St Marys Highland
Homes for Sale in Hilliard, FL
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of SUMMER HOUSE REALTY · via realMLS
St Marys Highland is a small, mixed-vintage pocket in Hilliard, and that mix is the whole story on price. With homes built anywhere from 1942 to 2024 and a median year built of 1998, you are shopping across generations of construction on the same street. Price here is driven by condition and era far more than by any tidy per-square-foot number, so two homes of similar size can trade very differently based on what has been updated.
With only 41 homes in the count, this is a thin market where a single listing can shift the tone. That cuts both ways: sellers of a well-kept or newer home face limited direct competition, while buyers need patience and a willingness to move when the right property surfaces. Bring an inspection budget and a clear read on whether you want turnkey or a project.
Figures in this note are as of July 12, 2026. The live market numbers elsewhere on this page update nightly and are newer.
The 60-Second Overview
St Marys Highland is a compact Nassau County enclave in Hilliard where the median home runs about 2,083 square feet, and the housing stock spans everything from mid-century to brand-new construction.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of St Marys Highland. Swipe to explore the community.
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St Marys Highland
St Marys Highland
St Marys Highland
St Marys Highland
St Marys HighlandPhotos from realMLS listings in St Marys Highland; content deemed reliable but not guaranteed.
Who St Marys Highland is best for.
Best for
- Buyers wanting a Hilliard address in a compact, quieter setting who can be patient for the right listing
- Renovation-minded buyers open to an older home with room to add value through updates
- Buyers seeking newer construction who are willing to wait for one of the limited recent builds to come up
Probably not for
- Buyers who need a wide selection and multiple options to compare at once
- Investors chasing quick turnover in a market dominated by long-held, owner-occupied homes
- Buyers who want uniform, predictable pricing rather than condition-driven value
The market around St Marys Highland
St Marys Highland is too small for its own price trend, so here is the market around it.
In ZIP 32046, 64 homes are on the market and 22% are under contract — a steady corner of Hilliard.
Across Nassau County, 517 homes are active and 179 pending (26% under contract).
ZIP and county figures describe the wider market, not St Marys Highland specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in St Marys Highland, Hilliard
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The St Marys Highland buying strategy.
If we were buying in St Marys Highland today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in St Marys Highland.
A wide-vintage street where condition sets the price
The defining feature here is the spread in age. A 1942 build and a 2024 build sit inside the same community, with 1998 as the midpoint. That means everything from older homes with mature lots to recent construction, and the practical takeaway is that you should never assume the price reflects size alone. Ask what has been done to the roof, systems, and kitchen before you anchor on any number.
About 65% of homes here are homesteaded, which points to a stock held largely by owner-occupants rather than churned by short-term investors. For a buyer, that tends to mean homes that have been lived in and maintained; for a seller, it means your competition is often another long-held home, so presentation and honest disclosure carry weight.
The location and the amenities are priced into every listing in St Marys Highland. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market this small, comps are scarce and the wrong comp can cost you real money. We price off condition and era, not a blanket square-foot figure, and we know how to read a 1942 home against a 2024 one. Whether you are listing or hunting, we will tell you plainly where a property sits and when it is worth waiting for the next one.
St Marys Highland in 15 seconds.
Tools for a St Marys Highland buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed St Marys Highland sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in St Marys Highland, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your St Marys Highland home worth?
Get a no-obligation home value based on real comparable sales in St Marys Highland, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Ask an agent about St Marys Highland
Have a question about the homes, fees, rules or commute here? A Momentum agent who works St Marys Highland will answer, and the answer is published on this page for the next buyer.
Frequently Asked Questions
How many homes are in St Marys Highland?
What share of St Marys Highland is owner-occupied?
When were the homes in St Marys Highland built?
Who is the best real estate agent for St Marys Highland?
How do I find a top Hilliard real estate agent who knows St Marys Highland?
Can Momentum Realty connect me with an agent for St Marys Highland?
Should you buy in St Marys Highland?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near St Marys Highland with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: October 19, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32046)) |
| Under-contract shares | realMLS records, as of 2026-11-14 |
| Historical depth | Closed-sale records back to 2017 (8 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum listings in Northeast Florida sold at 99.1% of final list price vs. 98.6% for the market, in a median 31 days vs. 41 (realMLS, 12 months to Nov 2026). A Momentum agent can price yours against live local comps.
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