San Pablo in Jacksonville Beach
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True comps, carrying-cost math, and listings before the portals.

Photo courtesy of COMPASS FLORIDA LLC · via realMLS

Built fromLive realMLS data24 years of closingsUpdated twice daily

As of October 2026, San Pablo in Jacksonville Beach, FL has 1 home for sale. As of October 2026, the MLS records 8 closed sales in San Pablo in Jacksonville Beach, FL since 2002, the most recent in August 2026. Across Jacksonville Beach as a whole, 267 homes closed in the last 12 months at a median of $630,500, 51 median days on market, with 74 homes for sale today. At that median and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $11,260 ($10,530 with the full homestead exemption).

Villages & sections of San Pablo

San Pablo in Jacksonville, FL is a master-planned community recorded as 6 named villages and sections in the MLS; 7 homes are for sale or pending across them today. Each village has its own page with its listings, sales history and HOA/CDD facts.

Live · San Pablo Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
12.0mo
Supply
3 to 6 months is the balanced band
0%
Under contract
Duval: 28% (1,522 of 5,475)
1 · 0
For sale · pending
live counts, refreshed twice daily
Jon Brooks, founder of Momentum Realty
Jon's Current Read

San Pablo is an older, established pocket of Jacksonville Beach where the housing stock spans nearly a century — from 1925 through 2024 — with a median build year of 1980. That mix is the single biggest driver of price here: two homes on the same street can be worlds apart because one has been reworked and the other hasn't. Condition and updates, not a simple price-per-foot formula, decide what a given house is worth.

With 153 homes in the snapshot and a homestead share around 66%, this is a lived-in community rather than a churn-heavy investor block. For sellers, that means comparable sales require careful reading — a dated original next door does not cap a renovated home. For buyers, it means underwriting the work honestly: the median living area sits near 1,817 square feet, but what you pay should track the shape the house is actually in.

San Pablo Housing Pulse · Momentum Research · as of October 1, 2026

San Pablo right now

🟢 Buyer-leaning market. 12.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of October 1, 2026. Confidence: Low (1 active and pending listings, 0 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated October 2, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

San Pablo sits inside Jacksonville Beach with a housing stock that runs from the 1920s to brand-new construction, so the character shifts block to block and the age of a home tells you almost nothing until you walk it.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers who want a beach-adjacent Jacksonville Beach address and value location over a turnkey guarantee
  • Renovation-minded buyers ready to price and manage the work on an older home
  • Buyers seeking a modestly sized footprint around the mid-1,800-square-foot median rather than a large floor plan

Probably not for

  • Buyers who need new or newer construction exclusively and won't consider older stock
  • Buyers wanting matched, uniform homes and a simple price-per-foot comparison
  • Buyers with no appetite or budget for potential updates and deferred maintenance

The market around San Pablo

San Pablo is too small for its own price trend, so here is the market around it.

In ZIP 32250, 238 homes are on the market and 22% are under contract — a steady corner of Jacksonville Beach.

Across Duval County, 3,953 homes are active and 1,522 pending (28% under contract).

In ZIP 32250 (Jacksonville Beach), 577 homes closed in the last 12 months at a median of $660K ($423/sq ft), down 1.5% year over year, with a median 48 days on market. Right now 101 active and 33 pending listings put supply at about 4.0 months — a balanced market. See the live ZIP 32250 housing market and the Duval County market.

ZIP and county figures describe the wider market, not San Pablo specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in San Pablo, Jacksonville Beach

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 4 listings
Distress share trend — 0.0% now (2026-09-04 → 2026-10-01)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

Homes For Sale Right Now in San Pablo

Live MLS inventory for San Pablo. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending San Pablo listings as of 2026-10-01, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.

If we were buying in San Pablo today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in San Pablo.

Best Buy
Buyers who want an established Jacksonville Beach location and are comfortable evaluating homes one at a time.
Biggest Risk
Two similar-looking homes can carry very different values, so condition must be underwritten carefully.
Sweet Spot
An updated home near the 1,817-square-foot median that skips major deferred work.
Avoid If
You want uniform, predictable product where every house on the block matches.

Why condition is the whole story

A year-built range this wide — 1925 to 2024 — is unusual, and it changes how you shop. You are not choosing between tiers of the same product; you are choosing between a tear-down candidate, a solid original, a partial rehab, and a new build, sometimes within a few doors of each other. The median year built of 1980 is a midpoint, not a description of any particular house.

