St Andrews
Village

Condos, villas and single-family · Melbourne Beach · ZIP 32951

A beachside read on a reported mix of condos, semi-detached villas and single-family homes. What it is, the HOA dues and coastal insurance picture to confirm, and the trade-offs before you offer.

South beachesGated, reportedPrivate beach access, reported

Live Market Pulse

50/100
Momentum

Buyer-Leaning Market (limited data)

Resale here turns on the specific home, its condition and exposure; confirm the HOA dues, the reserves, any special assessment and the coastal insurance math before anchoring on a number.

Free · No obligation

Unlock Off-Market St Andrews Village

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Space Coast MLS data14 years of closingsLocal renovation analysisUpdated twice daily

LiveMarket PulseSpace Coast MLS

$488K

Median Price

0mo

Supply

n/a

Avg DOM

Soft

Seller Leverage

$371/sf

Median $/Sqft

n/a

1-Yr Price Change

0now

Distress

Jon's Current Read

"St Andrews Village is a small reported gated community of condos, villas and single-family homes next to Aquarina in Melbourne Beach, Brevard County. The draw is a beachside address near the Atlantic and the Indian River, with the convenience of a low-maintenance community. The catch every beachside buyer should read is the carrying cost: the HOA dues and exactly what they cover, the reserves and any special assessment, and above all the coastal insurance math. Beachside parcels here commonly sit in coastal flood zones, so wind and flood premiums, roof age and elevation drive the true monthly carry more than the list price. The read is the specific home, the HOA dues, the reserves, and current wind and flood quotes, all confirmed in writing before you offer."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

St Andrews Village market snapshot (as of June 17, 2026): the median sale price is about $488K ($371 per sq ft), a buyer-leaning market (limited data). Based on 2 recent closings in live Space Coast MLS data.

St Andrews Village is a small reported gated community of condos, villas and single-family homes next to Aquarina in Melbourne Beach (ZIP 32951), Brevard County, on or near the barrier island close to the Atlantic beaches and the Indian River. Treat the community details below as reported and confirm the specifics with the association and the listing.

The appeal is a beachside lifestyle with the lower upkeep of a managed community. What that looks like day to day is short hops to the sand, the river and the small beach-town shops, with the wider region a causeway drive away.

The carrying-cost picture is the part to read carefully. Confirm the HOA dues and exactly what they include, the reserves and any special assessment, and the coastal insurance math. Beachside Brevard parcels commonly sit in coastal flood zones, so get the flood zone, elevation and current wind and flood quotes for the specific home in writing.

Resale here turns on the specific home, its condition and exposure, and the full carrying cost, measured against other beachside options nearby. Confirm the school assignment by address with Brevard Public Schools if that matters to you.

Quick Match

Who St Andrews Village is best for.

Best for

Buyers who want a beachside address with low-maintenance community living
Buyers who value being a short hop from the Atlantic and the Indian River
Buyers who will confirm the full carrying cost, the HOA dues, reserves and insurance
Buyers comfortable with coastal flood-zone diligence before they offer

Probably not for

Buyers who want a no-HOA, inland, individual-ownership setting
Buyers who want the lowest possible insurance and carrying cost
Buyers unwilling to confirm reserves, assessments and the flood zone
Buyers who want new construction rather than established beachside stock

Market Pulse

How St Andrews Village is performing right now

50/100
momentum

Buyer-Leaning Market (limited data)

Seller's marketBalancedBuyer's market

0Months of supplytight

72Median days on marketdays

0 : 0Under contract vs for salestrong demand

2Sold in last 12 monthsliquidity

+127%Median price since 2012appreciation

+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from the Space Coast MLS, as of June 17, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current St Andrews Village listings and the trailing twelve months of closed sales.

Where prices are going$850K2026 YTD

Median sale price by year. Tap a label to compare Aquarina Beach and Country Club or Melbourne Beach. The 1-year price change is the median sold price over the most recent year versus the prior year, the same measure most listing sites and local Realtor reports use. It reflects the mix of homes that sold, not the change in any single home's value, which is why median price per square foot is shown alongside it to adjust for home size. In thinly traded neighborhoods, where a sale or two can swing the median, we lead with the mix-resistant price-per-square-foot trend instead.

Price per square foot$3072026 YTD

Median $/sqft by year. 2026 is year to date.

