 2012, the most recent in August 2026. Across St. Augustine Beach as a whole, 14 homes closed in the last 12 months at a median of $421,000, 98 median days on market, with 5 homes for sale today. At that median and St. Johns County's FY2025-26 rate of 13.47 mills, annual property tax runs about $5,670 ($5,150 with the full homestead exemption).

Last 30 days in Ocean Reef: 1 closed sale (median $510,000). As of September 18, 2026, realMLS.

Live · Ocean Reef Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0 · 0
For sale · pending
live counts, refreshed twice daily
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Ocean Reef sits in St. Augustine Beach, and the thing that moves price here isn't a spec sheet number — it's proximity to the water and the condition of the individual home. Because this is a small, location-driven pocket in St. Johns County, you should expect a wide spread between comparable addresses depending on how close they sit to the beach, how they've been maintained, and whether they've been updated for coastal wear. Treat any single listing on its own terms rather than assuming a neighborhood-wide going rate.

For sellers, that means condition and presentation do real work here — deferred maintenance shows up fast in a coastal market, and buyers price it in. For buyers, it means the homework is on you to separate a well-kept property from one that photographs well. This is a place where an honest walkthrough matters more than a headline figure.

Nearby homes for sale

No active listings inside Ocean Reef right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

890 A1A BEACH Boulevard #8
$456K · 0.2 mi away
2 bd · 2.5 ba
890 A1A BEACH Boulevard #8
Listed by THE NEWCOMER GROUP
890 A1A BEACH Boulevard #63
$600K · 0.2 mi away
3 bd · 3.5 ba · 1,600 sqft
890 A1A BEACH Boulevard #63
Listed by COLDWELL BANKER PREMIER PROPERTIES
880 A1A BEACH Boulevard #1105
$379K · 0.2 mi away
2 bd · 2 ba · 878 sqft
880 A1A BEACH Boulevard #1105
Listed by SIMP REALTY GROUP LLC
890 A1A BEACH Boulevard #31
$484K · 0.2 mi away
2 bd · 2.5 ba · 1,232 sqft
890 A1A BEACH Boulevard #31
Listed by DJ & LINDSEY REAL ESTATE
890 A1A BEACH Boulevard #39
$985K · 0.3 mi away
3 bd · 3.5 ba · 1,600 sqft
890 A1A BEACH Boulevard #39
Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE
410 OCEAN FOREST Drive
$1.25M · 0.4 mi away
5 bd · 4 ba · 2,882 sqft
410 OCEAN FOREST Drive
Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Ocean Reef is a beachside community in St. Augustine Beach, within St. Johns County, where value tracks location and upkeep more than any standard formula. It rewards buyers who understand coastal ownership going in.

realMLS (Northeast Florida) sales records identify 9 homes in Ocean Reef that have changed hands since 2016, built between 2008 and 2008 (median 2008), with a median living area of about 1,526 sq ft and a typical 3-bedroom, 2-bath layout; 100% are condominiums. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers targeting a primary or second home within walking or short-drive distance of the beach
  • Owners prepared to budget for coastal maintenance, insurance, and wind-mitigation upkeep
  • Buyers who value proximity to St. Augustine's historic core and St. Johns County location

Probably not for

  • Buyers wanting minimal maintenance and no coastal exposure to manage
  • Buyers expecting a single predictable price point across the community
  • Buyers prioritizing a large-inland-lot layout over beachside proximity

The market around Ocean Reef

Ocean Reef is too small for its own price trend, so here is the market around it.

In ZIP 32080, 224 homes are on the market and 16% are under contract — a slower corner of St. Augustine Beach.

Across St. Johns County, 1,890 homes are active and 849 pending (31% under contract).

In ZIP 32080 (St. Augustine Beach), 488 homes closed in the last 12 months at a median of $474K ($331/sq ft), down 8.0% year over year, with a median 48 days on market. Right now 120 active and 36 pending listings put supply at about 4.1 months — a balanced market. See the live ZIP 32080 housing market and the St. Johns County market.

ZIP and county figures describe the wider market, not Ocean Reef specifically. Momentum Research analysis of MLS records.

Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

If we were buying in Ocean Reef today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Ocean Reef.

Best Buy
Buyers who want a beachside St. Augustine Beach base and understand coastal ownership.
Biggest Risk
Salt-air maintenance and insurance costs are ongoing, not optional.
Sweet Spot
A well-kept home priced honestly for its distance to the water.
Avoid If
You want a low-maintenance, hands-off property away from coastal upkeep.

