Whisper Ridge
Homes for Sale in St. Augustine, FL
All 1,076 homes for sale in St. Augustine, FL · median $479,250 · 395 homes for sale in 32092 · St. Johns County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
Over the 12 months ending 2026-09-14, 11 recorded sales closed at a median of $490,000, $211 per square foot, a median 60 days on market, sellers accepting 93% of original asking (+25% versus the prior year). At the median price and St. Johns County's FY2025-26 rate of 13.47 mills, annual property tax runs about $6,600 ($6,080 with the full homestead exemption).
Whisper Ridge sits in St. Johns County with a median around $408,500 and a median price per square foot near $205. That combination tells you price here is driven more by condition and square footage than by any single headline number — the median is a midpoint, not a floor or a ceiling, and finished space is what moves the needle.
The posture right now is measured. A median of roughly 69.5 days on market and a heat score of 45 point to a market where buyers have time to think and sellers need to price honestly from day one. Year-over-year gains of 6.1% show the market is still moving up, but not at a pace that rewards guesswork or overreaching list prices.
Whisper Ridge right now
🟢 Still climbing. The trailing-12-month median ($490K) is up 25.2% from the prior 12 months ($391K) and up 222% since 2012. With about 18 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending September 13. Confidence: Medium (11 and 6 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 15, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Nearby homes for sale
No active listings inside Whisper Ridge right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Whisper Ridge market snapshot (as of September 13, 2026): the median sale price is about $490K ($211 per sq ft over the trailing 12 months of closed sales), and a median 60 days on market for closed sales. The trailing-12-month median is up 25% from the prior 12 months and up 222% since 2012, computed from record-level realMLS closed sales (11 closings in the current window).
In ZIP 32092 (St. Augustine), 2,385 homes closed in the last 12 months at a median of $456K ($215/sq ft), down 3.3% year over year, with a median 44 days on market. Right now 398 active and 232 pending listings put supply at about 2.7 months — a healthy market. See the live ZIP 32092 housing market and the St. Johns County market.
County records show 15 qualified sales in Whisper Ridge across 2024–2025 (12 in 2024, 3 in 2025), median $394,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Whisper Ridge is a community of 392 homes in St. Augustine, St. Johns County, built between 2004 and 2015 (median 2005.0), with a median living area of about 2,394 square feet. 72% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Whisper Ridge is a St. Augustine community in St. Johns County where homes trade near a mid-$400s median and typically take just over two months to sell — a market that favors preparation over speed.
Who Whisper Ridge is best for.
Best for
- Buyers targeting a mid-$400s budget who want time to inspect and negotiate rather than compete
- Long-hold owners who value a steady multi-year appreciation trend over a quick turn
- Sellers willing to prep and price to the median from day one
Probably not for
- Buyers who need a home locked up in days in a competitive rush
- Sellers expecting an above-median price without matching condition
- Short-term flippers counting on rapid resale in a slower, ~69-day market
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 13 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($490K) IS the median in the snapshot above, and the move from 2025 ($391K) IS the +25.2% one-year change.
Windows contain 6 to 31 sales each (11 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
36% of homes for sale in ZIP 32092 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-12).
Housing distress & ownership in Whisper Ridge, St. Augustine
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Recent Developments in Whisper Ridge St Augustine St Johns
Development, infrastructure, retail, and school activity affecting Whisper Ridge St Augustine St Johns, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated August 2026.
- July 2026Infrastructure
CR 210 widening westbound lanes set to reopen in St. Johns County
News4Jax reported that all westbound lanes of the County Road 210 widening project in St. Johns County were expected to reopen by the end of Friday, July 31, 2026, ahead of the August 10 school year start. The county said it is managing 44 active road projects totaling $183.1 million this year.
What it may mean for the marketExpands roadway capacity on a major county corridor, improving traffic flow and supporting continued growth along the CR 210 area. The project is about 12 miles north of Whisper Ridge St Augustine St Johns, elsewhere in St. Johns County.
Source: News4Jax - July 2026Development
Six agricultural enclave projects seek to develop 6,500-plus acres in St. Johns County
Jacksonville Today reported that St. Johns County received six proposals totaling more than 6,558 acres for development under a new Florida agricultural enclave law that took effect July 1, 2026. The largest proposal, about 4,462 acres north of Nocatee, comes from the Davis family and the PARC Group. The County Commission scheduled a public hearing on the proposals for August 19, 2026.
What it may mean for the marketSignals a large potential expansion of developable land and future housing and commercial capacity, using a new state process that can convert farmland to residential and commercial use with reduced local review. The project is about 11 miles north of Whisper Ridge St Augustine St Johns, elsewhere in St. Johns County.
Source: Jacksonville Today - July 2026Retail & Dining
Publix opens and more retailers coming to Marketplace at Nocatee
An official Nocatee business update reported that a Publix supermarket with a pharmacy drive-thru and adjacent Publix Liquors has opened at Marketplace at Nocatee. Additional announced tenants include SoFresh in late summer 2026, a Gate gas station, BODYBAR Pilates, a nail spa and a wine and spirits shop. The Hub at Nocatee entertainment concept is slated for 2028.
