Sweetwater Creek
Homes for Sale in St. Cloud, FL
True comps, carrying-cost math, and listings before the portals.
Over the 12 months ending 2026-07-13, 3 recorded sales closed at a median of $399,000, $239 per square foot, a median 29 days on market, sellers accepting 99% of original asking. At the median price and Osceola County's FY2025-26 rate of 15.23 mills, annual property tax runs about $6,080 ($5,480 with the full homestead exemption).
Price in Sweetwater Creek sits at a median of $399,000, or about $239 a square foot. That per-foot number is doing most of the talking here: with a limited count of recent closings, condition and finish level drive the spread more than any single headline figure. Treat the median as a midpoint, not a ceiling or a floor.
The market posture is flat to slightly soft, with prices off 1.5% year over year and homes going under contract in a median of 29 days. That is close to balanced. Sellers should price to the current comps rather than last year's, and buyers have enough time on the clock to inspect carefully without the pressure of a runaway market.
Figures in this note are as of July 14, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Sweetwater Creek right now
🟡 Off the recent peak. The trailing-12-month median ($399K) is down 1.5% from the prior 12 months ($405K). With about 1 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending July 13. Confidence: Low (3 and 4 sales in the two windows).
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· Updated November 13, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Nearby homes for sale
No active listings inside Sweetwater CreekHomes for Sale in St. Cloud, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Sweetwater Creek market snapshot (as of July 13, 2026): the median sale price is about $399K ($239 per sq ft over the trailing 12 months of closed sales), and a median 29 days on market for closed sales. The trailing-12-month median is down 2% from the prior 12 months, computed from record-level Stellar MLS closed sales (3 closings in the current window).
Sweetwater Creek is a smaller pocket of St Cloud in Osceola County where recent activity is thin, so each individual sale carries weight in reading the market. Expect the price you pay to track the home's condition more than the neighborhood average.
Who Sweetwater Creek is best for.
Best for
- Buyers with a budget centered near the $399,000 median who want a St Cloud location
- Buyers comfortable evaluating a home on condition and square-foot value rather than a large comp set
- Sellers willing to price to current comps in a flat, slightly soft market
Probably not for
- Buyers who need dozens of recent sales to validate a price before committing
- Sellers expecting last year's pricing despite the 1.5% year-over-year dip
- Buyers counting on a fast-appreciating, competitive-bid environment
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 13 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($399K) IS the median in the snapshot above, and the move from 2025 ($405K) IS the -1.5% one-year change.
Windows contain 0 to 4 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period %s through %s. Deemed reliable but not guaranteed.
The Sweetwater Creek buying strategy.
If we were buying in Sweetwater Creek today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Sweetwater Creek.
Reading a thin comp set
With only three closings in the window, the median of $399,000 is a directional guide, not a precise valuation. A single renovated or dated home can pull the average in either direction, which is why the $239 per-square-foot figure is the more useful anchor when you sit down to compare listings.
The 29-day median days-on-market says correctly priced homes are moving at a steady, unhurried pace. Combined with the slight year-over-year dip, that tells sellers not to reach beyond what the comps support, and tells buyers they can negotiate on condition and terms rather than racing the clock.
The location and the amenities are priced into every listing in Sweetwater Creek. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community with this few recent sales, the published median can mislead in either direction. We walk the actual comparable homes, weigh condition and square footage against that $239 per-foot benchmark, and price or offer from the real picture rather than a headline number.
Sweetwater Creek in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Sweetwater Creek buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Sweetwater Creek sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Sweetwater Creek, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Sweetwater Creek home worth?
Get a no-obligation home value based on real comparable sales in Sweetwater Creek, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Sweetwater Creek on the map →
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Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Sweetwater Boulevard (17 homes on record)
- Sweetwater Boulevard (15 homes on record)
- Summer Raye Court (14 homes on record)
- Sweetwater Boulevard (13 homes on record)
- Summer Raye Court (12 homes on record)
- Sweetwater Boulevard (4 homes on record)
- Sweetwater Boulevard (4 homes on record)
- Sweetwater Boulevard (4 homes on record)
- Sweetwater Boulevard (4 homes on record)
- Summer Raye Court (2 homes on record)
- Summer Raye Court (1 homes on record)
Email me new listings in Sweetwater Creek
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Sweetwater Creek
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Sweetwater Creek will answer, and the answer is published on this page for the next buyer.