What actually drives value in Ocean Reef

Coastal proximity is the lever here. In St. Augustine Beach, distance to the sand, elevation, and exposure all factor into what a home commands, and Ocean Reef is small enough that no two sales tell the identical story. Insurance, wind mitigation, and the state of roofs, windows, and exterior systems carry more weight than they would inland, so budget for diligence, not just the purchase.

The upside is a genuinely walkable-to-the-beach lifestyle inside a well-regarded stretch of St. Johns County, with St. Augustine's historic core a short drive away. The tradeoff is that upkeep never sleeps in a salt-air environment. Homes that have been maintained hold their story; those that haven't announce it quickly.

The location and the amenities are priced into every listing in Ocean Reef. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

We know St. Augustine Beach well enough to read a home on its own merits — how location, elevation, and condition should shape what you pay or accept. In a small coastal pocket like Ocean Reef, that address-by-address read is worth more than any average, and we'll tell you plainly when a property's price and its condition don't line up.

Ocean Reef in 15 seconds.

Best forBuyers who want a beachside St. Augustine Beach base and understand coastal ownership.
Biggest advantageWalkable access to the beach inside a well-regarded stretch of St. Johns County.
Biggest riskSalt-air maintenance and insurance costs are ongoing, not optional.
Sweet spotA well-kept home priced honestly for its distance to the water.
Avoid ifYou want a low-maintenance, hands-off property away from coastal upkeep.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Ocean Reef homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Ocean Reef.
In short
  • HOA dues reported around $711/month (about $8,532/yr) · median of 6 MLS listings, most billed monthly
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $711 per month ($8,532 a year) — the median AssociationFee across 6 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Ocean Reef sales matched to your home.

What is your Ocean Reef home worth?

Get a no-obligation home value based on real comparable sales in Ocean Reef, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.
Buyers targeting a primary or second home within walking or short-drive distance of the beachExcellent fit
Owners prepared to budget for coastal maintenance, insurance, and wind-mitigation upkeepExcellent fit
Buyers who value proximity to St. Augustine's historic core and St. Johns County locationExcellent fit
Buyers wanting minimal maintenance and no coastal exposure to manageProbably not
Buyers expecting a single predictable price point across the communityProbably not
Buyers prioritizing a large-inland-lot layout over beachside proximityProbably not

Data sources & freshness

Live listingsrealMLS, refreshed twice daily (last: September 17, 2026)
Under-contract sharesrealMLS records, as of 2026-09-17
Historical depthClosed-sale records back to 2012 (14 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.

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Nearby Communities

Explore more neighborhoods near Ocean Reef with Momentum Realty’s local guides.

WOWhispering Oaks St Augustine0.1 mi away · 54 homes, built 2000–23SSSeawind St Augustine0.1 mi awayBRBermuda Run St Augustine Beach0.2 mi away · 30 homes, built 1986–14SASt Augustine Ocean Rc St Augustine Beach0.3 mi away · median $372K, 3 sales/12 moSASt Augustine Ocean And Rc St Augustine Beach0.3 mi awayMDMagnolia Dunes St Augustine0.3 mi away · 49 homes, built 1999–18ADAnastasia Dunes St Augustine0.3 mi away · median $1.42M, 6 sales/12 mo

Browse all neighborhood guides →

Schools serving nearby communities

We do not have a confirmed school assignment for Ocean Reef. These are the public schools most often assigned to other communities in ZIP 32080; zones change and vary by address, so confirm with the district before you buy.

Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).

Common questions about Ocean Reef

Where is Ocean Reef?

Ocean Reef is a community in St. Augustine Beach, St. Johns County, Florida, ZIP 32080.

Are there homes for sale in Ocean Reef right now?

No active listings inside Ocean Reef at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.

Does Ocean Reef have an HOA or CDD?

No HOA is on record for Ocean Reef in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.

Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.

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Ocean Reef Market Scorecard

No active listings

Ocean Reef is currently a no active listings market. Limited supply, a median asking price of n/a.

n/a
Months supply
n/a
Median list
$510,000
Median sold
n/a
Per sqft
n/a
Days on mkt
0/0/1
Active/Pend/Sold

Typical home value in the 32080 ZIP is $540,647, about 18.8% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.