What it may mean for the marketExpands grocery, dining and everyday retail capacity at a growing town center, adding anchor and service tenants that build out the commercial base of the area. The project is about 13 miles north of Whisper Ridge St Augustine St Johns, elsewhere in St. Johns County.
Source: Nocatee - June 2026Infrastructure
First Coast Expressway advances as an economic-development corridor across Clay and St. Johns
The First Coast Expressway (State Road 23), a tolled beltway looping around the west and south of the Jacksonville metro, continued to open land for development along its corridor, with the final St. Johns County phase from Interstate 95 to east of County Road 2209 in progress. FDOT held a St. Johns County open house on the final phase in January 2026.
What it may mean for the marketNew limited-access highway capacity shortens commutes and opens adjacent land, changes that have historically shaped where new communities and demand concentrate. The site is about 18 miles northwest of Whisper Ridge St Augustine St Johns.
Source: Jax Daily Record - May 2026Retail & Dining
Grocery-anchored retail center proposed in Durbin Park
A grocery-anchored retail center was proposed at Durbin Park, the large mixed-use development near Interstate 95 and County Road 210 in northern St. Johns County, adding to the district's existing stores, restaurants, and Walmart-anchored core.
What it may mean for the marketAdded grocery and retail at Durbin Park deepens everyday conveniences in northern St. Johns County, an amenity factor that can support demand for surrounding communities. The project is about 13 miles northwest of Whisper Ridge St Augustine St Johns, elsewhere in St. Johns County.
Source: Jax Daily Record - February 2026Retail & Dining
Durbin Park Walmart plans an expansion
The Walmart anchoring Durbin Park filed plans to expand in early 2026, reinforcing the retail core of the Interstate 95 and County Road 210 district in northern St. Johns County.
What it may mean for the marketInvestment in Durbin Park's retail anchor signals continued commercial strength in northern St. Johns County, which can reinforce the appeal of nearby residential areas. The project is about 13 miles northwest of Whisper Ridge St Augustine St Johns, elsewhere in St. Johns County.
Source: Jax Daily Record
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Whisper Ridge buying strategy.
If we were buying in Whisper Ridge today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Whisper Ridge.
What the numbers actually say
The long-run picture is the strongest argument here: values are up roughly 169% since 2012, and the 6.1% year-over-year figure suggests that trend is still intact, if calmer. That kind of durable appreciation is worth more than a hot-quarter headline, and it fits a St. Johns County location with steady demand.
The near-term signal is patience. With a median around 69.5 days on market and a middling heat score of 45, this is not a bidding-war environment. Sellers who prep and price to the median from the start will do fine; those who chase an aspirational number will sit. Buyers, meanwhile, get room to inspect, negotiate, and walk if the condition does not match the ask.
The location and the amenities are priced into every listing in Whisper Ridge. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Whisper Ridge buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (8.1). Basis: Long-Term Appreciation +222% since 2012; Recent Direction +25.2% year-over-year; Owner Commitment 72% owner-occupied; Pricing Power 92.6% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a market where a single median hides a wide condition-driven spread, our job is to read the specific home against that midpoint — not a guess. We price sellers to move in a market that punishes overreach, and we help buyers use the roughly 69.5-day pace as leverage rather than pressure.
Whisper Ridge in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Whisper Ridge buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Whisper Ridge sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Whisper Ridge, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Whisper Ridge home worth?
Get a no-obligation home value based on real comparable sales in Whisper Ridge, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
What is the median home price in Whisper Ridge?
How long do homes in Whisper Ridge take to sell?
How many homes are in Whisper Ridge?
What share of Whisper Ridge is owner-occupied?
When were the homes in Whisper Ridge built?
Have Whisper Ridge home prices gone up?
Who is the best real estate agent for Whisper Ridge?
How do I find a top St. Augustine real estate agent who knows Whisper Ridge?
Can Momentum Realty connect me with an agent for Whisper Ridge?
Should you buy in Whisper Ridge?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | realMLS closed sales, 12-month windows ending September 13, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (19 streets, ZIP 32040/32062/32084/32092/32095/32566/32837)) |
| Under-contract shares | realMLS records, as of 2026-09-12 |
| Historical depth | Closed-sale records back to 2004 (419 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Whisper Ridge fits the bigger picture — live prices, inventory, and Momentum Scores:
Schools serving nearby communities
We do not have a confirmed school assignment for Whisper Ridge. These are the public schools most often assigned to other communities in ZIP 32092; zones change and vary by address, so confirm with the district before you buy.
- Pacetti Bay Middle School · Middle · FLDOE grade A (assigned to 41 nearby communities)
- Tocoi Creek High School · High · FLDOE grade A (assigned to 41 nearby communities)
- Mill Creek Academy · K-8 · FLDOE grade A (assigned to 15 nearby communities)
- Wards Creek Elementary School · Elementary · FLDOE grade A (assigned to 9 nearby communities)
- Mill Creek Academy K-8 or Wards Creek Elementary · Elementary (assigned to 9 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).
Nearby Communities
Explore more neighborhoods near Whisper Ridge with Momentum Realty’s local guides.