Whispering Oaks
Homes for Sale in Tampa, FL
All 3,753 homes for sale in Tampa, FL · median $435,520 · 136 homes for sale in 33614 · Hillsborough County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Stellar MLS
Homes listed or recently sold were built 1999–2000; 3 of 3 report an HOA (median $80/mo); none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 37 ft). As of October 2026, the MLS records 33 closed sales in Whispering Oaks First Add in Tampa, FL since 2014, the most recent in December 2025. Recorded prices since 2024 ran from $440,000 to $540,000 (median $510,000), on homes of 1,566 to 2,066 sq ft. Across Tampa as a whole, 5,135 homes closed in the last 12 months at a median of $430,000, 38 median days on market, with 3,246 homes for sale today. At that median and Hillsborough County's FY2025-26 rate of 15.73 mills, annual property tax runs about $8,020 ($7,400 with the full homestead exemption).
Whispering Oaks First Add is a tight, single-vintage pocket in Tampa — 118 homes built in a narrow window around the turn of the millennium, with a median build year of 2000. When the housing stock is this uniform in age and size (median living area just under 2,200 square feet), price is driven less by which floor plan you buy and more by condition and updates. A kitchen and bath refresh, roof age, and HVAC status will move the needle here more than square footage will.
With more than 80% of homes carrying a homestead exemption, this is a long-hold, owner-occupied street rather than an investor-churned one. That tends to mean fewer listings hit the market at once and turnover is measured. For a buyer, patience and readiness matter — inventory is thin. For a seller, the scarcity of comparable listings cuts both ways: a well-prepared home stands out, but pricing has to be earned through condition, not assumed from the neighborhood name.
Figures in this note are as of July 13, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Nearby homes for sale
No active listings inside Whispering Oaks right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
A cohesive, early-2000s neighborhood in Hillsborough County where the homes are close in age and size, so the real differentiator between one listing and the next is upkeep and updating.
Stellar MLS sales records identify 123 homes in Whispering Oaks that have changed hands since 2005, built between 1998 and 2003 (median 2000), with a median living area of about 1,900 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 6 qualified sales in Whispering Oaks across 2024–2025 (5 in 2024, 1 in 2025), median $510,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Whispering Oaks. Swipe to explore the community.
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Whispering Oaks
Whispering Oaks
Whispering OaksPhotos from Stellar MLS listings in Whispering Oaks; content deemed reliable but not guaranteed.
Who Whispering Oaks is best for.
Best for
- Owner-occupants planning a long hold who want a roughly 2,200-square-foot home and are willing to wait for the right listing
- Buyers comfortable budgeting for near-term system and roof replacement on an original-condition home
- Buyers who value a settled, single-era neighborhood over a mix of new construction and vintages
Probably not for
- Buyers who need a wide range of choices and a fast close, given limited inventory and slow turnover
- Investors seeking high-churn rental flips in a heavily owner-occupied street
- Buyers wanting brand-new construction or a variety of home ages and sizes
The market around Whispering Oaks
Whispering Oaks is too small for its own price trend, so here is the market around it.
In ZIP 33614, 161 homes are on the market and 22% are under contract — a steady corner of Tampa.
Across Hillsborough County, 6,324 homes are active and 1,810 pending (22% under contract).
In ZIP 33614 (Tampa), 349 homes closed in the last 12 months at a median of $410K ($270/sq ft), down 0.6% year over year, with a median 34 days on market. Right now 55 active and 16 pending listings put supply at about 4.8 months — a balanced market. See the live ZIP 33614 housing market and the Hillsborough County market.
ZIP and county figures describe the wider market, not Whispering Oaks specifically. Momentum Research analysis of MLS records.
Homes For Sale Right Now in Whispering Oaks
Live MLS inventory for Whispering Oaks. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Whispering Oaks listings as of 2026-10-20, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2025. Tap any home to ask about it.
Whispering Oaks on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap contributors.
Schools
- Hillsborough County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Crestwood-HB · Elementary
- Pierce-HB · Middle
- Leto-HB · High
Zoned schools reflect the assignments reported on recent Whispering Oaks listings and can change; always confirm with Hillsborough County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Whispering Oaks address.