Supply and demand now0 : 0active : pending

For sale0

Pending0

Sold 12mo2

Active and pending listings now vs homes sold in the last 12 months.

8.6A- score

Momentum intelligence

Momentum buy score

Our proprietary read on how a home in St Andrews Village buys, holds, and resells. See the five factors.

Homes For Sale Right Now in St Andrews Village

Live MLS inventory for St Andrews Village. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

102 Caledonia Drive home for sale in St Andrews Village

Sold

$535,000

3 bd · 2 ba · 1,323 sqft · built 1993

102 Caledonia Drive, Melbourne Beach, 32951

Listed by RE/MAX Aerospace Realty

105 Caledonia Drive home for sale in St Andrews Village

Sold

$440,000

3 bd · 2 ba · 1,303 sqft · built 1993

105 Caledonia Drive, Melbourne Beach, 32951

Listed by One Sotheby's International

No homes are actively for sale in St Andrews Village right now, so its recent closed sales are shown, as of 2026-06-17, priced high to low. Listing data provided by the Space Coast Multiple Listing Service. Information is deemed reliable but is not guaranteed accurate by the MLS.. Tap any home to ask about it.

Interactive Map

St Andrews Village on the map.

Every active, pending, and recently sold home, plotted. Toggle the layers, color the dots by status or lot type, and tap a home for the details.

Listing locations from Space Coast MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

Nearby & Commute

How far is everything?

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Drive times from St Andrews Village. They are approximate and vary with traffic and your exact start point.

Private beach access, reported~1 to 5 min · on the barrier island

Aquarina golf and country club area~1 to 5 min · adjacent

Sebastian Inlet~10 to 20 min · fishing and surfing

Driftwood Plaza Publix area~10 to 18 min · groceries north

Downtown Melbourne~30 to 45 min · longer south-beaches drive

Orlando Melbourne Intl Airport~30 to 45 min · regional airport

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near St AndrewsVillage with Momentum Realty’s local guides.

Osprey Villasat AquarinaMelbourne Beach, FL · 1.1 mi

FloridanaBeachMelbourne Beach, FL · 1.4 mi

Riverview Terrace EstatesGrant-ValkariaGrant-Valkaria, FL · 1.4 mi

MelbourneShoresMelbourne Beach, FL · 2.8 mi

Maritime Hammockat AquarinaMelbourne Beach, FL · 2.9 mi

BrabrooksIndian RiverGrant-Valkaria, FL · 3.4 mi

Hunters RunGrant-Valkaria, FL · 3.5 mi

Beach WoodsMelbourne BeachMelbourne Beach, FL · 3.6 mi

Cranes Pointat AquarinaMelbourne Beach, FL · 3.7 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr

St Andrews Village (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take

Brevard County Public Schools
Verify the zoned schools by address
Magnet and choice options may be available
Confirm current ratings before relying on them
Private and parochial options nearby

St Andrews Village is served by Brevard County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any St Andrews Village address.

The takeaway

What is actually shaping value at St Andrews Village, sourced and dated. We do not publish rumor.

Recent Developments in St Andrews Village

Development Intelligence

Our read on what is being built around St Andrews Village, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe structural story is a beachside community where the specific home, the HOA dues and the coastal insurance math drive outcomes. Watch insurance as a live variable, including the Citizens 2026 rate picture that flagged a Brevard increase, against the support that ongoing beach restoration lends to long-run shoreline resilience. Confirm every fee and coverage layer before you offer.

Coastal flood zone and beachside insurance are the core carrying-cost read

NeutralBeachside Brevard parcels commonly sit in coastal flood zones (AE or VE), and wind and flood coverage drive the true monthly carry far more than the list price. Older beachside stock and roof age push premiums higher. Get flood zone, elevation certificate and current wind and flood quotes in writing before you offer. impact

SignificanceRadius: Community

Coastal flood zone and beachside insurance are the core carrying-cost read

Citizens 2026 rate recommendation flagged a Brevard increase

BearishOn December 10, 2025 Citizens recommended a statewide average rate cut, its first since 2015, but Brevard County was named as an exception that could see roughly a 6.5 percent increase, pending Florida Office of Insurance Regulation approval. Beachside buyers should price insurance as a live variable, not a fixed number. impact

