River Bay Plantation
Homes for Sale in Jacksonville, FL
All 4,458 homes for sale in Jacksonville, FL · median $299,900 · 71 homes for sale in 32223 · Duval County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of COLDWELL BANKER VANGUARD REALTY · via realMLS
As of November 2026, River Bay Plantation in Jacksonville, FL has 1 home for sale. As of November 2026, the MLS records 28 closed sales in River Bay Plantation in Jacksonville, FL since 2011, the most recent in April 2026. Across Jacksonville as a whole, 12,699 homes closed in the last 12 months at a median of $304,990, 42 median days on market, with 4,140 homes for sale today. At that median and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $5,450 ($4,710 with the full homestead exemption).
River Bay Plantation is a large-home enclave built out over a tight window in the mid-1990s, with a median living area north of 4,600 square feet. Price here is driven far more by condition, updates, and lot position than by any published range — these are substantial houses of a similar vintage, so the spread between a dated original and a fully renovated one can be wide. There is no single median price in this snapshot to anchor to, so treat every list price on its own merits and lean on comparable condition, not headline numbers.
Roughly 88% of homes carry a homestead exemption, which tells you this is an owner-occupied community that does not turn over quickly. For a seller, that scarcity of listings can work in your favor when you present well. For a buyer, patience matters: inventory is thin, and the homes that come up reward those who are ready to move on the right one rather than wait for a flood of options.
Figures in this note are as of July 12, 2026. The live market numbers elsewhere on this page update nightly and are newer.
River Bay Plantation right now
🟢 Buyer-leaning market. 12.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of November 12, 2026. Confidence: Low (1 active and pending listings, 1 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated November 13, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
River Bay Plantation is a Duval County community of 42 homes built between 1993 and 2001, defined by large floor plans and a stable, largely owner-occupied ownership base.
realMLS (Northeast Florida) sales records identify 21 homes in River Bay Plantation that have changed hands since 2002, built between 1993 and 2001 (median 1995), with a median living area of about 4,500 sq ft and a typical 5-bedroom, 4-bath layout; 95% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 3 qualified sales in River Bay Plantation across 2024–2025 (2 in 2024, 1 in 2025), median $1.55M — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of River Bay Plantation. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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River Bay PlantationPhotos from realMLS listings in River Bay Plantation; content deemed reliable but not guaranteed.
Who River Bay Plantation is best for.
Best for
- Buyers who need substantial square footage and intend to hold long-term
- Buyers comfortable budgeting for updates on a mid-1990s home in exchange for a lower entry
- Owner-occupiers who value a stable, low-turnover community over rental churn
Probably not for
- Buyers who want a smaller, lower-maintenance footprint
- Buyers who need to close fast and want many listings to choose from
- Buyers unwilling to underwrite age-appropriate systems and cosmetic updates
The market around River Bay Plantation
River Bay Plantation is too small for its own price trend, so here is the market around it.
In ZIP 32223, 109 homes are on the market and 33% are under contract — a fast-moving corner of Jacksonville.
Across Duval County, 4,343 homes are active and 1,482 pending (25% under contract).
In ZIP 32223 (Jacksonville), 527 homes closed in the last 12 months at a median of $360K ($212/sq ft), up 2.8% year over year, with a median 34 days on market. Right now 72 active and 32 pending listings put supply at about 1.6 months — a healthy market. See the live ZIP 32223 housing market and the Duval County market.
ZIP and county figures describe the wider market, not River Bay Plantation specifically. Momentum Research analysis of MLS records.
Homes For Sale Right Now in River Bay Plantation
Live MLS inventory for River Bay Plantation. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending River Bay Plantation listings as of 2026-11-13, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Life at River Bay Plantation
- Management - Off Site · reported on 1 of 2 listings
Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Duval County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Loretto · Elementary
- Mandarin · Middle
- Mandarin · High
Zoned schools reflect the assignments reported on recent River Bay Plantation listings and can change; always confirm with Duval County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any River Bay Plantation address.
Shop the zone: Homes zoned for Loretto Elementary School · Homes zoned for Mandarin Middle School · Homes zoned for Mandarin High School
The River Bay Plantation buying strategy.
If we were buying in River Bay Plantation today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in River Bay Plantation.
A large-home pocket that trades on condition
With a median living area above 4,600 square feet and a build window running from 1993 to 2001, River Bay Plantation is firmly a big-house neighborhood of a single generation. That consistency is useful: you are usually comparing homes of similar scale and era, so the real variables become updates, systems, and finishes. Original-condition homes and renovated ones can sit far apart in value even when square footage is close.
The mid-1990s build date is the practical thing to underwrite. Buyers should budget for the age-appropriate items — roof, HVAC, water heaters, and cosmetic modernization — and read every inspection carefully. Homes that have already addressed those systems tend to command a premium, and homes that have not leave room to negotiate.
The location and the amenities are priced into every listing in River Bay Plantation. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a small, slow-turning community of 42 homes, the value is in knowing which houses have been updated and which have not — and pricing accordingly. We track this section closely, so whether you are pricing a large home to sell or trying to judge whether a renovation premium is justified, you get a read grounded in condition and comparables rather than guesswork.
River Bay Plantation in 15 seconds.
Tools for a River Bay Plantation buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed River Bay Plantation sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in River Bay Plantation, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your River Bay Plantation home worth?
Get a no-obligation home value based on real comparable sales in River Bay Plantation, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Recently off market in River Bay Plantation
Homes in River Bay Plantation that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 12819 Bay Plantation Drive · off market
Housing distress & ownership in River Bay Plantation, Jacksonville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Every Home for Sale in River Bay Plantation Jacksonville Right Now (1)
All 1 active and pending River Bay Plantation Jacksonville listings with a detail page, newest first, refreshed twice a day from the MLS.