The Whispering Oaks buying strategy.
If we were buying in Whispering Oaks today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Whispering Oaks.
A single-vintage enclave
The defining trait here is uniformity. With construction confined to roughly 1999–2001 and a median living area near 2,193 square feet, buyers are largely comparing homes of the same era and footprint. That makes the inspection and the mechanicals conversation central: original-era roofs, water heaters, and HVAC systems are now well into replacement territory, and a home that has already handled those items is worth a serious look versus one that hasn't.
The high homestead share signals a neighborhood held by owner-occupants over time. Expect the kind of maintenance and improvement patterns that come with long tenure — some homes carefully updated, others frozen in their original finishes. There is no single price story here; the spread is condition-driven, and reading each home on its own merits is the whole game.
The location and the amenities are priced into every listing in Whispering Oaks. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a neighborhood this uniform, the value is in the details we can verify — roof and system ages, permit history, and how a given home's condition stacks up against the last comparable sale. With limited turnover among these 118 homes, we track what actually trades and help you price or offer against real condition rather than a headline. We will tell you plainly when a listing is priced on the name and not the work behind it.
Whispering Oaks in 15 seconds.
Email me new listings in Whispering Oaks
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Whispering Oaks
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Whispering Oaks will answer, and the answer is published on this page for the next buyer.
What it really costs to own in Whispering Oaks
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| HOA dues | Median $80/month across 3 MLS listings (most billed monthly; 2026-10-20). Dues cover what the documents say they cover; ask for the budget and reserve study. |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Hillsborough County is $1,816/yr (6,518 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 2000 across 3 listings. An original roof here would be about 26 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
HOA, CDD & Fees
- HOA dues reported around $80/month (about $960/yr) · median of 3 MLS listings, most billed monthly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $80 per month ($960 a year) — the median AssociationFee across 3 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Whispering Oaks buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Whispering Oaks sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Whispering Oaks, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Whispering Oaks home worth?
Get a no-obligation home value based on real comparable sales in Whispering Oaks, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Tampa →
| Location | Tampa, Hillsborough County, FL · ZIP 33614 |
|---|---|
| Homes in the community | 118 (FL DOR 2025 assessment roll) |
| Years built | 1999–2001 (median 2000) |
| Typical living area | 2,193 sq ft (median) |
| Amenities listed by sellers | Association Recreation - Lease, Gated Community - No Guard, Park, Playground |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 81% |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2025; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Whispering Oaks key facts,” movewithmomentum.com/neighborhoods/whispering-oaks-first-add, data as of September 20, 2026.
Housing distress & ownership in Whispering Oaks First Add, Tampa
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period October 2026 through October 2026. Deemed reliable but not guaranteed.
Every Home for Sale in Whispering Oaks First Add Right Now (1)
All 1 active and pending Whispering Oaks First Add listings with a detail page, newest first, refreshed twice a day from the MLS.
- 4602 Dunnie Drive · $524,000 · 3 bd / 2 ba · pending · listed Oct 1, 2026 · listed by Circuitous Realty
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Tampa guides & data
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Florida buyer guides
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- Florida flood insurance calculator
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Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Dunnie Drive (31 homes on record)
- Orange Sunset Drive 101 (28 homes on record)
- Orange Sunset Drive 102 (28 homes on record)
- Orange Sunset Drive 201 (27 homes on record)
- Orange Sunset Drive 202 (25 homes on record)
- Orange Sunset Drive (19 homes on record)
- Whispering Wind Avenue (18 homes on record)
- Juniper Blossom Drive (12 homes on record)
- Whispering Wind Avenue (5 homes on record)
- Whispering Wind Avenue (4 homes on record)
- Dunnie Drive (4 homes on record)
- Dunnie Drive (3 homes on record)
21% of homes for sale in ZIP 33614 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-20).
