St. Andrews Park Place
Homes for Sale in Panama City, FL
All 241 homes for sale in Panama City, FL · median $349,990 · 221 condos for sale in Panama City · 282 homes for sale in 32408 · Bay County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via CPAR MLS
As of October 2026, St. Andrews Park Place in Panama City, FL has 2 homes for sale. As of October 2026, the MLS records 6 closed sales in St. Andrews Park Place in Panama City, FL since 2013, the most recent in May 2026.
St. Andrews Park Place doesn't currently show a market profile we can quantify with confidence — no active or recent MLS data is populating price, days-on-market, or volume figures for this community as of our latest pull. That absence is itself useful information: it tells us this is either a very low-turnover pocket or one where inventory simply isn't cycling through the market right now.
For a buyer or seller, that means going in with eyes open. Pricing here has to be built from comparable sales in the surrounding Panama City market and a direct look at whatever is currently listed, rather than from a community-level trend line. We'd want to walk any specific listing here on its own terms before drawing conclusions about value.
Figures in this note are as of July 28, 2026. The live market numbers elsewhere on this page update nightly and are newer.
The 60-Second Overview
St. Andrews Park Place sits within Panama City, Bay County, but current MLS activity hasn't surfaced enough listing detail to characterize typical pricing or turnover for the community as a whole.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who St. Andrews Park Place is best for.
Best for
- Buyers focused on a specific available home rather than a community-wide market trend
- Buyers comfortable having their agent build comparables from the wider Panama City area
- Sellers willing to price based on individual property comparables rather than recent community sales
Probably not for
- Buyers who want to see recent community sales history before making a decision
- Sellers hoping to point to established community pricing trends to support their list price
- Anyone prioritizing a community with a clearly documented amenity package
The market around St. Andrews Park Place
St. Andrews Park Place is too small for its own price trend, so here is the market around it.
In ZIP 32408, 757 homes are on the market and 11% are under contract — a slower corner of Panama City.
Across Bay County, 2,515 homes are active and 528 pending (17% under contract).
In ZIP 32408 (Panama City), 1,792 homes closed in the last 12 months at a median of $400K, down 0.6% year over year, with a median 75 days on market. Right now 1,195 active and 202 pending listings — a buyer's market. See the live ZIP 32408 housing market and the Bay County market.
ZIP and county figures describe the wider market, not St. Andrews Park Place specifically. Momentum Research analysis of MLS records.
Homes For Sale Right Now in St. Andrews Park Place
Live MLS inventory for St. Andrews Park Place. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending St. Andrews Park Place listings as of 2026-10-19, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
The St. Andrews Park Place buying strategy.
If we were buying in St. Andrews Park Place today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in St. Andrews Park Place.
A community with no current data trail
Our snapshot for St. Andrews Park Place shows no community amenities identified from current MLS listings, and no pricing or activity metrics to report. That's not a judgment on the community — it simply reflects what is and isn't showing up in the feed right now. Some communities go quiet for a stretch and then list again; others are small enough that a single sale or two defines the whole picture for months at a time.
What this means practically: if you're looking at a home in St. Andrews Park Place, the listing itself — condition, lot, square footage, and its own asking price — is doing all the talking. There isn't a community trend to lean on for context, so any comparison needs to be built from nearby, similar Panama City properties rather than from this community's own recent history.
The location and the amenities are priced into every listing in St. Andrews Park Place. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
When a community doesn't have a clean data trail, the value of local, hands-on knowledge goes up, not down. We'll pull actual comparables from the surrounding Panama City and Bay County market, verify what's currently listed or under contract, and give you a grounded read before you make an offer or set a price — rather than asking you to rely on averages that don't exist yet for this community.
St. Andrews Park Place in 15 seconds.
Email me new listings in St. Andrews Park PlaceHomes for Sale
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about St. Andrews Park PlaceHomes for Sale
Have a question about the homes, fees, rules or commute here? A Momentum agent who works St. Andrews Park PlaceHomes for Sale will answer, and the answer is published on this page for the next buyer.
HOA, CDD & Fees
- HOA dues reported around $1,385/month (about $16,620/yr) · median of 90 MLS listings, most billed quarterly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $1,385 per month ($16,620 a year) — the median AssociationFee across 90 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a St. Andrews Park Place buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed St. Andrews Park Place sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in St. Andrews Park Place, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your St. Andrews Park Place home worth?
