Smith Ferndale
Homes for Sale in Clermont, FL
All 733 homes for sale in CLERMONT, FL · median $453,240 · 48 homes for sale in 34715 · Lake County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of September 2026, Smith Ferndale Sub in Clermont, FL has 1 home for sale. As of September 2026, the MLS records 2 closed sales in Smith Ferndale Sub in Clermont, FL since 2022, the most recent in July 2022. Across Clermont as a whole, 940 homes closed in the last 12 months at a median of $438,065, 41 median days on market, with 229 homes for sale today. At that median and Lake County's FY2025-26 rate of 16.65 mills, annual property tax runs about $7,290 ($6,620 with the full homestead exemption).
Smith Ferndale sits in Clermont with a single active listing on the MLS as of this snapshot, which is too thin a sample to draw a pricing trend from. Whatever that one listing is asking is effectively the market right now - there is no second or third data point to compare it against.
For a seller, that scarcity can work in your favor if your home is the only option a buyer searching this subdivision will find. For a buyer, it means you are negotiating in a vacuum - pull comps from adjacent Clermont subdivisions before you anchor to anything you see quoted here.
The 60-Second Overview
Smith Ferndale is a small Clermont subdivision in Lake County with minimal current MLS turnover, and no community amenities have been identified from active listings.
County records show 3 qualified sales in Smith Ferndale across 2024 - 2025 (2 in 2024, 1 in 2025), median $283,000 - the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Smith Ferndale is best for.
Best for
- A buyer with a specific location reason to be in this part of Clermont, not shopping by amenities
- A buyer comfortable doing independent comp research rather than relying on subdivision-level statistics
- A seller who wants to list where current competition happens to be minimal
Probably not for
- A buyer who wants a clubhouse, pool, or other shared amenity package as part of the decision
- A buyer who wants several active listings to compare before making an offer
- A buyer who needs a documented price trend before committing to a number
The market around Smith Ferndale
Smith Ferndale is too small for its own price trend, so here is the market around it.
In ZIP 34715, 278 homes are on the market and 38% are under contract — a fast-moving corner of Clermont.
Across Lake County, 3,179 homes are active and 1,077 pending (25% under contract).
In ZIP 34715 (CLERMONT), 970 homes closed in the last 12 months at a median of $532K ($235/sq ft), up 3.9% year over year, with a median 35 days on market. Right now 64 active and 78 pending listings put supply at about 2.2 months - a strong market. See the live ZIP 34715 housing market and the Lake County market.
ZIP and county figures describe the wider market, not Smith Ferndale specifically. Momentum Research analysis of MLS records.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Lake County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Lake County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
39% of homes for sale in ZIP 34715 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-27).
SMITH-FERNDALE SUB Market Scorecard
SMITH-FERNDALE SUB is currently a thin data market. Limited supply, a median asking price of $249,900, and homes go under contract in about 121 days.
Typical home value in the 34715 ZIP is $461,244, about 5.4% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in Smith Ferndale
Live MLS inventory for Smith Ferndale. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Smith Ferndale listings as of 2026-09-12, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2022 through 2022. Tap any home to ask about it.
Every Home for Sale in Smith Ferndale Sub Clermont Right Now (1)
All 1 active and pending Smith Ferndale Sub Clermont listings with a detail page, newest first, refreshed twice a day from the MLS.
- 15527 Trousdale Street · $249,900 · 2 bd / 1 ba · pending · listed Jun 27, 2026 · listed by Arellano Realty & Investments
The Smith Ferndale buying strategy.
If we were buying in Smith Ferndale today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Smith Ferndale.
A one-listing market
With just one active listing, Smith Ferndale does not generate the kind of statistical picture - median price trends, days-on-market patterns, inventory cycles - that larger Clermont communities do. Anyone quoting you a market trend for this specific subdivision is extrapolating from a sample size that does not support it.
No community amenities are identified in the current MLS data, which likely reflects a straightforward residential subdivision without a shared clubhouse, pool, or gated feature set rather than a gap in reporting. Buyers should verify any HOA structure, deed restrictions, or shared maintenance obligations directly, since none of that surfaces from listing data alone.
The location and the amenities are priced into every listing in Smith Ferndale. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a subdivision this small, the MLS snapshot alone will not tell you what a fair offer or a fair asking price looks like - that takes pulling comparable sales from nearby Clermont subdivisions with similar lot sizes and home ages, and knowing which of those comps actually apply. That is the kind of legwork we do before you write or accept a number.
Smith Ferndale in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Smith Ferndale buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Smith Ferndale sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Smith Ferndale, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Smith Ferndale home worth?
Get a no-obligation home value based on real comparable sales in Smith Ferndale, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Clermont →
Should you buy in Smith Ferndale?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 12, 2026) |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2022 (2 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Smith Ferndale fits the bigger picture — live prices, inventory, and Momentum Scores:
Common questions about Smith Ferndale
Where is Smith Ferndale?
Smith Ferndale is a community in CLERMONT, Lake County, Florida, ZIP 34715.
Are there homes for sale in Smith Ferndale right now?
Yes - 1 active and 0 pending listings as of the last feed refresh (twice daily). They are listed on this page.
Does Smith Ferndale have an HOA or CDD?
No HOA is on record for Smith Ferndale in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
More Clermont & Lake County guides
Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Lake County or the full Neighborhood Finder.
Nearby Communities
Explore more neighborhoods near Smith Ferndale with Momentum Realty’s local guides.