San Christopher Villas
Homes for Sale in Dunedin, FL

All 279 homes for sale in Dunedin, FL · median $410,000 · 224 homes for sale in 34698 · Pinellas County homes for sale

Community in Dunedin · Pinellas County · ZIP 34698
Median sale $197K
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Live Market Pulse
31/100
Market Heat
Cooler than normal
2016 → 2026 · 81 at the 2023 peak
0 is San Christopher Villas's coldest market since 2016, 100 its hottest. Today: 31. How it's scored

Photo via Stellar MLS

Built fromLive Stellar MLS data12 years of closingsUpdated twice daily

Over the 12 months ending 2026-09-20, 5 recorded sales closed at a median of $197,000, $203 per square foot, a median 26 days on market, sellers accepting 94% of original asking (-12% versus the prior year). Homes listed or recently sold were built 1981–1985; 3 of 7 report an HOA (median $589/mo); none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 40 ft). At the median price and Pinellas County's FY2025-26 rate of 19.39 mills, annual property tax runs about $3,820 ($3,010 with the full homestead exemption).

San Christopher Villas key facts
LocationDunedin, Pinellas County, FL · ZIP 34698
Home types (current listings and sales)villas 57%, condos 43%
Amenities listed by sellersPool, Clubhouse, Community Mailbox, Cable TV, Association Recreation - Lease, Buyer Approval Required
Sale prices, last 12 months$197,000 median across 5 closed sales · $203 per sq ft · -12.4% vs the prior 12 months
Days on market (closed sales)26 median
For sale right now0 active, 1 pending

Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2026. Market figures describe homes, not residents. Cite as: Momentum Realty, “San Christopher Villas key facts,” movewithmomentum.com/neighborhoods/san-christopher-villas, data as of September 20, 2026.

Live · San Christopher Villas Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$197K ▼
Median sold · 12 mo
down 12.4% vs the prior 12 months
-12.4% ▼
1-yr price change
n = 5 and 9 sales in the two windows
$203/sf
Sold $/sqft · 12 mo
peak $233 in 2025
93.5%
Sale vs ask
Tempo
26days
Median DOM · closed
3 days at the 2022 low
100%
Under contract
Pinellas: 20% (1,627 of 8,166)
0 · 1
For sale · pending
live counts, refreshed twice daily
5
Sold · last 12 mo
10-yr average: about 4 a year
Track record · 12 years of records
970sqft
Median sold home size
12-mo windows, closed sales
Jon Brooks, founder of Momentum Realty
Jon's Current Read

San Christopher Villas is a small attached-villa community in Dunedin, built in the early-to-mid 1980s, with a median living area right around 970 square feet. At that size and vintage, what actually moves price here is condition and updates — a renovated interior versus an original one. The median sits at $198,500, or roughly $205 a foot, but treat that as a midpoint, not a floor or a ceiling; the spread comes down to what has been touched inside.

The posture right now is soft. Prices are off 14.6% year-over-year, and the market heat score of 28 points to a slow, buyer-leaning setting. That said, homes are still clearing in about 24 days at the median, so priced-right units move. Sellers need to be realistic about the downward trend; buyers have room to be selective without racing.

San Christopher Villas Housing Pulse · Momentum Research · as of September 20, 2026

San Christopher Villas right now

🔴 Off the recent peak. The trailing-12-month median ($197K) is down 12.4% from the prior 12 months ($225K). With about 4 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending September 20. Confidence: Low (5 and 9 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated September 27, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

San Christopher Villas market snapshot (as of September 20, 2026): the median sale price is about $197K ($203 per sq ft over the trailing 12 months of closed sales), and a median 26 days on market for closed sales. The trailing-12-month median is down 12% from the prior 12 months, computed from record-level Stellar MLS closed sales (5 closings in the current window).