SignificanceRadius: Area

Citizens 2026 rate recommendation flagged a Brevard increase

South Reach beach restoration underway near the south beaches

BullishA roughly 3.8 mile South Reach shoreline restoration from Flug Avenue in Indialantic south to the Spessard Holland Park area was planned for December 2025 through April 2026 under the U.S. Army Corps of Engineers, which supports dune protection and long-run shoreline resilience for the south beaches. impact

SignificanceRadius: Area

South Reach beach restoration underway near the south beaches

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting St Andrews Village, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

December 2025
Insurance
Citizens recommends 2026 rates, Brevard flagged for an increase
Insurance Journal reported on December 11, 2025 that Florida's Citizens Property Insurance board approved 2026 rate recommendations averaging a statewide cut, its first decrease since 2015, while Brevard County was identified as an exception that could rise about 6.5 percent, subject to Florida Office of Insurance Regulation approval, with changes targeted to take effect in 2026. Why it matters: Beachside carrying cost is insurance-led. Treat the premium as a live variable and get current wind and flood quotes before you anchor on a price. Source
December 2025
Shoreline
South Reach beach restoration planned for 2025 to 2026
Dredging Today reported on December 16, 2025 that Brevard County and the U.S. Army Corps of Engineers planned a roughly 3.8 mile South Reach shoreline restoration from Flug Avenue in Indialantic south toward the Spessard Holland Park area, running from December 2025 into April 2026, as part of the broader Mid and South Reach shore protection program responding to hurricane erosion. Why it matters: Dune and beach restoration supports long-run shoreline resilience for the south beaches, a structural positive for beachside resale, though it does not remove the flood-zone insurance read. Source

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

The Strategy

The St Andrews Village buying strategy.

If we were buying in St Andrews Village, this is the order of operations we would run, and the one we run for our clients.

Confirm the full carrying cost, not just the HOA dues number. Get the dues, reserves, any special assessment and current wind and flood quotes in writing before you decide what you can afford.

Pull the flood zone and elevation for the specific home, since beachside parcels here commonly sit in coastal flood zones that drive insurance.

Read the reserves and assessment history. Underfunded reserves on beachside buildings can mean future special assessments.

Comp by the specific home and exposure, not by a community average, since condition and view separate beachside values.

Weigh the nearby beachside alternative, Aquarina Beach and Country Club, on total carrying cost and setting.

The Quick Decision

Best Buy

A well-kept home on a good exposure with healthy reserves, priced against other beachside options, with insurance and assessments confirmed.

Biggest Risk

Budgeting only the HOA dues and missing reserves, a looming special assessment, or the real coastal insurance cost.

Best Lot

Exposure and condition separate beachside values; confirm the specific home rather than a community average.

Smart Timing

Beachside resale moves with insurance and assessment news; confirm the current coverage and reserve picture before you offer.

Deep-Dive Intelligence

The full read, only if you want it.

The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

St Andrews Village is a small reported gated community of condos, villas and single-family homes next to Aquarina in Melbourne Beach (ZIP 32951), Brevard County, on or near the barrier island close to the Atlantic beaches and the Indian River. It is reported to be a small gated enclave of about forty-five residences mixing condos, semi-detached villas and single-family homes adjacent to Aquarina, with reported private beach access and a community pool. Confirm the HOA dues and inclusions, the reserves and any special assessment, the flood zone and current wind and flood quotes per parcel, plus the specific home type, size, year built, exposure and the school assignment by address with Brevard Public Schools, since details change.

St Andrews Village Homes For Sale

What your money buys in St Andrews Village.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Here are the broad resale bands in St Andrews Village today. The right home is the one matched to your budget and the renovation math, so seeing fitting listings early is the edge.

Entry: smaller or interior homes

$440K to $440K

The smaller floor plans or less-exposed homes, the entry door into a beachside address in this community. Confirm current pricing on the live listings below.

Lowest entry

Core: mid-size homes

$440K to $535K

The mid-size homes that make up the core of the community, often the best balance of space and carrying cost. Confirm current pricing on the live listings below.

Most inventory

High: best exposure or largest plans

$535K to $535K

The largest plans or the best beachside or water exposure, where condition and view separate values most. Confirm current pricing on the live listings below.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

See Off-Market & Private Listings

What Your Money Buys

What ~$488K buys here.

Three realistic price bands. Where a home lands comes down to condition and lot, not square footage alone.

$440K to $440K

Entry: smaller or interior homes

The smaller floor plans or less-exposed homes, the entry door into a beachside address in this community. Confirm current pricing on the live listings below.

