SHEARWATER ESTATES in MASCOTTE

SHEARWATER ESTATES
Homes for Sale in MASCOTTE, FL

Community in MASCOTTE · Lake County · ZIP 34753
193 homesBuilt 2006–2019Median sale $322K
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Built fromLive Stellar MLS data18 years of closingsFL DOR public recordsUpdated twice daily
Live · SHEARWATER ESTATES Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Price
$322K
Median sold · 12 mo
down 14.6% vs the prior 12 months
-14.6%
1-yr price change
n = 4 and 4 sales in the two windows
$156/sf
Sold $/sqft · 12 mo
peak $191 in 2025
95.7%
Sale vs ask
Tempo
9.0mo
Supply
3 to 6 months is the balanced band
27days
Median DOM · closed
7 days at the 2023 low
0%
Under contract
Lake: 26% (1,105 of 4,329)
3 · 0
For sale · pending
live counts, refreshed twice daily
4
Sold · last 12 mo
10-yr average: about 4 a year
Ownership and context
74%
Owner-occupied · SHEARWATER ESTATES
142 of 193 parcels homesteaded (FL DOR 2025)
26%
Non-owner-occupied · SHEARWATER ESTATES
incl. 9% trust or LLC-held · 9% out-of-state
0%
Cash buyers · SHEARWATER ESTATES
0 of 5 sales, 12 mo ending June 2025
193
Homes in the community
193 residential parcels (FL DOR 2025)
Track record · 18 years of records
Est. 2006
Community established
homes built 2006-2019, median 2018 (FL DOR 2025)
2
Failed listings · 2026
peaked at 8 in 2007
2,072sqft
Median sold home size
12-mo windows, closed sales
2.1%/yr
Turnover rate
about 4 of 193 homes trade a year
SHEARWATER ESTATES Housing Pulse · Momentum Research · as of August 2, 2026

SHEARWATER ESTATES right now

🟢 Buyer-leaning market. 9.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of August 2, 2026. Confidence: Medium (3 active and pending listings, 4 closed sales in 12 months).

🔴 Off the recent peak. The trailing-12-month median ($322K) is down 14.6% from the prior 12 months ($378K). With about 4 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending August 2. Confidence: Low (4 and 4 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

Updated August 2, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

SHEARWATER ESTATES market snapshot (as of August 2, 2026): the median sale price is about $322K ($156 per sq ft over the trailing 12 months of closed sales), a median 27 days on market for closed sales, and 9.0 months of supply, a buyer-leaning market. The trailing-12-month median is down 15% from the prior 12 months, computed from record-level Stellar MLS closed sales (4 closings in the current window).

SHEARWATER ESTATES is a community of 193 homes in MASCOTTE, Lake County, built between 2006 and 2019 (median 2018), with a median living area of about 1,999 square feet. 74% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

Windows contain 0 to 17 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2008 through 2026. Deemed reliable but not guaranteed.

Every sale since 2008 · price vs size
$0$200K$400K2k2k2k3k
42 closed sales; green = recent. Size sets the floor, condition and lot set the rest.
Homes sold per 12-mo window
05101520122014201620182020202220242026
0 to 17 a year; 4 in the current window.
Sellers who gave up · failed listings per year
02582008201020142018202220242026
Canceled, expired, or withdrawn. 8 quit in 2007; 2 so far in 2026. The clearest stress gauge a community has.

SHEARWATER ESTATES Market Scorecard

Buyer's market

SHEARWATER ESTATES is currently a buyer's market. About 6.0 months of supply, a median asking price of $322,400, and homes go under contract in about 27 days.

6.0
Months supply
$322,400
Median list
$322,500
Median sold
$186
Per sqft
27
Days on mkt
2/0/4
Active/Pend/Sold

Go deeper: county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Housing distress & ownership in SHEARWATER ESTATES, MASCOTTE

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 3 listings
Distress share trend — 0.0% now (2026-08-10 → 2026-08-24)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period August 2026 through August 2026. Deemed reliable but not guaranteed.

Homes For Sale Right Now in SHEARWATER ESTATES

Live MLS inventory for SHEARWATER ESTATES. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending SHEARWATER ESTATES listings as of 2026-08-23, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2008 through 2026. Tap any home to ask about it.

Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.

Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

Schools

In short
  • Lake County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Mascotte Elem · Elementary
  • Gray Middle · Middle
  • South Lake High · High

Zoned schools reflect the assignments reported on recent SHEARWATER ESTATES listings and can change; always confirm with Lake County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any SHEARWATER ESTATES address.

If we were buying in SHEARWATER ESTATES today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in SHEARWATER ESTATES.

A closer look at the SHEARWATER ESTATES market

At a median of $156 per square foot, SHEARWATER ESTATES prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.

Inventory runs at 9.0 months of supply, a buyer-leaning market and the trailing-12-month median down 15% year over year. Homes that do trade take a median 27 days on market, useful leverage on any listing that has lingered.

The housing stock is 193 homes built between 2006 and 2019, and 74% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.

The location and the amenities are priced into every listing in SHEARWATER ESTATES. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
4.5C- · Buy Score
Recent Direction2.4/10
Liquidity & Demand1.0/10
Owner Commitment7.4/10
Pricing Power7.1/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (4.5). Basis: Recent Direction -14.6% year-over-year; Liquidity & Demand 9.0 months of supply; Owner Commitment 74% owner-occupied; Pricing Power 95.7% sale-to-list. Refreshed with each data update.

HOA, CDD & Fees

In short
  • Mandatory HOA. Confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed SHEARWATER ESTATES sales matched to your home.

What is your SHEARWATER ESTATES home worth?

Get a no-obligation home value based on real comparable sales in SHEARWATER ESTATES, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in SHEARWATER ESTATES on the map →

Real comps, not an automated estimate.

Frequently Asked Questions

What is the median home price in SHEARWATER ESTATES?
The median sale price in SHEARWATER ESTATES was $322K over the 12 months ending August 2, 2026 (4 closed sales, Stellar MLS).
How long do homes in SHEARWATER ESTATES take to sell?
Homes that closed in the 12 months ending August 2, 2026 took a median 27 days on market (4 sales, Stellar MLS).
Is SHEARWATER ESTATES a buyer's or seller's market right now?
As of August 2, 2026, SHEARWATER ESTATES leans toward buyers: 9.0 months of supply at the current sales pace (Stellar MLS live counts).
How many homes are in SHEARWATER ESTATES?
The Florida DOR 2025 assessment roll shows 193 homes in SHEARWATER ESTATES (public records).
What share of SHEARWATER ESTATES is owner-occupied?
74% of SHEARWATER ESTATES parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in SHEARWATER ESTATES built?
Homes in SHEARWATER ESTATES were built between 2006 and 2019, with a median year built of 2018 (FL DOR 2025 roll).
Do cash buyers compete in SHEARWATER ESTATES?
Cash buyers took 0% of SHEARWATER ESTATES sales in the 12 months ending June 2025 (0 of 5 closings, Stellar MLS).
Who is the best real estate agent for SHEARWATER ESTATES?
The best agent for SHEARWATER ESTATES is one who actively works MASCOTTE and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for SHEARWATER ESTATES.
How do I find a top MASCOTTE real estate agent who knows SHEARWATER ESTATES?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows SHEARWATER ESTATES and the wider MASCOTTE area.
Can Momentum Realty connect me with an agent for SHEARWATER ESTATES?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your SHEARWATER ESTATES purchase or sale - no call center and no pressure.

Nearby Communities

Explore more neighborhoods near SHEARWATER ESTATES with Momentum Realty’s local guides.

Knight Lake Estates Mascotte0.4 mi awayMMMascotte Myers Mascotte0.6 mi awayBay Ridge Sub Mascotte0.6 mi awayMFMascotte Fiske Mascotte0.7 mi awaySunset Lakes Sorrento0.8 mi awaySunset Lakes Estates Mascotte0.8 mi awayMascotte Sunset Heights Mascotte0.9 mi awaySeasons At The Grove Mascotte0.9 mi away

Browse all Florida neighborhood guides →

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: August 2, 2026)
Community market statsStellar MLS closed sales, 12-month windows ending August 2, 2026
Housing stock & ownershipFlorida DOR 2025 assessment roll (community parcel extract)
Under-contract sharesStellar MLS records, as of 2026-08-01
Historical depthClosed-sale records back to 2008 (42 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.

Looking to buy here? Search homes for sale →

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CallFree valuation →
Thinking of selling in SHEARWATER ESTATES? 4 recorded closings; median 26 days on market (window ending 2026-08-02). See the Lake County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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