In ZIP 34698 (Dunedin), 701 homes closed in the last 12 months at a median of $380K ($301/sq ft), up 1.1% year over year, with a median 56 days on market. Right now 130 active and 33 pending listings put supply at about 3.8 months — a balanced market. See the live ZIP 34698 housing market and the Pinellas County market.

Stellar MLS sales records identify 27 homes in San Christopher Villas that have changed hands since 2015, built between 1981 and 1986 (median 1984), with a median living area of about 970 sq ft and a typical 2-bedroom, 2-bath layout; 74% are townhomes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

This is a compact, single-era community of villas — 16 homes in the snapshot, most owner-occupied at a 62.5% homestead share — where the story is condition, not square footage, since the floor plans are broadly similar.

Best for

  • Buyers seeking a compact, lock-and-leave villa around the mid-$190s who value simplicity over size
  • Value-focused buyers willing to renovate a dated unit and capture the gap between original and updated condition
  • Budget-conscious buyers who want to negotiate in a soft, slower-moving market

Probably not for

  • Buyers who need substantially more than roughly 970 square feet of living space
  • Buyers counting on quick appreciation, given the current downward price trend
  • Buyers who want a large pool of comparable listings to choose from at any given time

Windows contain 0 to 11 sales each (5 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2026. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$100K$150K$200K2014201620182020202220242026
Down 12.4% year over year.
Every sale since 2014 · price vs size
$0$100K$200K1k1k1k
49 closed sales; green = recent. Size sets the floor, condition and lot set the rest.
Sold $ per sq ft · trailing 12 mo
$100$150$200$2502014201620182020202220242026
Up from $88 in 2014 to a $233 peak in 2025; $203 now.
Median days on market · closed sales
02040602014201620182020202220242026
3 days at the 2022 low; 26 now.
Sale price vs original ask · median
95%100%2014201620182020202220242026
93.5% now.
Homes sold per 12-mo window
05102014201620182020202220242026
0 to 11 a year; 5 in the current window.
Market Heat · 0 coldest, 100 hottest in the record
20406080seller-leaningbuyer-leaning201620242026
81 at the 2023 peak, 31 in the troughs, 31 now. Same score as the hero card, full history.
How much local inventory is already under contract

23% of homes for sale in ZIP 34698 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-26).

San Christopher Villas Market Scorecard

Balanced

San Christopher Villas is currently a balanced market..

$197,000
Median sold
0/1/6
Active/Pend/Sold

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Housing distress & ownership in San Christopher Villas, Dunedin

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 4 listings
Distress share trend — 0.0% now (2026-09-13 → 2026-09-19)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.

Homes For Sale Right Now in San Christopher Villas

Live MLS inventory for San Christopher Villas. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending San Christopher Villas listings as of 2026-09-26, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2026. Tap any home to ask about it.

Every Home for Sale in San Christopher Villas Right Now (1)

All 1 active and pending San Christopher Villas listings with a detail page, newest first, refreshed twice a day from the MLS.

Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.

If we were buying in San Christopher Villas today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in San Christopher Villas.

Best Buy
A buyer who wants a low-maintenance, right-sized Dunedin villa and cares more about condition than square footage.
Biggest Risk
Prices are declining year-over-year and the comp pool is small, so values can move on a single sale.
Sweet Spot
An updated villa priced near the median that has already absorbed its systems and cosmetic work.
Avoid If
You need space or expect near-term appreciation in a slow, soft market.

A condition-driven villa market

Because the homes were built within a tight window (1981 to 1986) and cluster around 970 square feet, buyers here aren't really choosing between big and small. They're choosing between updated and dated. Kitchens, baths, flooring, HVAC age, and any systems work done since the 1980s are where the value separates, and where your inspection dollars matter most.

The year-over-year decline of 14.6% is the number to sit with. It doesn't mean the community is troubled — a small sample of six closings can swing hard — but it does mean recent comps are drifting down, and both sides should price to where the market is now, not where it was a year ago. A median of roughly 24 days on market tells you correctly-priced villas still transact promptly.