$440K to $535K

Core: mid-size homes

The mid-size homes that make up the core of the community, often the best balance of space and carrying cost. Confirm current pricing on the live listings below.

$535K to $535K

High: best exposure or largest plans

The largest plans or the best beachside or water exposure, where condition and view separate values most. Confirm current pricing on the live listings below.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

Operator Intelligence

Renovation & Resale Intelligence

The factors that actually move value in St Andrews Village, condition, lot, and the renovation math, read from current listings and recent sales.

15-Second Take

Renovation math decides the deal
Better lots and views resell strongest
Roof and HVAC age drive the insurance quote
Interior lots are where buyers overpay

Proprietary Data

The renovation premium.

Renovated-listing inventory in St Andrews Village is too thin right now to compute a reliable renovation premium. We read condition home by home against real comps before you offer.

Lot Value

The lot premium.

On a preferred homesite (water, preserve, corner, or a larger lot), the homesite is the part of your money the market gives back at resale. The house can be renovated; the lot cannot, so premium lots hold their value better than interior ones. How much more they command varies by frontage, view, and condition, which is why we read it home by home against real comparable sales rather than a single headline figure.

Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Resale Strength Scorecard

How well St Andrews Village holds value.

Our read on the factors that protect resale here, and the one to manage.

No CDD on the tax billStrong

Central Melbourne Beach locationStrong

Scarce, established homesitesStrong

Established, in-demand locationPositive

All-resale 1990s conditionManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in St Andrews Village

15-Second Take

Calling the listing agent (who works for the seller)
Misjudging the renovation budget
Overpaying for an interior lot
Underbudgeting the carrying costs
Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Calling the listing agent

The agent on the sign works for the seller. In a market where condition swings price by hundreds of thousands, negotiating against that agent with no one in your corner is the costliest move of all.

Misjudging the renovation math

A dated home looks like a deal until you price the roof, HVAC, pool, and full modernization honestly. Underbudget the reno and the bargain becomes the expensive house.

Overpaying for an interior lot

A premium homesite (water, preserve, or a preferred position) carries a real, durable premium. Pay a top price for an interior lot and you are buying the weakest version of the value.

Underbudgeting the carrying costs

Two similar homes can cost very differently to own once the HOA, any CDD, insurance, and upkeep are priced in. Buyers who do not run the full monthly carrying cost misread the real number.

Skipping the systems check

An older home means older systems unless updated. Roof age, HVAC age, pool equipment, and prior renovations drive both price and insurability, and a thorough inspection matters more here than in a new build.

“

St Andrews Village is easy to like for the beachside address. The deal is won or lost on the specific home, the reserves, and the coastal insurance math, not the HOA dues number alone.

Jon Brooks · Founder, Momentum Realty

Momentum Intelligence

Momentum Buy Score.

Our proprietary 0 to 10 read across the five factors that decide how a home here buys, holds, and resells.

7.5B · Buy Score

Resale Strength7.6/10

Renovation Risk7.0/10

Location Efficiency8.0/10

Long-Term Defensibility7.6/10

Carrying Cost Advantage6.0/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Momentum Housing Intelligence

Why our read on St Andrews Village is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Space Coast MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Space Coast MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates

Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

About the analyst · Our methodology

Which Lots & Views Hold Value Best

Proprietary Data · Lot Value Map

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)

$261 value$401 premium

Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Space Coast MLS; for orientation, not an appraisal.

15-Second Take

Golf, lake, and preserve lots hold value best
Interior lots are where buyers overpay
The lot cannot be renovated, the house can
Premium homesites resell faster
~3% asking premium for premium lots today

In a built-out club community, the lot is the resale insurance

The houses can be renovated, but the lot and view cannot. Golf frontage, lakefront, and preserve lots consistently command higher premiums and resell faster than interior lots backing to another home. The premium you pay for a great homesite is the discount you avoid when you sell.

The mistake is paying an estate price for a base interior lot. We help buyers spot which homesites carry real, durable premiums and which are dressed-up interiors, so your money lands where the market will give it back.

Strongest resale Golf frontage and lakefront homesites at St Andrews Village

Golf & lakefront lots

Open views over the course or the 26 community lakes. The scarcest, most in-demand homesites; they command the highest premiums and resell fastest.

Strong resale Preserve-backing homesites at St Andrews Village

Preserve lots

Backing to protected preserve means privacy with no rear neighbor. A consistent favorite that holds value well above a standard interior lot.