That spread is why we lean on qualitative judgment over quick math here. Median living area is roughly 1,817 square feet, which points to modest, manageable footprints rather than sprawling floor plans. The value question is always the same: what has been updated, what is deferred, and what does it cost to close that gap. Get that right and the pricing follows.

“

The location and the amenities are priced into every listing in San Pablo. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

A market this driven by condition rewards a broker who reads houses, not just spreadsheets. We walk the comps in person, separate cosmetic from structural, and price against what a home actually is — not against a dated sale next door or an over-improved one down the street. In San Pablo, that judgment is the difference between a fair number and a guess.

San Pablo in 15 seconds.

Best forBuyers who want an established Jacksonville Beach location and are comfortable evaluating homes one at a time.
Biggest advantageA genuinely wide range of vintages, from 1920s originals to new construction, inside one community.
Biggest riskTwo similar-looking homes can carry very different values, so condition must be underwritten carefully.
Sweet spotAn updated home near the 1,817-square-foot median that skips major deferred work.
Avoid ifYou want uniform, predictable product where every house on the block matches.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the San Pablo homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in San Pablo.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed San Pablo sales matched to your home.

What is your San Pablo home worth?

Get a no-obligation home value based on real comparable sales in San Pablo, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Jacksonville Beach →

Real comps, not an automated estimate.

Recently off market in San Pablo

Homes in San Pablo that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,848/mo
Duval County typical true cost to own
$110/mo
Duval County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

How much local inventory is already under contract

22% of homes for sale in ZIP 32250 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-01).

Frequently Asked Questions

Is San Pablo a buyer's or seller's market right now?
As of October 1, 2026, San Pablo leans toward buyers: 12.0 months of supply at the current sales pace (realMLS live counts).
Who is the best real estate agent for San Pablo?
The best agent for San Pablo is one who actively works Jacksonville Beach and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for San Pablo.
How do I find a top Jacksonville Beach real estate agent who knows San Pablo?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows San Pablo and the wider Jacksonville Beach area.
Can Momentum Realty connect me with an agent for San Pablo?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your San Pablo purchase or sale - no call center and no pressure.
Where is San Pablo, and what county is it in?
San Pablo is in Jacksonville Beach, Duval County, FL, ZIP 32250.
How far is San Pablo from downtown Jacksonville and the beach?
About 13 miles from downtown Jacksonville and about 3 miles from the Atlantic beach at Jacksonville Beach, both straight-line; driving distance is usually 15 to 30 percent more.
Buyers who want a beach-adjacent Jacksonville Beach address and value location over a turnkey guaranteeExcellent fit
Renovation-minded buyers ready to price and manage the work on an older homeExcellent fit
Buyers seeking a modestly sized footprint around the mid-1,800-square-foot median rather than a large floor planExcellent fit
Buyers who need new or newer construction exclusively and won't consider older stockProbably not
Buyers wanting matched, uniform homes and a simple price-per-foot comparisonProbably not
Buyers with no appetite or budget for potential updates and deferred maintenanceProbably not

Data sources & freshness

Live listingsrealMLS, refreshed twice daily (last: October 1, 2026)
Under-contract sharesrealMLS records, as of 2026-10-01
Historical depthClosed-sale records back to 2002 (8 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

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Streets in this community

Street-level pages: every home on record, what sold and what is for sale on each street.

Nearby Communities

Explore more neighborhoods near San Pablo with Momentum Realty’s local guides.

ARAldea Reserve0.1 mi away · 9 homes, built 2017–18, 1 for salePWPablo Woods Jacksonville0.2 mi away · median $405K, 4 sales/12 moTCTarpon Cove Jacksonville0.2 mi away · 97 homes, built 1948–24SPSan Pablo Park Jacksonville0.2 mi away · 284 homes, built 1948–24CWCourtney Woods Jacksonville0.2 mi away · median $308K, 4 sales/12 moVilages Of Pablo Jacksonville0.3 mi away · 61 homes, built 1985–93Villages Of Pablo Jacksonville0.4 mi away · median $471K, 19 sales/12 moHoliday Harbors Jacksonville0.4 mi away · median $480K, 11 sales/12 mo

Browse all neighborhood guides →

Schools serving nearby communities

We do not have a confirmed school assignment for San Pablo. These are the public schools most often assigned to other communities in ZIP 32250; zones change and vary by address, so confirm with the district before you buy.

Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).

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