Waterfront Homes for Sale in Indian Shores, FL

This page tracks every Indian Shores listing whose MLS record reports waterfront (ocean, bay, Intracoastal, river, canal or lake frontage), by community, with live counts and asking prices, and the costs that come with the water.

59 waterfront homes are for sale or pending in Indian Shores, FL today across 32 communities. The median asking price is $715,000, from $239,999 to $6,700,000. Most listings right now: Beach Cottage Condo (5), Sand Castle Condo (3), Beach Palms Condo (3). Updated September 8, 2026 from the MLS.

Indian Shores waterfront homes by community

Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.

Community	Waterfront Homes	Median list	From
Beach Cottage Condo	5	$725,000	$645,000
Sand Castle Condo	3	$1,198,000	$1,150,000
Beach Palms Condo	3	$725,000	$685,000
Chateaux Condo	3	$645,000	$564,900
Barefoot Beach Resort Of Indian Shores	3	$474,500	$390,000
Belleview Gulf Condo	3	$239,999	$239,999
Onella Condo	2	$4,073,500	$3,997,000
Pipers Iii A Condo	2	$1,147,000	$1,045,000
Dolphin Key Condo	2	$1,071,444	$922,888
Gulf Shores Condo	2	$677,000	$625,000
Holiday Villas 3	2	$565,000	$415,000
Vista Bay Condo I Ph I	2	$457,000	$389,000
Bay Mariner The Condo	2	$454,000	$439,000
Sea Shell Of Indian Shores	2	$434,000	$389,000
Bay Shores Yacht & Tennis Club	2	$422,950	$369,900
Indian Rock South Shore	1	$4,495,000	$4,495,000
Fairwinds Condo	1	$2,500,000	$2,500,000
Sea Crest Of Indian Shores Condo	1	$1,979,000	$1,979,000
Avra-Condos Condo	1	$1,895,000	$1,895,000
Westview Grande Condo The	1	$1,593,000	$1,593,000
Westview Grande Condo, The	1	$1,399,000	$1,399,000
Townhomes Of Vista Moorings	1	$1,150,000	$1,150,000
Wade Surfside Condo	1	$999,000	$999,000
Pelicans Pointe Beach Homes	1	$980,000	$980,000
Pointe Condo The	1	$849,999	$849,999
Pier House One The Condo	1	$700,000	$700,000
Las Olas Condo	1	$639,000	$639,000
Captains Cove Condo	1	$619,900	$619,900
Water View Condo	1	$619,900	$619,900
Mariners Pointe Of Indian Shores Condo	1	$555,000	$555,000
Golden Shores Condo	1	$525,500	$525,500
Tahitian Towers Condo	1	$509,900	$509,900

What waterfront ownership really costs

Waterfront homes carry costs inland homes do not: flood insurance where the parcel sits in a FEMA special flood hazard area, higher windstorm premiums closer to open water, and upkeep for seawalls, docks and lifts. Before you offer, pull the FEMA flood zone for the specific parcel, ask for the seawall’s age and any inspection reports, and get an insurance quote in hand, not an estimate. Our flood insurance calculator and wind mitigation savings calculator show what the parcel will actually cost to insure.

Questions to ask about any waterfront listing

Is the water frontage deeded or association-owned? Is there a fixed bridge between the dock and open water, and what is the clearance? What did the seller pay for flood and wind coverage last year, and with which carriers? Has the seawall or dock been permitted and inspected? What is the finished-floor elevation? A local agent who works waterfront deals will know which canals hold depth at low tide and which carriers are writing in the area.

Common questions

How many waterfront homes are for sale in Indian Shores?

As of September 8, 2026, 59 Indian Shores, FL listings whose MLS record reports waterfront are active or pending, across 32 communities. The count updates with every MLS refresh.

What do waterfront homes cost in Indian Shores?

The median asking price today is $715,000, with listings from $239,999 to $6,700,000.

Which Indian Shores community has the most waterfront homes for sale?

Beach Cottage Condo has the most right now (5), followed by Sand Castle Condo (3), Beach Palms Condo (3), Chateaux Condo (3).

Is a waterfront home always in a flood zone?

Not always, but most direct-frontage parcels are in a FEMA special flood hazard area, which means a lender will require flood insurance. The elevation certificate and the exact zone for the parcel decide the premium; two homes on the same canal can differ by thousands a year.

Keep exploring Indian Shores

Live data: Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Indian Shores, FL whose MLS record reports waterfront. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.

Listings courtesy of Stellar MLS as distributed by MLS GRID.