Reserve At Lake Mary
Homes for Sale in Lake Mary, FL
All 217 homes for sale in Lake Mary, FL · median $499,000 · 183 homes for sale in 32746 · Seminole County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of November 2026, Reserve At Lake Mary in Lake Mary, FL has 1 home for sale. Homes listed or recently sold were built 2002 - 2004; 5 of 5 report an HOA (median $51/mo); none of the 5 geocoded homes sit in a FEMA special flood hazard zone (median elevation 71 ft).
Price here is driven by size and condition, not by any single formula. The median home runs just over 3,000 square feet at a median of $675,000, and with homes built across a span from 1965 to 2024, the spread between an original-era property and a recent build is wide. Treat the median ppsf near $230 as a center of gravity, not a quote - what a home actually trades for depends heavily on how updated it is.
The market posture is tight. There are no active listings in this snapshot, which means sellers hold leverage and buyers should be prepared to move when something lists. A median of 30 days on market tells you well-priced homes clear in roughly a month, and with values up 12.7% year over year, pricing discipline matters on both sides. An 81% homestead share signals an owner-occupied community where turnover is limited.
Figures in this note are as of October 26, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Reserve At Lake Mary right now
🟢 Still climbing. The trailing-12-month median ($675K) is up 12.7% from the prior 12 months ($599K) and up 99% since 2012. With about 3 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending September 20. Confidence: Low (5 and 4 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated November 14, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Nearby homes for sale
No active listings inside Reserve At Lake Mary right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Reserve At Lake Mary market snapshot (as of September 20, 2026): the median sale price is about $675K ($230 per sq ft over the trailing 12 months of closed sales), and a median 30 days on market for closed sales. The trailing-12-month median is up 13% from the prior 12 months and up 99% since 2012, computed from record-level Stellar MLS closed sales (5 closings in the current window).
In ZIP 32746 (Lake Mary), 647 homes closed in the last 12 months at a median of $422K ($231/sq ft), up 0.6% year over year, with a median 34 days on market. Right now 77 active and 36 pending listings put supply at about 1.4 months - a healthy market. See the live ZIP 32746 housing market and the Seminole County market.
County records show 11 qualified sales in Reserve At Lake Mary across 2024 - 2025 (4 in 2024, 7 in 2025), median $695,000 - the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Reserve At Lake Mary is a community of 147 homes in Lake Mary, Seminole County, built between 1965 and 2024 (median 2003), with a median living area of about 3,046 square feet. 81% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Reserve At Lake Mary is a 147-home, owner-occupied community in Seminole County where larger floor plans are the norm and inventory is thin. The build range spanning 1965 to 2024 means condition - not a published price tier - is what separates one listing from the next.
The setting & the homes.
Aerial and on-site photos of Reserve At Lake Mary. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Reserve At Lake Mary
Reserve At Lake Mary
Reserve At Lake Mary
Reserve At Lake MaryPhotos from Stellar MLS listings in Reserve At Lake Mary; content deemed reliable but not guaranteed.
Who Reserve At Lake Mary is best for.
Best for
- Buying to hold in an established, owner-occupied community with low turnover
- Seeking a larger floor plan around the 3,000-sqft median and amenities like a park and playground
- Buyers who can move quickly when a rare listing hits the market
Probably not for
- Needing to close on a tight, non-negotiable timeline given zero active inventory
- Wanting a move-in-ready home at a predictable price without accounting for condition
- Looking for a low-maintenance or smaller property below this community's typical footprint
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($675K) IS the median in the snapshot above, and the move from 2025 ($599K) IS the +12.7% one-year change.
Windows contain 0 to 14 sales each (5 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2006 through 2026. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Seminole County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Seminole County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
22% of homes for sale in ZIP 32746 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-14).
Reserve At Lake Mary Market Scorecard
Reserve At Lake Mary is currently a balanced market..
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Reserve At Lake Mary on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap contributors.
Life at Reserve At Lake Mary
- Deed Restrictions · reported on 4 of 5 listings
- Playground · reported on 3 of 5 listings
- Association Recreation - Owned · reported on 1 of 5 listings
- Park · reported on 1 of 5 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
The Reserve At Lake Mary buying strategy.
If we were buying in Reserve At Lake Mary today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Reserve At Lake Mary.
