Aerial view of St Johns Bluff

St Johns Bluff
Homes for Sale in Jacksonville, FL

All 4,026 homes for sale in Jacksonville, FL · median $299,900 · 155 homes for sale in 32246 · Duval County homes for sale

Community in Jacksonville · Duval County · ZIP 32246
20 homesBuilt 1978–2019
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Built fromLive realMLS data20 years of closingsFL DOR public recordsUpdated twice daily

As of October 2026, the MLS records 11 closed sales in St Johns Bluff in Jacksonville, FL since 2006, the most recent in May 2022. Across Jacksonville as a whole, 8,268 homes closed in the last 12 months at a median of $311,134, 43 median days on market, with 2,422 homes for sale today. At that median and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $5,560 ($4,820 with the full homestead exemption).

Live · St Johns Bluff Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Ownership and context
46%
Owner-occupied · St Johns Bluff
10 of 22 parcels homesteaded (FL DOR 2025)
55%
Non-owner-occupied · St Johns Bluff
incl. 27% trust or LLC-held · 4% out-of-state
20
Homes in the community
plus 2 vacant residential lots · 22 residential parcels (FL DOR 2025)
Track record · 20 years of records
Est. 1978
Community established
homes built 1978-2019, median 1984 (FL DOR 2025)
Jon Brooks, founder of Momentum Realty
Jon's Current Read

St Johns Bluff is an established Jacksonville pocket where the stock ranges from 1978 to 2019 but centers on a median build year of 1987. Price here is driven far less by the number on a listing and more by condition and updates. With a median around 1,575 square feet, these are practical homes, and the spread between an original 1980s house and one that has been modernized is where the real negotiation lives.

With about 53 homes in the snapshot and a homestead share near 60%, this is a settled, owner-occupied area rather than a churning investor market. That posture means inventory moves at a measured pace. Buyers should underwrite the cost of updating an older home before bidding; sellers who have already done that work have a legitimate case to stand above the median.

Nearby homes for sale

No active listings inside St Johns Bluff right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

2642 SAM HOUSTON Place
$315K · 0.1 mi away
3 bd · 2 ba · 1,425 sqft
2642 SAM HOUSTON Place
Listed by MARK SPAIN REAL ESTATE
2636 SAM HARDWICK Boulevard
$305K · 0.1 mi away
3 bd · 2 ba · 1,138 sqft
2636 SAM HARDWICK Boulevard
Listed by GAILEY ENTERPRISES LLC
2684 SAM HARDWICK Boulevard
$336K · 0.2 mi away
3 bd · 2 ba · 1,478 sqft
2684 SAM HARDWICK Boulevard
Listed by EAGLES WORLD REALTY, INC
10915 MINDANAO Drive
$315K · 0.4 mi away
3 bd · 2 ba · 1,219 sqft
10915 MINDANAO Drive
Listed by EXP REALTY LLC
11287 ESTANCIA VILLA Circle #1205
$215K · 0.5 mi away
2 bd · 2.5 ba · 1,287 sqft
11287 ESTANCIA VILLA Circle #1205
Listed by UNITED REAL ESTATE GALLERY
2274 PEERLESS Lane
$385K · 0.6 mi away
3 bd · 2 ba · 1,865 sqft
2274 PEERLESS Lane
Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

St Johns Bluff is a mature east-side Jacksonville community in Duval County, built out largely across the 1980s with modestly sized, primarily owner-occupied homes.

realMLS (Northeast Florida) sales records identify 6 homes in St Johns Bluff that have changed hands since 2007, built between 1984 and 1993 (median 1984), with a median living area of about 1,166 sq ft and a typical 2-bedroom, 2-bath layout; 83% are townhomes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers targeting a mid-sized established home near the median price who can absorb some update costs
  • Owner-occupants seeking a stable, low-turnover area to hold long term
  • Value-minded buyers willing to trade dated finishes for a lower entry point and do the work over time

Probably not for

  • Buyers who require new or nearly new construction
  • Anyone needing large floor plans well above the roughly 1,575-square-foot median
  • Investors looking for high turnover or a quick flip market

The market around St Johns Bluff

St Johns Bluff is too small for its own price trend, so here is the market around it.

In ZIP 32246, 207 homes are on the market and 24% are under contract — a steady corner of Jacksonville.

Across Duval County, 3,953 homes are active and 1,522 pending (28% under contract).

In ZIP 32246 (Jacksonville), 743 homes closed in the last 12 months at a median of $315K ($217/sq ft), down 2.1% year over year, with a median 41 days on market. Right now 154 active and 49 pending listings put supply at about 3.9 months — a balanced market. See the live ZIP 32246 housing market and the Duval County market.

ZIP and county figures describe the wider market, not St Johns Bluff specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in St Johns Bluff, Jacksonville

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 9 listings
Distress share trend — 0.0% now (2026-09-04 → 2026-10-01)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

If we were buying in St Johns Bluff today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in St Johns Bluff.

