Silver Ridge
Homes for Sale in Jacksonville, FL
True comps, carrying-cost math, and listings before the portals.
Silver Ridge is a small, older pocket in Jacksonville — 30 homes built between 1940 and 1984, with the middle of that range landing around 1964. What sets price here is condition, not square footage. When the stock spans four decades of construction, two homes of similar size can trade very differently depending on what has been updated: roof, systems, kitchens, and how much of the original 1960s bones remain. Expect a wide spread and price homes on their merits, not on a per-foot shortcut.
With roughly two-thirds of homes homesteaded, this reads as an owner-occupied, hold-oriented community rather than a churn of rentals and flips. That tends to mean fewer listings hitting the market at once and less pricing noise, but it also means comps can be thin. Sellers should lean on genuine improvements to justify the top of the range; buyers should underwrite older-home costs honestly and not assume the last sale down the street maps cleanly to the house in front of them.
Figures in this note are as of July 12, 2026. The live market numbers elsewhere on this page update nightly and are newer.
The 60-Second Overview
A compact enclave of mid-century and older homes in Duval County, where a median living area near 1,800 square feet gives most houses real usable space without pushing into large-home territory. This is a stock defined by age and updates, not by uniform builder product.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Silver Ridge is best for.
Best for
- Long-hold buyers who value an established, owner-occupied area over rapid resale
- Buyers with a renovation budget who want to add value to an older home
- Those seeking a mid-sized home near 1,800 square feet in Duval County
Probably not for
- Buyers who want new or recently built construction with modern systems
- Investors needing high transaction volume and easy, frequent comps
- Anyone unwilling to budget for older-home inspections, roof, and systems
The market around Silver Ridge
Silver Ridge is too small for its own price trend, so here is the market around it.
In ZIP 32207, 214 homes are on the market and 25% are under contract — a steady corner of Jacksonville.
Across Duval County, 4,391 homes are active and 1,538 pending (26% under contract).
ZIP and county figures describe the wider market, not Silver Ridge specifically. Momentum Research analysis of MLS records.
Silver Ridge by the numbers
From county property records and closed MLS sales for the Silver Ridge subdivision: 11 homes on record; built 1964–1967; typical size about 1,692 heated sq ft; 3 bedrooms is the median. Housing mix: single-family 100%.
| Year | Recorded sales | Median price |
|---|---|---|
| 2013 | 1 | $105,000 |
| 2020 | 2 | $216,450 |
| 2021 | 1 | $195,000 |
| 2022 | 1 | $295,000 |
| 2024 | 1 | $279,900 |
| 2026 | 1 | $230,000 |
Newest recorded sale: $230,000 on 2026-04-24.
Recorded data as of 2026-09-12; counts cover addresses tagged to this subdivision in the public record, not every parcel. Not an appraisal.
Housing distress & ownership in Silver Ridge, Jacksonville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The Silver Ridge buying strategy.
If we were buying in Silver Ridge today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Silver Ridge.
Age, condition, and a thin comp set
The construction window here — 1940 to 1984 — is the single most important fact for anyone transacting in Silver Ridge. Homes this age carry the usual older-home questions: original plumbing and electrical, roof age, foundation and drainage, and how many renovation cycles a house has already been through. A median build year around 1964 means the typical home has had decades to be either well maintained or deferred; inspection quality matters more here than in newer neighborhoods, and it will drive negotiation.
With only 30 homes and a high owner-occupied share, transaction volume is naturally low. That thin, infrequent comp set cuts both ways: it protects the neighborhood from rapid swings, but it makes any single sale hard to lean on for pricing. The median living area just under 1,800 square feet gives a useful anchor for what a standard home looks like, but the real work is adjusting for condition and updates rather than counting square feet.
The location and the amenities are priced into every listing in Silver Ridge. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
A small, older, owner-held pocket like this rewards local reading over algorithms. We price on condition and actual improvements, not a per-foot average that misleads in a market this varied, and we help buyers scope realistic renovation and systems budgets before they write an offer. In a neighborhood with few comparable sales, the value we add is judgment — knowing when a listing is priced to its updates and when it is priced to a hopeful number down the block.
Silver Ridge in 15 seconds.
Tools for a Silver Ridge buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Silver Ridge sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Silver Ridge, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
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Recent Developments in Silver Ridge
Development, infrastructure, retail, and school activity affecting Silver Ridge, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- October 2026Retail & Dining
Council committee defers vote on incentives for Downtown Publix at 119 W. Beaver St.
