Waterways Of Naples
Homes for Sale in Naples, FL

Community in Naples · Collier County · ZIP 34120
419 homesBuilt 1997–2003Median sale $544K
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Live Market Pulse
11/100
Market Heat
Cooler than normal
2015 → 2026 · 91 at the 2022 peak
0 is Waterways Of Naples's coldest market since 2015, 100 its hottest. Today: 11. How it's scored
Built fromLive fgc data13 years of closingsFL DOR public recordsUpdated twice daily
Live · Waterways Of Naples Housing Pulse fgc + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Price
$544K
Median sold · 12 mo
down 3.3% vs the prior 12 months
-3.3%
1-yr price change
n = 21 and 21 sales in the two windows
$239/sf
Sold $/sqft · 12 mo
peak $278 in 2024
91.5%
Sale vs ask
Collier median: 91.3%
Tempo
84days
Median DOM · closed
6 days at the 2022 low
21
Sold · last 12 mo
10-yr average: about 26 a year
Ownership and context
80%
Owner-occupied · Waterways Of Naples
333 of 419 parcels homesteaded (FL DOR 2025)
20%
Non-owner-occupied · Waterways Of Naples
incl. 12% trust or LLC-held · 8% out-of-state
24%
Cash buyers · Waterways Of Naples
5 of 21 sales, 12 mo ending July 2026
419
Homes in the community
419 residential parcels (FL DOR 2025)
Track record · 13 years of records
Est. 1997
Community established
homes built 1997-2003, median 2001 (FL DOR 2025)
2,287sqft
Median sold home size
12-mo windows, closed sales
5.0%/yr
Turnover rate
about 21 of 419 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Waterways Of Naples is a 419-home community built almost entirely between 1997 and 2003, with a median year built of 2001, so the housing stock reads as a single, coherent generation rather than a mix of eras. At a median price of $544,000 and a median price per square foot of $239.32, value here is driven largely by living space and condition rather than by newer construction, since the homes are all roughly the same vintage.

The current market posture is patient. A median 84 days on market, a market heat score of 11, and a 21-listing closing window over the reporting period point to a slower-moving, buyer-favorable environment. Pricing has also softened, with a year-over-year change of -3.3%, which sellers should factor into list price expectations and buyers can use as leverage in negotiation.

Waterways Of Naples Housing Pulse · Momentum Research · as of July 29, 2026

Waterways Of Naples right now

🟡 Off the recent peak. The trailing-12-month median ($544K) is down 3.3% from the prior 12 months ($562K). With about 26 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level fgc closed sales, 12-month windows ending July 29. Confidence: High (21 and 21 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

Updated July 29, 2026 · Live data: fgc, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Waterways Of Naples market snapshot (as of July 29, 2026): the median sale price is about $544K ($239 per sq ft over the trailing 12 months of closed sales), and a median 84 days on market for closed sales. The trailing-12-month median is down 3% from the prior 12 months, computed from record-level fgc closed sales (21 closings in the current window).

Waterways Of Naples is a community of 419 homes in Naples, Collier County, built between 1997 and 2003 (median 2001), with a median living area of about 2,672 square feet. 80% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

Waterways Of Naples is a built-out, single-era community in Naples where the median home runs 2,672 square feet, and a high homestead share of 79.5% suggests most owners use their home as a primary residence rather than a seasonal or investment property.

Best for

  • Buyers who want a larger home footprint for the price and don't need a newer build year
  • Buyers planning to homestead a primary residence in an established, built-out community
  • Buyers comfortable negotiating in a slower market where days-on-market run well above a month

Probably not for

  • Buyers who want confirmed on-site community amenities as part of the purchase
  • Buyers who need a fast-turnaround market with tight, rising pricing trends
  • Buyers seeking a wide mix of construction eras or the newest possible build year

Price History: What Homes Here Have Actually Sold For

Median sale price over the trailing 12 months ending July 29 of each year, from record-level fgc closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($544K) IS the median in the snapshot above, and the move from 2025 ($562K) IS the -3.3% one-year change.

Windows contain 1 to 39 sales each (21 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$300K$400K$500K$600K2014201620182020202220242026
Down 3.3% year over year.
Every sale since 2013 · price vs size
$0$250K$500K$750K2k3k
328 closed sales; green = recent. Size sets the floor, condition and lot set the rest.
Sold $ per sq ft · trailing 12 mo
$150$200$2502014201620182020202220242026
Up from $126 in 2013 to a $278 peak in 2024; $239 now.
Median days on market · closed sales
02550752014201620182020202220242026
6 days at the 2022 low; 84 now.
Sale price vs original ask · median
95%100%2014201620182020202220242026
91.5% now vs Collier 91.3%.
Homes sold per 12-mo window
020402014201620182020202220242026
1 to 39 a year; 21 in the current window.
Market Heat · 0 coldest, 100 hottest in the record
20406080seller-leaningbuyer-leaning201620182020202220242026
91 at the 2022 peak, 11 in the troughs, 11 now. Same score as the hero card, full history.
How much local inventory is already under contract

25% of homes for sale in ZIP 34120 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-07-18).