Best Buy
Buyers who want an established home at a manageable size and are willing to budget for updates.
Biggest Risk
Older housing stock means condition risk — roofs, HVAC, and systems vary widely.
Sweet Spot
An updated 1980s home priced honestly against its unrenovated neighbors.
Avoid If
You need new construction, large square footage, or a fully turnkey house.

Condition, not square footage, sets the number

The defining feature here is age. A median build year of 1987, with the oldest homes dating to 1978 and the newest to 2019, means you are shopping a range of roofs, systems, and finishes rather than a single vintage. Two homes of nearly identical footprint can price very differently depending on whether the kitchen, HVAC, and roof have been addressed. That is why we lean on qualitative comparison and a walk-through rather than a price-per-foot shortcut.

At a median of roughly 1,575 square feet, this is not a market of sprawling floor plans; it rewards buyers who value a manageable, established home over new-construction volume. The homestead share near 60% signals stability and limited flip activity, so expect fewer heavily renovated turnkey listings and more houses that are livable but want updating.

“

The location and the amenities are priced into every listing in St Johns Bluff. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a market where condition dictates price and the housing stock spans four decades, the value we add is judgment on the walk-through: what an older roof, aging systems, or a dated kitchen actually costs to fix, and how that should move your offer or your list price. We price St Johns Bluff off real comparables and condition, not a formula.

St Johns Bluff in 15 seconds.

Best forBuyers who want an established home at a manageable size and are willing to budget for updates.
Biggest advantageA settled, largely owner-occupied area with limited flip churn.
Biggest riskOlder housing stock means condition risk — roofs, HVAC, and systems vary widely.
Sweet spotAn updated 1980s home priced honestly against its unrenovated neighbors.
Avoid ifYou need new construction, large square footage, or a fully turnkey house.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the St Johns Bluff homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in St Johns Bluff.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed St Johns Bluff sales matched to your home.

What is your St Johns Bluff home worth?

Get a no-obligation home value based on real comparable sales in St Johns Bluff, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Jacksonville →

Real comps, not an automated estimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,848/mo
Duval County typical true cost to own
$110/mo
Duval County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Frequently Asked Questions

How many homes are in St Johns Bluff?
The Florida DOR 2025 assessment roll shows 20 homes plus 2 vacant residential lots in St Johns Bluff (public records).
What share of St Johns Bluff is owner-occupied?
46% of St Johns Bluff parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in St Johns Bluff built?
Homes in St Johns Bluff were built between 1978 and 2019, with a median year built of 1984.0 (FL DOR 2025 roll).
Who is the best real estate agent for St Johns Bluff?
The best agent for St Johns Bluff is one who actively works Jacksonville and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for St Johns Bluff.
How do I find a top Jacksonville real estate agent who knows St Johns Bluff?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows St Johns Bluff and the wider Jacksonville area.
Can Momentum Realty connect me with an agent for St Johns Bluff?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your St Johns Bluff purchase or sale - no call center and no pressure.
Where is St Johns Bluff, and what county is it in?
St Johns Bluff is in Jacksonville, Duval County, FL, ZIP 32246. The community's center is about 8 miles east of downtown Jacksonville (straight-line).
How far is St Johns Bluff from downtown Jacksonville and the beach?
About 8 miles from downtown Jacksonville and about 8 miles from the Atlantic beach at Atlantic Beach, both straight-line; driving distance is usually 15 to 30 percent more.
Buyers targeting a mid-sized established home near the median price who can absorb some update costsExcellent fit
Owner-occupants seeking a stable, low-turnover area to hold long termExcellent fit
Value-minded buyers willing to trade dated finishes for a lower entry point and do the work over timeExcellent fit
Buyers who require new or nearly new constructionProbably not
Anyone needing large floor plans well above the roughly 1,575-square-foot medianProbably not
Investors looking for high turnover or a quick flip marketProbably not

Data sources & freshness

Housing stock & ownershipFlorida DOR assessment roll (street-list match (1 streets, ZIP 32225/32246))
Under-contract sharesrealMLS records, as of 2026-10-01
Historical depthClosed-sale records back to 2006 (11 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.

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CallFree valuation →
Thinking of selling in St Johns Bluff? See the Duval County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Streets in this community

Street-level pages: every home on record, what sold and what is for sale on each street.

Nearby Communities

Explore more neighborhoods near St Johns Bluff with Momentum Realty’s local guides.

HPHardwick Pl0.1 mi away · 36 homes, built 1994–97, 1 for saleWhispering Woods0.1 mi away · median $178K, 4 sales/12 moSCSaints Crossing0.3 mi away · 87 homes, built 1987–95, 1 for saleKFKimberly Forest0.4 mi away · 29 homes, built 1996–97SWSaints Woods0.4 mi away · 17 homes, built 1988–06SLSaints Landing0.4 mi away · 62 homes, built 1988–06VOVillas Of Estancia St Johns0.4 mi awayVOVillas Of Estancia0.4 mi away · 1 for sale

Browse all neighborhood guides →

Schools serving nearby communities

We do not have a confirmed school assignment for St Johns Bluff. These are the public schools most often assigned to other communities in ZIP 32246; zones change and vary by address, so confirm with the district before you buy.

Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).

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