Palm Bay Villas
Homes for Sale in Naples, FL

All 1,847 homes for sale in Naples, FL · median $425,000 · 343 homes for sale in 34102 · Collier County homes for sale

Community in Naples · Collier County · ZIP 34102
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True comps, carrying-cost math, and listings before the portals.

Photo via Florida Gulf Coast MLS

Built fromLive Florida Gulf Coast MLS data13 years of closingsUpdated twice daily

As of October 2026, Palm Bay Villas in Naples, FL has 1 home for sale. As of October 2026, the MLS records 17 closed sales in Palm Bay Villas in Naples, FL since 2013, the most recent in March 2026. Across Naples as a whole, 14 homes closed in the last 12 months at a median of $600,000, 74 median days on market, with 2,769 homes for sale today. At that median and Collier County's FY2025-26 rate of 11.05 mills, annual property tax runs about $6,630 ($6,200 with the full homestead exemption).

Live · Palm Bay Villas Housing Pulse Florida Gulf Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0%
Under contract
Collier: 19% (1,017 of 5,466)
1 · 0
For sale · pending
live counts, refreshed twice daily
1
Sold · last 12 mo
10-yr average: about 1 a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Palm Bay Villas is not a community where the MLS feed gives us much to work with right now. Over the trailing two-month closings window, there is not enough transaction volume showing in the fgc feed to establish a reliable price trend or a median worth quoting. That is a data-availability issue, not necessarily a reflection of buyer interest in the community itself.

For a buyer or seller, that means pricing here has to be built from a direct comparable pull and a conversation with someone tracking Collier County inventory closely, rather than from a headline stat. We would rather tell you the number is not there yet than manufacture one.

The 60-Second Overview

Palm Bay Villas sits within Naples in Collier County, an area with an active resale market overall, but current MLS data for this specific community is limited enough that we are not citing a median price or closings count until more listings clear.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers comfortable making a decision on a specific unit's condition and price rather than a published community trend
  • Sellers open to pricing via a fresh direct comp pull instead of a market-report figure
  • Anyone already targeting Naples or Collier County who wants Palm Bay Villas evaluated on its own terms

Probably not for

  • Buyers who want confirmed on-site amenities before touring
  • Anyone requiring a median price or days-on-market figure to shape an offer
  • Investors relying on published trend data to model appreciation timing

The market around Palm Bay Villas

Palm Bay Villas is too small for its own price trend, so here is the market around it.

In ZIP 34102, 399 homes are on the market and 14% are under contract — a slower corner of Naples.

Across Collier County, 4,449 homes are active and 1,017 pending (19% under contract).

In ZIP 34102 (Naples), 1,157 homes closed in the last 12 months at a median of $570K ($327/sq ft), up 3.3% year over year, with a median 69 days on market. Right now 606 active and 131 pending listings — a buyer's market. See the live ZIP 34102 housing market and the Collier County market.

ZIP and county figures describe the wider market, not Palm Bay Villas specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Palm Bay Villas, Naples

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 13 listings
Distress share trend — 0.0% now (2026-09-04 → 2026-09-19)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Palm Bay Villas

Live MLS inventory for Palm Bay Villas. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Palm Bay Villas listings as of 2026-10-01, priced high to low. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Every Home for Sale in Palm Bay Villas Right Now (1)

All 1 active and pending Palm Bay Villas listings with a detail page, newest first, refreshed twice a day from the MLS.

If we were buying in Palm Bay Villas today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Palm Bay Villas.

Best Buy
Buyers and sellers who want a direct comp pull rather than a headline market stat.
Biggest Risk
Thin recent closings data means no reliable median or trend can be cited yet.
Sweet Spot
Anyone treating this as a one-off property decision rather than a market-timing play.
Avoid If
You need amenity details or price benchmarks before you can commit to a search.

What we can and can't tell you yet

No community amenities are identified from current MLS listings for Palm Bay Villas. That does not mean there are none on site — it means listing agents have not attached that detail to recent listings, so any amenity claims here would be guesswork. If amenities matter to your decision, that is a question for a direct property or HOA document check rather than the market snapshot.

The same caution applies to pricing. With only a two-month closings window to look at and thin volume in that window, we do not have a defensible median, price spread, or days-on-market figure to hand you. What we can say is that Naples and Collier County carry a wide range of condition and price points across similar product types, so a Palm Bay Villas home should be evaluated on its own comps rather than assumed to track any broader county average.

“

The location and the amenities are priced into every listing in Palm Bay Villas. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

When a community's public data is this thin, the value we add is in pulling a tighter, more current comparable set directly rather than relying on aggregated feed statistics — and being upfront when we still can't get you a confident number.

Palm Bay Villas in 15 seconds.

Best forBuyers and sellers who want a direct comp pull rather than a headline market stat.
Biggest advantageLocation within Naples and Collier County, in a broader market with active resale demand.
Biggest riskThin recent closings data means no reliable median or trend can be cited yet.
Sweet spotAnyone treating this as a one-off property decision rather than a market-timing play.
Avoid ifYou need amenity details or price benchmarks before you can commit to a search.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Palm Bay Villas homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Palm Bay Villas.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Palm Bay Villas sales matched to your home.

What is your Palm Bay Villas home worth?

Get a no-obligation home value based on real comparable sales in Palm Bay Villas, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Naples →

Real comps, not an automated estimate.
Buyers comfortable making a decision on a specific unit's condition and price rather than a published community trendExcellent fit
Sellers open to pricing via a fresh direct comp pull instead of a market-report figureExcellent fit
Anyone already targeting Naples or Collier County who wants Palm Bay Villas evaluated on its own termsExcellent fit
Buyers who want confirmed on-site amenities before touringProbably not
Anyone requiring a median price or days-on-market figure to shape an offerProbably not
Investors relying on published trend data to model appreciation timingProbably not

Data sources & freshness

Live listingsFlorida Gulf Coast MLS, refreshed twice daily (last: October 1, 2026)
Under-contract sharesFlorida Gulf Coast MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2013 (17 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Florida Gulf Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Florida Gulf Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

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Common questions about Palm Bay Villas

Where is Palm Bay Villas?

Palm Bay Villas is a community in Naples, Collier County, Florida, ZIP 34102.

Are there homes for sale in Palm Bay Villas right now?

Yes — 1 active and 0 pending listings as of the last feed refresh (twice daily). They are listed on this page.

Does Palm Bay Villas have an HOA or CDD?

No HOA is on record for Palm Bay Villas in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.

Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.

Thinking of selling in Palm Bay Villas? 1 recorded closings (window ending 2026-09-20). See the Collier County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Palm Bay Villas with Momentum Realty’s local guides.

Carriage Club0.1 mi away · 1 for saleGulf Towers0.1 mi awayAmbassador Club0.1 mi away · 1 for saleDiplomat0.1 mi away · median $1.09M, 6 sales/12 moPort Au Villa0.1 mi away · 4 for saleBoulevard Club0.1 mi away · 1 for saleLa Perle0.2 mi away · 1 for sale

Browse all neighborhood guides →

Talk to a Local Palm Bay Villas Expert
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The real cost & risk here

Before the list price, the Florida math the portals skip. These are Collier County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$3,363/mo
Collier County typical true cost to own
$179/mo
Collier County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.