- 12701 Bay Plantation Drive · $1,469,000 · 4 bd / 3.5 ba · listed Sep 2, 2026 · listed by Crystal Clear Realty, Llc
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Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Bay Plantation Drive (17 homes on record)
- Bay Plantation Drive (12 homes on record)
34% of homes for sale in ZIP 32223 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-13).
Email me new listings in River Bay Plantation
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about River Bay Plantation
Have a question about the homes, fees, rules or commute here? A Momentum agent who works River Bay Plantation will answer, and the answer is published on this page for the next buyer.
Price History: What Homes Here Have Actually Sold For
Median sale prices in River Bay Plantation Jacksonville year by year since 2012, from closed MLS sales. Long-run history beats any single estimate: it shows what this community has actually done through rate cycles, not what a model guesses.
Recent Developments in River Bay Plantation
Development, infrastructure, retail, and school activity affecting River Bay Plantation, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.
- October 2026Schools
Clay school district says one-mill referendum renews, not raises, property tax
The Clay County school district says the referendum on the upcoming ballot renews the one-mill levy voters first approved in 2020 at the same rate. The money funds school law enforcement contracts and compensation to retain and attract teachers and support staff. A citizens' advisory committee reviews spending, and the district says non-renewal would leave a funding shortfall.
What it may mean for the marketThe outcome sets school operating funding and staffing support for Clay County without changing the current millage rate. The site is about 11 miles south of River Bay Plantation.
Source: Clay Today - October 2026Market
Northeast Florida home sales dip in September as inventory tightens
Closed sales across the six-county Northeast Florida Association of Realtors area fell 7.7% year over year to 1,608, with the median price at $398,566, up 2.8%. Active inventory dropped 18.4% to 6,348 homes. Median prices were $344,000 in Duval, $575,000 in St. Johns, $355,000 in Clay and $496,500 in Nassau.
What it may mean for the marketLower inventory with softer sales volume points to a thinner supply of listings across all four counties, with Clay the only one of the four showing a year-over-year price decline. The site is about 13 miles north of River Bay Plantation.
Source: Clay Today - October 2026Schools
Loretto Elementary breaks ground on $12.3 million classroom addition
The addition will replace 13 portable classrooms and two aging pod buildings with 15 classrooms, a music room and a teacher planning room, and will expand the parent drop-off loop. The school enrolls 875 students for 2026-27. Funding comes from the voter-approved half-cent sales tax, with opening expected in 2028.
What it may mean for the marketExpanded permanent capacity and a longer drop-off loop affect school-area traffic and classroom availability in the Mandarin area. The project is about 5 miles north of River Bay Plantation, elsewhere in Duval County.
Source: Hoodline - September 2026Infrastructure
County Road 220 widening and Little Black Creek bridge replacement open to traffic in Clay County
The project finished ahead of schedule, with a new four-lane bridge over Little Black Creek replacing a 1947 structure. Phase 1 began in December 2024 with intersection improvements at Rideout Ferry Road, and Phase 2 began in January 2025. Officials say it should ease traffic along the corridor.
What it may mean for the marketA four-lane CR 220 corridor improves commute capacity for Fleming Island and Middleburg area drivers. The site is about 8 miles southwest of River Bay Plantation.
Source: News4JAX - September 2026Development
UF Health Durbin Park 99-bed hospital opens in northern St. Johns County; Baptist Silverleaf adds emergency department
UF Health Durbin Park, a 99-bed hospital with a 24-hour emergency department on 42.5 acres, held its ribbon-cutting and opens the following week. Baptist Health's Silverleaf campus, about 10 miles south, is adding an emergency department, and AdventHealth and Acadia Health have also opened facilities near I-95. The county's population has grown more than 25% since 2020.
What it may mean for the marketNew hospital and emergency capacity shortens drive times to emergency care and adds healthcare jobs in northern St. Johns County. The site is about 9 miles east of River Bay Plantation.
Source: Jacksonville Today - June 2026Infrastructure
First Coast Expressway advances as an economic-development corridor across Clay and St. Johns
The First Coast Expressway (State Road 23), a tolled beltway looping around the west and south of the Jacksonville metro, continued to open land for development along its corridor, with the final St. Johns County phase from Interstate 95 to east of County Road 2209 in progress. FDOT held a St. Johns County open house on the final phase in January 2026.
What it may mean for the marketNew limited-access highway capacity shortens commutes and opens adjacent land, changes that have historically shaped where new communities and demand concentrate. The site is about 9 miles southwest of River Bay Plantation.
Source: Jax Daily Record
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
Frequently Asked Questions
Is River Bay Plantation a buyer's or seller's market right now?
How many homes are in River Bay Plantation?
What share of River Bay Plantation is owner-occupied?
When were the homes in River Bay Plantation built?
Who is the best real estate agent for River Bay Plantation?
How do I find a top Jacksonville real estate agent who knows River Bay Plantation?
Can Momentum Realty connect me with an agent for River Bay Plantation?
Where is River Bay Plantation, and what county is it in?
How far is River Bay Plantation from downtown Jacksonville and the beach?
Should you buy in River Bay Plantation?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: November 13, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 32223)) |
| Under-contract shares | realMLS records, as of 2026-11-12 |
| Historical depth | Closed-sale records back to 2011 (28 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum listings in Northeast Florida sold at 99.1% of final list price vs. 98.6% for the market, in a median 31 days vs. 41 (realMLS, 12 months to Nov 2026). A Momentum agent can price yours against live local comps.
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