Tim-buk-tu
Homes for Sale in Middleburg, FL
True comps, carrying-cost math, and listings before the portals.
Tim-buk-tu is a small pocket in Middleburg — just 29 homes — with a build range that runs from 1965 all the way to 2022 and a median year built of 1996. That spread is the story here. Price is driven less by a single benchmark and more by which home you're looking at: an original mid-century structure and a recent build sit in the same community, and condition, updates, and lot are what separate them. Treat any headline number as a starting point, not a rule.
With a median living area around 1,568 square feet, this is a modestly-sized community where the individual property matters more than the aggregate. A homestead share of roughly 57% suggests a good portion of these are owner-occupied rather than turned over quickly. For a seller, that means comparables are thin and each closing carries weight; for a buyer, it means you underwrite the specific house, not the neighborhood average.
The 60-Second Overview
Tim-buk-tu is a compact Clay County enclave in Middleburg where homes span nearly six decades of construction, so the mix ranges from original 1960s stock to homes built within the last few years. Expect to evaluate each property on its own merits.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Tim-buk-tu is best for.
Best for
- Buyers targeting a right-sized home around 1,500 square feet who value location in Clay County
- Buyers comfortable evaluating an individual property's condition rather than relying on neighborhood averages
- Owner-occupant buyers planning to stay, given the community's higher homestead share
Probably not for
- Buyers who need a wide, always-available selection of listings
- Buyers set on a large, sprawling floor plan
- Investors expecting quick turnover and deep comparable data
The market around Tim-buk-tu
Tim-buk-tu is too small for its own price trend, so here is the market around it.
In ZIP 32068, 455 homes are on the market and 29% are under contract — a steady corner of Middleburg.
Across Clay County, 1,286 homes are active and 456 pending (26% under contract).
ZIP and county figures describe the wider market, not Tim-buk-tu specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Tim-buk-tu, Middleburg
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The Tim-buk-tu buying strategy.
If we were buying in Tim-buk-tu today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Tim-buk-tu.
A small community with a wide build range
The defining feature of Tim-buk-tu is variety inside a tight footprint. With homes built between 1965 and 2022 and a median around 1996, you're looking at a place where an updated or newer home will read very differently from an original one. Because the community is small, there won't be a steady stream of listings to compare against — patience and a willingness to act when the right home appears both matter.
The median living area near 1,568 square feet points to right-sized homes rather than sprawling floor plans. Roughly 57% owner-occupancy tends to correlate with homes that have been lived in and maintained rather than churned. None of that guarantees condition — it just means the burden is on inspection and walkthrough, not on assumptions drawn from the snapshot.
The location and the amenities are priced into every listing in Tim-buk-tu. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a 29-home community with a build range this wide, the average tells you almost nothing about the house in front of you. We help buyers read the difference between an original structure and an updated or newer one, and we help sellers price against genuinely comparable homes rather than a broad neighborhood number. When listings are this sparse, timing and judgment do the heavy lifting.
Tim-buk-tu in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Tim-buk-tu buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Tim-buk-tu sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Tim-buk-tu, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Tim-buk-tu home worth?
Get a no-obligation home value based on real comparable sales in Tim-buk-tu, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Should you buy in Tim-buk-tu?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Under-contract shares | realMLS records, as of 2026-09-12 |
| Historical depth | Closed-sale records back to 2013 (10 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
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