Riverside Terrace
Homes for Sale in Jacksonville, FL
True comps, carrying-cost math, and listings before the portals.
Photo via realMLS
As of September 2026, Riverside Terrace in Jacksonville, FL has 1 home for sale. As of September 2026, the MLS records 16 closed sales in Riverside Terrace in Jacksonville, FL since 2015, the most recent in June 2024. Across Jacksonville as a whole, 8,873 homes closed in the last 12 months at a median of $305,375, 44 median days on market, with 2,391 homes for sale today. At that median and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $5,460 ($4,720 with the full homestead exemption).
Part of the Riverside master-planned community in Jacksonville, FL — see all Riverside homes for sale (44 listings across 15 villages and sections in the MLS).
Riverside Terrace is an older, small-footprint pocket of Jacksonville — a median build year of 1946 and a median of roughly 1,432 square feet tell you most of what drives price here. This is a condition-and-character market, not a square-footage market. With homes spanning 1905 to 2020, two houses on the same block can trade far apart depending on renovation status, systems, and original detail, so the single median price masks a wide spread.
About 68% of homes here are homesteaded, which points to owner occupants who tend to hold rather than flip. That usually means steadier inventory and less speculative churn. For a buyer, expect to underwrite each property on its own merits — age, updates, and structural condition matter more than any neighborhood average. For a seller, the premium goes to homes where the work is already done and documented.
The 60-Second Overview
With 107 homes and a build range stretching more than a century, Riverside Terrace rewards buyers who read individual properties closely rather than trusting a blended average. The compact median footprint means space is at a premium, and price tracks condition more than size.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Riverside Terrace is best for.
Best for
- Buyers who value historic character and a compact footprint over maximum square footage
- Buyers with a renovation budget and patience to underwrite an older home's systems
- Long-term owners looking for a stable, mostly homesteaded pocket rather than a quick flip
Probably not for
- Buyers who need turnkey new construction with modern layouts and minimal maintenance
- Buyers prioritizing large square footage above all else
- Buyers who want to skip detailed inspections and condition-based pricing
The market around Riverside Terrace
Riverside Terrace is too small for its own price trend, so here is the market around it.
In ZIP 32205, 193 homes are on the market and 26% are under contract — a steady corner of Jacksonville.
Across Duval County, 3,938 homes are active and 1,658 pending (30% under contract).
ZIP and county figures describe the wider market, not Riverside Terrace specifically. Momentum Research analysis of MLS records.
Riverside Terrace Market Scorecard
Riverside Terrace is currently a thin data market. Limited supply, a median asking price of $399,900, and homes go under contract in about 10 days.
Typical home value in the 32205 ZIP is $256,547, about 15.2% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in Riverside Terrace
Live MLS inventory for Riverside Terrace. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Riverside Terrace listings as of 2026-09-11, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Schools
- Duval County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- West Riverside · Elementary
- Riverside · High
Zoned schools reflect the assignments reported on recent Riverside Terrace listings and can change; always confirm with Duval County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Riverside Terrace address.
Recent Developments in Riverside Terrace
Development, infrastructure, retail, and school activity affecting Riverside Terrace, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated August 2026.
- July 2026Development
JWB secures funding for 108 affordable housing units in Jacksonville
Jacksonville Today reported that JWB Real Estate Capital secured about $28.59 million in gap funding for 108 income-restricted units across three Westside sites on Tracy, Justina and Ricker roads. Plans include 38 townhome-style units and two sets of 35 efficiency units, priced at or below 60% of area median income for 50 years. Groundbreaking is expected by September 2026 with completion in 2027.
What it may mean for the marketAdds new income-restricted rental and townhome housing supply on the Westside, increasing the stock of long-term affordable units and drawing public and tax-credit investment into three infill sites. The project is about 7 miles southwest of Riverside Terrace, elsewhere in Duval County.
Source: Jacksonville Today - July 2026Development
Culinary Institute of America selects Jacksonville for Southeast campus
News4Jax reported that the Culinary Institute of America chose downtown Jacksonville for its Southeast hub, to be located at 330 E. Bay Street on the Northbank riverfront. The campus would anchor a $160.5 million hotel and convention center development. The city previously approved up to $35 million in incentives, and the Downtown Investment Authority is finalizing agreements on design and property details.
