Retreat
Homes for Sale in Middleburg, FL

Retreat II is a compact, of-its-time Middleburg neighborhood in Clay County where the homes are close in age and floor plan, so the real variable a buyer weighs is condition and updates rather than architectural range.

realMLS (Northeast Florida) sales records identify 200 homes in Retreat that have changed hands since 2006, built between 2005 and 2017 (median 2009), with a median living area of about 1,860 sq ft and a typical 4-bedroom, 2-bath layout; 86% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 26 qualified sales in Retreat across 2024–2025 (16 in 2024, 10 in 2025), median $319,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Retreat is too small for its own price trend, so here is the market around it.

In ZIP 32068, 461 homes are on the market and 28% are under contract — a steady corner of Middleburg.

Across Clay County, 1,290 homes are active and 439 pending (25% under contract).

In ZIP 32068 (Middleburg), 1,340 homes closed in the last 12 months at a median of $315K ($183/sq ft), up 2.0% year over year, with a median 45 days on market. Right now 262 active and 116 pending listings put supply at about 5.1 months — a balanced market. See the live ZIP 32068 housing market and the Clay County market.

ZIP and county figures describe the wider market, not Retreat specifically. Momentum Research analysis of MLS records.

The build window is tight — 2006 to 2017 — with the median home dating to 2008. That consistency is useful: floor plans, roof ages, and mechanical systems tend to cluster, so a buyer touring several homes here is comparing apples to apples. The trade-off is that many of these homes are now reaching the age where roofs, HVAC, and water heaters come due, and that timing shows up directly in asking prices and inspection outcomes.

At a median living area of about 1,861 square feet, these are mid-sized homes with functional, everyday layouts rather than sprawling ones. Value here is driven less by size differences and more by what an owner has put into the home since purchase. Inspect for the big-ticket items, ask when major systems were last replaced, and price accordingly.

In a neighborhood this uniform, the winning move is reading condition against a narrow comp set — knowing which homes have already handled their roof and HVAC and which have not. We price to the actual house in front of us, not to a rounded average, and we tell sellers plainly what updates will and will not return at the closing table.

Listings in this community report association dues of about $29 per month ($348 a year) — the median AssociationFee across 38 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.