St Marys Highland
Homes for Sale in Hilliard, FL
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of SUMMER HOUSE REALTY · via realMLS
As of September 2026, the MLS records 10 closed sales in St Marys Highland in Hilliard, FL since 2001, the most recent in October 2025. Across Hilliard as a whole, 62 homes closed in the last 12 months at a median of $282,500, 63 median days on market, with 24 homes for sale today. At that median and Nassau County's FY2025-26 rate of 13.28 mills, annual property tax runs about $3,750 ($3,250 with the full homestead exemption).
St Marys Highland is a small, mixed-vintage pocket in Hilliard, and that mix is the whole story on price. With homes built anywhere from 1942 to 2024 and a median year built of 1998, you are shopping across generations of construction on the same street. Price here is driven by condition and era far more than by any tidy per-square-foot number, so two homes of similar size can trade very differently based on what has been updated.
With only 41 homes in the count, this is a thin market where a single listing can shift the tone. That cuts both ways: sellers of a well-kept or newer home face limited direct competition, while buyers need patience and a willingness to move when the right property surfaces. Bring an inspection budget and a clear read on whether you want turnkey or a project.
The 60-Second Overview
St Marys Highland is a compact Nassau County enclave in Hilliard where the median home runs about 2,083 square feet, and the housing stock spans everything from mid-century to brand-new construction.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of St Marys Highland. Swipe to explore the community.
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St Marys Highland
St Marys Highland
St Marys Highland
St Marys Highland
St Marys HighlandPhotos from realMLS listings in St Marys Highland; content deemed reliable but not guaranteed.
Who St Marys Highland is best for.
Best for
- Buyers wanting a Hilliard address in a compact, quieter setting who can be patient for the right listing
- Renovation-minded buyers open to an older home with room to add value through updates
- Buyers seeking newer construction who are willing to wait for one of the limited recent builds to come up
Probably not for
- Buyers who need a wide selection and multiple options to compare at once
- Investors chasing quick turnover in a market dominated by long-held, owner-occupied homes
- Buyers who want uniform, predictable pricing rather than condition-driven value
The market around St Marys Highland
St Marys Highland is too small for its own price trend, so here is the market around it.
In ZIP 32046, 59 homes are on the market and 20% are under contract — a steady corner of Hilliard.
Across Nassau County, 515 homes are active and 208 pending (29% under contract).
ZIP and county figures describe the wider market, not St Marys Highland specifically. Momentum Research analysis of MLS records.
The St Marys Highland buying strategy.
If we were buying in St Marys Highland today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in St Marys Highland.
A wide-vintage street where condition sets the price
The defining feature here is the spread in age. A 1942 build and a 2024 build sit inside the same community, with 1998 as the midpoint. That means everything from older homes with mature lots to recent construction, and the practical takeaway is that you should never assume the price reflects size alone. Ask what has been done to the roof, systems, and kitchen before you anchor on any number.
About 65% of homes here are homesteaded, which points to a stock held largely by owner-occupants rather than churned by short-term investors. For a buyer, that tends to mean homes that have been lived in and maintained; for a seller, it means your competition is often another long-held home, so presentation and honest disclosure carry weight.
The location and the amenities are priced into every listing in St Marys Highland. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market this small, comps are scarce and the wrong comp can cost you real money. We price off condition and era, not a blanket square-foot figure, and we know how to read a 1942 home against a 2024 one. Whether you are listing or hunting, we will tell you plainly where a property sits and when it is worth waiting for the next one.
St Marys Highland in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a St Marys Highland buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed St Marys Highland sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in St Marys Highland, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your St Marys Highland home worth?
Get a no-obligation home value based on real comparable sales in St Marys Highland, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in St Marys Highland on the map →
Should you buy in St Marys Highland?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near St Marys Highland with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: August 30, 2026) |
| Under-contract shares | realMLS records, as of 2026-08-30 |
| Historical depth | Closed-sale records back to 2001 (10 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.
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See how St Marys Highland fits the bigger picture — live prices, inventory, and Momentum Scores:
St Marys Highland Hilliard Market Scorecard
St Marys Highland Hilliard is currently a no active listings market. Limited supply, a median asking price of n/a.
Typical home value in the 32046 ZIP is $361,664, right around the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.