Pablo Beach
Homes for Sale in Jacksonville Beach, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Price here is driven by land and location more than by the house itself. The median home dates to 1973 and runs about 1,761 square feet, so at a median of $545,000 you are paying for proximity to the beach and a finite supply of lots, not new construction. With a build range stretching from 1900 to 2024, condition and lot matter enormously — expect a wide spread around that median depending on whether a home is original, updated, or a teardown-and-rebuild.
The posture is moderately warm. A median of 45 days on market and a heat score of 66 say this is neither a frenzy nor a stall — well-priced, well-presented homes move, and overpriced or dated ones sit. Year-over-year the median is up 5.8%, which supports sellers but does not excuse a stretch ask. Buyers have enough time to inspect and negotiate; sellers should price to the honest condition of the home rather than to the block's best sale.
Pablo Beach right now
🟡 Balanced market. 4.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of July 14, 2026. Confidence: Low (1 active and pending listings, 3 closed sales in 12 months).
🟡 Still climbing. The trailing-12-month median ($545K) is up 5.8% from the prior 12 months ($515K). With about 2 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending July 14. Confidence: Low (3 and 3 sales in the two windows).
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Updated July 14, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Pablo Beach market snapshot (as of July 14, 2026): the median sale price is about $545K ($380 per sq ft over the trailing 12 months of closed sales), a median 45 days on market for closed sales, and 4.0 months of supply, a balanced market. The trailing-12-month median is up 6% from the prior 12 months, computed from record-level realMLS closed sales (3 closings in the current window).
Pablo Beach is a community of 2,339 homes in Jacksonville Beach, Duval County, built between 1900 and 2024 (median 1973), with a median living area of about 1,761 square feet. 55% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Pablo Beach is an older, beach-adjacent Jacksonville Beach community where roughly 2,339 homes span more than a century of building styles, so what you buy varies far more by condition and lot than by any single price tier.
The setting & the homes.
Aerial and on-site photos of Pablo Beach. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Pablo BeachPhotos from realMLS listings in Pablo Beach; content deemed reliable but not guaranteed.
Who Pablo Beach is best for.
Best for
- Buyers prioritizing beach proximity who will trade newer construction for location
- Renovation-minded buyers ready to update an older home over time
- Second-home or investment buyers who want a foothold near the beach and understand the mixed ownership picture
Probably not for
- Buyers who require new or recently built homes with modern finishes throughout
- Buyers on a tight budget who cannot absorb condition-driven renovation costs above the purchase price
- Buyers who want a large home, since the median living area is modest
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 14 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($545K) IS the median in the snapshot above, and the move from 2025 ($515K) IS the +5.8% one-year change.
Windows contain 0 to 5 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Duval County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
20% of homes for sale in ZIP 32250 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-07-18).
Pablo Beach Market Scorecard
Pablo Beach is currently a balanced market. About 4.0 months of supply, a median asking price of $1,335,000, and homes go under contract in about 45 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in Pablo Beach
Live MLS inventory for Pablo Beach. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Pablo Beach listings as of 2026-07-14, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Pablo Beach on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.
The Pablo Beach buying strategy.
If we were buying in Pablo Beach today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Pablo Beach.
Buying age and location, not square footage
At a median price per square foot near $380, the value here is clearly in the address. The median living area sits around 1,761 square feet and the median build year is 1973 — this is not a market of large, new homes, and buyers expecting move-in-ready modern finishes should budget for the work or hunt for the exception. The 1900-to-2024 range means you will see everything from original beach cottages to recent rebuilds on the same walk.
Just over half of homes carry a homestead exemption, at about 54.6%, which points to a genuine mix of owner-occupied and non-homestead property. That matters for anyone weighing a primary residence against a second home or rental — the block-to-block character is not uniform, and the closing sample behind this snapshot is thin at three, so treat the median as a compass, not a survey pin. Walk the specific street and price to the specific house.
The location and the amenities are priced into every listing in Pablo Beach. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Pablo Beach buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (5.9). Basis: Recent Direction +5.8% year-over-year; Liquidity & Demand 4.0 months of supply; Owner Commitment 55% owner-occupied; Pricing Power 91.7% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a market this driven by condition and lot, the median tells you almost nothing about the home in front of you. We read each property on its own terms — age, updates, elevation, lot, and how it compares to what actually closed — so you are not anchoring to a number that does not fit the house. With a small closing window and a wide age range, local judgment beats any headline figure.
Pablo Beach in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Pablo Beach buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Pablo Beach sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Pablo Beach, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Pablo Beach home worth?
Get a no-obligation home value based on real comparable sales in Pablo Beach, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Pablo Beach on the map →
Frequently Asked Questions
What is the median home price in Pablo Beach?
How long do homes in Pablo Beach take to sell?
Is Pablo Beach a buyer's or seller's market right now?
How many homes are in Pablo Beach?
What share of Pablo Beach is owner-occupied?
When were the homes in Pablo Beach built?
Do cash buyers compete in Pablo Beach?
Who is the best real estate agent for Pablo Beach?
How do I find a top Jacksonville Beach real estate agent who knows Pablo Beach?
Can Momentum Realty connect me with an agent for Pablo Beach?
Should you buy in Pablo Beach?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Pablo Beach with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: July 14, 2026) |
| Community market stats | realMLS closed sales, 12-month windows ending July 14, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (11 streets, ZIP 32250)) |
| Under-contract shares | realMLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2001 (96 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.
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