What it may mean for the marketAnchors a major downtown riverfront redevelopment that pairs an educational campus with hotel and convention space, adding institutional and commercial investment to the urban core alongside Riverfront Plaza and Pearl Square. The site is about 2 miles east of Riverside Terrace.
Source: News4Jax - June 2026Development
Hillwood contracts with the City of Jacksonville for 192 acres at AllianceFlorida at Cecil Commerce Center
Master developer Hillwood contracted with the City of Jacksonville for 192 acres at AllianceFlorida at Cecil Commerce Center on Jacksonville's Westside, continuing the buildout of the former Naval Air Station Cecil Field into an industrial and logistics park.
What it may mean for the marketContinued absorption of large industrial parcels at Cecil signals sustained employment growth on the Westside, which can support housing demand across nearby communities. The project is about 13 miles southwest of Riverside Terrace, elsewhere in Duval County.
Source: Jax Daily Record - June 2026Infrastructure
First Coast Expressway advances as an economic-development corridor across Clay and St. Johns
The First Coast Expressway (State Road 23), a tolled beltway looping around the west and south of the Jacksonville metro, continued to open land for development along its corridor, with the final St. Johns County phase from Interstate 95 to east of County Road 2209 in progress. FDOT held a St. Johns County open house on the final phase in January 2026.
What it may mean for the marketNew limited-access highway capacity shortens commutes and opens adjacent land, changes that have historically shaped where new communities and demand concentrate. The site is about 20 miles south of Riverside Terrace.
Source: Jax Daily Record - April 2026Development
Southeast Toyota opens $170M vehicle-processing facility at JAXPORT's Blount Island, adding 400-plus jobs
Southeast Toyota Distributors dedicated a new vehicle processing facility at JAXPORT's Blount Island Marine Terminal in April 2026. The company put the investment at $170 million and said the facility created more than 400 full-time jobs, most of them hired locally.
What it may mean for the marketA large new employment center on Blount Island adds sustained local job demand, a factor that has historically supported nearby housing absorption. The project is about 11 miles northeast of Riverside Terrace, elsewhere in Duval County.
Source: JAXPORT - February 2026Infrastructure
JAXPORT details $250M Blount Island modernization and record cargo in 2026 State of the Ports
At its February 2026 State of the Ports address, JAXPORT outlined a $250 million modernization of Blount Island's container and vehicle-handling capabilities and reported record fiscal-2025 cargo volumes. The port also said an air-draft expansion to accommodate larger ships is on track to finish by the end of 2026.
What it may mean for the marketContinued heavy investment in the Blount Island port complex anchors long-term industrial employment on the northeast side, a structural demand driver for the surrounding area. The site is about 11 miles northeast of Riverside Terrace.
Source: News4Jax
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Riverside Terrace buying strategy.
If we were buying in Riverside Terrace today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Riverside Terrace.
An older housing stock with a wide condition curve
The defining fact here is age. A median year built of 1946 means a large share of this stock predates modern electrical, plumbing, and framing standards. That is not a strike against the community — older homes here carry detail and scale that new construction rarely matches — but it does mean inspections, insurance, and renovation budgets deserve real scrutiny before you commit.
The 1905-to-2020 build range signals scattered infill and rebuilds among the historic homes, so you will find genuine variety within a small area. The median footprint of about 1,432 square feet keeps most homes modest in size, which favors buyers who prize location and character over sheer volume.
The location and the amenities are priced into every listing in Riverside Terrace. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market this age-driven, the deal lives in the details — the sewer line, the roof, the panel, the foundation. We walk these homes with a critical eye, help you separate cosmetic updates from structural ones, and price accordingly. That candor protects buyers from overpaying for a fresh coat of paint and helps sellers prove the value of work that is genuinely done.
Riverside Terrace in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Riverside Terrace buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Riverside Terrace sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Riverside Terrace, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Riverside Terrace home worth?
Get a no-obligation home value based on real comparable sales in Riverside Terrace, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Should you buy in Riverside Terrace?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Riverside Terrace with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: September 11, 2026) |
| Under-contract shares | realMLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2015 (16 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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