Moderate resale Cul-de-sac and larger interior homesites at St Andrews Village

Cul-de-sac & larger lots

Less traffic, more yard, and an easy walk to the club for some streets. A real but smaller premium that depends on the street and parcel size.

Value tier Standard interior homesites at St Andrews Village

Standard interior lots

The most affordable way through the gates, and the best renovation value. Just do not pay a golf or lake price for one, this is where buyers most often overpay.

Relative resale strength by lot and view, illustrative of how St Andrews Village homesites trade. The exact premium depends on the specific home, the view, and the street.

The 15-Second Verdict

St Andrews Village in 15 seconds.

Best forBuyers who want a beachside, low-maintenance address near the Atlantic and the Indian River and will do the coastal diligence.

Strong onA beachside location, managed-community upkeep, and short hops to the sand, the river and the small beach-town shops.

WatchThe HOA dues, reserves, any special assessment and the coastal insurance cost. Confirm every carrying-cost and coverage layer.

The sweet spotA well-kept home on a good exposure with healthy reserves, priced against other beachside options with insurance confirmed.

Not forBuyers who want no-HOA inland ownership, the lowest possible carry, or who will not confirm reserves and the flood zone.

HOA, CDD & Fees

15-Second Take

Confirm the current HOA dues and inclusions in writing
Confirm the reserves and any special assessment
Confirm the flood zone and elevation for the home
Get current wind and flood insurance quotes
Comp by the specific home and exposure before you offer

We do not publish a figure here because HOA dues and inclusions change. Confirm the current HOA dues, exactly what they include, the reserves and any special assessment with the association and the listing before you offer.

Reported HOA dues-supported items typically cover grounds and common-area upkeep. Do not assume inclusions; confirm the current budget and what is covered with the association.

Confirm the current shared amenities, if any, and what the dues cover with the association.

Run Your Numbers

Tools for a St Andrews Village buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxBrevard County millage and the homestead picture.Rent vs buyThe breakeven on owning in St Andrews Village.Save Our HomesProject your homestead tax cap over time.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Selling in St Andrews Village

Price it to your specific home, condition and exposure, with the full carrying cost shown.

If you are selling in St Andrews Village, the right list price comes from recent sales matched to your home, condition and exposure, measured against other beachside options nearby. The beachside lifestyle is your marketing asset, so the listing has to make that case while being clear about the HOA dues, reserves and insurance picture.

Momentum listings (YTD)

97.98%

Sold-to-list ratio across our market for our agents, sellers keeping more of their price.

Market average (YTD)

96.73%

The broader metro average sold-to-list ratio over the same period.

Momentum days on market

64 days

Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.

Market days on market

72 days

The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In St Andrews Village, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Aquarina Beach and Country Club, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your St Andrews Village home worth?

Get a no-obligation home value based on real comparable sales in St Andrews Village matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in St Andrews Village on the map →
Or get your St Andrews Village home value & selling guide →

Real comps, not a Zestimate.

St Andrews Village Market Scorecard

Buyer-Leaning Market (limited data)

St Andrews Village is currently a buyer-leaning market (limited data). Limited supply, a median asking price of n/a.

n/a

Months supply

n/a

Median list

$487,500

Median sold

$371

Per sqft

n/a

Days on mkt

0/0/2

Active/Pend/Sold

Typical home value in the 32951 ZIP is $624,997, about 41.5% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Based on information from the Space Coast MLS for the period 2026 through 2026-06-18. Refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is St Andrews Village located?

St Andrews Village is in Melbourne Beach, FL (ZIP 32951), Brevard County, on or near the barrier island close to the Atlantic beaches and the Indian River.

What kind of homes are in St Andrews Village?

St Andrews Village is reported to be a reported mix of condos, semi-detached villas and single-family homes. Confirm the specific home type, size, year built and exposure for any home you consider.

What does the HOA dues cost?

What does the HOA dues include?

Reported coverage typically includes grounds and common-area upkeep. Inclusions change, so confirm the current budget and what is covered with the association before you offer.

Is St Andrews Village in a flood zone?

Beachside Brevard parcels commonly sit in coastal flood zones such as AE or VE. The exact zone is parcel-specific, so confirm the flood zone, the elevation certificate and current flood insurance quotes for the specific home before you offer.

What does insurance cost here?

