Pinnacle At Cobbs La
Homes for Sale in Palm Harbor, FL
All 554 homes for sale in Palm Harbor, FL · median $374,450 · 143 homes for sale in 34684 · Pinellas County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 1 closed sale in Pinnacle At Cobbs La in Palm Harbor, FL, the most recent in December 2004. Across Palm Harbor as a whole, 848 homes closed in the last 12 months at a median of $366,500, 47 median days on market, with 246 homes for sale today. At that median and Pinellas County's FY2025-26 rate of 19.39 mills, annual property tax runs about $7,110 ($6,290 with the full homestead exemption).
Pinnacle At Cobbs La is an established Palm Harbor community with a build history running from 1985 through 2020, though the median year built of 1989 tells you the core of the neighborhood dates to the late 1980s. With a median living area of 3,347 square feet, these are larger-format homes, and square footage and condition of an original build do more to set price here than any amenity package.
At 90.9% homestead share, most owners are in these homes as a primary residence rather than holding them as investment or seasonal property. For a buyer, that points to a market where turnover is driven by life changes more than speculation, and where a well-priced, well-maintained listing tends to get real attention rather than sitting.
Nearby homes for sale
No active listings inside Pinnacle At Cobbs La right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
A 176-home Palm Harbor community spanning three-plus decades of construction, Pinnacle At Cobbs La is defined by larger homes on a mostly owner-occupied base rather than by a shared amenity draw.
Stellar MLS sales records identify 16 homes in Pinnacle At Cobbs La that have changed hands since 2004, built between 1988 and 1999 (median 1994), with a median living area of about 2,933 sq ft and a typical 4-bedroom, 3-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Pinnacle At Cobbs La is best for.
Best for
- Buyers prioritizing larger interior square footage over community amenities
- Buyers comfortable evaluating condition individually across a multi-decade build range
- Buyers looking for a Palm Harbor location without a built-in HOA amenity package driving cost
Probably not for
- Buyers who want a single-phase, uniformly aged subdivision
- Buyers relying on shared amenities like a pool or clubhouse as part of the purchase decision
- Buyers seeking a compact or entry-level footprint rather than a larger home
The market around Pinnacle At Cobbs La
Pinnacle At Cobbs La is too small for its own price trend, so here is the market around it.
In ZIP 34684, 285 homes are on the market and 21% are under contract — a steady corner of Palm Harbor.
Across Pinellas County, 6,628 homes are active and 1,729 pending (21% under contract).
In ZIP 34684 (Palm Harbor), 621 homes closed in the last 12 months at a median of $350K ($256/sq ft), down 2.8% year over year, with a median 46 days on market. Right now 124 active and 33 pending listings put supply at about 4.2 months — a balanced market. See the live ZIP 34684 housing market and the Pinellas County market.
ZIP and county figures describe the wider market, not Pinnacle At Cobbs La specifically. Momentum Research analysis of MLS records.
Pinnacle At Cobbs La by the numbers
From county property records and closed MLS sales for the Pinnacle At Cobbs La subdivision: 16 homes on record; built 1988–1999; typical size about 2,921 heated sq ft; 4 bedrooms is the median. Housing mix: single-family 100%.
| Year | Recorded sales | Median price |
|---|---|---|
| 2007 | 1 | $640,000 |
| 2008 | 2 | $507,500 |
| 2009 | 2 | $338,285 |
| 2010 | 2 | $382,500 |
| 2011 | 2 | $397,500 |
| 2020 | 1 | $459,000 |
Newest recorded sale: $459,000 on 2020-06-04.
Recorded data as of 2026-09-12; counts cover addresses tagged to this subdivision in the public record, not every parcel. Not an appraisal.
The Pinnacle At Cobbs La buying strategy.
If we were buying in Pinnacle At Cobbs La today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Pinnacle At Cobbs La.
What the build years and square footage tell you
The spread from 1985 to 2020 means Pinnacle At Cobbs La is not a single-phase subdivision — buyers will find a mix of original-era construction alongside newer builds within the same 176-home footprint. The median year built of 1989 confirms the neighborhood's core inventory skews toward the late 1980s, so a buyer should expect systems, roofs, and finishes on many listings to reflect a home in that vintage rather than new construction, with condition varying listing to listing.
A median living area of 3,347 square feet puts the typical home here well above a starter footprint. That scale matters for how you shop it: layout, room count, and lot use will carry more weight in a comparison than curb amenities, since current MLS listings show no identified community amenity package attached to Pinnacle At Cobbs La.
The location and the amenities are priced into every listing in Pinnacle At Cobbs La. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community spanning multiple decades of construction with no shared amenity to anchor comparisons, pricing a home well means reading each listing's actual age, condition, and square footage against the right set of comps — not leaning on a subdivision-wide number. That's the kind of house-by-house read we bring to Pinnacle At Cobbs La.
Pinnacle At Cobbs La in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Pinnacle At Cobbs La buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Pinnacle At Cobbs La sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Pinnacle At Cobbs La, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Pinnacle At Cobbs La home worth?
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Should you buy in Pinnacle At Cobbs La?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2004 (1 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Pinnacle At Cobbs La fits the bigger picture — live prices, inventory, and Momentum Scores:
Schools serving nearby communities
We do not have a confirmed school assignment for Pinnacle At Cobbs La. These are the public schools most often assigned to other communities in ZIP 34684; zones change and vary by address, so confirm with the district before you buy.
- Palm Harbor University High School · Public · FLDOE grade A (assigned to 3 nearby communities)
- Highland Lakes Elementary · Public · FLDOE grade B (assigned to 2 nearby communities)
- Sutherland Elementary School · Elementary · FLDOE grade A (assigned to 2 nearby communities)
- Palm Harbor Middle School · Middle · FLDOE grade A (assigned to 2 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).
Common questions about Pinnacle At Cobbs La
Where is Pinnacle At Cobbs La?
Pinnacle At Cobbs La is a community in Palm Harbor, Pinellas County, Florida, ZIP 34684.
How many homes are in Pinnacle At Cobbs La?
County property records list 16 homes in Pinnacle At Cobbs La, built between 1988 and 1999; the typical home is about 2,921 heated square feet.
What do homes in Pinnacle At Cobbs La sell for?
Pinnacle At Cobbs La has no MLS sales in the last 12 months. The most recent year with recorded sales on file is 2020 (1 sale, median $459,000). For context, ZIP 34684 has 285 homes on the market with 21% under contract.
Are there homes for sale in Pinnacle At Cobbs La right now?
No active listings inside Pinnacle At Cobbs La at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does Pinnacle At Cobbs La have an HOA or CDD?
No HOA is on record for Pinnacle At Cobbs La in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
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