If we were buying in Waterways Of Naples today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Waterways Of Naples.

Best Buy
Buyers who want a single-era Naples community with consistent home sizes and are comfortable with a slower-moving market.
Biggest Risk
A thin closing sample and negative year-over-year price movement mean the current median can shift quickly on the next few sales.
Sweet Spot
Move-in-ready homes built within the 1997-2003 window that show well and are priced against recent, not aspirational, comparables.
Avoid If
You are seeking a resort-style amenity package, since none is currently identified from active MLS listings.

One Vintage, One Story

Because every home in Waterways Of Naples was built within a tight six-year window (1997 to 2003), there is little of the era-to-era price stratification you find in communities with decades of phased construction. The median living area of 2,672 square feet is generous for the price point, and at a median $239.32 per square foot, the math here is straightforward: larger, well-kept homes anchor the top of the range, and condition becomes the main variable buyers and sellers negotiate over.

The data points to a market that is currently taking its time. An 84-day median days-on-market figure and a market heat score of 11 indicate listings are not moving quickly, and the -3.3% year-over-year price movement confirms some softening. With a 21-listing closing window, the sample is thin enough that any single closing can move the local median meaningfully, which is worth keeping in mind when comparing a specific listing to the community-wide figures. No community amenities are currently identified from active MLS listings, so buyers evaluating lifestyle features should confirm what, if anything, is included directly with the listing agent rather than assuming amenities based on the community name.

The location and the amenities are priced into every listing in Waterways Of Naples. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
5.8C+ · Buy Score
Recent Direction5.2/10
Owner Commitment8.0/10
Pricing Power4.3/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (5.8). Basis: Recent Direction -3.3% year-over-year; Owner Commitment 80% owner-occupied; Pricing Power 91.5% sale-to-list. Refreshed with each data update.

Why work with Momentum here

In a single-era, thin-inventory community like this, the difference between an accurate offer and an overpay often comes down to reading days-on-market and per-square-foot data correctly rather than relying on the community-wide median alone. We track how each listing compares to the build era, square footage, and recent closing pace so you are negotiating from current facts, not averages.

Waterways Of Naples in 15 seconds.

Best forBuyers who want a single-era Naples community with consistent home sizes and are comfortable with a slower-moving market.
Biggest advantageGenerous square footage relative to price, with a median living area of 2,672 square feet.
Biggest riskA thin closing sample and negative year-over-year price movement mean the current median can shift quickly on the next few sales.
Sweet spotMove-in-ready homes built within the 1997-2003 window that show well and are priced against recent, not aspirational, comparables.
Avoid ifYou are seeking a resort-style amenity package, since none is currently identified from active MLS listings.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Waterways Of Naples sales matched to your home.

What is your Waterways Of Naples home worth?

Get a no-obligation home value based on real comparable sales in Waterways Of Naples, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not an automated estimate.

Frequently Asked Questions

What is the median home price in Waterways Of Naples?
The median sale price in Waterways Of Naples was $544K over the 12 months ending July 29, 2026 (21 closed sales, fgc).
How long do homes in Waterways Of Naples take to sell?
Homes that closed in the 12 months ending July 29, 2026 took a median 84 days on market (21 sales, fgc).
How many homes are in Waterways Of Naples?
The Florida DOR 2025 assessment roll shows 419 homes in Waterways Of Naples (public records).
What share of Waterways Of Naples is owner-occupied?
80% of Waterways Of Naples parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Waterways Of Naples built?
Homes in Waterways Of Naples were built between 1997 and 2003, with a median year built of 2001 (FL DOR 2025 roll).
Do cash buyers compete in Waterways Of Naples?
Cash buyers took 24% of Waterways Of Naples sales in the 12 months ending July 2026 (5 of 21 closings, fgc).
Who is the best real estate agent for Waterways Of Naples?
The best agent for Waterways Of Naples is one who actively works Naples and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Waterways Of Naples.
How do I find a top Naples real estate agent who knows Waterways Of Naples?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Waterways Of Naples and the wider Naples area.
Can Momentum Realty connect me with an agent for Waterways Of Naples?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Waterways Of Naples purchase or sale - no call center and no pressure.
Buyers who want a larger home footprint for the price and don't need a newer build yearExcellent fit
Buyers planning to homestead a primary residence in an established, built-out communityExcellent fit
Buyers comfortable negotiating in a slower market where days-on-market run well above a monthExcellent fit
Buyers who want confirmed on-site community amenities as part of the purchaseProbably not
Buyers who need a fast-turnaround market with tight, rising pricing trendsProbably not
Buyers seeking a wide mix of construction eras or the newest possible build yearProbably not

Data sources & freshness

Community market statsfgc closed sales, 12-month windows ending July 29, 2026
Housing stock & ownershipFlorida DOR 2025 assessment roll (street-list match (14 streets, ZIP 34120))
Under-contract sharesfgc records, as of 2026-07-18
Historical depthClosed-sale records back to 2013 (328 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of fgc records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the fgc member average and 8 days faster, and we’ll price yours against live your area comps.

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