St Marys Highland in Hilliard

St Marys Highland
Homes for Sale in Hilliard, FL

All 58 homes for sale in Hilliard, FL · median $349,950 · 58 homes for sale in 32046 · Nassau County homes for sale

Community in Hilliard · Nassau County · ZIP 32046
10 homesBuilt 1964–1984
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Photo courtesy of SUMMER HOUSE REALTY · via realMLS

Built fromLive realMLS data25 years of closingsFL DOR public recordsUpdated twice daily

As of October 2026, the MLS records 10 closed sales in St Marys Highland in Hilliard, FL since 2001, the most recent in October 2025. Across Hilliard as a whole, 61 homes closed in the last 12 months at a median of $289,900, 60 median days on market, with 28 homes for sale today. At that median and Nassau County's FY2025-26 rate of 13.28 mills, annual property tax runs about $3,850 ($3,340 with the full homestead exemption).

Live · St Marys Highland Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0 · 0
For sale · pending
live counts, refreshed twice daily
Ownership and context
36%
Owner-occupied · St Marys Highland
4 of 11 parcels homesteaded (FL DOR 2025)
64%
Non-owner-occupied · St Marys Highland
incl. 9% trust or LLC-held · 0% out-of-state
10
Homes in the community
plus 1 vacant residential lots · 11 residential parcels (FL DOR 2025)
Track record · 25 years of records
Est. 1964
Community established
homes built 1964-1984, median 1972 (FL DOR 2025)
Jon Brooks, founder of Momentum Realty
Jon's Current Read

St Marys Highland is a small, mixed-vintage pocket in Hilliard, and that mix is the whole story on price. With homes built anywhere from 1942 to 2024 and a median year built of 1998, you are shopping across generations of construction on the same street. Price here is driven by condition and era far more than by any tidy per-square-foot number, so two homes of similar size can trade very differently based on what has been updated.

With only 41 homes in the count, this is a thin market where a single listing can shift the tone. That cuts both ways: sellers of a well-kept or newer home face limited direct competition, while buyers need patience and a willingness to move when the right property surfaces. Bring an inspection budget and a clear read on whether you want turnkey or a project.

Nearby homes for sale

No active listings inside St Marys Highland right now. These are the 4 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

28019 BOND Road
$390K · 0.6 mi away
3 bd · 2 ba · 1,341 sqft
28019 BOND Road
Listed by FLORIDA HOMES REALTY & MTG LLC
28175 HAMMOCK Road
$1.09M · 0.6 mi away
3 bd · 2.5 ba · 2,489 sqft
28175 HAMMOCK Road
Listed by ATLANTIC SALT REALTY
29136 PIGEON CREEK Road
$209K · 1.3 mi away
3 bd · 2 ba · 1,404 sqft
29136 PIGEON CREEK Road
Listed by JPAR CITY AND BEACH
28122 TRINITY Lane
$308K · 1.9 mi away
5 bd · 3 ba · 2,128 sqft
28122 TRINITY Lane
Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

St Marys Highland is a compact Nassau County enclave in Hilliard where the median home runs about 2,083 square feet, and the housing stock spans everything from mid-century to brand-new construction.

realMLS (Northeast Florida) sales records identify 8 homes in St Marys Highland that have changed hands since 2001, built between 1964 and 1984 (median 1973), with a median living area of about 2,020 sq ft and a typical 3-bedroom, 2.5-bath layout; 100% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers wanting a Hilliard address in a compact, quieter setting who can be patient for the right listing
  • Renovation-minded buyers open to an older home with room to add value through updates
  • Buyers seeking newer construction who are willing to wait for one of the limited recent builds to come up

Probably not for

  • Buyers who need a wide selection and multiple options to compare at once
  • Investors chasing quick turnover in a market dominated by long-held, owner-occupied homes
  • Buyers who want uniform, predictable pricing rather than condition-driven value

The market around St Marys Highland

St Marys Highland is too small for its own price trend, so here is the market around it.

In ZIP 32046, 70 homes are on the market and 17% are under contract — a slower corner of Hilliard.

Across Nassau County, 532 homes are active and 186 pending (26% under contract).

In ZIP 32046 (Hilliard), 70 homes closed in the last 12 months at a median of $290K ($179/sq ft), up 0.3% year over year, with a median 60 days on market. Right now 28 active and 8 pending listings put supply at about 4.6 months — a balanced market. See the live ZIP 32046 housing market and the Nassau County market.

ZIP and county figures describe the wider market, not St Marys Highland specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in St Marys Highland, Hilliard

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 1 listings
Distress share trend — 0.0% now (2026-09-14 → 2026-10-01)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

If we were buying in St Marys Highland today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in St Marys Highland.

