Pine Meadows
Homes for Sale in Fort Walton Beach, FL
All 380 homes for sale in Fort Walton Beach, FL · median $399,950 · 124 homes for sale in 32547 · Okaloosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of November 2026, the MLS records 2 closed sales in Pine Meadows in Fort Walton Beach, FL since 2026, the most recent in September 2026. Across Fort Walton Beach as a whole, 56 homes closed in the last 12 months at a median of $337,500, 55 median days on market, with 394 homes for sale today. At that median and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $4,350 ($3,840 with the full homestead exemption).

Pine Meadows is a built-out neighborhood of roughly 288 homes constructed between 1978 and 1992, with a median build year of 1982 and a median size around 1,437 square feet. With that tight a vintage band and a single floor-plan era, price here is driven less by location variance and more by condition — updated kitchens, baths, roofs, and systems separate the top of the market from the tear-into-it projects. The median sits at $300,000, but expect a wide spread around it depending on how much work a home still needs.
The posture right now favors sellers. A median of 6 days on market against just one active listing tells you inventory is scarce and well-priced homes move fast. Buyers should come pre-approved and ready to decide; sellers of clean, updated homes have leverage, while dated homes will still trade but on the buyer's terms once inspection reveals the deferred work.
Figures in this note are as of July 25, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Nearby homes for sale
No active listings inside PINE MEADOWS right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Pine Meadows is a compact, fully established Fort Walton Beach neighborhood of early-1980s homes where roughly 61% of owners hold homestead — a signal of a stable, owner-occupied core rather than a churn of rentals.
Emerald Coast MLS sales records identify 162 homes in PINE MEADOWS that have changed hands since 2001, built between 1978 and 2009 (median 1982), with a median living area of about 1,178 sq ft and a typical 3-bedroom, 2-bath layout; 81% are single-family homes. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 18 qualified sales in PINE MEADOWS across 2024–2025 (12 in 2024, 6 in 2025), median $295,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Pine Meadows is best for.
Best for
- Buyers targeting a single-family home around the $300,000 median who want an established, stable neighborhood
- Value-minded buyers willing to update a dated home to build equity through condition
- Owner-occupants who prefer no HOA amenity costs and a simple carrying structure
Probably not for
- Buyers who want new construction or larger, modern floor plans
- Anyone needing a turnkey home and unwilling to budget for age-related repairs
- Buyers seeking community amenities like a pool, gate, or clubhouse
The market around Pine Meadows
Pine Meadows is too small for its own price trend, so here is the market around it.
In ZIP 32547, 149 homes are on the market and 19% are under contract — a steady corner of Fort Walton Beach.
Across Okaloosa County, 1,691 homes are active and 403 pending (19% under contract).
In ZIP 32547 (Fort Walton Beach), 65 homes closed in the last 12 months at a median of $325K, up 10.3% year over year, with a median 29 days on market. Right now 23 active and 8 pending listings put supply at about 4.2 months — a balanced market. See the live ZIP 32547 housing market and the Okaloosa County market.
ZIP and county figures describe the wider market, not Pine Meadows specifically. Momentum Research analysis of MLS records.
The Pine Meadows buying strategy.
If we were buying in Pine Meadows today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Pine Meadows.
A condition market, not a location lottery
Because the homes were all built inside a 14-year window and cluster around 1,437 square feet, the value question in Pine Meadows is almost entirely about upkeep. Homes from this era commonly reach the age where roofs, HVAC, electrical panels, and original kitchens come due, so two houses on the same street can price very differently based on what has already been replaced. Read the inspection carefully and price the remaining work honestly.
The neighborhood carries no MLS-identified community amenities — no pool, gate, or clubhouse to fund or maintain — which keeps carrying costs simple. Values have climbed 146% since 2012 and 5.3% over the past year, so this has been a steady performer, but that history is context, not a forecast. What you are buying is a modest, well-located single-family home in a low-turnover pocket.
The location and the amenities are priced into every listing in Pine Meadows. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
With one active listing and a 6-day median, timing and preparation decide outcomes in Pine Meadows. We help buyers move decisively on the right home and read condition versus asking price, and we help sellers stage and price updates so a clean home captures the full advantage the current market offers.
Pine Meadows in 15 seconds.
Tools for a Pine Meadows buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Pine Meadows sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Pine Meadows, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Pine Meadows home worth?
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Recently off market in PINE MEADOWS
Homes in PINE MEADOWS that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 1010 Aspen Court · off market
| Location | Fort Walton Beach, Okaloosa County, FL · ZIP 32547 |
|---|---|
| Homes in the community | 265 (FL DOR 2025 assessment roll) |
| Years built | 1978–1992 (median 1982) |
| Typical living area | 1,441 sq ft (median) |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 62% |
Data as of November 9, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Pine Meadows key facts,” movewithmomentum.com/neighborhoods/pine-meadows--okaloosa, data as of November 9, 2026.
Housing distress & ownership in PINE MEADOWS, Fort Walton Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
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Fort Walton Beach guides & data
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- Homestead exemption (Okaloosa County)
- Home insurance cost
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Florida buyer guides
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Frequently Asked Questions
How many homes are in Pine Meadows?
What share of Pine Meadows is owner-occupied?
When were the homes in Pine Meadows built?
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Where is Pine Meadows, and what county is it in?
Should you buy in Pine Meadows?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: July 25, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (11 streets, ZIP 32547)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-11-09 |
| Historical depth | Closed-sale records back to 2026 (2 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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