Garnet Club
Homes for Sale in Naples, FL
True comps, carrying-cost math, and listings before the portals.
Photo via Florida Gulf Coast MLS
Over the 12 months ending 2026-09-12, 3 recorded sales closed at a median of $270,000, $215 per square foot, a median 69 days on market, sellers accepting 84% of original asking. At the median price and Collier County's FY2025-26 rate of 11.05 mills, annual property tax runs about $2,980 ($2,550 with the full homestead exemption).
Garnet Club does not have enough closed sales in the current MLS window to support a reliable read on pricing. With only a couple of closings feeding the data, any median or per-square-foot figure would move sharply with the next sale or two, so we are not going to manufacture a number that will not hold up.
For a buyer or seller, that means the market here is still being written. Pricing decisions should lean on a direct comparison to individual homes and recent contracts rather than a community-wide average, and on-the-ground diligence matters more than it would in a community with a deeper sales history.
The 60-Second Overview
Garnet Club market snapshot (as of September 12, 2026): the median sale price is about $270K ($215 per sq ft over the trailing 12 months of closed sales), and a median 69 days on market for closed sales.
Garnet Club is a Naples community in Collier County with a thin closed-sales record in the current MLS feed, which keeps community-level pricing conclusions limited for now.
Who Garnet Club is best for.
Best for
- A buyer willing to evaluate a home on its own merits rather than a community track record
- A seller comfortable pricing from direct comps rather than a published community median
- Someone open to verifying amenities and terms directly rather than relying on marketing summaries
Probably not for
- A buyer who wants a long, stable sales history before committing
- Someone relying on a confirmed amenity package as a deciding factor
- A seller expecting a well-established community median to anchor list price
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 12 of each year, from record-level Florida Gulf Coast MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($270K) IS the median in the snapshot above.
Windows contain 0 to 4 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Collier County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Collier County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
24% of homes for sale in ZIP 34104 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-12).
Garnet Club Market Scorecard
Garnet Club is currently a thin data market. Limited supply, a median asking price of n/a.
Typical home value in the 34104 ZIP is $350,338, right around the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Garnet Club, Naples
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Garnet Club
Live MLS inventory for Garnet Club. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Garnet Club listings as of 2026-08-20, priced high to low. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
The Garnet Club buying strategy.
If we were buying in Garnet Club today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Garnet Club.
A community still building its track record
Current MLS listings for Garnet Club do not identify confirmed community amenities, and the closings window we track shows only a small number of transactions. That combination — light sales volume and no verified amenity package in the listing data — means this is a community where public records and marketing materials should be checked directly rather than assumed.
None of this means the community is a poor fit. It means the usual shortcuts — a stable median price, a clear amenity list, a pattern of days-on-market — are not yet available at scale. Buyers and sellers here are better served by pulling specific comps and confirming details home by home.
The location and the amenities are priced into every listing in Garnet Club. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
When a community's data set is this thin, the value of a broker shifts from interpreting stats to doing direct legwork: pulling actual contracts, confirming what amenities exist versus what is marketed, and helping you price against real comparables instead of a community average that is not statistically meaningful yet.
Garnet Club in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Garnet Club buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Garnet Club sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Garnet Club, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Garnet Club home worth?
Get a no-obligation home value based on real comparable sales in Garnet Club, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Garnet Club on the map →
Frequently Asked Questions
What is the median home price in Garnet Club?
How long do homes in Garnet Club take to sell?
Who is the best real estate agent for Garnet Club?
How do I find a top Naples real estate agent who knows Garnet Club?
Can Momentum Realty connect me with an agent for Garnet Club?
Should you buy in Garnet Club?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Garnet Club with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Florida Gulf Coast MLS, refreshed twice daily (last: August 20, 2026) |
| Community market stats | Florida Gulf Coast MLS closed sales, 12-month windows ending September 12, 2026 |
| Under-contract shares | Florida Gulf Coast MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2015 (25 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Florida Gulf Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Florida Gulf Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
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