Silver Lakes in Naples

Silver Lakes
Homes for Sale in Naples, FL

All 2,318 homes for sale in Naples, FL · median $439,000 · 485 homes for sale in 34114 · Collier County homes for sale

Community in Naples · Collier County · ZIP 34114
356 homesBuilt 1993–2024
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Photo via Florida Gulf Coast MLS

Built fromLive Florida Gulf Coast MLS dataFL DOR public recordsUpdated twice daily

As of November 2026, Silver Lakes in Naples, FL has 13 homes for sale and 2 pending, asking from $239,000 to $439,000 (median $319,000). Homes listed or recently sold were built 1996–2022; 13 of the 15 geocoded homes sit in a FEMA special flood hazard zone (median elevation 5 ft).

Last 30 days in Silver Lakes: 6 new listings (median asking $357,450), 2 under contract right now. As of November 13, 2026, Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate.

Live · Silver Lakes Housing Pulse Florida Gulf Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
13%
Under contract
Collier: 15% (932 of 6,115)
13 · 2
For sale · pending
live counts, refreshed twice daily
Ownership and context
18%
Owner-occupied · Silver Lakes
81 of 458 parcels homesteaded (FL DOR 2025)
82%
Non-owner-occupied · Silver Lakes
incl. 30% trust or LLC-held · 57% out-of-state
356
Homes in the community
plus 102 vacant residential lots · 458 residential parcels (FL DOR 2025)
Track record · 0 years of records
26
Recorded sales · 2024-2025
median $350K · qualified sales on the county roll (FL DOR 2025)
1993–2024
Years homes were built
median 2012 · county roll (FL DOR 2025)

Homes For Sale Right Now in Silver Lakes

Live MLS inventory for Silver Lakes. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Silver Lakes listings as of 2026-11-13, priced high to low. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written July 29, 2026

Silver Lakes prices on compact living space rather than lot size or finish level. At a median of 972 square feet and $336.89 per square foot, the math here is driven by unit size and age more than anything cosmetic — a home built closer to 2024 with more square footage under roof will command a real premium over the 1993-era stock, even within the same community.

A median 74.5 days on market and a market heat score of 57 point to a steady, unhurried pace rather than a bidding-war environment. Combined with a slight year-over-year pull-back of 1.8%, sellers should price to the recent comps rather than anchor to peak-era numbers, and buyers have room to negotiate on condition and timeline instead of racing a deadline.

Figures in this note are as of July 29, 2026. The live market numbers elsewhere on this page update nightly and are newer.

The 60-Second Overview

Silver Lakes is a Naples community of 406 homes built out between 1993 and 2024, with a median unit size of 972 square feet — a profile that points to compact, efficient living space rather than larger single-family footprints.

Florida Gulf Coast MLS sales records identify 61 homes in Silver Lakes that have changed hands, built between 1995 and 2022 (median 2010), with a median living area of about 996 sq ft and a typical 2-bedroom, 2-bath layout. Source: Florida Gulf Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 26 qualified sales in Silver Lakes across 2024–2025 (17 in 2024, 9 in 2025), median $350,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Flood zones in Silver Lakes: of 13 listing addresses checked against the FEMA National Flood Hazard Layer, 100% are in an A-series high-risk zone where flood insurance is required with a federally backed mortgage. Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in Naples.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers seeking a lower median price point in the Naples market and comfortable with a compact living footprint.
  • Buyers who want flexibility on timeline, given a median days-on-market in the mid-70s rather than a fast-moving bidding environment.
  • Buyers focused on a specific build-year window within the 1993-2024 range and willing to compare units on age and condition rather than assuming uniform pricing.

Probably not for

  • Buyers who require verified on-site community amenities as part of the purchase decision, since none are currently confirmed from MLS listings.
  • Buyers who need a larger living area, given the median unit size sits under 1,000 square feet.
  • Buyers relying heavily on owner-occupancy patterns for resale assumptions, given the relatively low homestead share in this community.

The market around Silver Lakes

Silver Lakes is too small for its own price trend, so here is the market around it.

In ZIP 34114, 542 homes are on the market and 14% are under contract — a slower corner of Naples.

Across Collier County, 5,183 homes are active and 932 pending (15% under contract).

In ZIP 34114 (Naples), 178 homes closed in the last 12 months at a median of $545K ($311/sq ft), with a median 80 days on market. Right now 251 active and 45 pending listings put supply at about 16.9 months — a soft market. See the live ZIP 34114 housing market and the Collier County market.

ZIP and county figures describe the wider market, not Silver Lakes specifically. Momentum Research analysis of MLS records.

Listing locations from Florida Gulf Coast MLS. Map data © OpenStreetMap contributors.

If we were buying in Silver Lakes today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Silver Lakes.

Best Buy
Buyers prioritizing a lower entry price in Naples over larger living space.
Biggest Risk
A low homestead share signals significant non-primary ownership, which can affect resale comparables.
Sweet Spot
Units built closer to 2011 or later with updated systems tend to justify the current per-square-foot pricing.
Avoid If
Avoid if you need confirmed community amenities — none are currently identified from MLS listings.

