Aerial view of Smiths

Smiths
Homes for Sale in Jacksonville, FL

Community in Jacksonville · Duval County · ZIP 32209
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True comps, carrying-cost math, and listings before the portals.

Built fromLive realMLS data24 years of closingsUpdated twice daily

As of September 2026, the MLS records 29 closed sales in Smiths Replat in Jacksonville, FL since 2002, the most recent in July 2021. Across Jacksonville as a whole, 8,873 homes closed in the last 12 months at a median of $305,375, 44 median days on market, with 2,391 homes for sale today. At that median and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $5,460 ($4,720 with the full homestead exemption).

Jon Brooks, founder of Momentum Realty
Jon's Current Read

Smiths Replat is an older, small-footprint pocket of Jacksonville. With a median build year of 1959 and roughly 1,151 square feet in the median home, price here is driven less by square footage and more by condition. The stock ranges from 1900 all the way to 2024, so what you're buying — original, updated, or a newer infill build — matters more than the address itself.

The homestead share sits at about 32%, meaning a large portion of these 390 homes are not owner-occupied primary residences. For a buyer, that spread of condition and use is opportunity and homework in equal measure. For a seller, a well-executed renovation stands out against a backdrop of aging, smaller inventory.

The 60-Second Overview

This is a compact, older Duval County community where the wide build range — 1900 through 2024 — means two homes on the same block can be worlds apart in condition and finish.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Renovation-minded buyers who want to add value to an older, smaller home
  • Investors seeking non-primary stock in an established Jacksonville pocket
  • Budget-conscious buyers willing to trade finish for a lower entry point

Probably not for

  • Buyers who need large square footage and new construction
  • Anyone wanting move-in-ready, uniform homes with no deferred maintenance
  • Buyers who require a high owner-occupied share for comfort or resale certainty

The market around Smiths

Smiths is too small for its own price trend, so here is the market around it.

In ZIP 32209, 278 homes are on the market and 22% are under contract — a steady corner of Jacksonville.

Across Duval County, 3,938 homes are active and 1,658 pending (30% under contract).

ZIP and county figures describe the wider market, not Smiths specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Smiths Replat, Jacksonville

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 4 listings
Distress share trend — 0.0% now (2026-09-04 → 2026-09-11)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

If we were buying in Smiths today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Smiths.

Best Buy
Buyers comfortable evaluating older homes on condition and bones.
Biggest Risk
Age-related repairs and a low owner-occupied share can complicate financing and resale.
Sweet Spot
A well-renovated 1959-era home bought below the cost of the work it needed.
Avoid If
You want turnkey square footage and predictable, uniform inventory.

Condition over square footage

The defining feature of Smiths Replat is age and size: a median build year of 1959 and a median footprint near 1,151 square feet. Homes at that vintage carry the usual older-house questions — systems, roof, wiring, foundation — so inspection findings, not listing photos, tell you what a place is worth.

With about a third of homes homesteaded, a meaningful share of the 390 properties trade as investment or non-primary stock. That keeps a steady mix on the market and puts a premium on genuinely renovated homes, which are the exception rather than the rule here.

The location and the amenities are priced into every listing in Smiths. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a market this condition-driven, the number that matters is the one an inspection produces, not the one on the listing. We price and negotiate around what these older, smaller homes actually need, and we help sellers position renovated properties against dated inventory.

Smiths in 15 seconds.

Best forBuyers comfortable evaluating older homes on condition and bones.
Biggest advantageA wide build range means real opportunity for value if you buy the right condition.
Biggest riskAge-related repairs and a low owner-occupied share can complicate financing and resale.
Sweet spotA well-renovated 1959-era home bought below the cost of the work it needed.
Avoid ifYou want turnkey square footage and predictable, uniform inventory.

HOA, CDD & Fees

In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Smiths sales matched to your home.

What is your Smiths home worth?

Get a no-obligation home value based on real comparable sales in Smiths, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.
Renovation-minded buyers who want to add value to an older, smaller homeExcellent fit
Investors seeking non-primary stock in an established Jacksonville pocketExcellent fit
Budget-conscious buyers willing to trade finish for a lower entry pointExcellent fit
Buyers who need large square footage and new constructionProbably not
Anyone wanting move-in-ready, uniform homes with no deferred maintenanceProbably not
Buyers who require a high owner-occupied share for comfort or resale certaintyProbably not

Data sources & freshness

Under-contract sharesrealMLS records, as of 2026-09-08
Historical depthClosed-sale records back to 2002 (29 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.

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The real cost & risk here

Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,827/mo
Duval County typical true cost to own
$110/mo
Duval County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.