“

The location and the amenities are priced into every listing in San Christopher Villas. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a small, single-product community like this, comps are thin and every closing shifts the picture — so pricing off a handful of recent sales without adjusting for condition is how sellers overshoot and buyers overpay. We underwrite each villa on what's actually been updated, read the six-closing window for what it is, and keep you anchored to today's market rather than last year's.

San Christopher Villas in 15 seconds.

Best forA buyer who wants a low-maintenance, right-sized Dunedin villa and cares more about condition than square footage.
Biggest advantageA buyer-leaning market with prices trending down gives you room to negotiate.
Biggest riskPrices are declining year-over-year and the comp pool is small, so values can move on a single sale.
Sweet spotAn updated villa priced near the median that has already absorbed its systems and cosmetic work.
Avoid ifYou need space or expect near-term appreciation in a slow, soft market.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the San Christopher Villas homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in San Christopher Villas.
In short
  • HOA dues reported around $580/month (about $6,960/yr) · median of 30 MLS listings, most billed monthly
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $580 per month ($6,960 a year) — the median AssociationFee across 30 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed San Christopher Villas sales matched to your home.

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Frequently Asked Questions

What is the median home price in San Christopher Villas?
The median sale price in San Christopher Villas was $197K over the 12 months ending September 20, 2026 (5 closed sales, Stellar MLS).
How long do homes in San Christopher Villas take to sell?
Homes that closed in the 12 months ending September 20, 2026 took a median 26 days on market (5 sales, Stellar MLS).
Who is the best real estate agent for San Christopher Villas?
The best agent for San Christopher Villas is one who actively works Dunedin and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for San Christopher Villas.
How do I find a top Dunedin real estate agent who knows San Christopher Villas?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows San Christopher Villas and the wider Dunedin area.
Can Momentum Realty connect me with an agent for San Christopher Villas?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your San Christopher Villas purchase or sale - no call center and no pressure.
Where is San Christopher Villas, and what county is it in?
San Christopher Villas is in Dunedin, Pinellas County, FL, ZIP 34698. The community's center is about 3 miles west of the center of Dunedin (straight-line).
Buyers seeking a compact, lock-and-leave villa around the mid-$190s who value simplicity over sizeExcellent fit
Value-focused buyers willing to renovate a dated unit and capture the gap between original and updated conditionExcellent fit
Budget-conscious buyers who want to negotiate in a soft, slower-moving marketExcellent fit
Buyers who need substantially more than roughly 970 square feet of living spaceProbably not
Buyers counting on quick appreciation, given the current downward price trendProbably not
Buyers who want a large pool of comparable listings to choose from at any given timeProbably not

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: September 26, 2026)
Community market statsStellar MLS closed sales, 12-month windows ending September 20, 2026
Under-contract sharesStellar MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2014 (49 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.

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Schools serving nearby communities

We do not have a confirmed school assignment for San Christopher Villas. These are the public schools most often assigned to other communities in ZIP 34698; zones change and vary by address, so confirm with the district before you buy.

Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).

Nearby Communities

Explore more neighborhoods near San Christopher Villas with Momentum Realty’s local guides.

VAVillas At San Christopher0.1 mi away · 12 homes, built 2019–19SRSunny Ridge0.1 mi away · 63 homes, built 1940–97RWRobin Woods Estates0.2 mi away · 69 homes, built 1977–90PGPipers Glen Boynton Beach (Pinellas)0.2 mi away · 91 homes, built 1977–90Lazy Lake Village0.3 mi away · median $437K, 3 sales/12 moPGPipers Glen Condo0.3 mi away · median $245K, 5 sales/12 moDPDunedin Pines0.4 mi away · 2 for saleLHLake Highlander Mobile Home Park Unrec0.4 mi away · median $118K, 13 sales/12 mo

Browse all neighborhood guides →

Thinking of selling in San Christopher Villas? 5 recorded closings; median 26 days on market (window ending 2026-09-20). See the Pinellas County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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