Creek Hollow
Homes for Sale in Middleburg, FL
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 12 closed sales in Creek Hollow in Middleburg, FL since 2004, the most recent in February 2023. Across Middleburg as a whole, 666 homes closed in the last 12 months at a median of $315,000, 46 median days on market, with 218 homes for sale today. At that median and Clay County's FY2025-26 rate of 15.05 mills, annual property tax runs about $4,740 ($4,150 with the full homestead exemption).
The honest starting point on Creek Hollow is that we're working with a thin data snapshot as of mid-2026. With no recent closings inside our reporting window, there is no active price signal to lean on, so anything we tell you about value here has to be built from the ground up on the specific home in front of you rather than a running average.
For a buyer, that means the list price is a starting position, not a validated market number — you negotiate on condition, lot, and comparable evidence you pull yourself. For a seller, it means pricing is an argument you have to make deliberately, because there isn't a fresh run of comparable sales doing the work for you. In both cases the leverage goes to whoever brings the better data.
The 60-Second Overview
Creek Hollow sits in Middleburg, in the western reach of Clay County — a quieter, more rural-leaning part of the Northeast Florida market where you trade proximity to the core for space and a slower pace. Because we have no closings in the current window, this reads as a community you evaluate home by home rather than by the numbers.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Creek Hollow is best for.
Best for
- Buyers prioritizing a quieter, more rural Middleburg setting over central-corridor convenience
- Value-driven buyers willing to negotiate on condition and comparable evidence rather than a headline average
- Long-hold buyers who aren't relying on a fast, liquid resale market
Probably not for
- Buyers who need recent comparable sales to feel confident on price
- Buyers who want a short commute to the urban core and dense nearby amenities
- Buyers who expect quick resale liquidity and steady transaction volume
The market around Creek Hollow
Creek Hollow is too small for its own price trend, so here is the market around it.
In ZIP 32068, 459 homes are on the market and 27% are under contract — a steady corner of Middleburg.
Across Clay County, 1,267 homes are active and 451 pending (26% under contract).
ZIP and county figures describe the wider market, not Creek Hollow specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Creek Hollow, Middleburg
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The Creek Hollow buying strategy.
If we were buying in Creek Hollow today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Creek Hollow.
Pricing in a thin-data market
The defining feature of Creek Hollow right now is the absence of a recent transaction record. When a community isn't turning over inside the reporting window, you lose the anchor most buyers and sellers rely on — the last few comparable sales. That doesn't make the community bad; it makes it opaque, and opacity is something you manage rather than fear.
The practical response is to widen your lens: look at how similar Middleburg homes in western Clay County are moving, weigh the condition and lot of the specific property, and treat any single asking price as a hypothesis to be tested. This is a market where a disciplined, evidence-first approach separates a fair deal from an expensive guess.
The location and the amenities are priced into every listing in Creek Hollow. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
A community with no fresh closings is exactly where local judgment earns its keep. We build the comparable picture manually from the wider Middleburg and Clay County market, pressure-test the asking price against real condition, and keep you from anchoring to a number nobody has actually paid. Whether you're buying or selling, our job here is to replace missing data with defensible reasoning.
Creek Hollow in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Creek Hollow buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Creek Hollow sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Creek Hollow, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Creek Hollow home worth?
Get a no-obligation home value based on real comparable sales in Creek Hollow, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Middleburg →
Should you buy in Creek Hollow?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Under-contract shares | realMLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2004 (12 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Creek Hollow fits the bigger picture — live prices, inventory, and Momentum Scores: