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Spinel Homes for Sale: 1 Listing, From $291K

Spinel
Homes for Sale in Naples, FL

By , Co-Founder, Momentum Realty · Updated October 20, 2026

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All 2,052 homes for sale in Naples, FL · median $429,000 · 1,840 condos for sale in Naples · 224 homes for sale in 34104 · Collier County homes for sale

Community in Naples · Collier County · ZIP 34104
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True comps, carrying-cost math, and listings before the portals.

Photo via Florida Gulf Coast MLS

Built fromLive Florida Gulf Coast MLS data13 years of closingsUpdated twice daily

As of October 2026, Spinel in Naples, FL has 1 home for sale. As of October 2026, the MLS records 28 closed sales in Spinel in Naples, FL since 2013, the most recent in April 2026. Across Naples as a whole, 14 homes closed in the last 12 months at a median of $600,000, 74 median days on market, with 33 homes for sale today. At that median and Collier County's FY2025-26 rate of 11.05 mills, annual property tax runs about $6,630 ($6,200 with the full homestead exemption).

Last 30 days in Spinel: 1 new listing (median asking $290,999). As of October 19, 2026, Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate.

Live · Spinel Housing Pulse Florida Gulf Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0%
Under contract
Collier: 19% (1,017 of 5,466)
1 · 0
For sale · pending
live counts, refreshed twice daily
1
Sold · last 12 mo
10-yr average: about 2 a year
Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written July 29, 2026

Spinel does not have enough active MLS data at this snapshot to support a price narrative, and we are not going to manufacture one. There is no median figure, no listing count, and no amenity roster surfacing from current listings, which tells its own story: this is either a very small inventory pocket or one that turns over rarely enough that the feed has little to show right now.

For a buyer, that means pricing here has to be built from scratch, comparable by comparable, rather than pulled from a community-level trend line. For a seller, it means the usual community marketing playbook does not apply. The work is individual property research, not neighborhood-level positioning.

Figures in this note are as of July 29, 2026. The live market numbers elsewhere on this page update nightly and are newer.

The 60-Second Overview

Spinel sits in Naples, Collier County, but current MLS activity is too limited to characterize typical pricing, pace, or amenities with confidence.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Quick Match

Who Spinel is best for.

Best for

  • A buyer already targeting a specific home in Spinel who wants direct diligence rather than market averages
  • A buyer comfortable building a price opinion from individual comps instead of a community trend line
  • An investor doing area-by-area research in Collier County who treats thin data as a research task, not a red flag

Probably not for

  • A buyer who wants a clear read on typical price or days-on-market before committing time
  • A buyer relying on community amenities as a deciding factor, since none are currently identified in MLS listings
  • A seller expecting a community-level pricing strategy built from recent comparable closings
The Area Market

The market around Spinel

Spinel is too small for its own price trend, so here is the market around it.

In ZIP 34104, 254 homes are on the market and 23% are under contract — a steady corner of Naples.

Across Collier County, 4,449 homes are active and 1,017 pending (19% under contract).

In ZIP 34104 (Naples), 1,347 homes closed in the last 12 months at a median of $570K ($327/sq ft), down 2.4% year over year, with a median 59 days on market. Right now 580 active and 154 pending listings — a buyer's market. See the live ZIP 34104 housing market and the Collier County market.

ZIP and county figures describe the wider market, not Spinel specifically. Momentum Research analysis of MLS records.

Homes For Sale Right Now in Spinel

Live MLS inventory for Spinel. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active · 717 daysTop listing
$312,000
3 bd · 2 ba · 1,406 sqft · built 1993
345 Gabriel CIR 2411, Naples, 34104
Listed by Suncoast Realty Solutions,LLC
Active · 2 days
$290,999
2 bd · 2 ba · 1,200 sqft · built 1993
281 Gabriel CIR 6, Naples, 34104
Listed by Mato Realty, LLC

Active and pending Spinel listings as of 2026-10-19, priced high to low. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.

The Strategy

The Spinel buying strategy.

If we were buying in Spinel today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Spinel.

The Quick Decision
Best Buy
Buyers or sellers who already have a specific Spinel address in mind and need diligence, not a market overview.
Biggest Risk
There is not enough current listing activity to gauge typical price, pace, or condition here with confidence.
Sweet Spot
A single, specific property inquiry where direct research can substitute for a thin data feed.
Avoid If
You need a data-backed sense of typical price or timeline before deciding whether to look here at all.
The Deep Dive

When the data set is this thin

There is no way around it: with no median price, no closing volume, and no identified amenities coming through current listings, Spinel is not a community we can profile the way we profile an active, liquid market. That is a data condition, not a judgment on the community itself.

In practice, this means treating any prospective purchase or listing here as its own case. Pull the specific parcel's history, look at what has actually changed hands nearby in Collier County, and lean on a local agent's direct knowledge of the immediate area rather than aggregate stats that do not yet exist for this feed.

“

The location and the amenities are priced into every listing in Spinel. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
Why Momentum

Why work with Momentum here

When a community's MLS footprint is this light, the value we add is not a market report, it is legwork: pulling comparable sales from adjacent areas, verifying what is actually available versus what is listed, and giving you a straight answer about whether Spinel currently has enough inventory to act on at all.

The 15-Second Verdict

Spinel in 15 seconds.

Best forBuyers or sellers who already have a specific Spinel address in mind and need diligence, not a market overview.
Biggest advantageThe lack of published data means less competition from buyers working off aggregate reports.
Biggest riskThere is not enough current listing activity to gauge typical price, pace, or condition here with confidence.
Sweet spotA single, specific property inquiry where direct research can substitute for a thin data feed.
Avoid ifYou need a data-backed sense of typical price or timeline before deciding whether to look here at all.

Email me new listings in Spinel

One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.

Equal Housing Opportunity. Every community is open to everyone; alerts are about homes, never about who lives here.

Ask an agent about Spinel

Have a question about the homes, fees, rules or commute here? A Momentum agent who works Spinel will answer, and the answer is published on this page for the next buyer.

Property facts only: homes, fees, rules, commute. Every community is open to everyone; agents do not answer questions about who lives here.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Spinel homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Spinel.
In short
  • HOA dues reported around $550/month (about $6,600/yr) · median of 44 MLS listings, most billed quarterly
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $550 per month ($6,600 a year) — the median AssociationFee across 44 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

Run Your Numbers

Tools for a Spinel buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxCollier County millage and the homestead picture.Rent vs buyThe breakeven on owning in Spinel.Save Our HomesProject your homestead tax cap over time.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Spinel sales matched to your home.

Selling in Spinel

Price it to the comps and condition, not an automated estimate.

If you are thinking about selling in Spinel, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.

What is your Spinel home worth?

Get a no-obligation home value based on real comparable sales in Spinel, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Naples →

Real comps, not an automated estimate.
The Verdict

Should you buy in Spinel?

An honest fit check. We will tell you when it is not your community.

A buyer already targeting a specific home in Spinel who wants direct diligence rather than market averagesExcellent fit
A buyer comfortable building a price opinion from individual comps instead of a community trend lineExcellent fit
An investor doing area-by-area research in Collier County who treats thin data as a research task, not a red flagExcellent fit
A buyer who wants a clear read on typical price or days-on-market before committing timeProbably not
A buyer relying on community amenities as a deciding factor, since none are currently identified in MLS listingsProbably not
A seller expecting a community-level pricing strategy built from recent comparable closingsProbably not

Data sources & freshness

Live listingsFlorida Gulf Coast MLS, refreshed twice daily (last: October 19, 2026)
Under-contract sharesFlorida Gulf Coast MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2013 (28 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Florida Gulf Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Florida Gulf Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

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Common questions about Spinel

Where is Spinel?

Spinel is a community in Naples, Collier County, Florida, ZIP 34104.

Are there homes for sale in Spinel right now?

Yes — 1 active and 0 pending listings as of the last feed refresh (twice daily). They are listed on this page.

Does Spinel have an HOA or CDD?

No HOA is on record for Spinel in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.

Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.

Thinking of selling in Spinel? 1 recorded closings (window ending 2026-09-20). See the Collier County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Housing distress & ownership in Spinel, Naples

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 20 listings
Distress share trend — 0.0% now (2026-09-04 → 2026-09-30)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Every Home for Sale in Spinel Right Now (1)

All 1 active and pending Spinel listings with a detail page, newest first, refreshed twice a day from the MLS.

Nearby Communities

Explore more neighborhoods near Spinel with Momentum Realty’s local guides.

Opal0.1 mi away · 3 for saleGarnet Club0.1 mi away · median $270K, 3 sales/12 moQuartz0.2 mi away · median $315K, 3 sales/12 moTurquoise0.2 mi awayDiamond0.2 mi away · median $230K, 5 sales/12 moTourmaline0.2 mi away · median $330K, 4 sales/12 moJasper0.3 mi awayHematite0.3 mi away

Browse all neighborhood guides →

Talk to a Local Spinel Expert
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The real cost & risk here

Before the list price, the Florida math the portals skip. These are Collier County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$3,363/mo
Collier County typical true cost to own
$179/mo
Collier County typical home insurance
Check CDD
Confirm before you offer

Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Collier County scorecard.

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.