Aerial view of Whisper Ridge

Whisper Ridge
Homes for Sale in St. Augustine, FL

Community in St. Augustine · St. Johns County · ZIP 32092
392 homesBuilt 2004–2015Median sale $510K
Free · No obligation
Talk to a Whisper Ridge Expert

True comps, carrying-cost math, and listings before the portals.

Built fromLive realMLS dataFL DOR public recordsUpdated twice daily
Live · Whisper Ridge Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$510K
Median sold · 12 mo
$222/sf
Sold $/sqft · 12 mo
peak $222 in 2026
97.0%
Sale vs ask
St. Johns median: 96.4%
Tempo
35days
Median DOM · closed
35 days at the 2026 low
5
Sold · last 12 mo
10-yr average: about 5 a year
Ownership and context
72%
Owner-occupied · Whisper Ridge
283 of 392 parcels homesteaded (FL DOR 2025)
28%
Non-owner-occupied · Whisper Ridge
incl. 12% trust or LLC-held · 12% out-of-state
392
Homes in the community
392 residential parcels (FL DOR 2025)
Track record · 0 years of records
15
Recorded sales · 2024-2025
median $394K · qualified sales on the county roll (FL DOR 2025)
2004–2015
Years homes were built
median 2005 · county roll (FL DOR 2025)
2,300sqft
Median sold home size
12-mo windows, closed sales
1.3%/yr
Turnover rate
about 5 of 392 homes trade a year
Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written July 12, 2026

Whisper Ridge sits in St. Johns County with a median around $408,500 and a median price per square foot near $205. That combination tells you price here is driven more by condition and square footage than by any single headline number — the median is a midpoint, not a floor or a ceiling, and finished space is what moves the needle.

The posture right now is measured. A median of roughly 69.5 days on market and a heat score of 45 point to a market where buyers have time to think and sellers need to price honestly from day one. Year-over-year gains of 6.1% show the market is still moving up, but not at a pace that rewards guesswork or overreaching list prices.

Figures in this note are as of July 12, 2026. The live market numbers elsewhere on this page update nightly and are newer.

The 60-Second Overview

Whisper Ridge market snapshot (as of October 26, 2026): the median sale price is about $510K ($222 per sq ft over the trailing 12 months of closed sales), and a median 35 days on market for closed sales.

Whisper Ridge is a community of 392 homes in St. Augustine, St. Johns County, built between 2004 and 2015 (median 2005.0), with a median living area of about 2,394 square feet. 72% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

Whisper Ridge is a St. Augustine community in St. Johns County where homes trade near a mid-$400s median and typically take just over two months to sell — a market that favors preparation over speed.

Best for

  • Buyers targeting a mid-$400s budget who want time to inspect and negotiate rather than compete
  • Long-hold owners who value a steady multi-year appreciation trend over a quick turn
  • Sellers willing to prep and price to the median from day one

Probably not for

  • Buyers who need a home locked up in days in a competitive rush
  • Sellers expecting an above-median price without matching condition
  • Short-term flippers counting on rapid resale in a slower, ~69-day market

Housing distress & ownership in Whisper Ridge, St. Augustine

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 3 listings
Distress share trend — 0.0% now (2026-09-04 → 2026-10-25)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

If we were buying in Whisper Ridge today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Whisper Ridge.

Best Buy
Buyers who want durable appreciation in St. Johns County without a bidding war.
Biggest Risk
A wide condition spread around the median means two homes at similar prices can be very different.
Sweet Spot
A well-prepared home priced at the mid-$400s median that sells inside the typical window.
Avoid If
You need a fast, competitive flip-style sale or resale in months.

What the numbers actually say

The long-run picture is the strongest argument here: values are up roughly 169% since 2012, and the 6.1% year-over-year figure suggests that trend is still intact, if calmer. That kind of durable appreciation is worth more than a hot-quarter headline, and it fits a St. Johns County location with steady demand.

The near-term signal is patience. With a median around 69.5 days on market and a middling heat score of 45, this is not a bidding-war environment. Sellers who prep and price to the median from the start will do fine; those who chase an aspirational number will sit. Buyers, meanwhile, get room to inspect, negotiate, and walk if the condition does not match the ask.

