Terralago
Homes for Sale in Oviedo, FL
All 203 homes for sale in OVIEDO, FL · median $489,990 · 135 homes for sale in 32765 · Seminole County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of September 2026, Terralago in Oviedo, FL has 1 home for sale. Over the 12 months ending 2026-09-12, 3 recorded sales closed at a median of $875,000, $283 per square foot, a median 27 days on market, sellers accepting 98% of original asking. Homes listed or recently sold were built 2010 - 2020; 4 of 4 report an HOA (median $133/mo); none of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 29 ft). At the median price and Seminole County's FY2025-26 rate of 15.18 mills, annual property tax runs about $13,280 ($12,680 with the full homestead exemption).
Terralago right now
🟡 Balanced market. 4.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 12, 2026. Confidence: Low (1 active and pending listings, 3 closed sales in 12 months).
What's unique here: the median sale price is about 2x the typical Seminole County sale ($875K vs $415K, trailing 12 months, Stellar MLS records).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 15, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Terralago market snapshot (as of September 12, 2026): the median sale price is about $875K ($283 per sq ft over the trailing 12 months of closed sales), a median 27 days on market for closed sales, and 4.0 months of supply, a balanced market.
In ZIP 32765 (OVIEDO), 735 homes closed in the last 12 months at a median of $485K ($251/sq ft), down 2.1% year over year, with a median 35 days on market. Right now 60 active and 36 pending listings put supply at about 3.1 months - a healthy market. See the live ZIP 32765 housing market and the Seminole County market.
Stellar MLS sales records identify 13 homes in Terralago that have changed hands since 2011, built between 2009 and 2020 (median 2011), with a median living area of about 3,865 sq ft and a typical 5-bedroom, 4-bath layout; 92% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
The setting & the homes.
Aerial and on-site photos of Terralago. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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TerralagoPhotos from Stellar MLS listings in Terralago; content deemed reliable but not guaranteed.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 12 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($875K) IS the median in the snapshot above.
Windows contain 0 to 3 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2026. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Seminole County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Seminole County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
TERRALAGO Market Scorecard
TERRALAGO is currently a balanced market. About 4.0 months of supply, a median asking price of $925,000, and homes go under contract in about 259 days.
Typical home value in the 32765 ZIP is $491,442, right around the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in TERRALAGO, OVIEDO
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Terralago
Live MLS inventory for Terralago. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Terralago listings as of 2026-09-12, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2026. Tap any home to ask about it.
Terralago on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
Life at Terralago
- Gated Community - No Guard · reported on 3 of 3 listings
- Gated · reported on 2 of 3 listings
- Maintenance · reported on 1 of 3 listings
- Security · reported on 1 of 3 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Seminole County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Lawton Elementary · Elementary
- Jackson Heights Middle · Middle
- Oviedo High · High
Zoned schools reflect the assignments reported on recent Terralago listings and can change; always confirm with Seminole County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Terralago address.
Shop the zone: Homes zoned for Oviedo High High School
The Terralago buying strategy.
If we were buying in Terralago today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Terralago.
A closer look at the Terralago market
At a median of $283 per square foot, Terralago prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
Inventory runs at 4.0 months of supply, a balanced market. Homes that do trade take a median 27 days on market, useful leverage on any listing that has lingered.
The location and the amenities are priced into every listing in Terralago. The deal is won or lost on condition, the comps, and the renovation math.
HOA, CDD & Fees
- HOA dues reported around $133/month (about $1,596/yr) · median of 12 MLS listings, most billed quarterly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $133 per month ($1,596 a year) - the median AssociationFee across 12 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Terralago buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Terralago sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Terralago, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Terralago home worth?
Get a no-obligation home value based on real comparable sales in Terralago, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Oviedo →
Recently off market in Terralago
Homes in Terralago that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 426 Terravista Pl · off market
Frequently Asked Questions
What is the median home price in Terralago?
How long do homes in Terralago take to sell?
Is Terralago a buyer's or seller's market right now?
Who is the best real estate agent for Terralago?
How do I find a top Oviedo real estate agent who knows Terralago?
Can Momentum Realty connect me with an agent for Terralago?
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 12, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 12, 2026 |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2014 (11 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Terralago fits the bigger picture — live prices, inventory, and Momentum Scores:
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