Small Footprint, Steady Math

The numbers in Silver Lakes tell a consistent story: this is a market built around smaller, efficient units rather than expansive floor plans. A median living area under 1,000 square feet paired with a median price of $335,000 puts the per-square-foot cost at $336.89 — on the higher side for the size, which suggests buyers are paying for the unit and its systems rather than square footage. With a median year built of 2011 inside a range that stretches back to 1993 and forward to 2024, the age spread matters as much as the price when comparing two listings.

The homestead share of 18.1% is worth noting for anyone evaluating how this community trades. A relatively low share of owner-occupied, primary-residence filings suggests a meaningful portion of ownership here is non-primary — seasonal or investment-oriented — which can affect how quickly a given unit turns over and how it's priced relative to year-round-occupied comparables. No community amenities are currently identified from MLS listings, so buyers should treat any amenity claims as something to verify directly rather than assume.

“

The location and the amenities are priced into every listing in Silver Lakes. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a community where unit age and square footage swing value more than curb appeal, we pull the actual comps by build year and living area rather than relying on a flat per-square-foot average. That's the difference between pricing a 2024-built unit correctly and leaving money on the table — or overpaying for one built in the early 1990s.

Silver Lakes in 15 seconds.

Best forBuyers prioritizing a lower entry price in Naples over larger living space.
Biggest advantageA wide build-year range means real differences in age and condition are available within one community.
Biggest riskA low homestead share signals significant non-primary ownership, which can affect resale comparables.
Sweet spotUnits built closer to 2011 or later with updated systems tend to justify the current per-square-foot pricing.
Avoid ifAvoid if you need confirmed community amenities — none are currently identified from MLS listings.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Silver Lakes sales matched to your home.

What is your Silver Lakes home worth?

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Recently off market in Silver Lakes

Homes in Silver Lakes that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 5 on record.

Silver Lakes key facts
LocationNaples, Collier County, FL · ZIP 34114
Homes in the community356 (FL DOR 2025 assessment roll)
Years built1993–2024 (median 2011.5)
Typical living area975 sq ft (median)
Home types (current listings and sales)manufacturedhome 93%, singlefamilyresidence 7%
For sale right now13 active, 2 pending · median asking $319,000
Owner-occupied (homestead) share18%

Data as of November 11, 2026. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Silver Lakes key facts,” movewithmomentum.com/neighborhoods/silver-lakes--collier, data as of November 11, 2026.

Housing distress & ownership in Silver Lakes, Naples

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 103 listings
Distress share trend — 0.0% now (2026-08-10 → 2026-11-11)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Just listed in Silver Lakes

The newest homes for sale in Silver Lakes right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.

Checked against the MLS nightly. All new listings in this market.

Every Home for Sale in Silver Lakes Collier Right Now (15)

All 15 active and pending Silver Lakes Collier listings with a detail page, newest first, refreshed twice a day from the MLS.

Streets in this community

Street-level pages: every home on record, what sold and what is for sale on each street.

How much local inventory is already under contract

13% of homes for sale in Silver Lakes are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-12).

What it really costs to own in Silver Lakes

The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.

Property taxCurrent owners' bills run a median of $2,727/yr across 28 listings here (MLS tax records, 2026-11-14).
Home and flood insuranceThe average Citizens Property Insurance premium in Collier County is $2,147/yr (2,002 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. Flood: of 11 listing addresses checked against the FEMA flood map, 0% sit outside the high-risk zone and 100% inside one, where flood insurance is required with a federally backed mortgage. Statewide, a Zone X flood policy runs about $500-$700/yr and a high-risk zone $1,200-$2,500/yr (FEMA Risk Rating 2.0 averages, not quotes).
Roof and ageMedian build year 2010 across 30 listings. An original roof here would be about 16 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails.

Email me new listings in Silver Lakes

One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.

Equal Housing Opportunity. Every community is open to everyone; alerts are about homes, never about who lives here.

Ask an agent about Silver Lakes

Have a question about the homes, fees, rules or commute here? A Momentum agent who works Silver Lakes will answer, and the answer is published on this page for the next buyer.

Property facts only: homes, fees, rules, commute. Every community is open to everyone; agents do not answer questions about who lives here.

Recent Developments in Silver Lakes Collier

Development, infrastructure, retail, and school activity affecting Silver Lakes Collier, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.

  1. October 2026
    Infrastructure

    American Airlines to resume Naples flights with twice-daily Charlotte service

    The Naples Airport Authority approved an operating agreement on Oct. 15 for nonstop CRJ-700 flights to Charlotte starting Dec. 2. Flights will use the North Road Terminal now being renovated, and the airport expects about $650,000 in annual revenue. The airport's last commercial flight was in 2017.

    What it may mean for the marketScheduled commercial service returns to Naples, shortening travel for residents and visitors connecting through Charlotte. The project is about 14 miles southwest of Silver Lakes Collier, elsewhere in Collier County.