The Finance Committee deferred a $49.65 million incentive package for Gateway Jax's $140.15 million high-rise anchored by a Publix at 119 W. Beaver St. The tower is planned with 259 apartments and about 400 parking spaces. The committee is scheduled to revisit the bill Nov. 4, the day after the Amendment 3 vote.
What it may mean for the marketThe timing of the first full-size grocery store in the Downtown core depends on the incentive vote, affecting nearby retail access. The site is about 4 miles northwest of Silver Ridge.
Source: Jacksonville Today - September 2026Infrastructure
JEA advances about $690 million in infrastructure projects including Fulton Cut transmission line raise near JAXPORT
JEA is moving forward with three water reclamation projects (Blacks Ford in northwest St. Johns County, over $220 million; near Jacksonville International Airport, about $193 million; East Arlington, just under $165 million) and the $117 million Fulton Cut transmission line clearance over the St. Johns River near Blount Island. Fulton Cut, shared with JAXPORT and the city, is expected to finish in summer 2027 and all four projects by 2030.
What it may mean for the marketRaised power lines support larger ship access to port terminals, and new reclamation capacity supports growth in surrounding areas. The site is about 9 miles northeast of Silver Ridge.
Source: News4JAX - September 2026Development
Gateway Jax seeks more than $70 million in city incentives for Riverfront Plaza tower and Hotel Merrydelle
Gateway Jax is requesting about $55.4 million in incentives for a 17-story, roughly $271.5 million Riverfront Plaza tower with 130 to 170 hotel rooms and 50 to 150 residences on Independent Drive. It also seeks a $15 million loan for the nearly $50 million renovation of the former Ambassador Hotel at 420 Julia Street. The Downtown Investment Authority board votes Sept. 16 and City Council has the final say.
What it may mean for the marketIf approved, the projects would add hotel rooms, residences and restaurants along the Downtown riverfront. The site is about 4 miles northwest of Silver Ridge.
Source: Jacksonville Today - September 2026Development
Downtown review board approves concept for first new University of Florida graduate campus building in LaVilla
The Downtown Development Review Board voted 7-0 on Sept. 10 for a six to eight story, roughly 185,000 square foot academic building on a 2.34-acre site bounded by West Bay, Forsyth and North Lee streets. It is the first new building in a multiphase UF graduate and semiconductor institute campus estimated at $345 million. UF hopes to break ground in December, pending final design review and permitting.
What it may mean for the marketA large graduate campus adds education and technology jobs and daytime foot traffic to the western Downtown core. The site is about 4 miles northwest of Silver Ridge.
Source: Jacksonville Today - June 2026Infrastructure
First Coast Expressway advances as an economic-development corridor across Clay and St. Johns
The First Coast Expressway (State Road 23), a tolled beltway looping around the west and south of the Jacksonville metro, continued to open land for development along its corridor, with the final St. Johns County phase from Interstate 95 to east of County Road 2209 in progress. FDOT held a St. Johns County open house on the final phase in January 2026.
What it may mean for the marketNew limited-access highway capacity shortens commutes and opens adjacent land, changes that have historically shaped where new communities and demand concentrate. The site is about 19 miles south of Silver Ridge.
Source: Jax Daily Record - February 2026Infrastructure
JAXPORT details $250M Blount Island modernization and record cargo in 2026 State of the Ports
At its February 2026 State of the Ports address, JAXPORT outlined a $250 million modernization of Blount Island's container and vehicle-handling capabilities and reported record fiscal-2025 cargo volumes. The port also said an air-draft expansion to accommodate larger ships is on track to finish by the end of 2026.
What it may mean for the marketContinued heavy investment in the Blount Island port complex anchors long-term industrial employment on the northeast side, a structural demand driver for the surrounding area. The site is about 9 miles northeast of Silver Ridge.
Source: News4Jax
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
Frequently Asked Questions
How many homes are in Silver Ridge?
What share of Silver Ridge is owner-occupied?
When were the homes in Silver Ridge built?
Who is the best real estate agent for Silver Ridge?
How do I find a top Jacksonville real estate agent who knows Silver Ridge?
Can Momentum Realty connect me with an agent for Silver Ridge?
Should you buy in Silver Ridge?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Silver Ridge with Momentum Realty’s local guides.
Data sources & freshness
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32207)) |
| Under-contract shares | realMLS records, as of 2026-10-20 |
| Historical depth | Closed-sale records back to 2003 (18 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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