A condition-driven market with almost no shelf inventory
With a median year built of 2003 and homes dating as far back as 1965, this community holds a mix of eras under one address. That matters: at a median above 3,000 square feet, the cost of bringing an older home up to current finishes is real, and it explains why you should think in terms of condition rather than a neat price band. The single number you can anchor to is the $675,000 median.
Zero active listings against 147 homes and an 81% homestead share tells the story of a community people stay in. For a buyer, that means patience and readiness to act on new listings. For a seller, it means genuine scarcity - but a 30-day median on market still rewards sharp pricing over wishful pricing.
The location and the amenities are priced into every listing in Reserve At Lake Mary. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Reserve At Lake Mary buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (7.5). Basis: Long-Term Appreciation +99% since 2012; Recent Direction +12.7% year-over-year; Owner Commitment 81% owner-occupied; Pricing Power 93.6% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a community with no standing inventory and a wide age range of homes, the work is in access and accurate valuation. We track listings before they hit broadly, and we price older and updated homes on their own merits rather than leaning on a community average. That keeps buyers from overpaying for condition they aren't getting and keeps sellers from leaving money on an updated home.
Reserve At Lake Mary in 15 seconds.
Tools for a Reserve At Lake Mary buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Reserve At Lake Mary sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Reserve At Lake Mary, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Reserve At Lake Mary home worth?
Get a no-obligation home value based on real comparable sales in Reserve At Lake Mary, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Lake Mary →
Last 30 days in Reserve At Lake Mary: 1 new listing (median asking $699,900). As of November 12, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.
| Location | Lake Mary, Seminole County, FL |
|---|---|
| Home types (current listings and sales) | single-family 100% |
| Amenities listed by sellers | Deed Restrictions, Playground, Park |
| For sale right now | 1 active, 0 pending · median asking $699,900 · 3.0 months of supply |
Data as of November 6, 2026. Based on Stellar MLS data distributed by MLS GRID. Market figures describe homes, not residents. Cite as: Momentum Realty, “Reserve At Lake Mary key facts,” movewithmomentum.com/neighborhoods/reserve-at-lake-mary-lake-mary, data as of November 6, 2026.
Housing distress & ownership in Reserve At Lake Mary, Lake Mary
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period October 2026 through October 2026. Deemed reliable but not guaranteed.
More Lake Mary home searches
- All homes for sale in Lake Mary, FL
- Homes for sale in Seminole County, FL
- Gated communities in Lake Mary
- Homes under $300K in Lake Mary
- Lake Mary home values: what is my house worth?
Lake Mary guides & data
- Market data
- Cost of living
- Best neighborhoods
- Flood zones
- Property taxes (Seminole County)
- Homestead exemption (Seminole County)
- Home insurance cost
- New construction (Seminole County)
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
- Florida documentary stamp tax, explained
- Cheapest places to live in Florida
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Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Arbormoor Place (41 homes on record)
- Blairmont Lane (27 homes on record)
Email me new listings in Reserve At Lake Mary
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Reserve At Lake Mary
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Reserve At Lake Mary will answer, and the answer is published on this page for the next buyer.
What it really costs to own in Reserve At Lake Mary
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| HOA dues | Median $51/month across 6 MLS listings (most billed quarterly; 2026-11-14). Dues cover what the documents say they cover; ask for the budget and reserve study. |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Seminole County is $1,572/yr (1,203 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 2004 across 5 listings. An original roof here would be about 22 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Frequently Asked Questions
What is the median home price in Reserve At Lake Mary?
How long do homes in Reserve At Lake Mary take to sell?
How many homes are in Reserve At Lake Mary?
What share of Reserve At Lake Mary is owner-occupied?
When were the homes in Reserve At Lake Mary built?
Have Reserve At Lake Mary home prices gone up?
Who is the best real estate agent for Reserve At Lake Mary?
How do I find a top Lake Mary real estate agent who knows Reserve At Lake Mary?
Can Momentum Realty connect me with an agent for Reserve At Lake Mary?
Where is Reserve At Lake Mary, and what county is it in?
Should you buy in Reserve At Lake Mary?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: November 2, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (4 streets, ZIP 32746)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2006 (72 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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See how Reserve At Lake Mary fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Reserve At Lake Mary
- Home values · What homes in Reserve At Lake Mary actually sell for
- Find an agent · How to choose the best real estate agent in Reserve At Lake Mary