Recent Developments in Sweetwater Creek Unit 4
Development, infrastructure, retail, and school activity affecting Sweetwater Creek Unit 4, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.
- October 2026Parks & Amenities
145,000 sq ft All Sports Dome planned on Gus Road in Kissimmee
All Sports Dome Southeast plans a climate-controlled indoor inflatable dome at 3070 Gus Road with multi-sport courts, turf fields and training areas. It would be the brand's first Greater Orlando location, with an opening expected in 2027 and no exact date given.
What it may mean for the marketAn indoor sports venue would add year-round recreation and event space on Kissimmee's Gus Road area. The project is about 10 miles northwest of Sweetwater Creek Unit 4, elsewhere in Osceola County.
Source: What Now Orlando - October 2026Infrastructure
Turnpike widening in Osceola County runs ahead of schedule at Fortune Road Bridge
Steel beams for the new westbound Fortune Road Bridge are in place a month early as Florida's Turnpike is widened from two to four lanes each way between Partin Settlement Road and Osceola Parkway. Westbound bridge traffic is expected at the start of 2027, and the broader project targets 2031. The bridge adds bike lanes and sidewalks.
What it may mean for the marketDoubling Turnpike capacity through this stretch should ease regional commutes between Kissimmee and the Orlando area once complete. The project is about 9 miles northwest of Sweetwater Creek Unit 4, elsewhere in Osceola County.
Source: WFTV - October 2026Development
Experience Kissimmee launches Film Kissimmee commission to recruit productions
The new film commission markets Osceola County to production companies through an online database of more than 100 filming locations and has hired a location manager. Leaders say productions could become a new economic driver, citing spending on hotels, vehicles, food and crew services.
What it may mean for the marketFilm work could add temporary jobs and visitor spending for hospitality and service businesses across Osceola County. The site is about 9 miles northwest of Sweetwater Creek Unit 4.
Source: WFTV - September 2026Infrastructure
CFX holds public meetings on 14-mile toll road through part of Split Oak Forest
The Central Florida Expressway Authority held public meetings on Sept. 16 and 17 for a 14-mile road from State Road 417 near Boggy Creek Road in Orange County to Nova Road in Osceola County. CFX says portions could begin construction next year and that the road would ease traffic on Narcoossee Road. The agency faces a legal challenge from Orange County and is pursuing an eminent domain case.
What it may mean for the marketIf built, the road would add a new east-west route between Lake Nona and St. Cloud, changing commute options and access to east Orange and Osceola land. The project is about 15 miles northeast of Sweetwater Creek Unit 4, elsewhere in Osceola County.
Source: Spectrum News 13 - August 2026Civic
St. Cloud council approves $6.7 million downtown apartment and parking garage agreement
The City Council unanimously approved an agreement with Atlantic Housing Partners for apartments and a parking garage next to City Hall. The Community Redevelopment Agency contributes $6.25 million and the city $460,000. The garage would hold 450 to 500 spaces, with 250 reserved for apartment residents.
What it may mean for the marketNew downtown rental housing and public parking would add residents and parking capacity to the St. Cloud core. The site is about 5 miles northeast of Sweetwater Creek Unit 4.
Source: Spectrum News 13
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
Frequently Asked Questions
What is the median home price in Sweetwater Creek?
How long do homes in Sweetwater Creek take to sell?
Do cash buyers compete in Sweetwater Creek?
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Where is Sweetwater Creek, and what county is it in?
Should you buy in Sweetwater Creek?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | Stellar MLS closed sales, 12-month windows ending July 13, 2026 |
| Under-contract shares | Stellar MLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2013 (10 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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