“

The location and the amenities are priced into every listing in Whisper Ridge. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a market where a single median hides a wide condition-driven spread, our job is to read the specific home against that midpoint — not a guess. We price sellers to move in a market that punishes overreach, and we help buyers use the roughly 69.5-day pace as leverage rather than pressure.

Whisper Ridge in 15 seconds.

Best forBuyers who want durable appreciation in St. Johns County without a bidding war.
Biggest advantageA long-run track record of gains paired with a calmer, negotiable current pace.
Biggest riskA wide condition spread around the median means two homes at similar prices can be very different.
Sweet spotA well-prepared home priced at the mid-$400s median that sells inside the typical window.
Avoid ifYou need a fast, competitive flip-style sale or resale in months.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Whisper Ridge sales matched to your home.

What is your Whisper Ridge home worth?

Get a no-obligation home value based on real comparable sales in Whisper Ridge, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Whisper Ridge on the map →

Real comps, not an automated estimate.

Recent Developments in Whisper Ridge St Augustine St Johns

Development, infrastructure, retail, and school activity affecting Whisper Ridge St Augustine St Johns, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.

  1. August 2026
    Schools

    St. Johns County school board moves ahead with design of SilverLeaf-area high school costing about $100 million

    The board approved moving forward with design and architecture for a high school on Parcel 38, with cost estimated at roughly $100 million and possibly up to $120 million as design progresses. Construction is expected to take about three years. A board workshop on full project scope is being prepared.

    What it may mean for the marketA new high school in the SilverLeaf area would add school capacity for the fast-growing northwest part of the county. The project is about 11 miles northwest of Whisper Ridge St Augustine St Johns, elsewhere in St. Johns County.

    Source: News4JAX
  2. July 2026
    Infrastructure

    CR 210 widening westbound lanes set to reopen in St. Johns County

    News4Jax reported that all westbound lanes of the County Road 210 widening project in St. Johns County were expected to reopen by the end of Friday, July 31, 2026, ahead of the August 10 school year start. The county said it is managing 44 active road projects totaling $183.1 million this year.

    What it may mean for the marketExpands roadway capacity on a major county corridor, improving traffic flow and supporting continued growth along the CR 210 area. The project is about 12 miles north of Whisper Ridge St Augustine St Johns, elsewhere in St. Johns County.

    Source: News4Jax
  3. July 2026
    Development

    Six agricultural enclave projects seek to develop 6,500-plus acres in St. Johns County

    Jacksonville Today reported that St. Johns County received six proposals totaling more than 6,558 acres for development under a new Florida agricultural enclave law that took effect July 1, 2026. The largest proposal, about 4,462 acres north of Nocatee, comes from the Davis family and the PARC Group. The County Commission scheduled a public hearing on the proposals for August 19, 2026.

    What it may mean for the marketSignals a large potential expansion of developable land and future housing and commercial capacity, using a new state process that can convert farmland to residential and commercial use with reduced local review. The project is about 11 miles north of Whisper Ridge St Augustine St Johns, elsewhere in St. Johns County.

    Source: Jacksonville Today
  4. June 2026
    Infrastructure

    First Coast Expressway advances as an economic-development corridor across Clay and St. Johns

    The First Coast Expressway (State Road 23), a tolled beltway looping around the west and south of the Jacksonville metro, continued to open land for development along its corridor, with the final St. Johns County phase from Interstate 95 to east of County Road 2209 in progress. FDOT held a St. Johns County open house on the final phase in January 2026.

    What it may mean for the marketNew limited-access highway capacity shortens commutes and opens adjacent land, changes that have historically shaped where new communities and demand concentrate. The site is about 18 miles northwest of Whisper Ridge St Augustine St Johns.

    Source: Jax Daily Record
  5. May 2026
    Retail & Dining

    Grocery-anchored retail center proposed in Durbin Park

    A grocery-anchored retail center was proposed at Durbin Park, the large mixed-use development near Interstate 95 and County Road 210 in northern St. Johns County, adding to the district's existing stores, restaurants, and Walmart-anchored core.

    What it may mean for the marketAdded grocery and retail at Durbin Park deepens everyday conveniences in northern St. Johns County, an amenity factor that can support demand for surrounding communities. The project is about 13 miles northwest of Whisper Ridge St Augustine St Johns, elsewhere in St. Johns County.

