Tenth Street Terrace
Homes for Sale in St. Cloud, FL
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 2 closed sales in Tenth Street Terrace in St Cloud, FL since 2024, the most recent in December 2025. Across St Cloud as a whole, 2,190 homes closed in the last 12 months at a median of $414,990, 46 median days on market, with 597 homes for sale today. At that median and Osceola County's FY2025-26 rate of 15.23 mills, annual property tax runs about $6,320 ($5,720 with the full homestead exemption).
There is not enough current MLS activity in Tenth Street Terrace to point to a median price, a pace of sales, or any other market-level figure right now. That absence is itself the read: this is a small, quiet pocket of St Cloud that does not turn over often enough to generate a steady data trail.
For a buyer or seller, that means pricing and timing here get set case by case, off individual condition and recent comparable sales pulled from a wider radius rather than off community-level trends. Anyone serious about this street should expect a more hands-on, comp-by-comp approach rather than a quick look at aggregate stats.
Nearby homes for sale
No active listings inside Tenth Street Terrace right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Tenth Street Terrace is a small residential pocket in St Cloud, Osceola County, with current MLS listings showing no community amenities on record.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Tenth Street Terrace is best for.
Best for
- Buyers who have already chosen St Cloud and want a quiet, unamenitized street
- Buyers comfortable relying on individual home comps rather than community-wide statistics
- Sellers whose home stands on its own condition and location rather than shared community features
Probably not for
- Buyers who want on-site amenities as part of the purchase
- Buyers who need a clear median price or sales pace before making an offer
- Sellers expecting a strong existing comparable sales trail to lean on for pricing
The market around Tenth Street Terrace
Tenth Street Terrace is too small for its own price trend, so here is the market around it.
In ZIP 34769, 189 homes are on the market and 21% are under contract — a steady corner of St Cloud.
Across Osceola County, 4,423 homes are active and 1,079 pending (20% under contract).
In ZIP 34769 (St Cloud), 636 homes closed in the last 12 months at a median of $412K ($196/sq ft), down 1.1% year over year, with a median 58 days on market. Right now 143 active and 49 pending listings put supply at about 4.0 months — a balanced market. See the live ZIP 34769 housing market and the Osceola County market.
ZIP and county figures describe the wider market, not Tenth Street Terrace specifically. Momentum Research analysis of MLS records.
The Tenth Street Terrace buying strategy.
If we were buying in Tenth Street Terrace today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Tenth Street Terrace.
A Street Without a Track Record
Some communities in this market have enough recent sales to sketch a clear price band and a typical days-on-market number. Tenth Street Terrace, as of this snapshot, does not. That is not unusual for a small street or a limited-inventory pocket, but it does change how a buyer or seller should approach it.
No amenities are listed against current MLS records for this community, which suggests it functions as a straightforward residential street rather than a planned or amenitized development. Buyers drawn here are typically buying the location and the home itself, not a package of shared facilities.
The location and the amenities are priced into every listing in Tenth Street Terrace. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
When a community has little to no aggregate MLS data behind it, the value of a broker shows up in the legwork: pulling the right comparables, checking recent activity street by street, and pricing or offering off real evidence rather than a community-level average that does not exist yet. That is the work we do on a street like Tenth Street Terrace.
Tenth Street Terrace in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Tenth Street Terrace buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Tenth Street Terrace sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Tenth Street Terrace, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Tenth Street Terrace home worth?
Get a no-obligation home value based on real comparable sales in Tenth Street Terrace, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Tenth Street Terrace on the map →
Should you buy in Tenth Street Terrace?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Tenth Street Terrace with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 13, 2026) |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2024 (2 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Tenth Street Terrace fits the bigger picture — live prices, inventory, and Momentum Scores:
Common questions about Tenth Street Terrace
Where is Tenth Street Terrace?
Tenth Street Terrace is a community in St Cloud, Osceola County, Florida, ZIP 34769.
Are there homes for sale in Tenth Street Terrace right now?
No active listings inside Tenth Street Terrace at the last feed refresh. The nearest homes for sale, with distances from the community, are shown on this page and refreshed nightly.
Does Tenth Street Terrace have an HOA or CDD?
No HOA is on record for Tenth Street Terrace in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
Tenth Street Terrace Market Scorecard
Tenth Street Terrace is currently a no active listings market. Limited supply, a median asking price of n/a.
Typical home value in the 34769 ZIP is $318,664, about 8.6% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.