Valley T/H
Homes for Sale in Crestview, FL
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of September 2026, Valley T/H in Crestview, FL has 1 home for sale. As of September 2026, the MLS records 14 closed sales in Valley T/H in Crestview, FL since 2002, the most recent in June 2025. Across Crestview as a whole, 575 homes closed in the last 12 months at a median of $321,973, 71 median days on market, with 187 homes for sale today. At that median and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $4,150 ($3,640 with the full homestead exemption).
Valley T/H is a townhome community in Crestview, and the current MLS snapshot doesn't surface identified community amenities or a median price to anchor to. That means what sets pricing here is driven at the unit level — condition, updates, interior finishes, and how a given listing shows — rather than any shared amenity package or address premium.
For a buyer, the posture is to underwrite each townhome on its own merits and comps, not on a community story. For a seller, the takeaway is similar: presentation and condition do the heavy lifting, since there isn't an amenity draw to lean on. Come in with clean data on recent comparable sales and a realistic read on what your specific unit offers.
The 60-Second Overview
Valley T/H is a townhome enclave in Crestview, Okaloosa County. With no community amenities identified in current listings, value here tracks the individual townhome — its condition and finishes — rather than shared features.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Valley T/H is best for.
Best for
- Buyers seeking lower-maintenance townhome living in Crestview who will judge a home on its condition
- Value-focused buyers willing to compare individual units against recent comparable sales
- Buyers whose budget favors a townhome and who don't need shared community amenities
Probably not for
- Buyers who want a community built around pools, clubhouses, or other shared amenities
- Buyers who need a clear published price range to shop within before touring
- Buyers looking for a detached single-family home rather than a townhome
The market around Valley T/H
Valley T/H is too small for its own price trend, so here is the market around it.
In ZIP 32536, 328 homes are on the market and 35% are under contract — a fast-moving corner of Crestview.
Across Okaloosa County, 2,265 homes are active and 765 pending (25% under contract).
ZIP and county figures describe the wider market, not Valley T/H specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in VALLEY T/H, Crestview
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
VALLEY T/H Market Scorecard
VALLEY T/H is currently a thin data market. Limited supply, a median asking price of $179,900, and homes go under contract in about 10 days.
Typical home value in the 32539 ZIP is $284,748, about 21.2% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in Valley T/H
Live MLS inventory for Valley T/H. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Valley T/H listings as of 2026-09-12, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Schools
- Okaloosa County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Walker · Elementary
- Davidson · Middle
- Crestview · High
Zoned schools reflect the assignments reported on recent Valley T/H listings and can change; always confirm with Okaloosa County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Valley T/H address.
The Valley T/H buying strategy.
If we were buying in Valley T/H today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Valley T/H.
A unit-by-unit market
The defining fact about Valley T/H right now is what the data doesn't show: no community amenities surface from current MLS listings, and there's no median price on the board to frame the range. In a townhome setting, that shifts the entire evaluation onto the individual home. Two units in the same community can price very differently depending on updates, layout, and how they present.
That makes disciplined comparison essential. Rather than assuming a community-wide value, look at the specific townhome in front of you — its condition, its interior work, and how it stacks against genuinely comparable recent sales. This is a market where doing the homework on each listing pays off more than any headline number would.
The location and the amenities are priced into every listing in Valley T/H. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
Where there's no amenity story and no easy price anchor, our job is to get you accurate, unit-level comps and an honest read on condition. We'll tell you when a specific Valley T/H townhome is priced to its finishes and when it isn't — and we'll walk away from the ones that don't hold up.
Valley T/H in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Valley T/H buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Valley T/H sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Valley T/H, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Valley T/H home worth?
Get a no-obligation home value based on real comparable sales in Valley T/H, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Crestview →
Should you buy in Valley T/H?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Valley T/H with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: September 12, 2026) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2002 (14 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how VALLEY T/H fits the bigger picture — live prices, inventory, and Momentum Scores:
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Okaloosa County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Okaloosa County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.