We do not publish an insurance figure because it is parcel-specific and changing. Beachside wind and flood premiums, roof age and elevation drive the true monthly carry, so get current wind and flood quotes for the specific home in writing.

Does St Andrews Village have a special assessment?

Beachside communities can levy special assessments, especially where reserves are thin or major repairs are due. Confirm the reserve study and any current or pending assessment with the association before you offer.

What does a home in St Andrews Village cost?

We do not publish a price figure here. Pricing tracks the specific home, its condition and exposure. Confirm current pricing on the live listings on this page; we pull exact comps before you offer.

What amenities does St Andrews Village have?

Confirm the current shared amenities, if any, and what the dues cover with the association.

What schools serve St Andrews Village?

The community is in Brevard Public Schools, with assignment by address. Zoning can change, so confirm the current zoned campuses for any specific home with the district.

How far is the beach from St Andrews Village?

This is a beachside community on or near the barrier island, so the Atlantic is a short drive or walk away. Confirm the exact beach access for any specific home.

Is now a good time to buy in St Andrews Village?

It depends on the specific home and how it stacks against other beachside options, plus the insurance and reserve picture. We pull live inventory and comps so you can judge value on the actual property and the full carrying cost.

Do I need my own agent to buy in St Andrews Village?

Yes. The listing agent works for the seller. Your own agent confirms the HOA dues, reserves, any assessment, the flood zone and insurance, pulls true comps, and negotiates for you. Momentum Realty represents you, not the seller.

The Verdict

Should you buy in St Andrews Village?

An honest fit check. We will tell you when it is not your community.

You want a beachside address with low-maintenance community livingExcellent fit

You value being a short hop from the Atlantic and the Indian RiverExcellent fit

You will confirm the full carrying cost, HOA dues, reserves and insuranceExcellent fit

You are comfortable with coastal flood-zone diligenceExcellent fit

You want established beachside stock rather than new constructionExcellent fit

You want a no-HOA, inland, individual-ownership settingProbably not

You want the lowest possible insurance and carrying costProbably not

You will not confirm reserves, assessments and the flood zoneProbably not

You want new construction rather than established beachside homesProbably not

You want acreage or no-HOA privacyProbably not

Get the inside read on St Andrews Village

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your St Andrews Village home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

You are all set.

A Momentum Realty St Andrews Village specialist will reach out personally, usually the same day.

Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Listing data provided by the Space Coast Multiple Listing Service. Information is deemed reliable but is not guaranteed accurate by the MLS.

St AndrewsVillage

The 60-Second Overview

Who St Andrews Village is best for.

Best for

Probably not for

How St Andrews Village is performing right now

Homes For Sale Right Now in St Andrews Village

St Andrews Village on the map.

How far is everything?

Nearby Communities

Schools

Recent Developments in St Andrews Village

Coastal flood zone and beachside insurance are the core carrying-cost read

Citizens 2026 rate recommendation flagged a Brevard increase

South Reach beach restoration underway near the south beaches

Citizens recommends 2026 rates, Brevard flagged for an increase

South Reach beach restoration planned for 2025 to 2026

The St Andrews Village buying strategy.

The full read, only if you want it.

What your money buys in St Andrews Village.

What ~$488K buys here.

Renovation & Resale Intelligence

The renovation premium.

The lot premium.

How well St Andrews Village holds value.

5 Mistakes Buyers Make in St Andrews Village

Calling the listing agent

Misjudging the renovation math

Overpaying for an interior lot

Underbudgeting the carrying costs

Skipping the systems check

Momentum Buy Score.

Why our read on St Andrews Village is different.

Which Lots & Views Hold Value Best

In a built-out club community, the lot is the resale insurance

Golf & lakefront lots

Preserve lots

Cul-de-sac & larger lots

Standard interior lots

St Andrews Village in 15 seconds.

HOA, CDD & Fees

Tools for a St Andrews Village buy.

Price it to your specific home, condition and exposure, with the full carrying cost shown.

In St Andrews Village, condition and view decide your number

What is your St Andrews Village home worth?

Price History: What Homes Here Have Actually Sold For

St Andrews Village Market Scorecard

Frequently Asked Questions

Should you buy in St Andrews Village?

Get the inside read on St Andrews Village

You are all set.

Need to sell fast in Brevard County?

You just read the data. Now see what your home is worth.

More Melbourne Beach & Space Coast / Brevard County guides

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