Get a no-obligation home value based on real comparable sales in St. Andrews Park Place, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Panama City →
Should you buy in St. Andrews Park Place?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | CPAR MLS, refreshed twice daily (last: October 19, 2026) |
| Under-contract shares | CPAR MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2013 (6 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Recent Developments in St Andrews Park Place
Development, infrastructure, retail, and school activity affecting St Andrews Park Place, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- October 2026Development
Tyndall Air Force Base rebuild continues with about 140 new facilities
WJHG reports Tyndall AFB is rebuilding with roughly 140 new hurricane-resistant facilities after Hurricane Michael in 2018, and now hosts F-35 squadrons. Most current projects are expected to finish by 2027, while other buildings await congressional funding and the work has faced labor and budget constraints.
What it may mean for the marketContinued base construction and F-35 operations sustain military and contractor employment and construction activity in the eastern Bay County area. The site is about 9 miles southeast of St Andrews Park Place.
Source: WJHG - September 2026Retail & Dining
Panama City meets Houston developer interested in part of Panama City Mall site
Panama City officials met a Houston developer interested in buying a portion of the largely vacant Panama City Mall, owned by Hendon Properties, with a retail focus. Discussions covered rezoning, possible CRA participation and plan submittal. The mayor called the FDOT US 231 widening, planned to six lanes from US 98 to SR 20, the biggest holdup.
What it may mean for the marketPossible retail redevelopment of a large vacant site could add shopping options near the US 231 corridor, with timing tied to road widening and rezoning. The site is about 1 mile north of St Andrews Park Place.
Source: WJHG - August 2026Development
Deal reached to redevelop historic Panama City Grammar School into apartments and townhomes
Panama City reached a deal for developer Zachary Seymour to buy the 1914 Panama City Grammar School on East Seventh Street and convert it to apartments and townhomes. The city would waive about $375,000 in code fines and a $100,000 CRA grant is pending approval. Seymour has one year to finish structural repairs to roofs, windows and doors.
What it may mean for the marketReuse of a vacant historic building would add downtown-area residential units and remove a long-standing vacant property. The site is about 1 mile southeast of St Andrews Park Place.
Source: WJHG - August 2026Infrastructure
HCA Florida Gulf Coast Hospital announces $125 million expansion
HCA Florida Gulf Coast Hospital announced a $125 million expansion on its 23rd Street campus, including a new patient tower with 34 additional beds, a 16-bed orthopedic and spine unit, a fourth cath lab, an expanded women's center and a 5,000-square-foot outpatient entrance expansion. The project is in design, with construction of 24 to 36 months and completion targeted for 2029.
What it may mean for the marketAdded hospital capacity and specialty services would improve local healthcare access and add medical-sector employment along the 23rd Street corridor. The site is less than a mile west of St Andrews Park Place.
Source: WJHG - August 2026Infrastructure
Bay County approves $13.5 million water treatment plant expansion
Bay County commissioners approved a $13.5 million contract with NCMC Construction to add three large sand filters (30 by 50 feet each) to the county water treatment plant, which now runs 11 filters. Construction is expected to start soon and take about a year, and officials say water bills should not rise because of it.
What it may mean for the marketAdded filtration and backup capacity supports water service reliability for a county where demand has more than doubled in 15 years. The site is about 7 miles northeast of St Andrews Park Place.
Source: WJHG - July 2026Civic
Panama City approves 12-month moratorium on AI data centers
Panama City commissioners unanimously approved a 12-month pause on AI data centers in certain areas, following a six-month restriction adopted by Bay County the prior week. The city said it will use the period to study data center operations and revisit how they fit into local zoning and land-use rules.
What it may mean for the marketA temporary pause shapes where data centers can locate while the city reviews zoning and land-use standards. The site is about 1 mile south of St Andrews Park Place.
Source: WJHG News Channel 7
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
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See how St. Andrews Park Place fits the bigger picture — live prices, inventory, and Momentum Scores:
Common questions about St. Andrews Park Place
Where is St. Andrews Park Place?
St. Andrews Park Place is a community in Panama City, Bay County, Florida, ZIP 32408.
Are there homes for sale in St. Andrews Park Place right now?
Yes — 2 active and 0 pending listings as of the last feed refresh (twice daily). They are listed on this page.
Does St. Andrews Park Place have an HOA or CDD?
No HOA is on record for St. Andrews Park Place in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
Housing distress & ownership in St. Andrews Park Place, Panama City
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Every Home for Sale in St Andrews Park Place Right Now (2)
All 2 active and pending St Andrews Park Place listings with a detail page, newest first, refreshed twice a day from the MLS.
- 4421 Thomas Drive 101, Panama City, Fl 32408 · $1,485,000 · 3 bd / 3 ba · listed Aug 8, 2026 · listed by Coldwell Banker Realty
- 4421 Thomas Drive 202, Panama City, Fl 32408 · $1,599,000 · 3 bd / 3 ba · listed by CENTURY 21 Ryan Realty Inc
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Nearby Communities
Explore more neighborhoods near St. Andrews Park Place with Momentum Realty’s local guides.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Bay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Bay County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.