Waterfront Homes for Sale in Athens, GA

This page tracks every Athens listing whose MLS record reports waterfront (ocean, bay, Intracoastal, river, canal or lake frontage), by community, with live counts and asking prices, and the costs that come with the water.

14 waterfront homes are for sale or pending in Athens, GA today across 12 communities. The median asking price is $489,950, from $212,500 to $1,945,000. Listings in Athens without that feature have a median of $384,750. Most listings right now: Allgood Farms (1), River Shoals Ph I (1), Tanglewood (1). Updated September 27, 2026 from the MLS.

Live waterfront homes in Athens: the listings

12 active listings carry the flag today (3% of Athens inventory), median asking $572,500, $189/sq ft, median 39 days on market. Photo cards link to the listing; refreshed nightly.

Newest waterfront homes in Athens

38 River Shoals Drive, waterfront for sale in Athens
$1,750,000
6 bd · 5.5 ba · 5,240 sq ft · built 2003
38 River Shoals Drive, 30606
River Shoals
Listing courtesy of Corcoran Classic Living
198 Xavier Drive, waterfront for sale in Athens
$995,000
4 bd · 4 ba · 4,398 sq ft · built 1977
198 Xavier Drive, 30606
Listing courtesy of 3tree Realty
320 Millstone Circle, waterfront for sale in Athens
$645,000
4 bd · 4.5 ba · 5,710 sq ft · built 1993
320 Millstone Circle, 30605
Shoal Creek Farms
Listing courtesy of Coldwell Banker Upchurch Realty
1320 Barnett Ridge, waterfront for sale in Athens
$540,000
4 bd · 3.5 ba · 3,827 sq ft · built 1996
1320 Barnett Ridge, 30605
Barnetts Bluff
Listing courtesy of Greater Athens Properties
152 Thornhill Drive, waterfront for sale in Athens
$949,000
4 bd · 3.5 ba · 3,315 sq ft · built 1993
152 Thornhill Drive, 30607
Hodgsons Place
Listing courtesy of Coldwell Banker Upchurch Realty
215 Mcduffie Drive, waterfront for sale in Athens
$285,000
3 bd · 3 ba · 1,510 sq ft · built 1988
215 Mcduffie Drive, 30605
Crestwood Estates
Listing courtesy of Southern Classic Realtors
165 Bar H Drive, waterfront for sale in Athens
$439,900
4 bd · 3 ba · 3,257 sq ft · built 1972
165 Bar H Drive, 30605
Bar H Estates
Listing courtesy of Mark Spain Real Estate
1350 Allgood Road, waterfront for sale in Athens
$1,945,000
6 bd · 4.5 ba · 7,086 sq ft · built 1991
1350 Allgood Road, 30606
Allgood Farms
Listing courtesy of Compass
224 Grove Street, waterfront for sale in Athens
$430,000
4 bd · 3 ba · built 2022
224 Grove Street, 30605
Listing courtesy of Maximum One Realty Greater Atlanta
112 Annas Walk #29, waterfront for sale in Athens
$605,000
4 bd · 4 ba · 4,219 sq ft · built 2003
112 Annas Walk #29, 30606
Annas Walk Condo
Listing courtesy of Coldwell Banker Upchurch Realty
585 White Circle #Apt 509, waterfront for sale in Athens
$389,000
2 bd · 2 ba · 1,836 sq ft · built 1900
585 White Circle #Apt 509, 30605
Whitehall Mill Lofts
Listing courtesy of Nabo Realty Inc.
106 Fernbanks Court, waterfront for sale in Athens
$239,900
3 bd · 3 ba · 2,098 sq ft · built 1973
106 Fernbanks Court, 30605
Riverbend Fernbanks
Listing courtesy of BHHS Georgia Properties

The most expensive waterfront homes in Athens

ListingAskingSq ftCommunity
1350 Allgood Road$1,945,0007,086Allgood Farms
38 River Shoals Drive$1,750,0005,240River Shoals
198 Xavier Drive$995,0004,398—
152 Thornhill Drive$949,0003,315Hodgsons Place
320 Millstone Circle$645,0005,710Shoal Creek Farms
112 Annas Walk #29$605,0004,219Annas Walk Condo
1320 Barnett Ridge$540,0003,827Barnetts Bluff
165 Bar H Drive$439,9003,257Bar H Estates
224 Grove Street$430,000——
585 White Circle #Apt 509$389,0001,836Whitehall Mill Lofts

Waterfront Homes by price

BandFor saleShare
Under $300K217%
$300K–$500K325%
$500K–$750K325%
$750K–$1M217%
$1M+217%

Athens waterfront homes by community

Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.

CommunityWaterfront HomesNew buildMedian listFrom
Allgood Farms10$1,945,000$1,945,000
River Shoals Ph I10$1,750,000$1,750,000
Tanglewood10$995,000$995,000
Hodgsons Place10$949,000$949,000
Shoal Creek Farms10$645,000$645,000
Annas Walk Condo10$605,000$605,000
Barnetts Bluff10$540,000$540,000
Bar H Estates10$439,900$439,900
Whitehall Mill Lofts10$389,000$389,000
Crestwood Estates Sub Sec Iii10$285,000$285,000
Riverbend Fernbanks10$239,900$239,900
Fernbanks Condominiums10$212,500$212,500

What waterfront ownership really costs

Waterfront homes carry costs inland homes do not: flood insurance where the parcel sits in a FEMA special flood hazard area, higher windstorm premiums closer to open water, and upkeep for seawalls, docks and lifts. Before you offer, pull the FEMA flood zone for the specific parcel, ask for the seawall’s age and any inspection reports, and get an insurance quote in hand, not an estimate. Our flood insurance calculator and wind mitigation savings calculator show what the parcel will actually cost to insure.

Questions to ask about any waterfront listing

Is the water frontage deeded or association-owned? Is there a fixed bridge between the dock and open water, and what is the clearance? What did the seller pay for flood and wind coverage last year, and with which carriers? Has the seawall or dock been permitted and inspected? What is the finished-floor elevation? A local agent who works waterfront deals will know which canals hold depth at low tide and which carriers are writing in the area.

Common questions

How many waterfront homes are for sale in Athens?
As of September 27, 2026, 14 Athens, GA listings whose MLS record reports waterfront are active or pending, across 12 communities. The count updates with every MLS refresh.
What do waterfront homes cost in Athens?
The median asking price today is $489,950, with listings from $212,500 to $1,945,000. Athens listings without that feature have a median of $384,750.
Which Athens community has the most waterfront homes for sale?
Allgood Farms has the most right now (1), followed by River Shoals Ph I (1), Tanglewood (1), Hodgsons Place (1).
Is a waterfront home always in a flood zone?
Not always, but most direct-frontage parcels are in a FEMA special flood hazard area, which means a lender will require flood insurance. The elevation certificate and the exact zone for the parcel decide the premium; two homes on the same canal can differ by thousands a year.

Keep exploring Athens

Live data: Georgia MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Athens, GA whose MLS record reports waterfront. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.

Listing data © 2026 Georgia MLS (GAMLS). Information is deemed reliable but is not guaranteed.

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