Santa Rosa Ridge
Homes for Sale in Santa Rosa Beach, FL
All 846 homes for sale in Santa Rosa Beach, FL · median $1,175,000 · 865 homes for sale in 32459 · Walton County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of October 2026, Santa Rosa Ridge Unit IV in Santa Rosa Beach, FL has 1 home for sale. As of October 2026, the MLS records 1 closed sale in Santa Rosa Ridge Unit IV in Santa Rosa Beach, FL, the most recent in July 2023. Across Santa Rosa Beach as a whole, 545 homes closed in the last 12 months at a median of $975,000, 84 median days on market, with 302 homes for sale today. At that median and Walton County's FY2025-26 rate of 9.758 mills, annual property tax runs about $9,510 ($9,130 with the full homestead exemption).
| Location | Santa Rosa Beach, Walton County, FL · ZIP 32459 |
|---|---|
| Homes in the community | 31 (FL DOR 2025 assessment roll) |
| Years built | 1976–2024 (median 2006) |
| Typical living area | 2,993 sq ft (median) |
| Amenities listed by sellers | Pets Allowed, Short Term Rental - Allowed |
| For sale right now | 1 active, 0 pending · median asking $1,050,000 |
| Owner-occupied (homestead) share | 73% |
Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Santa Rosa Ridge Unit IV key facts,” movewithmomentum.com/neighborhoods/santa-rosa-ridge-unit-iv, data as of September 20, 2026.
Santa Rosa Ridge Unit IV is a small pocket in Santa Rosa Beach with just one active listing at the moment. With a market this thin, there is no median or spread to anchor to — the single available home effectively sets the conversation, and price will be driven by that specific property's condition, lot, and finishes rather than by any community-wide trend.
For a buyer, that means patience and readiness: opportunities surface one at a time, so the work is in being positioned to move when the right home lists. For a seller, low active supply can be an advantage, but with no comparable listings to lean on, pricing has to be built from the property itself and from the broader Santa Rosa Beach market, not from within the subdivision.
The 60-Second Overview
Santa Rosa Ridge Unit IV is a small residential enclave in Santa Rosa Beach, Walton County, with limited inventory that turns the community into a one-listing-at-a-time market rather than a place to comparison-shop.
Emerald Coast MLS sales records identify 43 homes in Santa Rosa Ridge that have changed hands since 2001, built between 1976 and 2022 (median 2000), with a median living area of about 2,348 sq ft and a typical 3-bedroom, 2.5-bath layout; 100% are single-family homes. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Santa Rosa Ridge is best for.
Best for
- Buyers set on this part of Santa Rosa Beach who can stay patient until inventory appears
- Buyers prepared to act fast and decisively when a suitable home lists
- Sellers who want to price against the broader Walton County market with expert guidance
Probably not for
- Buyers who want multiple homes to tour and compare within one community
- Buyers seeking shared amenities, since none are identified here
- Buyers on a fixed timeline who cannot wait for limited inventory to turn over
The market around Santa Rosa Ridge
Santa Rosa Ridge is too small for its own price trend, so here is the market around it.
In ZIP 32459, 1,067 homes are on the market and 18% are under contract — a slower corner of Santa Rosa Beach.
Across Walton County, 3,174 homes are active and 698 pending (18% under contract).
In ZIP 32459 (Santa Rosa Beach), 967 homes closed in the last 12 months at a median of $960K, up 2.0% year over year, with a median 82 days on market. Right now 496 active and 94 pending listings put supply at about 7.0 months — a buyer's market. See the live ZIP 32459 housing market and the Walton County market.
ZIP and county figures describe the wider market, not Santa Rosa Ridge specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Santa Rosa Ridge Unit IV, Santa Rosa Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Santa Rosa Ridge
Live MLS inventory for Santa Rosa Ridge. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Santa Rosa Ridge listings as of 2026-07-25, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Every Home for Sale in Santa Rosa Ridge Unit Iv Right Now (1)
All 1 active and pending Santa Rosa Ridge Unit Iv listings with a detail page, newest first, refreshed twice a day from the MLS.
- 463 Ridge Road · $1,050,000 · 3 bd / 2 ba · listed Jul 31, 2026 · listed by Lisa P Egstad
Schools
- Walton County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Van R Butler · Elementary
- Emerald Coast · Middle
- South Walton · High
Zoned schools reflect the assignments reported on recent Santa Rosa Ridge listings and can change; always confirm with Walton County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Santa Rosa Ridge address.
Shop the zone: Homes zoned for South Walton High School
The Santa Rosa Ridge buying strategy.
If we were buying in Santa Rosa Ridge today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Santa Rosa Ridge.
A thin market you have to read carefully
With a single active listing and no community amenities identified from current MLS data, there is little internal data to pin down value here. That is not a knock on the neighborhood — it is simply the reality of a small unit within a larger area. Value gets established by the individual home and by what is happening across Santa Rosa Beach and Walton County more broadly.
Because there are no shared amenities pulling weight in the price, the home's own attributes carry it: condition, layout, lot, and how it compares to alternatives in the surrounding market. Treat any listing here as a standalone case, not as one point on a trend line.
The location and the amenities are priced into every listing in Santa Rosa Ridge. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community with almost no active inventory, the value we add is context: we track the broader Santa Rosa Beach and Walton County market so a single listing can be judged against something real. Whether you are buying or selling, we help you build a price from the property and the surrounding area rather than from a subdivision that offers no comparables of its own.
Santa Rosa Ridge in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Santa Rosa Ridge buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Santa Rosa Ridge sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Santa Rosa Ridge, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Santa Rosa Ridge home worth?
Get a no-obligation home value based on real comparable sales in Santa Rosa Ridge, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Santa Rosa Beach →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Walton County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Walton County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
18% of homes for sale in ZIP 32459 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-06).
Frequently Asked Questions
How many homes are in Santa Rosa Ridge?
What share of Santa Rosa Ridge is owner-occupied?
When were the homes in Santa Rosa Ridge built?
Who is the best real estate agent for Santa Rosa Ridge?
How do I find a top Santa Rosa Beach real estate agent who knows Santa Rosa Ridge?
Can Momentum Realty connect me with an agent for Santa Rosa Ridge?
Where is Santa Rosa Ridge, and what county is it in?
Should you buy in Santa Rosa Ridge?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: July 25, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32459)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2023 (1 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Santa Rosa Ridge Unit IV fits the bigger picture — live prices, inventory, and Momentum Scores:
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