Recent Developments in Whispering Oaks First Add
Development, infrastructure, retail, and school activity affecting Whispering Oaks First Add, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- August 2026Development
AECOM Hunt selected as construction manager for proposed $2.3 billion Rays ballpark in Tampa
AECOM Hunt joined the design team led by Populous for the proposed ballpark on a site that includes Hillsborough College property. The stadium would have at least 28,000 fixed seats, with a construction start targeted for September 2026 and completion by late 2028. Tampa's public contribution is up to $80 million and financing is not finalized.
What it may mean for the marketA large ballpark and surrounding mixed-use district would add construction jobs, event traffic and retail demand on the Dale Mabry corridor. The site is about 3 miles southwest of Whispering Oaks First Add.
Source: Tampa Bay Business and Wealth - August 2026Infrastructure
Four firms vie to build Tampa International Airport's $150 million control tower
TPA narrowed the field to four builders for a new blast-resistant air traffic control tower on about 2 acres northwest of the main terminal. The budget is about $150 million, with board selection expected Oct. 1 and substantial completion targeted for March 2029.
What it may mean for the marketAirport capital spending supports construction employment and long-term air service capacity for the region. The site is about 5 miles southwest of Whispering Oaks First Add.
Source: Tampa Bay Business and Wealth - August 2026Development
ONE Tampa condo tower tops out at 42 stories with nearly 70% of units sold
Kolter Urban's 42-story tower at North Ashley Drive and East Twiggs Street has 225 residences and is capped at 649 feet by aviation limits. Closings are expected to begin in the third quarter of 2027. About 5,000 square feet of ground-floor restaurant space is planned.
What it may mean for the marketNew downtown condo inventory and ground-floor dining add housing choices and walkable amenities near Curtis Hixon Waterfront Park. The site is about 5 miles south of Whispering Oaks First Add.
Source: Tampa Bay Business and Wealth - July 2026Development
33-story tower planned for Water Street Tampa expansion
Strategic Property Partners plans a 33-story mixed use tower at Water Street and Cumberland Avenue in downtown Tampa on a 1.9-acre site. The building would hold 452 residential units ranging from studios to three bedrooms plus about 37,000 square feet of retail and 645 parking spaces. Construction is scheduled to begin in spring 2027 with completion targeted for 2029.
What it may mean for the marketAdds a 33 story tower with 452 residential units and ground floor retail to the downtown Tampa market, continuing the buildout of the Water Street district and expanding high rise housing supply. The project is about 6 miles south of Whispering Oaks First Add, elsewhere in Hillsborough County.
Source: Florida YIMBY - July 2026Development
Mercy Oaks II affordable apartments open on North Florida Avenue
Catholic Charities, with the City of Tampa and Hillsborough County, completed Mercy Oaks II, a 17-unit affordable apartment building on North Florida Avenue in East Tampa built on the site of a former strip mall. The project includes 15 one-bedroom and two two-bedroom units, with seven units serving households up to 80 percent of area median income and ten up to 50 percent. It was supported by 1.25 million dollars in state SHIP funds from the city and sits next to the 20-unit Mercy Oaks I completed in 2022.
What it may mean for the marketAdds 17 income restricted apartments on a former strip mall site, expanding the affordable rental supply and converting vacant commercial land to housing. The site is less than a mile east of Whispering Oaks First Add.
Source: City of Tampa - July 2026Builder Activity
First 3D-printed affordable home nears completion in East Tampa
The nonprofit Corporation to Develop Communities of Tampa is completing Tampa's first 3D-printed affordable home on Lurline Circle in East Tampa, using a gantry-style printer that layers concrete for the walls. The house is expected to be finished within weeks and listed for sale in about two months, with down payment assistance and first time homebuyer programs available. The effort is part of a broader CDC initiative that includes more than 90 multifamily units in East Tampa.
What it may mean for the marketIntroduces 3D concrete printing construction to the local for sale housing market, with a new single family home and additional multifamily units planned. The method signals a new building technique entering the area home supply. The project is about 5 miles southeast of Whispering Oaks First Add, elsewhere in Hillsborough County.
Source: Bay News 9
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
Frequently Asked Questions
How many homes are in Whispering Oaks?
What share of Whispering Oaks is owner-occupied?
When were the homes in Whispering Oaks built?
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Should you buy in Whispering Oaks?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: October 20, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 33614)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2014 (33 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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