Best Buy
Buyers who value a small enclave and can judge a home on its own merits, not a spreadsheet.
Biggest Risk
With only 41 homes, inventory is thin and comps can be hard to pin down.
Sweet Spot
An updated home near the 2,083 sqft median, priced honestly against its condition.
Avoid If
You need predictable, cookie-cutter pricing and a deep, fast-moving inventory.

A wide-vintage street where condition sets the price

The defining feature here is the spread in age. A 1942 build and a 2024 build sit inside the same community, with 1998 as the midpoint. That means everything from older homes with mature lots to recent construction, and the practical takeaway is that you should never assume the price reflects size alone. Ask what has been done to the roof, systems, and kitchen before you anchor on any number.

About 65% of homes here are homesteaded, which points to a stock held largely by owner-occupants rather than churned by short-term investors. For a buyer, that tends to mean homes that have been lived in and maintained; for a seller, it means your competition is often another long-held home, so presentation and honest disclosure carry weight.

“

The location and the amenities are priced into every listing in St Marys Highland. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a market this small, comps are scarce and the wrong comp can cost you real money. We price off condition and era, not a blanket square-foot figure, and we know how to read a 1942 home against a 2024 one. Whether you are listing or hunting, we will tell you plainly where a property sits and when it is worth waiting for the next one.

St Marys Highland in 15 seconds.

Best forBuyers who value a small enclave and can judge a home on its own merits, not a spreadsheet.
Biggest advantageA largely owner-held stock with wide vintage means real choice between turnkey and project.
Biggest riskWith only 41 homes, inventory is thin and comps can be hard to pin down.
Sweet spotAn updated home near the 2,083 sqft median, priced honestly against its condition.
Avoid ifYou need predictable, cookie-cutter pricing and a deep, fast-moving inventory.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the St Marys Highland homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in St Marys Highland.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed St Marys Highland sales matched to your home.

What is your St Marys Highland home worth?

Get a no-obligation home value based on real comparable sales in St Marys Highland, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Hilliard →

Real comps, not an automated estimate.

Recently off market in St Marys Highland

Homes in St Marys Highland that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.

Frequently Asked Questions

How many homes are in St Marys Highland?
The Florida DOR 2025 assessment roll shows 10 homes plus 1 vacant residential lots in St Marys Highland (public records).
What share of St Marys Highland is owner-occupied?
36% of St Marys Highland parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in St Marys Highland built?
Homes in St Marys Highland were built between 1964 and 1984, with a median year built of 1972.0 (FL DOR 2025 roll).
Who is the best real estate agent for St Marys Highland?
The best agent for St Marys Highland is one who actively works Hilliard and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for St Marys Highland.
How do I find a top Hilliard real estate agent who knows St Marys Highland?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows St Marys Highland and the wider Hilliard area.
Can Momentum Realty connect me with an agent for St Marys Highland?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your St Marys Highland purchase or sale - no call center and no pressure.
Where is St Marys Highland, and what county is it in?
St Marys Highland is in Hilliard, Nassau County, FL, ZIP 32046. The community's center is about 19 miles northwest of the center of Hilliard (straight-line).
How far is St Marys Highland from downtown Jacksonville and the beach?
About 36 miles from downtown Jacksonville and about 32 miles from the Atlantic beach at Fernandina Beach, both straight-line; driving distance is usually 15 to 30 percent more.
Buyers wanting a Hilliard address in a compact, quieter setting who can be patient for the right listingExcellent fit
Renovation-minded buyers open to an older home with room to add value through updatesExcellent fit
Buyers seeking newer construction who are willing to wait for one of the limited recent builds to come upExcellent fit
Buyers who need a wide selection and multiple options to compare at onceProbably not
Investors chasing quick turnover in a market dominated by long-held, owner-occupied homesProbably not
Buyers who want uniform, predictable pricing rather than condition-driven valueProbably not

Data sources & freshness

Live listingsrealMLS, refreshed twice daily (last: October 1, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (1 streets, ZIP 32046))
Under-contract sharesrealMLS records, as of 2026-10-01
Historical depthClosed-sale records back to 2001 (10 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.

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Nearby Communities

Explore more neighborhoods near St Marys Highland with Momentum Realty’s local guides.

Oakleaf0.3 mi awayBlack River1.4 mi awayLake Hampton Hills Hilliard Nassau2.5 mi awayBrantley Farms3.1 mi awaySMSt Marys Heights3.5 mi awaySt Marys3.7 mi awayPLProspect Landing3.7 mi away · 19 homes, built 1988–21, 1 for saleAcres3.8 mi away

Browse all neighborhood guides →

Schools serving nearby communities

We do not have a confirmed school assignment for St Marys Highland. These are the public schools most often assigned to other communities in ZIP 32046; zones change and vary by address, so confirm with the district before you buy.

Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).

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