    Source: Jax Daily Record
  6. February 2026
    Retail & Dining

    Durbin Park Walmart plans an expansion

    The Walmart anchoring Durbin Park filed plans to expand in early 2026, reinforcing the retail core of the Interstate 95 and County Road 210 district in northern St. Johns County.

    What it may mean for the marketInvestment in Durbin Park's retail anchor signals continued commercial strength in northern St. Johns County, which can reinforce the appeal of nearby residential areas. The project is about 13 miles northwest of Whisper Ridge St Augustine St Johns, elsewhere in St. Johns County.

    Source: Jax Daily Record

Development alerts for Whisper Ridge St Augustine St JohnsGet a short monthly email when something new is approved, funded, or opens near Whisper Ridge St Augustine St Johns.

A monthly email from Momentum Realty. Unsubscribe anytime. See our privacy and disclosures.

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

Frequently Asked Questions

What is the median home price in Whisper Ridge?
The median sale price in Whisper Ridge was $510K over the 12 months ending October 26, 2026 (5 closed sales, realMLS).
How long do homes in Whisper Ridge take to sell?
Homes that closed in the 12 months ending October 26, 2026 took a median 35 days on market (5 sales, realMLS).
How many homes are in Whisper Ridge?
The Florida DOR 2025 assessment roll shows 392 homes in Whisper Ridge (public records).
What share of Whisper Ridge is owner-occupied?
72% of Whisper Ridge parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Whisper Ridge built?
Homes in Whisper Ridge were built between 2004 and 2015, with a median year built of 2005.0 (FL DOR 2025 roll).
Who is the best real estate agent for Whisper Ridge?
The best agent for Whisper Ridge is one who actively works St. Augustine and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Whisper Ridge.
How do I find a top St. Augustine real estate agent who knows Whisper Ridge?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Whisper Ridge and the wider St. Augustine area.
Can Momentum Realty connect me with an agent for Whisper Ridge?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Whisper Ridge purchase or sale - no call center and no pressure.
Buyers targeting a mid-$400s budget who want time to inspect and negotiate rather than competeExcellent fit
Long-hold owners who value a steady multi-year appreciation trend over a quick turnExcellent fit
Sellers willing to prep and price to the median from day oneExcellent fit
Buyers who need a home locked up in days in a competitive rushProbably not
Sellers expecting an above-median price without matching conditionProbably not
Short-term flippers counting on rapid resale in a slower, ~69-day marketProbably not

Nearby Communities

Explore more neighborhoods near Whisper Ridge with Momentum Realty’s local guides.

Windward Ranch St Augustine0.4 mi away · median $486K, 34 sales/12 moGrey Hawk Estates St Augustine0.5 mi away · 33 homes, built 2015–16Southwind Plantation Saint Augustine1.1 mi awayTPTomoka Pines St Augustine1.3 mi away · 43 homes, built 2018–20Point St Johns St Augustine1.4 mi awayGrand Oaks St Augustine1.5 mi away · median $520K, 9 sales/12 moSt Johns Bluff St Augustine1.5 mi away

Browse all neighborhood guides →

Data sources & freshness

Community market statsrealMLS closed sales, 12-month windows ending October 26, 2026
Housing stock & ownershipFlorida DOR assessment roll (street-list match (19 streets, ZIP 32092))
Under-contract sharesrealMLS records, as of 2026-10-25
Historical depthClosed-sale records back to 2026 (5 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

By submitting, you agree that EAB RE INVESTMENTS LLC (Momentum Realty) and its agents may call, email, and text you about your inquiry, which may involve automated means and prerecorded or artificial voices. You do not need to consent as a condition of buying any property, goods, or services. To opt out, reply STOP at any time or reply HELP for assistance. You can also click the unsubscribe link in emails. Message and data rates may apply. Message frequency may vary. See our Privacy Policy and SMS Terms.or call (904) 351-6461
CallFree valuation →
Thinking of selling in Whisper Ridge? 5 recorded closings; median 35 days on market (window ending 2026-10-26). See the St. Johns County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
Talk to a Local Whisper Ridge Expert
Call Get Listings