Steeple Chase
Homes for Sale in Lake Mary, FL

All 208 homes for sale in Lake Mary, FL · median $439,900 · Seminole County homes for sale

Community in Lake Mary · Seminole County · ZIP 32746
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Built fromLive Stellar MLS data10 years of closingsUpdated twice daily

As of September 2026, the MLS records 1 closed sale in Steeple Chase Rep F in Lake Mary, FL, the most recent in January 2016. Across Lake Mary as a whole, 400 homes closed in the last 12 months at a median of $426,000, 32 median days on market, with 67 homes for sale today. At that median and Seminole County's FY2025-26 rate of 15.18 mills, annual property tax runs about $6,470 ($5,870 with the full homestead exemption).

Part of Steeple Chase, Lake Mary, FL — see all Steeple Chase homes for sale (4 listings across 3 sections in the MLS).

Jon Brooks, founder of Momentum Realty
Jon's Current Read

Steeple Chase Rep F sits in Lake Mary, Seminole County, and the current MLS snapshot does not carry a defined set of community amenities. That is not unusual for a smaller or older subdivision — it simply means buyers should verify directly with the HOA or a listing agent rather than assume a clubhouse, pool, or recreational package exists.

With no pricing or inventory metrics populated in this snapshot, we are not going to manufacture a market narrative. The honest posture right now is to treat this as a location-first opportunity: confirm what is actually for sale, what the HOA covers, and what condition the specific home is in before forming any expectation about value.

Nearby homes for sale

No active listings inside Steeple Chase Rep F right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

1417 OIL LAMP COVE
$1.26M · 0.0 mi away
4 bd · 3 ba · 3,350 sqft
1417 OIL LAMP COVE
Listed by COLDWELL BANKER REALTY
114 VISTA VERDI CIRCLE #216
$159K · 0.1 mi away
1 bd · 1 ba · 837 sqft
114 VISTA VERDI CIRCLE #216
Listed by REAL BROKER, LLC
114 VISTA VERDI CIRCLE #112
$154K · 0.1 mi away
1 bd · 1 ba · 821 sqft
114 VISTA VERDI CIRCLE #112
Listed by TOHO REALTY GROUP, LLC
114 VISTA VERDI CIRCLE #116
$160K · 0.1 mi away
1 bd · 1 ba · 837 sqft
114 VISTA VERDI CIRCLE #116
Listed by THE C SMITH REAL ESTATE GROUP LLC
1325 ROTONDA POINT #337
$159K · 0.1 mi away
2 bd · 2 ba · 1,398 sqft
1325 ROTONDA POINT #337
Listed by 407 PROPERTIES
246 VILLA DI ESTE TERRACE #200
$230K · 0.1 mi away
2 bd · 2 ba · 1,182 sqft
246 VILLA DI ESTE TERRACE #200
Listed by ALPHA EQUITY REALTY & MANAGEMENT INC

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Steeple Chase Rep F is a Lake Mary community in Seminole County; current MLS data does not identify a specific amenity package, so any clubhouse, pool, or shared recreational space should be confirmed directly rather than assumed.

Stellar MLS sales records identify 75 homes in Steeple Chase that have changed hands since 2015, built between 2014 and 2020 (median 2017), with a median living area of about 4,073 sq ft and a typical 4-bedroom, 4.5-bath layout; 97% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • A buyer targeting a Lake Mary, Seminole County location for a specific property already in mind
  • A buyer comfortable verifying HOA terms and amenities directly rather than relying on listing summaries
  • A buyer prioritizing location fundamentals over a documented amenity package

Probably not for

  • A buyer who wants a confirmed clubhouse, pool, or recreational amenity before touring
  • A buyer who needs published pricing trends or inventory data before narrowing a search
  • A buyer unwilling to request HOA documents directly to confirm dues and coverage

The market around Steeple Chase

Steeple Chase is too small for its own price trend, so here is the market around it.

In ZIP 32746, 246 homes are on the market and 30% are under contract — a steady corner of Lake Mary.

Across Seminole County, 1,646 homes are active and 585 pending (26% under contract).

In ZIP 32746 (Lake Mary), 650 homes closed in the last 12 months at a median of $422K ($231/sq ft), up 0.8% year over year, with a median 34 days on market. Right now 75 active and 36 pending listings put supply at about 2.6 months — a healthy market. See the live ZIP 32746 housing market and the Seminole County market.

ZIP and county figures describe the wider market, not Steeple Chase specifically. Momentum Research analysis of MLS records.

If we were buying in Steeple Chase today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Steeple Chase.

Best Buy
Buyers who want a Lake Mary address and are comfortable doing direct diligence on HOA structure and amenities.
Biggest Risk
The data gap means you cannot assume shared amenities, dues structure, or current pricing without direct verification.
Sweet Spot
Works best for a buyer who has already identified a specific home here and is verifying details, not shopping community features.
Avoid If
Avoid if you are choosing a community primarily for a clubhouse, pool, or other shared recreational amenity.

What the data gap actually tells you

When a community shows no identified amenities in the MLS feed, it usually means one of two things: the subdivision genuinely does not have shared recreational infrastructure, or the listings simply have not tagged it. Either way, the fix is the same — ask for the HOA documents and confirm in writing what dues cover, if any dues exist at all.

Because this snapshot does not include pricing, days-on-market, or inventory counts, we are intentionally not speculating about where values sit or how competitive the market is right now. Anyone evaluating Steeple Chase Rep F should pull current, address-specific comps rather than lean on community-level assumptions.

The location and the amenities are priced into every listing in Steeple Chase. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a community where the public data trail is thin, the value of local, on-the-ground verification goes up. We pull HOA documents, confirm amenity status directly, and build comps from actual recent activity rather than relying on a feed that has gaps — so you are negotiating from facts, not assumptions.

Steeple Chase in 15 seconds.

Best forBuyers who want a Lake Mary address and are comfortable doing direct diligence on HOA structure and amenities.
Biggest advantageThe location in Seminole County stands on its own even without a documented amenity package.
Biggest riskThe data gap means you cannot assume shared amenities, dues structure, or current pricing without direct verification.
Sweet spotWorks best for a buyer who has already identified a specific home here and is verifying details, not shopping community features.
Avoid ifAvoid if you are choosing a community primarily for a clubhouse, pool, or other shared recreational amenity.

HOA, CDD & Fees

In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Steeple Chase sales matched to your home.

What is your Steeple Chase home worth?

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See all homes for sale in Lake Mary →

Real comps, not an automated estimate.
A buyer targeting a Lake Mary, Seminole County location for a specific property already in mindExcellent fit
A buyer comfortable verifying HOA terms and amenities directly rather than relying on listing summariesExcellent fit
A buyer prioritizing location fundamentals over a documented amenity packageExcellent fit
A buyer who wants a confirmed clubhouse, pool, or recreational amenity before touringProbably not
A buyer who needs published pricing trends or inventory data before narrowing a searchProbably not
A buyer unwilling to request HOA documents directly to confirm dues and coverageProbably not

Data sources & freshness

Under-contract sharesStellar MLS records, as of 2026-09-08
Historical depthClosed-sale records back to 2016 (1 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.

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Common questions about Steeple Chase

Where is Steeple Chase?

Steeple Chase is a community in Lake Mary, Seminole County, Florida, ZIP 32746.

Are there homes for sale in Steeple Chase right now?

No active listings inside Steeple Chase at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.

Does Steeple Chase have an HOA or CDD?

No HOA is on record for Steeple Chase in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.

Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Steeple Chase with Momentum Realty’s local guides.

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