    Source: Gulfshore Business
  2. October 2026
    Retail & Dining

    Paragon Theaters to open 11-screen cinema at Mercato in North Naples

    Mercato's leasing agent announced on Oct. 21 that Paragon Theaters signed a lease for about 33,700 square feet on the second floor, formerly home to Alamo Drafthouse and Silverspot. The cinema is expected to open in early 2027 with premium large-format screens and in-seat dining. Paragon will keep its Pavilion location on U.S. 41 North.

    What it may mean for the marketRefills a vacant entertainment space at Mercato and restores a movie option within the North Naples retail district. The project is about 12 miles west of Silver Lakes Collier, elsewhere in Collier County.

    Source: Gulfshore Business
  3. August 2026
    Schools

    Diocese of Venice shows plans for church and K-12 school in Golden Gate Estates

    The Diocese of Venice presented plans on 41 acres at Immokalee Road and Wilson Boulevard for a 1,250-seat church and a 200,000 sq ft K-12 school for up to 1,000 students. A land use amendment is required and construction follows a three-year capital campaign, with the school built first.

    What it may mean for the marketWould add private school capacity and a community facility in the Immokalee Road growth area, several years out. The site is about 3 miles north of Silver Lakes Collier.

    Source: Gulfshore Business
  4. August 2026
    Development

    Construction underway at 680-acre Brightshore Village in Golden Gate Estates

    Barron Collier Companies is building Brightshore Village on Immokalee Road west of Everglades Boulevard North, planning about 2,000 homes and 106,000 to 120,000 sq ft of retail and services. Homebuilder parcels were scheduled to close September 18, with first move-ins targeted for January 2028.

    What it may mean for the marketWould add about 2,000 homes and a commercial village center on the Immokalee Road corridor. The site is about 5 miles northeast of Silver Lakes Collier.

    Source: Gulfshore Business
  5. August 2026
    Development

    Audubon and Cameratta settle lawsuit over 10,000-home Kingston community

    Audubon and Cameratta Companies settled a federal suit over the Kingston permit; Cameratta will buy about 98 acres off Carter Road and give up a 100-foot easement for a road through Corkscrew Swamp Sanctuary. Kingston covers about 6,700 acres in eastern Lee County, with first model homes expected within about two months.

    What it may mean for the marketRemoves a legal obstacle to a master-planned community of about 10,000 homes east of Estero, and rules out a road link into Collier County through the sanctuary. The site is about 10 miles north of Silver Lakes Collier.

    Source: Gulfshore Business
  6. May 2026
    Development

    Collier County planners back major Ave Maria expansion

    The Collier County Planning Commission on May 7, 2026 approved Ave Maria Development's plan to add more than 2,000 acres in eastern Collier County under the Rural Lands Stewardship Area program. The expansion would allow 6,738 additional homes, bringing the town's total to 17,738, plus nearly 1 million square feet of commercial, office and medical space and a 1,000-acre senior living community east of Camp Keais Road. Developers must provide 511 affordable units, planned largely off-site.

    What it may mean for the marketA large expansion would substantially increase the town's housing capacity and add commercial and medical space in eastern Collier County. The project is about 12 miles east of Silver Lakes Collier, elsewhere in Collier County.

    Source: Gulfshore Business

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

Frequently Asked Questions

How many homes are in Silver Lakes?
The Florida DOR 2025 assessment roll shows 356 homes plus 102 vacant residential lots in Silver Lakes (public records).
What share of Silver Lakes is owner-occupied?
18% of Silver Lakes parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Silver Lakes built?
Homes in Silver Lakes were built between 1993 and 2024, with a median year built of 2011.5 (FL DOR 2025 roll).
Who is the best real estate agent for Silver Lakes?
The best agent for Silver Lakes is one who actively works Naples and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Silver Lakes.
How do I find a top Naples real estate agent who knows Silver Lakes?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Silver Lakes and the wider Naples area.
Can Momentum Realty connect me with an agent for Silver Lakes?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Silver Lakes purchase or sale - no call center and no pressure.
Where is Silver Lakes, and what county is it in?
Silver Lakes is in Naples, Collier County, FL, ZIP 34114. The community's center is about 12 miles southeast of the center of Naples (straight-line).
Buyers seeking a lower median price point in the Naples market and comfortable with a compact living footprint.Excellent fit
Buyers who want flexibility on timeline, given a median days-on-market in the mid-70s rather than a fast-moving bidding environment.Excellent fit
Buyers focused on a specific build-year window within the 1993-2024 range and willing to compare units on age and condition rather than assuming uniform pricing.Excellent fit
Buyers who require verified on-site community amenities as part of the purchase decision, since none are currently confirmed from MLS listings.Probably not
Buyers who need a larger living area, given the median unit size sits under 1,000 square feet.Probably not
Buyers relying heavily on owner-occupancy patterns for resale assumptions, given the relatively low homestead share in this community.Probably not

Data sources & freshness

Live listingsFlorida Gulf Coast MLS, refreshed twice daily (last: November 13, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (2 streets, ZIP 34114))
Under-contract sharesFlorida Gulf Coast MLS records, as of 2026-11-11
Historical depthClosed-sale records back to 2026 (1 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Florida Gulf Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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