Somerset
Homes for Sale in Jacksonville, FL
True comps, carrying-cost math, and listings before the portals.
Somerset is a built-out community of 154 homes constructed between 1989 and 2000, with the median home dating to 1994. At that age, price here is driven less by the calendar and more by condition: what a given seller has done with roofs, HVAC, kitchens, and baths since the original build. Two homes of the same footprint can sit well apart on price depending on how much of the home is original versus updated.
The median living area sits around 2,143 square feet, so this is a market of real, mid-sized homes rather than starters. With a homestead share near 79 percent, most of these are owner-occupied primary residences, which tends to mean turnover is deliberate and inventory doesn't churn. Buyers should expect to move on a well-prepared listing; sellers should expect condition to be scrutinized against neighbors who have already updated.
The 60-Second Overview
Somerset is an established Jacksonville community in Duval County where the housing stock is fully built out and predominantly owner-occupied, so the story here is maintenance and updates rather than new construction.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Somerset is best for.
Best for
- Buyers wanting roughly 2,000-plus square feet in an established, low-turnover setting
- Owner-occupants planning to stay long-term who value stability over churn
- Renovation-minded buyers willing to trade original finishes for a lower entry point
Probably not for
- Buyers set on new or near-new construction
- Anyone unwilling to budget for roof or HVAC replacement on a 1990s-era home
- Investors chasing high rental turnover in a predominantly owner-occupied community
The market around Somerset
Somerset is too small for its own price trend, so here is the market around it.
In ZIP 32246, 197 homes are on the market and 29% are under contract — a steady corner of Jacksonville.
Across Duval County, 3,861 homes are active and 1,760 pending (31% under contract).
ZIP and county figures describe the wider market, not Somerset specifically. Momentum Research analysis of MLS records.
The Somerset buying strategy.
If we were buying in Somerset today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Somerset.
A condition-driven resale market
Because every home in Somerset was built in an eleven-year span ending in 2000, you're buying into a defined generation of construction. The practical implications are concrete: original-era roofs and mechanical systems are at or past the point where replacement is a live question, and that reality either shows up in the price or lands on your inspection punch list. Homes that have already been reworked will command a premium over those still carrying their original finishes.
The roughly 2,143-square-foot median points to homes with room to spread out rather than compact plans. Combine that with the high homestead share and you get a community that trades on stability: people tend to stay, listings come to market when owners are genuinely ready to move, and the comparable set is consistent enough that condition differences are easy to read against each other.
The location and the amenities are priced into every listing in Somerset. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a condition-driven market like Somerset, the money is made or lost on how accurately you read updates against original finishes. We price and negotiate off exactly that: what's been replaced, what hasn't, and what the inspection is likely to surface on a home of this vintage. That's the difference between overpaying for cosmetics and paying fairly for a home that's genuinely been maintained.
Somerset in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA. Confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Somerset buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Somerset sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Somerset, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Somerset home worth?
Get a no-obligation home value based on real comparable sales in Somerset, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Somerset on the map →
Should you buy in Somerset?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Under-contract shares | realMLS records, as of 2026-08-18 |
| Historical depth | Closed-sale records back to 2001 (44 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.
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