Stone Creek
Homes for Sale in Winter Garden, FL
All 693 homes for sale in WINTER GARDEN, FL · median $585,000 · 639 homes for sale in 34787 · Orange County homes for sale
True comps, carrying-cost math, and listings before the portals.
Over the 12 months ending 2026-09-20, 5 recorded sales closed at a median of $410,500, $239 per square foot, a median 37 days on market, sellers accepting 95% of original asking (-8% versus the prior year). Homes listed or recently sold were built 2001 - 2006; 7 of 7 report an HOA (median $46/mo); none of the 7 geocoded homes sit in a FEMA special flood hazard zone (median elevation 127 ft). At the median price and Orange County's FY2025-26 rate of 16.67 mills, annual property tax runs about $6,840 ($6,170 with the full homestead exemption).
| Location | WINTER GARDEN, Orange County, FL · ZIP 34787 |
|---|---|
| Homes in the community | 100 (FL DOR 2025 assessment roll) |
| Years built | 2000–2006 (median 2002) |
| Typical living area | 1,622 sq ft (median) |
| Home types (current listings and sales) | single-family 100% |
| Amenities listed by sellers | Playground, Park |
| Sale prices, last 12 months | $410,500 median across 5 closed sales · $239 per sq ft · -7.8% vs the prior 12 months |
| Days on market (closed sales) | 37 median |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 50% |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2019 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Stone Creek 44 131 key facts,” movewithmomentum.com/neighborhoods/stone-creek-44-131-winter-garden, data as of September 20, 2026.
Stone Creek right now
🟡 Off the recent peak. The trailing-12-month median ($410K) is down 7.8% from the prior 12 months ($445K). With about 3 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending September 20. Confidence: Low (5 and 6 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 5, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Nearby homes for sale
No active listings inside Stone Creek 44 131 right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Stone Creek market snapshot (as of September 20, 2026): the median sale price is about $410K ($239 per sq ft over the trailing 12 months of closed sales), and a median 37 days on market for closed sales. The trailing-12-month median is down 8% from the prior 12 months, computed from record-level Stellar MLS closed sales (5 closings in the current window).
In ZIP 34787 (WINTER GARDEN), 2,147 homes closed in the last 12 months at a median of $598K ($252/sq ft), down 0.8% year over year, with a median 36 days on market. Right now 352 active and 181 pending listings put supply at about 3.7 months - a balanced market. See the live ZIP 34787 housing market and the Orange County market.
County records show 8 qualified sales in Stone Creek across 2024 - 2025 (4 in 2024, 4 in 2025), median $445,000 - the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Stone Creek is a community of 100 homes in Winter Garden, Orange County, built between 2000 and 2006 (median 2002), with a median living area of about 1,622 square feet. 50% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
The setting & the homes.
Aerial and on-site photos of Stone Creek. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Stellar MLS listings in Stone Creek; content deemed reliable but not guaranteed.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($410K) IS the median in the snapshot above, and the move from 2025 ($445K) IS the -7.8% one-year change.
Windows contain 0 to 6 sales each (5 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2019 through 2026. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Orange County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Orange County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
29% of homes for sale in ZIP 34787 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-20).
Stone Creek Market Scorecard
Stone Creek is currently a balanced market..
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Stone Creek 44 131, WINTER GARDEN
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
Stone Creek on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
Life at Stone Creek
- Park · reported on 1 of 3 listings
- Playground · reported on 1 of 3 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
The Stone Creek buying strategy.
If we were buying in Stone Creek today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Stone Creek.
A closer look at the Stone Creek market
At a median of $239 per square foot, Stone Creek prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
The trailing-12-month median down 8% year over year. Homes that do trade take a median 37 days on market, useful leverage on any listing that has lingered.
The housing stock is 100 homes built between 2000 and 2006, and 50% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in Stone Creek. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Stone Creek buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (5.2). Basis: Recent Direction -7.8% year-over-year; Owner Commitment 50% owner-occupied; Pricing Power 94.9% sale-to-list. Refreshed with each data update.
HOA, CDD & Fees
- HOA dues reported around $46/month (about $552/yr) · median of 154 MLS listings, most billed quarterly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $46 per month ($552 a year) - the median AssociationFee across 154 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Stone Creek buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Stone Creek sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Stone Creek, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Stone Creek home worth?
Get a no-obligation home value based on real comparable sales in Stone Creek, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Winter Garden →
Recently off market in Stone Creek 44 131
Homes in Stone Creek 44 131 that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 1906 Sherbourne Street · off market
Frequently Asked Questions
What is the median home price in Stone Creek?
How long do homes in Stone Creek take to sell?
How many homes are in Stone Creek?
What share of Stone Creek is owner-occupied?
When were the homes in Stone Creek built?
Who is the best real estate agent for Stone Creek?
How do I find a top Winter Garden real estate agent who knows Stone Creek?
Can Momentum Realty connect me with an agent for Stone Creek?
Where is Stone Creek, and what county is it in?
Is Stone Creek a good place to live?
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: October 1, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 34787)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2019 (23 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Stone Creek 44 131 fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Stone Creek
- Home values · What homes in Stone Creek actually sell for
- Find an agent · How to choose the best real estate agent in Stone Creek
Nearby Communities
Explore more neighborhoods near Stone Creek with Momentum Realty’s local guides.