Waterfront Homes for Sale in Freeport, FL
This page tracks every Freeport listing whose MLS record reports waterfront (ocean, bay, Intracoastal, river, canal or lake frontage), by community, with live counts and asking prices, and the costs that come with the water.
100 waterfront homes are for sale or pending in Freeport, FL today across 54 communities. The median asking price is $579,950, from $229,000 to $5,500,000. Most listings right now: Hammock Bay (19), Hammock Bay (13), Bay Grove (4). Updated September 8, 2026 from the MLS.
Freeport waterfront homes by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.
| Community | Waterfront Homes | New build | Median list | From |
|---|---|---|---|---|
| Hammock Bay | 19 | 0 | $475,000 | $389,000 |
| Hammock Bay | 13 | 0 | $499,000 | $424,990 |
| Bay Grove | 4 | 0 | $1,114,500 | $585,000 |
| Bay Grove | 2 | 0 | $862,000 | $550,000 |
| Windswept Estates | 2 | 0 | $702,000 | $639,000 |
| Pitts Bay Shore | 2 | 0 | $642,000 | $599,000 |
| Hammock Oaks Estates | 2 | 0 | $537,450 | $500,000 |
| Hammock Oaks Estates | 2 | 0 | $533,250 | $499,000 |
| Lagrange Bayou | 1 | 0 | $5,500,000 | $5,500,000 |
| Lagrange Bayou | 1 | 0 | $5,500,000 | $5,500,000 |
| Lagrange Cove | 1 | 0 | $2,499,000 | $2,499,000 |
| Lagrange Cove | 1 | 0 | $2,499,000 | $2,499,000 |
| Dewitt Land Unrec | 1 | 0 | $1,699,900 | $1,699,900 |
| Bay Harbour | 1 | 0 | $1,699,000 | $1,699,000 |
| Bay Harbour | 1 | 0 | $1,699,000 | $1,699,000 |
| No Recorded Subdivision | 1 | 0 | $1,500,000 | $1,500,000 |
| Cedar Beach | 1 | 0 | $1,295,000 | $1,295,000 |
| Morris Bay | 1 | 0 | $1,225,000 | $1,225,000 |
| Twin Oaks 1St Addn | 1 | 0 | $1,100,000 | $1,100,000 |
| Twin Oaks 1St Addn | 1 | 0 | $1,075,000 | $1,075,000 |
| Morris Bay | 1 | 0 | $999,999 | $999,999 |
| Beatrice point/Alden Lane | 1 | 0 | $995,000 | $995,000 |
| Beatrice point/Alden Lane | 1 | 0 | $995,000 | $995,000 |
| Bay Harbour | 1 | 0 | $950,000 | $950,000 |
| South Bay Grove Road | 1 | 0 | $799,000 | $799,000 |
| South Bay Grove Road | 1 | 0 | $799,000 | $799,000 |
| Mallet Bayou Reach Ph 1 | 1 | 0 | $795,000 | $795,000 |
| Windswept Estates | 1 | 0 | $649,900 | $649,900 |
| Hammock Oak Estates | 1 | 0 | $648,000 | $648,000 |
| Lairds 2Nd Addn | 1 | 0 | $644,900 | $644,900 |
| Lairds 2Nd Addn | 1 | 0 | $644,900 | $644,900 |
| Lagrange Bayou Estates | 1 | 0 | $599,999 | $599,999 |
| Hammock Oak Estates | 1 | 0 | $599,900 | $599,900 |
| Lake Sharon Estates | 1 | 0 | $569,000 | $569,000 |
| Hammock Oaks Estates Phase Ii | 1 | 0 | $565,000 | $565,000 |
| Symphony At Hammock Bay | 1 | 0 | $549,600 | $549,600 |
| Lake Sharon Estates | 1 | 0 | $549,000 | $549,000 |
| Symphony At Hammock Bay | 1 | 0 | $544,600 | $544,600 |
| Hammock Oaks Estates Phase Ii | 1 | 0 | $540,000 | $540,000 |
| Pitts Bay Shore | 1 | 0 | $525,000 | $525,000 |
| Parkview At Hammock Bay | 1 | 0 | $514,900 | $514,900 |
| Hammock Bay - Starburst | 1 | 0 | $475,000 | $475,000 |
| Hammock Bay - Bird Song | 1 | 0 | $450,000 | $450,000 |
| Alaqua Creek S/D Unrecd | 1 | 0 | $449,000 | $449,000 |
| Hammock Bay- Symphony | 1 | 0 | $445,000 | $445,000 |
| Alaqua Unrec | 1 | 0 | $419,000 | $419,000 |
| Magnolia landing | 1 | 0 | $415,000 | $415,000 |
| Marshs | 1 | 0 | $409,900 | $409,900 |
| Marshs | 1 | 0 | $409,900 | $409,900 |
| Live Oak Harbor | 1 | 0 | $399,900 | $399,900 |
| Bayshore Resort Unrec | 1 | 0 | $399,000 | $399,000 |
| Riverwalk Ph I | 1 | 0 | $399,000 | $399,000 |
| Riverwalk Ph I | 1 | 0 | $399,000 | $399,000 |
| Live Oak Harbor | 1 | 0 | $395,000 | $395,000 |
What waterfront ownership really costs
Waterfront homes carry costs inland homes do not: flood insurance where the parcel sits in a FEMA special flood hazard area, higher windstorm premiums closer to open water, and upkeep for seawalls, docks and lifts. Before you offer, pull the FEMA flood zone for the specific parcel, ask for the seawall’s age and any inspection reports, and get an insurance quote in hand, not an estimate. Our flood insurance calculator and wind mitigation savings calculator show what the parcel will actually cost to insure.
Questions to ask about any waterfront listing
Is the water frontage deeded or association-owned? Is there a fixed bridge between the dock and open water, and what is the clearance? What did the seller pay for flood and wind coverage last year, and with which carriers? Has the seawall or dock been permitted and inspected? What is the finished-floor elevation? A local agent who works waterfront deals will know which canals hold depth at low tide and which carriers are writing in the area.
Common questions
How many waterfront homes are for sale in Freeport?
What do waterfront homes cost in Freeport?
Which Freeport community has the most waterfront homes for sale?
Is a waterfront home always in a flood zone?
Keep exploring Freeport
Live data: Emerald Coast AOR, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Freeport, FL whose MLS record reports waterfront. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.